Propane allows us to run the furnace, cook, and (if we choose) have hot water. We try to use it sparingly by cooking outdoors on the grill, wearing ample clothing during cold seasons, and use campground showers when possible (and inviting enough.) Filling our propane is easy enough as a number of RV resorts offer on-site fill or contract a company to fill your tanks on-site. You can also exchange tanks or fill them at truck stops like Flying J, Loves, and others. The average in most states is $22 for exchange and $18 for a refill of a 10lb. tank.
Well congrats on the upcoming adventures! For an easy “entry” into RVing I would most definitely recommend the New Mexico State Camping Pass. Not only are all the New Mexico parks quite lovely, they’re spacious with lots of trails (very dog friendly) and you’ll get to travel around and see a lot of variety at very low cost. Plus you can test out your rig and dry camping skills. I think it’s an excellent idea! Good luck and good travels!
So those are just 10 things I have learned so far – and I know there is so much more learning to come. We are happy about our decision and what we are doing and sometimes we have to stop and sit back and say – is this really our life?! It is funny if I hear about someone else doing something like this or see a blog about it I get the feeling like – Wow that is awesome! I wonder how they are doing it?! Then I say – oh yeah that is right – we are doing it!
*Diesel is mixed with additives and processed by the fuel companies in three stages (summer goes to -11 degrees, autumn/spring goes to -24 and winterdiesel goes to -32 Celsius), so here you do not have to worry as much about wax forming in the diesel. A tip is to not fill too much at lower altitudes, as gas-stations at higher/colder parts of the country will change over to the next “level” earlier in the season. so fill up when you get there, not before…
My husband was working a remote 9 to 5 job and stopped a little less than a year ago and since then we have transitioned over to my virtual assistant business and our travel blog being how we make our income. We also just signed up to be DoTerra oil reps (we love essential oils!) and are in the process of starting a t-shirt company. You know, just a few things to keep busy.
Things really are thieves of time! I have always enjoyed removing clutter and simplifying aspects of my life, but never have I gone to the extremes we did when preparing to move into our Moyerhome. I have noticed over the past two years that we really don’t need as many things as we think we do and that having lots of stuff gets in the way of getting
I don’t know if we actually need skirting to keep our pipes and tanks from freezing, but we decided to go ahead and use it just to be safe, and it made a huge difference in keeping our RV warmer inside and preventing heat loss. We made our own removable, reusable vinyl skirting out of recycled billboard vinyl for around $200. You can read more about how we made our skirting in this blog post.
Knowing our expenses may not help other RVers. Unfortunately, there isn’t just one easy answer, and without a bit of research, no one can say how much living full time in an RV will cost. It’s the same as when we live in a traditional house—we all have different costs and expenses depending on our income and our lifestyle. It will depend on how much traveling is planned, the type of RV, and what the budget is. We may travel more or less than others, have a smaller RV with less expenses, and boondock more.
When we first started RVing we signed up to just about every camping club out there, Sam’s Club, Escapees, Club USA etc. In retrospect (again because of where/how we like to camp) these were not worth it. The only camping club I currently consider is Passport America, mostly for short stops and I do like the Escapees Days End list, but even these have mostly been replaced by overnight “freebies” when we need them. The rest of the time we’re out in nature/boonies where club memberships do not go. For some people clubs are great and they can certainly be cost saving if you make use of them, but for us they’ve simply not made the cut.
It can be a challenge to figure out what to bring for full time RV living. “Is one pair of sandals enough or do I need a second pair for campground showers?” We ended up having way too much stuff. After a month of RV living we decided to sell the bicycles because we never used them. A few months later, we performed a spring cleaning by re-evaluating everything in the RV. Many articles of clothing ended up in the donation pile because neither of us had touched them since we moved in.
However, Thing 1 is getting older and we wanted to respect his desire for a more traditional course of study. He has expressed that he wants to go to college and hopefully receive some scholarship money. That means “the game” of test scores and graduation requirements needs to be played to a certain extent. We know there are untraditional ways to gain entrance into college and receive scholarships but we do want to keep as many paths open as possible for him.
Wow!!!! have I ever enjoyed your written article,I will tell you you have a gift of writing.stay at it and enjoy your life style ,not too many folks have the kahoonas to do it ,me included, I do build some awesome custom traveling campers &wagons of Aluminum,spray foam sip insulated,wood facade rustic looking,lightweight . My product we call Woolywagons & Woolycabins. We also welcome tiny house dwellers here at our woodsy central Indiana lazyaa B&B Guest Ranch home of the Woolywagons custom built RVs I am 62 and love building and people and traveling with my horse.I have done some whitewater canoeing but Man you are one radical kayaker too too cool If ever in Indiana I would sure appreciate chewing the fat with you at our campfire.This invite is good for all of you
The first thing on my list of things to do was replace the standard RV drinking water hose that ran from my city water source across my driveway (in a makeshift conduit I’d created) to the mobile mansion. I needed to run some kind of water line that I could run heat tape along. Heat tape (or trace heating) uses electricity to apply a small amount of heat to pipes to prevent freezing. I had some experience with it from my Howard Mesa cabin, where we’d used it on a very short length of hose between a water tank and the building. But rather than a 6-foot length of the stuff, I’d need 66 feet of it. That meant two 30-foot lengths plus one 6-foot length.
Brent and I chose to put our desires on hold for a few years to launch these two amazing young men into the world from a stationary foundation because after many long talks, hard cries (on my part), and prayers we felt settling down was the most loving decision for them. Unfortunately, we can’t read ahead like in the Choose Your Own Adventure books and make a decisions on the best of two outcomes. The thing is we will never know what was the “best” for them because we can’t live two lives and compare. Maybe one day we will wish we would have stayed on the road. Maybe not. It’s impossible to know. All we can do is make the most loving decision based on our present knowledge while considering what we have learned from the past and then hope for the best in the future. In other words, I can’t control everything as much I’d like to. Damn.
Can you afford Fulltime Rving? Many people think it's an expensive lifestyle, and it can be if you buy a fancy motor-home, travel constantly, stay in all the best resorts, and eat out all the time. Many people enjoy Rving without breaking the bank though. There are very cost effective RVs available that can be considered when selecting an RV for full-timing. There are countless RV resorts that are beautiful and inexpensive. Consider your budget, and if will you continue to earn income or not.
Regular shower and/or bathroom: At first, a small bathroom seems just fine – until you've been in there a few times. The walls close in. The shower is smaller than most broom closets. Your elbows will touch both sides, as will a lot of the rest of your body at certain times. While it's totally doable to take a shower and still feel like you are OK to go out in public, it's certainly not luxurious.
For months after settling down, I struggled on and off with depression It’s a rather long story but the short of it is I did not adjust easily back to life in a house after four years on the road. It’s been hard. Really hard. At times, I’ve felt like I’m 19 again but not in the life-is-an-open-road-awesome-way but in the lost lonely what-am-I-doing-way. It sucks to be 39 and feel like a depressed confused 19 year old.
That’s a pretty big size nut for living in an RV. $1100 for the month for lot rent seems rather against the tenets of tiny house living which seeks to reduce your overhead. Throw in laundry and utils cost and you’re about $1300/month. I can lease a darn nice house around here for a lot less. One other thing I’m confused about is you say you pay $600/year for auto/trailer insurance and then your monthly budget is $196. That doesn’t add up.
I just ran across this today. My husband and I are trying to gather info so we can set out on a full time RVing adventure. I have found this info very helpful since we have not fully committed yet by actually purchasing our RV. (He’s retired and I’m not quite yet!) My question is, what do you do about having a permanent residence for times when that is needed? (Like when it’s time to renew your driver’s license.) We plan on selling our home and this was one of the many questions that came up. Any info would be helpful in making a more informed decision. Thanks.
Thanks for your comments Maria. It’s easy to get confused as there is a lot of misinformation floating about. You must have seen the HGTV episode. We didn’t pay $208,000 and we owned our Monaco Vesta for 3 years. Everyone’s budget and spending habits are different. We list our general costs of living, not the cost of our RV (all costs are variable per person, especially RV’s). Yes depreciation is a factor when purchasing an RV, as with anything.
Pete, the ugly truth is: RV MSRP is a joke. Most people end up purchasing a new RV for 20%-30% off the MSRP. If you purchase a unit that’s new and last years model you can expect to get 35% – 40% off MSRP. Of course everything depends on supply and demand, and how long the dealer has the unit on the lot. If you want the biggest discount purchase a used RV that’s 2-3 years old, and buy an extended warranty.
You two are amazing! My fiancé and I just saw your “house hunters” episode today and wanted to check out your blog! We are seriously amazed at how you are making this amazing experience work. We are both “tied down” with jobs and such, we looked at each other and said “how refreshing!” Now, we haven’t made any serious life-altering decisions or taken any steps yet but there is no doubt both of our wheels are still turning! Just wanted to share a thank you for a reminder of the beauty in our world, you are super inspiring, and good luck in your travels!!
I really appreciate the informative comments. My wife and I are tossing around the idea of selling our house and purchasing an RV. We’ll be able to afford to pay cash for a Class A motorhome or (for less fear of problems when sitting still long term) a top of the line camper trailer so payments are not part of our expenses. My greatest concern, as with most folks, is the monthly cost of staying in a campground. Can you enlighten me on what a “membership” might cost and which ones you would recommend…if indeed you do recommend joining a camping club. We’re not the type of people who would want to stay in a state or national park. Our income should allow us to stay where water, sewer and electricity is always supplied. We simply need to know if our daily expenses will outweigh what we now spend living at home…which is about $1,500 per month, including water, electric, cable, phone, groceries, three (paid for) cars and property tax. THANKS!!
My family and I are really contiplating this in the next month. My husband is a general contractor and I just had my 3rd baby, we have a 6 year old, 2, & 4 month. What kind of homeschooling do you use? I sold my salon and I’ve been looking into working from online especially if we do decide to travel the country. Any tips would be great, ty for this blog!
Thank you for giving me some ideas. I am interested in going on long trips, and or living in an rv. Of course different lifestyles change the amounts of money. But, do you think a single person, in a realistically priced trailer, with a decent size truck, and doesn’t require a lot of entertainment and food, do you think I could make it? I am but a modest lady wanting to travel some. I appreciate your advice. Thank you.
My husband is possibly getting us transferred to Winnipeg, MB, Canada in the next couple months. Being that he’s never set foot in Canada and I am a sand person – not a snow person, we thought we would sell our house in Indiana, buy a fifth wheel and find a year-round place or campground to park, near his work. I said if it doesn’t work out, we’ll pack up and head straight for Florida (or someplace warm at least).
We also use uscampgrounds.info. Great resource. Full-timing is certainly not for everyone. It requires some risk taking, overcoming fears of the unknown, saying good-bye to family and friends, and doing some things that may not seem wise. In the beginning, Paul admits, that one of his biggest full-timing faults is, he has difficulty “rolling-with-the-punches.” I find that the most challenging thing is not looking back so much. I love to reminisce and this leads me to get a bit melancholy. We have enjoyed worshipping with many different denomination and at nondenominational churches. We have made so many new friends that we stopped counting. This is one of the biggest advantages to our lifestyle. Thanks, Nina, for the great blog and giving Paul and I a few minutes of reflecting on our past year.
You’ll notice that none of these RVers, nor us, shared how much we pay monthly for other items, such as debt (student loans, mortgages if we still have property somewhere, credit cards, etc.), medical supplies, car and RV monthly financing payments, clothing and other personal purchases, memberships/subscriptions (RV memberships as well as Netflix, Spotify, etc.), and business/work expenses.
We’ve had the Postmasters at several different Post Offices give us totally conflicting information. We pressed two different Postmasters to call their district supervisors to get the details clarified, and even then we got conflicting information. So it seems the Postal Service is is still working out its relationships with UPS and FedEx as far as General Deliveries go.
We’ve had the Postmasters at several different Post Offices give us totally conflicting information. We pressed two different Postmasters to call their district supervisors to get the details clarified, and even then we got conflicting information. So it seems the Postal Service is is still working out its relationships with UPS and FedEx as far as General Deliveries go.
Very poorly written - lots of typos and grammatical errors. Granted, I'm extremely picky about those things, but there's no excuse for a published author to make these errors. The content wasn't all that great, either. I didn't learn anything new from reading it. There are hundreds of better-written RV books out there, don't waste your money on this one.
Thanks so much for the tips. I am in the process of moving out of my 1650 sq. ft. house into a 32′ fifth wheel, which I have parked on my two-acre property. My granddaughter and hubby are moving into the house to help with the mortgage payments on the property. I won’t be traveling anywhere, just staying put in my own yard, but your tips are invaluable. Keep ’em coming!
Enjoy your thoughts and insight. BUT…..(yes, I’m a BUT gal), you obviously have plenty of finances w/cushion should you have unexpected expenses on the road. It is not so “go for it” when one is a BABYBOOMER, widowed Gal, whose main income is Social Security ($1500). It gets tricky. I’ve lived from Tokyo to Stockholm and all over the USA. Full timed a while crossing the country 12 times. Currently stuck in South Texas and loathe it. (formerly resided in Las Vegas, Beverly Hills, Miami, Honolulu, Tokyo and Palm Springs – the total opposite of anything in Texas. It’s a long sstory.) So, tell me where should I begin? I’m thinking New Mexico or north Arizona. Avoid DRUG TRAFFIC is an obvious concern; yet, too isolated places are risky ALONE for a petite gal. Not interested in mid-west/east coast: been there done that. Need SUN. That limits much of the US. Any advice or introspection welcome. Guess it’s a future choice of in the “rocking chair or on the road”.
Well, that depends on how long they want to full time. Let’s say the RV travel costs are $2,000 per month. That’s on top of whatever other costs they have (Insurance, repairs, clothing, cell phone, etc.). Then a person needs an income to support that level of spending for as long as they’ll be full-timing. If they want to try it for a couple of years, don’t want to work while traveling, and have no other source of income, then my guess is a couple needs around $100,000 saved up to live off.
RV Parks in San Diego area are slim. we’re staying at a park that runs 1075/mo and with this heatwave we’re paying anywhere between 350-450/mo for electric, some are paying up to 700. We’re retired and on fixed income and have 5 years left on our loan. Our rig is a 2004 and are at a loss as to what to do with everything going up. Stay in it til it paid off ? Then no mortgage, just rent or sell and move to an apartment. We’re 72 & 78 years old and now regretting our lifestyle change that we took in 2004.
This is a wonderful blog! We are getting ready to start our RV adventure as newbies, in our 34 footer! We are avid motorcycle enthusiasts and will be planning our trips based on where the best motorcycle roads are in the US. Regarding the comments about size considerations, we will pulling a 10 foot trailer with the motorcycle. Will that have to factor into size considerations for sites, or can we just get creative with how we park the trailer? Any feedback is greatly appreciated!
Currently we are not full-timing it, but we are on the road for up to 6 months straight. For those extended periods, monthly expenses can vary depending on what campground or resort we are staying in. Campground prices vary widely. If you are staying in one area long-term, your best bet is to pay a monthly rate for your campsite. That will give you a deep discount, but in most cases you will be responsible for the monthly electricity (and sometimes water usage) for your campsite. Depending on the area you are staying in, monthly rates could be as low as $300.00 a month plus electricity. In more popular areas, the cost could exceed $600.00.
I could live in my RV, either in my hangar — there’s plenty of room — or on my property where it was already parked and hooked up. The trouble with that was that my RV, the “mobile mansion” is not designed for cold weather living. To make matters worse, I had parked it 66 feet from my onsite water source and I knew the hose running in a makeshift conduit under my driveway was very likely to freeze.
Steven wanted to go on the road for years, but Joyce said she wouldn’t do it unless he made her a home office where she could write a book. Steven gutted the little room in the RV that had a bunk bed and turned it into an office for Joyce that even has a sliding door. Together they remodeled much of the interior, adding sunflowers, a reminder of Joyce’s home state of Kansas, and their RV has a washer and dryer.
I moved to Durango, Colorado 2 months ago hauling my 18ft tiny house. I’m in the process of winterizing. I want to use straw bales under the house to help combat the cold wind I know we’ll have. I’ll put a corrugated metal skirt up around that. I have been warned that if I do that I’ll be creating a haven for mice. Any suggestions on what to do about that? Should I just forget about using the bales?
Anyway, what a great life you are living, I love it but want to be more stealth than you are so I can park anywhere. I just spent a few months off and on in Canmore Alberta and you could tell who the guys in the campers were and I met a few who had stealth down to a science. They were totally off the grid and didn’t leave their unit physically where they slept and the vehicles just looked like PMVs with a couple of quirky things on them like low stacks and vents. The cube will look just like a work truck with exterior tool box doors except for the furnace exhaust but many work trucks are heated so I will have an edge.
For now I’ve parked up at my favourite ski hill nestled in the Kootenays. They let me park in the parking lot which is great for easy access to the lifts on powder days! The only downfall is hearing the snowplows and groomers all night. With the winter absence of wildlife I pretend the chugging of the front end loader plowing the lots at night is the birds singing. This makes there 5am appearance bearable. With the guiding season starting up soon Harvey will remain parked as we work through the season, rest assured ill keep him stocked up and ready to go when adventure calls!
Anyway, we average about $120 a month in eating out, which is mostly restaurants and Starbucks, not any fast food. From people that I’ve talked to, this is extremely low. Many full-time travelers are super into trying local restaurants when they travel, so they obviously spend a lot more on restaurants. But if you’re moving into an RV to downsize, pay off debt, or build wealth, you’re in control of spending as little eating out as you want. If you’re moving into an RV because you want the full experience of all the places you visit, you’ll drop a few hundred on eating out each month. It’s your call.
I think the most encouraging part about traveling is that once you hit the road you start to meet people with a similar mindset who can affirm your beliefs and values. I know that sounds obvious, of course you’ll meet people on the road who also like to travel. It’s hard to envision what that feels like when you’re only surrounded by people who don’t understand why you’d want to sell everything and go travel in an RV.
I’ve been wondering what to do with my life. I;m single and own a home with a mortgage. Going it alone is tough…especially when things break down, like the water heater. I have been looking into either leasing or selling my house and getting out of debt, then buying an RV. The thing is, I’m looking to set up permanently in an RV park and wondered how / IF that is an option and how would it work. Any advice or info about this would be greatly appreciated.
Yes, you can use a correctly rated extension cord for temporary use. A 20 amp cord minimum for a 1500 watt (12.5amp) heater. Add a surge protector for more safety. The cord could accumulate heat if coiled in closed space next to combustibles, like your plastic RV compartment. Fire from electrical overload is very real and RV’s burn very fast, which is why they all have a second exit in or near the bedroom out the window. Extension cords are prohibited because most people would not follow the safety precautions. RV’ers should! Check your smoke detector for early warning at night. (yes, this sounds like too much concern, but fires happen and RV’s burn fully in minutes)
Sandra, you are not the first to think we spend too much or too little. Everyones lifestyles are different and we don’t live on a shoe string budget, nor do we post our expenses for any reason other than to help others get an idea of what it costs us, with our lifestyle to live on the road. We buy local, fresh and organic food as much as possible. We like good all natural food that doesn’t come in a box or can and that isn’t something we plan on changing if we don’t have to. We work from the road (not retired or independently wealthy) and our websites are not just your average wordpress sites and we do a lot to keep them secure, backed up and so on and so forth. Our phones are a huge part of our business and we have to have smart phones with internet and such. Sure, if we didn’t work and didn’t have to have solid internet, this would be a lot less. Just not an option for us right now.
Many folks choose to use portable electric heaters to heat their rig. This method of heating doesn't add condensation to the air and depending on the cost of propane may actually be slightly cheaper to run. Great care must be taken to not overload the wiring in your RV or the electrical system in the campground. Most parks will either put you on an electric meter or charge extra for electric heat. Use only UL approved heaters and keep combustibles away.
My bucket list included photographing eagles along the Mississippi River in winter. We arrived in Davenport, Iowa and were lucky enough to find a county park open with electric. No problem our basement was heated, so we thought. That plumbing bay has a plastic bottom with a hole for the sewer hose. Did you know plastic is a conductor of cold? We didn’t consider it util our water filter froze and the pump dumped 90 gallons of fresh water on the ground.
So, we take our $7200 and leave on our new life of freedom until we need more money. Then, we choose a place we want to be for a while, stop there, and get a job paying as much as we can, but at least $7 per hour . For that month we take home about $1000. We spend half of that to live on, and now have $500 in savings. Actually, we should have more since we won’t be driving much (some of us will ride our bike, scooter or motorcycle which we are carrying on a bike rack or trailer). So we can take that $500 and are off again. Or we can spend several months at one place and then travel several months. Maybe you like to ski so you spend three months at a ski resort working and skiing on the weekends. Then you have the next three months off to do whatever and go wherever you want. When you need to work again, you drive up to Glacier National Park and get a job there doing dishes at the resort. You spend your summer weekends hiking and taking pictures. Three months later, you are free again. Or maybe you are a history buff. So you drive to Gettysburg and get a job there. You spend your weekends exploring the Amish country and Philadelphia. You then go to New England to photograph the fall colors and spend a month exploring Washington DC. When you need to work again you drive to Orlando or Miami, get a job, and explore Florida. If you are adventurous you can work your way down to a beach resort in Mexico where you work for the next three months and surf, fish and snorkel on your weekends. Working in the tourist industry you probably double your wage in tips and living in Mexico is very cheap so you save even more than usual. Now you can take the next six months off in the U.S., or maybe nine months off in Mexico. You keep doing this to your heart’s content!
I’m 25 years old and have a 3-year-old son. My husband and I will be debt free within a year and have fallen in love with the idea of becoming full-time travelers and world schooling our child. My biggest question is, how do you plan out the cost of living? I work virtually so we’d have 1 full-time income and my husband is investigating ways to make money on the road. We don’t want wait until retirement to travel and we want our son to experience the world (or at least our continent)! Any help is greatly appreciated!
We are fortunate in that our health insurance is a benefit of my corporate job. We are with Cigna and all three of us have full coverage including dental and vision. Our deductible has become increasingly higher since 2012 and we are now at a Silver plan which gives us a $5000 deductible each. Our prescription plan is less than stellar and we maintain our insurance primarily for our daughter and for unforseen medical circumstances. While on the road though we typically see an Urgent Care physician which costs $35/visit. We currently pay $430/month for health insurance.
8. Making money on the road is certainly not impossible. There are many parks and campgrounds at which you can work, but these aren’t your only options. Research the area where you are going for opportunities that fit your skill set. Once you have something in mind, prepare a resume and a nice reference list to have on hand that accentuates those skills and make stops throughout the area inquiring as to seasonal or temporary openings.
It Sounds like your rear brakes may be freezing up. Are you setting the parking brake? If so there is probably moisture in the brakes and when you set the parking brake, (which sets the rear brakes only) the brakes then cool and the moisture turns to ice, thus freezing the brake pads to the brake drum. I am assuming this is the trouble because they seem to release when you try to reverse, which is a common reaction to this problem.
In between the pop-up and Gateway, we had a 35’ Cedar Creek fifth wheel. It was really great but the big boys really wanted more space if we were going to keep full timing and I was kinda tired of the small kitchen counter. The one thing we loved about the Cedar Creek was the shorter length opened up more camping options. Many parks have 35’ length restrictions and we fit in a lot of driveways. The Gateway at 41’ no longer fit in my or Brent’s parents driveway and occasionally we couldn’t stay in some parks because it was too big. We don’t regret purchasing the Gateway and would buy it over again if we were full time RVing but now that we aren’t, we are looking for something shorter so we have more options.
I hate getting old as insurance goes up, but being retired with only Social Security, and not having to pay taxes sure helps. We are considering Texas as our domicile for family and our truck registration, but it depends on the cost of changing health insurance. We have an old travel trailer we bought for $4,500, so we will save if we want something newer. All we can do is try. We will have a storage place though, just in case.
Our second year of homeschooling, we enrolled the boys in a new a hybrid classical school. It was a fantastic year blending the best of both worlds. The boys were home with us four days a week and went to school three days a week. They got the benefits of a classroom setting, like positive peer pressure (and a teacher who could keep up with Latin) and I got a break. Since I didn’t need to create schedules, choose curriculum, and find social opportunities our homeschool days were even more relaxed. The one thing I would have changed about this year was math. At the time, the school used Saxton which turned out to be a poor fit for both boys. Not only was it boring but it was less advanced than their previous curriculum. When we went back to homeschooling the following year we had to go back a year in Singapore.
Thank you so much for your clear and concise answers to winter R.V. use. You not only answered my questions but brought up a bunch of things I had not thought of. I am taking a 33′ allegro from the Oregon Coast to Longmont Colorado area the 1st of December. Not the best time of year but got into an experimental medical trial for a catastrophic nervous system failure condition I got from an IED serving in the military while in Iraq. It is my last hope so going to go for it. Until I find housing there I will be staying in the Allegro. I feel much more confident now that I have reviewed your sight. It made the wife a lot more comfortable as well. Once again thank you for the wonderful information
In the event that there is a partial loss, like theft of just a few items, there are caps on what is covered. With National General, if the theft occurs inside your RV, then the cap is 25% of the total value of all the Personal Effects coverage that you carry. For example, if you have a $20,000 Personal Effects policy, then this means there is a cap of $5,000 per claim. If the theft occurs outside the RV but on your campsite, then the coverage is 10% of the total value of all the Personal Effects coverage that you carry. Again, for $20,000 total coverage, this means a cap of $2,000 per claim. There is no coverage if the theft occurs away from the RV (i.e, your bike is stolen from the bike rack at the coffee shop in town).
First of all, thank you for your generosity and how much you help people here! Today I found your page/article and am so grateful. You and your family are such an inspiration to my husband and me. We currently live in NYC and have owned and operated a yoga studio since 2009. Community is of utmost importance to us and the unreasonable expenses of living in this city are endangering the studio’s sustainability.
It was a matter getting rid of the things we knew we wanted to get rid of and just hadn’t taken the time to do it. We used online tools like local Facebook garage sales pages and Craigslist to get rid of a lot of our larger items. Then we tried a garage sale, but given where our house was located, we didn’t get a lot of action. And we spent a lot of time pricing everything… I think we overpriced a lot, too. It seems like we thought our stuff was worth more then it really was.
There are private RV parks everywhere. They are extremely easy to find online, in commercial guide books and by asking at visitors centers. The AllStays App is a very popular resource. Private RV parks range from about $30/night to $60/night or more, tending to even higher prices in popular destinations at peak season in choice sites that offer more amenities (like a view). The parking is generally laid out in rows, and the sites can range from drycamping sites (no hookups) to electric and/or water only to electric/water/sewer with cable TV, telephone and free WiFi. Usually the site includes a picnic table, and sometimes the park has a pool, showers, shuffleboard or horseshoes, sometimes bike and canoe rentals, a small store, or other goodies.
Welcome to the blog! We know lots of fulltime families out there on the road, home-schooling and seeing the country. If you haven’t connected already I highly recommend Ditching Surburbia, and Fulltime Families. Both resources are focused on fulltime RV families on the road, and have LOTS of info for you. Ditching Surburbia, in particular has traveled fulltime with their teenage son & daughter for years. I met them a few years ago…lovely family!
I’d agree. Campground internet is as unreliable as any I’ve experienced, but hotspot options from most major wireless carriers make for fast and reliable internet on the road. Depending on the carrier, it’s generally around $100-$180 per month (for the better networks) and we’ve found it to be very reliable. And, don’t forget about coffee shops and cafes, which offer a good excuse to immerse yourself in the local scene while snagging some complimentary internet.
I really appreciate it when you pointed out that being an owner of an RV means that I should learn a little about electrical, plumbing, and roofing work so that life on the road will be a little easier. Maybe it is time that I get myself a book and educate myself about the basics of troubleshooting. After all, I do intend to get an RV for myself soon since my dream job is to be a nature journalist. Thanks for the tips.
15. Remember to factor in exercise. Living life in an RV can lead to a very dormant lifestyle if you’re not careful. A lot of time is spent traveling, sitting and being confined to one particular area for, sometimes, long periods. When at all possible, plan your stay where there is access to hiking and biking trails, swimming and other physical activities. It can even be considered exercise if you take a nice long stroll around your campsite. There are plenty opportunities for physical exercise with a life on the road, you just have plan ahead and look for opportunities.
Anytime we had questions or were unsure of what to do, we turned to the internet. Or, we’d kindly approach a fellow RVer and ask for assistance. It’s amazing how friendly and generous other RVers are with their time and knowledge. In two years on the road, we’ve met some amazing people who have been more than willing to troubleshoot issues or lend a helping hand.
My goodness. You spend A LOT. Some of your expenses I can’t comprehend. They are or should be one-time expenses, and why the large expense for the website? Hosting is $10 a month. There are free websites. Do you pay for SEO or advertising? I am not understanding. And the cell phones. My Lord. I pay $98 per month for mine; my fiance pays $55, because with mine being a smart phone, he doesn’t need anything fancy. There are family plans, too, with most carriers. Your grocery expenses are a bit over the top, too. Do you or would you use coupons, buy red tag items, etc.? All grocery stores have clearance items, and since your space is limited, this would be ideal. You likely don’t freeze things. If you buy red tag/orange tag/yellow tag/whatever color tag items, and then you use them in the next two days, you could feed your family on as little as $10 a day. And you’d eat well. Gas costs… well, gas costs!!! A lot. No getting out of that one. There are other expenses we wouldn’t have, and I’m thinking your RV is a lot nicer and newer. Anyway, good for you for living on the road. That’s a great experience for you kids. And the Mexican dental is brilliant! People may not know that they can get great dental work done on the cheap in Mexico. That’s why there are travel medicine groups springing up.
This may sound a little goofy, but a video of a fire burning in a fireplace is really fun and makes the rig cozy. The video simply shows logs in a fireplace burning down to embers, accompanied by the crackling sound a fire makes. It is surprisingly realistic, and quite funky. The crazy thing is that whenever we play it, the person sitting in the recliner closest to the TV always feels a little warm on the side by the fire!
When you give up your home owner’s policy, you give up a lot of nice blanket coverages that come with it, like liability coverage and the loss of personal belongings. Quite a few companies offer “Full-time RV insurance” that includes liability coverage similar to what would typically come with a home insurance policy. Coverage for personal belongings is a whole different story, however. See below.
Hi Nina and Paul, Fantastic job on your blog; has answered so many questions for us. Kathy and I tend to plan well in advance for such ventures as full time RV’ers.. Being in the starting planning changes, one topic that seems to come up quite a bit is RV length with regards to parks that RV length “issues”. We are looking at the next year or two to sell the “bricks, sticks and mortar”. One question maybe you can answer from your travel experience is the 40′ length issues at some parks with regards to a motor home, how does that compare to, for example a 38 ft. 5th wheel and along with 18′ length of a double cab truck needed to pull it? Does the combined length of the 5th wheel and truck come into play in some or most places, i.e. setting the 5th wheel and where does one typically park the truck, in line, along side? Guess that does not matter when boon-docking. Would appreciate your feedback … regards…. Roman
Penni hung a “less is more” sign in the RV and has become an expert at cooking on a stove top that’s about a third the size of a typical range. She used to run a small business in Vermont making drapes, blinds and other home decor and still does some work for clients in the RV. She sets up a folding card table for her sewing machine and sends Chip outside to clean the vehicle so she can have more space.