Lastly with regards to safety, I think attending some rallies, talking with other RVers and going on the forums might help. Also, when you first start boondocking I might recommend joining a group or camping in places where there are other RVers. There are many boondocking groups out there (again, Escapees comes to mind) and going for the first time with others may help allay your worries. The boondocking community is quite close-knit and you’ll quickly make friends. We’ve never felt unsafe on public land, but then again I’ve been hiking/exploring since I was a teenager. Sometimes it just takes time.
Totally depends on HOW you travel. I have male buddies who travel in vans that live this lifestyle for around $12,000 per year (look up ToSimplify, CheapRVLiving and Van-Tramp in my blog links), and I have friends who use much, much more. I would say you can do it on anything from $1,000/mo to $5,000/mo depending on how far you travel, where you stay, how frugal you are etc.
A simpler solution is to use shrink film on the insides of your windows. This film is readily available at home supply and hardware stores. It is a clear film that you cut to size and affix to the window frame using double-sided sticky tape. Once the film is stuck down good, you use a hair dryer to shrink it until it is smooth and tight. This not only slightly improves the R factor of the window, it makes the window airtight. This will eliminate those annoying cold drafts and also help reduce condensation on the insides of your windows. After the winter, you simply peel it off and throw it away. Getting the tape residue off the windows can be a bit of a hassle, but rubbing alcohol works well to remove the sticky stuff. It's a great, inexpensive storm window and is relatively easy to apply. I do almost all of my windows, leaving one window at each end of the rig uncovered so that it can be opened on warmer days.
I am really scratching my head as to why you would not include the cost, finance, and depreciation of your RV in your calculations. I understand that everyone’s RV values will be different but by avoiding those calculations all the other calculations you’re are giving just gibberish. For example that $100,000 RV will only be worth $50,000 in five years. Just the depreciation alone over 5 years would be $833.00 per month! Then there is DVM fees, insurance,
For healthcare we keep $8,000 in our HSA account (tax-free health savings account). This not only covers our regular yearly self-pay checks, but also covers the individual deductible on our health care plan in case we should ever need it. We keep an additional 4-6 months of savings in ready cash (e.g. cash, money market, savings) for unplanned RV, pet & other expenses and regularly add to these savings through our monthly budget.
Also, tanks and fittings are encased in the heated space, so electric pads and tapes aren’t necessary and the plumbing is all protected. This also means the floor is not the outermost part of the insulated envelope, keeping it MUCH warmer. The most hard-core of these units use hot water heat fired by propane or even diesel fuel (handy if the unit’s engine is diesel) and in that case, the heating system also partially heats the engine and fuel tanks to make it even more reliable in the truly bitter cold. The best ones run a heating line parallel to the plumbing lines keeping them all heated and protected. This heating system is really quite genius and the pump that moves the hot water uses surprisingly little power.
Knowing our expenses may not help other RVers. Unfortunately, there isn’t just one easy answer, and without a bit of research, no one can say how much living full time in an RV will cost. It’s the same as when we live in a traditional house—we all have different costs and expenses depending on our income and our lifestyle. It will depend on how much traveling is planned, the type of RV, and what the budget is. We may travel more or less than others, have a smaller RV with less expenses, and boondock more.
On the other hand, if you are outfitting the RV of your dreams for a life of full-time RV travel or of winter snowbirding RV adventures, then you might consider installing a vent-free propane fireplace that is built into an elegant mantel. These heaters give off the same incredible heat as the more industrial looking vent-free propane heaters, but they have the cozy and inviting appearance of a fireplace and produce a beautiful (and mesmerizing) flame. What a great addition to an RV!!
I don’t quite understand why anyone regardless of available resources, would not want to cut costs. Even as a service to other RVers to collectively help lower costs for all. I hope your remote job doesn’t involve profit and expense decisions. I’m sixty years old retired Accountant and on SS Disability for a missing limb. I work part time although I’m not working currently. My home recently burned down so I’ve got about $12,000 in the bank. I saw a 2007 Denali Camper for $8,000 in great shape. the very best I can rent a one bedroom apartment for is about $800 plus utilities. I’m sure I can beat that RVing. My only problem is getting a 3/4 ton pick up to pull the camper. It’s tandem axle but not sure about the weight. I probably wouldn’t be moving but once maybe twice per year. It might be less expensive to rent a truck to move the Camper rather than buying one.
While neither of us were ever crazy planners, Kerensa did like to have a general plan of where we were going and what was around when we got there. Sometimes that skill still comes in handy like planning for the Florida Keys, but for the most part, we don't make reservations anymore. We prefer to stay loose with our plans and be able to adjust quickly to meet friends, dodge weather, or choose a destination on a whim!