So interestingly enough we’ve not seen much of an inflation factor impact in our budget over the last 7 years. For example fuel prices have varied enormously during our time on the road (anywhere from $2.00 to $4.50 per gallon), yet our fuel numbers have not really reflected those changes simply because we adjusted how far we traveled each year. I DO think it’s good practice to add an inflation factor to any budget you look at (we do this in our long-term retirement budget planning too), but you may find the actual impact (once you’re on the road) to be less than you expect.
$648 Miscellaneous – Magazines for the Nook ($25), Stock Music for videos ($70), Shipping charges for mailing random stuff ($72 – Don’t ask me what I mailed, but it added up), Movie Theater *we went to 2 movies in 5 months ($24), Home Improvement Stores ($173), REI Outdoor specialty items ($63), Parking and Tolls ($85), half day boat rental for the family in Lake Havasu ($136). Also I’ve stopped putting propane as a line item since we really don’t spend much on this; in fact we didn’t even fill our propane in this 5 month period.
Last but certainly not least there is always the option to winterize your RV before you hit the cold weather. Whether you’re lazy, cheap, or you just plain don’t want to deal with all this crap I’ve rambled on about above, this option works like a champ. Before you hit the road purchase a couple 10 gallon jugs of water for drinking. Shower & use the toilets in the facilities at the campground (they’re usually heated during the winter). Of course this means when nature calls you have to high tail it through the freezing weather to use the Jon, but at least you don’t have to worry about your pipes freezing! If you decide to go this route make sure you stay in the site located closest to shower and bathroom facilities, you’ll thank me later.
What’s amazing (and a big relief!) is that our “Upgrade” and “Maintenance” costs didn’t bring any unwanted or nasty surprises during the years we have been on the road, and they have remained much the same as they were in the first year, although there were plenty of years without any upgrades or big maintenance projects. As mentioned above, we barely ate out in the beginning and we splurged this past summer. We had mostly new clothes when we started and have replaced almost all of them, and we now see the importance of having the right tools and supplies for little “RV Owner” projects.
Thing 1 isn’t just good at playing the piano. We recognized he really has a gift as a classical pianist and needed a teacher and real piano if he was going to continue to grow. He could only learn so much online with a keyboard. (Keyboards, even weighted ones, don’t have the same dynamics as grand pianos.) To not recognize and nurture this gift would cause us and him real future regret. This is a special period in life where he has the time to sit and play for hours without adult worries.
Our initial budget estimate was somewhere between $2500 and $2800 per month. We are very happy that we’ve been able to make this lifestyle work at much less, around $2000 per month (not including health costs, business expenses, and paying taxes). We continue to look for ways that we can reduce our overall monthly costs, and are still very frugal about what we buy and when.
Definitely! The “fun” budget is something I include in our “entertainment” category and that’s definitely a part of the flexible budget that’s worth planning for when you go fulltime RVing. We actually spend less on entertainment than we did when we lived in a stix and brix in CA (mostly because we go out to eat less than we did when we both worked in a corporate job), but we do spend something in this category every month. It’s year-round entertainment now 🙂
Do these words stir a fire deep within you, awakening a spirit of wanderlust and travel? Maybe you were a gypsy, vagabond or hobo in a past life, but you think you could never afford to live the life of freedom you long for? It could be you are a survivalist, or just want to drop out of society but don’t know how. Perhaps you are just sick of the rat race and want to simplify your life. Or possibly the bad economy of the last few years have left you with no choice but move into a car, van or RV?
We quickly learned that we didn’t like that he had to be at the table working all day while the kids and I were out exploring all of these amazing places! Plus, having to go back to Wisconsin was expensive and limiting how far we could travel. California is quite a drive from Wisconsin, especially if you want to go back and forth. The cost of him flying back alone would add up, not to mention I just did not want him leaving us for a week.
My wife and I enjoyed your website originally as a passing entertainment phenomenon. Then we decided it made a lot of sense for us. We are in our late 60’s, have a huge old house filled with antiques that the kids either don’t want or cannot handle. So we are following your suggestion. We are selling it all ourselves; dividing the spoils, and buying an Excursion (a light color combination we think) then hitting the road.
Electricity: If you plan on using a generator, check to see if yours has a winter setting, switch if necessary. Furnaces use considerable battery power to cycle off and on. If you're not plugged into power, you need a solar panel system or an inverter or some other method to keep your batteries fully charged. Look for winter camping spots that provide a good source of power. It avoids many other problems.
Vents are a crucial part of ventilating your RV but are also a major source of heat loss. By purchasing a vent cover, not only will it keep you warm, but will still promote ventilation preventing condensation and humidity buildup inside your camper. Vent covers add an extra layer of insulation and allow extra moisture to escape, preventing the growth of mold in your home.
Kindle – Most of my mentions of my Kindle are met with but “I love the feel of paper books.” I do too. More than the feel of paper books I the smell but when you live in an RV or travel a lot you need to make choices and finally getting a Kindle was one of the best purchases ever. In fact, we now own four Kindles, one for each person who can read. Two years ago, I got Brent the Paper White as a Christmas gift and since have confiscated it for myself. I love that I can take hundreds of books, a booklight, and a “highlighter” with me in one light device. Our Kindles include a Kindle Fire, a Kindle Touchscreen and an earlier generation of this one. Out of the three, the Paper White is my favorite. I really like the adjustable built-in light for night reading. Unlike my phone or a computer screen, the Paper White doesn’t give me a headache while reading at night. A Kindle is a perfect gift for RVers and travelers.
Using that silver bubble wrap over your windows on the exterior of the rv eliminates almost all heat loss through your windows, description online says the stuff will block ~94% of radiant heat, means it keeps heat in and cold out or vice versa, if yoy can bare to part without seeing out some of your windows. Ive been living in an rv for two years in north dakota, temps can get down to -50°F or worse, my skirting is 2×4 frame with osb sheeting, one inch foam board with reflective backing and R21 insulation behind that, heaters and heat tape and heated hoses are definitely ur friends, at such low temps every little bit helps.
Author bio: Bryanna, her husband Craig, their 4 kids and 2 dogs sold their house, everything in it, and bought an RV and are now traveling around the US. They blog about their adventures at www.crazyfamilyadventure.com. Their goal is to inspire families to get out and travel more. When they aren’t out hiking to the top of mountains you can find them on the beach or at the local donut shop searching for the best donut in the US! You can find them on Facebook, Instagram, Twitter, Pinterest, YouTube and Snapchat.
When you trade your home address to live on the road in an RV, you need to decide how to receive mail and what to call “home” on your tax returns. Some of the full-time RVers we meet retained the state of residence where they were living before they hit the road. Most of them still own property in that state, and they often have a relative or friend who forwards their mail.
Pellet Stove – This device will warm up an RV faster and more efficiently than any other heater we’ve seen. The good news is there is zero moisture produced from the heat, the built in fan uses a fraction of the electricity of a space heater and it’s a pretty eco friendly option for heating. The downsides: Install is a crazy mod to both the inside and outside of your RV. If the fan shuts down (i.e. when boondocking and you run out of battery power) you now have a smoke filled RV. Takes up a lot of space so is best for larger RV’s. You have to carry and store large, heavy wood pellets in your RV. Some models you are required to vacuum out the ashes which can be a pain make sure you look at the pellet stoves with a removable ash tray.
After the holidays we got back at it. People started to show more interest in the house, so we knew we needed to do some drastic clearing out. It was an emotional process. I was so attached to the kids’ toys and things – more so than they were! I had to dig deep to get past that. We included the kids in the process and didn’t just take things away, but instead asked them to help make the decisions. They were great with it. They were much quicker to let go of things than I was. It really helped me with the process and to realize, if they could let go so easily then so could I.
We are a family of four and are saving up to travel for 2 yrs or maybe more! I am a cancer survivor and I want to see everything I possibly can due to my new outlook on life. My kids are excited about it (my husbands getting there ;). It was his idea to go camping in 2 wks & go look at Rv’s next week so that’s a good sign lol. I will read your blog through & through …I’m going to need a lot of good tips 🙂 Thank you.
I make some money blogging, but it’s not a significant portion of our income. I could probably make more if I were more aggressive with product promotion/partnerships and advertising, but it’s simply not my style nor is it the style of the type of writing/blogging I do. I’m very picky about the types of products I promote and work hard to keep my blog honest and relatable. It’s primarily about RV travel and sharing that love of travel online. Everything else is a bonus 🙂
Why we recommend the Jayco Eagle fifth wheel: If budget is something you’re also concerned about when choosing between fifth wheels for full-time living, then we highly recommend the Jacyo Eagle. While it’s MSRP is nearly the same as some of the others, it’s actual sale price is lower, and it offers the same amount of features and versatility of a good fifth wheel. For example, the Eagle 293RKDS offers has a very good build, weighing 10310 pounds and being 35 feet and at the same time they also have the Eagle 347BHOK which is 40 feet long and weighs pounds!
7. Being thrifty should become second nature. Unless you’ve won the lottery or have a handsome retirement package, you can definitely benefit from making every dollar stretch to its maximum potential. Before you embark on this lifestyle, you should make a habit of logging every dollar spent to see exactly where your money is going, and for what. Doing this allows you to see where cuts can be made and where it might benefit you to stock up on certain things that you buy often. A good rule of thumb is to check with other RVers who already live this lifestyle and ask for their input on this matter. Everyone has their own favorite tips and solutions so be prepared to take notes.
Monthly & Weekly Rates: For staying in RV Parks, monthly rates are the best rates followed by weekly, and help balance out shorter stays while we’re in transit. Urban locations are typically more expensive – so if we need to be somewhere like San Francisco, Austin, St. Louis, etc. – monthly rates can be $500-1300. Some locations have seasonal rates too, so if we need to be in Florida during the winter (where our family is), it’s more expensive. If we don’t need to be near an urban area, the lowest we’ve paid so far is $300/month.
For the merchandise budget I allocated $30,000, which includes such things such as solar power, computer and internet related gear including two brand new laptops, new photography gear (have Nikon cameras, but want digital). Currently up to $28,000 on my list, but still have things to add to the list. The budget for the merchandise could even be low.
Food — Studies have found that the average home in the U.S. wastes 25 percent of their food. This is due to spoiled food or uneaten food. When you live in an RV, space for food is limited. It is rare to throw something out because you didn't see it at the back of your small refrigerator. I think you also tend to eat healthier since you are hiking in the outdoors more. Assuming an average $440 per month for two people, you save about $75 a month.
I have a question to ask. Try not to laugh too hard at my extreme paranoia lol. First you should know it is our sincere goal someday to rv full time. We loove to travel and we are both photographer hobbyists. However. I have zero experience visiting or ever even being in a desert and I am extremely frightened and paranoid of snakes, scorpions and mostly–spiders. How often have you run into these creatures boondocking in the west/in the desert? And no, this issue won’t derail our plans or anything, but just wondering what I am in for! Thanks for putting up with my silly question!
Hi! My husband and I want to go from living in a home to rving around America. Mostly because we want to find where we want to settle down to have and create a sustainable farm but we really would love to have adventures and explore as well. We have three kids 7,4, and seven months. Our goal is to have an rv and sell all our things or most by July of next year. The only thing we are wondering about at the moment is how you fund living this way? Do you have a business that allows traveling? Also do you ever set up a tent for your older kid to be able to get away and have a quite place? One more question is schooling. I do unschooling but was curious what you do for school? Thanks!
The biggest problem for full-timers is covering their personal belongings. Anything that was not originally sold with the RV and is not attached (imagine turning the RV upside down to find out what’s “not attached”), is considered “Personal Effects,” and most RV policies include some kind of coverage for Personal Effects. However, from my research, this coverage is woefully inadequate if you have anything beyond basic camping gear in your rig.
We have setup our lifestyle as a lifestyle of freedom. No set schedules or times that we really need to be anywhere and our reservations can always be changed. This is amazing yet causes problems. Since our time is ALL ours. We could all stay in our pajamas all day if we wanted to every day. Of course we can’t do that because we do have to work and the kids won’t sit still that long.
Since I’m in a wheelchair and can’t do as many outside chores as I used to, we decided that water was too big a problem and so don’t use it in our unit – except for in the toidy, in which we use antifreeze. We drink distilled water anyway, which we purchase in handy 5-gallon plastic jugs, so it’s no big deal. While it’s easy enough to wash oneself in most RV parks, we always carry Huggies soaked in a sterilizing liquid (one part vodka to five parts water) and that keeps what needs cleaning nice and fresh. 😉 We also use One-Step hand sanitizer routinely. Where we like to park, there are excellent rec centers not too far away, so on laundry day we enjoy a good long soak in the hot tub, and then a little time in the sauna, before heading for the showers
Year 3 was our first year of roadschooling. Like watching a 3D movie for the first time, this was the year where learning came to life as we visited battlefields, swam with manatees, explored cities, experienced caves, imagined life as an American colonial , hiked mountains, stayed on a farm, canoed with alligators, and experienced more in one year than many people experience in a lifetime.
We have lived full time on the road for 2 Years – WOW! We can’t believe it has been that long and on the other hand it feels like we have always lived this life of full time travels. Last year at this time I wrote a post about 10 Things We Learned From 365 Days Of RV living with kids. The post was filled with things that we had learned to adjust to and change as we adapted this full time RV lifestyle.
$1,600 Insurance – Covers the following: RV, Smart Car, SAAB SUV (we won this for Best of the Road, but it sold in July so we don’t have to pay insurance anymore), Renters Insurance Policy for general coverage, jewelry policy, rider for camera equipment, and probably some other stuff too. This also covers the yearly fee for the AAA RV program and the monthly fee for Chase Identity Protection (although I may cancel this as I spoke with a lawyer who said it’s a load of crap). For those of you wondering if we’ve purchased health insurance: I’m sorry to say we haven’t yet….we still can’t justify it. We have not paid for health insurance in almost 9 years because as self employed adults insurance is a joke and horribly expensive. Why start now? We have a nest egg saved for any medical emergencies.
Starting for Q2 we are sharing less info that has to do with our website expenses and trying to keep our detailed expenses very broad so it shows ONLY the travel & exploration part of our RV lifestyle. If you want more details read our older expense postings in this article. Remember you can live for a lot less than us or you can spend triple what we do, either way this is how we live and some people find this info helpful. Wanna know how we live? Check out some of our adventures and foodie reviews…we like to say we’re into affordable luxury.
I just found your blog on Pinterest, and learned some important tips. My retirement fantasy is to RV full-time and follow the warm weather through Canada and the US for a few years. I’ve just bought a 5th wheel that will be staying put in a nearby RV park for three or four years until I can afford a tow vehicle, but I’m very excited to experience RV life. Since I’m in Canada, that won’t be until next Spring, but is something to keep me busy planning for during the winter.
Living in a camper, RV, trailer whatever you want to call it is a wild ride filled with amazing travels! We have also realized that living this life has made us appreciate a lot of things that we took for granted when we lived in a house. RV living is definitely a different kind of living. Being on the road means there are really good times and also times of frustration and struggles where you miss the comforts of a house.
Hi Karen: Since so many people have an interest in full timing, I thought it would be a good idea to give them further details. I always tell people that if they can afford it, just close up the house and give full timing a try. If it doesn't work out, they will still have everything waiting for them back home. Most find that RVing is so great that the thought of going back to the house, the expenses, the work, etc is a drag. But others are happy they didn't just jump in with both feet. It's a big decision, that's for sure!
The electric blower motor in your furnace in your RV uses MOST of the electricity usage, in your RV, BY FAR. I had 4 of the biggest deep cycle batteries walmart makes in my RV, each 29 size and each 125 amp hours, so 500 amp hours. (for my truck camper) vs class A with 500 amp hours, you are woefully underpowered for dry camping, unless you want to be running your generator a lot. I have ad a honda 1000 generator, but I found i never needed to use it, and the inconvenience of dragging it out, gassing it up, chaining it up, and then packing up and storing, was not worth it. I DID however have zero guage wire from batteries to alternator in truck to recharge them that worked great. batteries lasted 2 years before needed replacing. Id reccomend the 29DC – MAXX not the regular 29DC, as maxx has 1 year warranty (used to be 2), and slightly more amp hours and better built.
Steven wanted to go on the road for years, but Joyce said she wouldn’t do it unless he made her a home office where she could write a book. Steven gutted the little room in the RV that had a bunk bed and turned it into an office for Joyce that even has a sliding door. Together they remodeled much of the interior, adding sunflowers, a reminder of Joyce’s home state of Kansas, and their RV has a washer and dryer.
This is a tough one. Many of us live lives of quiet desperation, hating our jobs, and just enduring our life. We meet our obligations and conform to societies dictates. On the surface, all looks good. But on the inside is a desperate but muffled cry for a life of passion, adventure and travel. Summed up in one word it is a cry for FREEDOM!! This is probably overstating it, but if you look at your life, you can probably find some element of it in there. What holds us back? Why can’t we break out of our rut into a new and exciting life? For most of us it is fear. We have an unconscious fear that “An unpleasant but acceptable present is better than an unknown and dangerous future.” So, how do you overcome your fears? Allow me to lead you through an exercise to overcome a fear.
Not being “full-timers” ourselves, but are in a category called “extended stay travelers” (one to three month trips). Being rather young to retire last year in our early 50’s, health insurance is the big monkey on our back. Yes, we do have insurance thru my union, but since O-Care ( Obama ) monthly rated have gone up 250% in the last 5-6 years, and coverage gone in the toilet. I guess it is what it is.
Your numbers are more complete than others that I have seen. We have been full timing for 9 years so I know there are a lot of things that need to be considered. It appears that laundry is in your misc. entry. Maybe other things are hidden in there too but I wonder about propane, co-pays for medical and drugs. I think you should have a line item for RV and Jeep maintenance and repairs. This can be a significant amount. Another item is admissions and entertainment. Don’t you buy gifts for each other or for relatives? I didn’t see anything about that. The last item has been mentioned in other remarks but I have to bring it up again and that is RV parks. You mentioned in August, 2016 that you spent 21 nights in RV parks and only spent $260. That is an average of $12.38 per night. I don’t know how you found sites this cheap unless you were in a membership campground such as Thousand Trails. If that is the case then you need to add in the prorated purchase price and the annual fees. If it is not the case then good for you. I have budgeted $25 per night and more recently $35 per night. Going to the east coast is more expensive than the midwest or western states. I agree that boonbocking can save some money but it seems like your numbers are pretty unrealistic.
Did you have any trouble passing a home study while living in the camper? We are currently full timers while we save up money to pay cash for a house. We are wanting to adopt but I worry about the homestudy. Our camper is 34 feet and right now its just the hubby and me. I know we can make it work, but how to I prove that? Would love your advice! Thanks!
A million Americans live full-time in RVs, according to the RV Industry Association. Some have to do it because they can’t afford other options, but many do it by choice. Last year was a record for RV sales, according to the data firm Statistical Surveys. More than 10.5 million households own at least one RV, a jump from 2005 when 7.5 million households had RVs, according to RVIA.