Filed Under: Budgeting for Full-Time RV Travel, Full-Time Finance, RV Resources Tagged With: budgeting for full-time travel, chickerys travels, cost of full time rv living, cost of full time rving, Cost of Full-Time RV, cost of rv living full time, full time rv living, full time rv living cost, full time rving, full-time rv, how much it costs to rv full-time, How Much it costs to travel full-time, RV, rv costs, rv finance, rv full-time, rv life, rv life full time, rv life on the road, rv lifestyle, rv lifestyle full time, RV Living, rv living full time, rv living full time cost, RV travel
Fuel – Before entering freezing temps make sure to add a Diesel Anti-Gel Supplement. Both Cummins and Freightliner recommend the Power Service brand of anti-gel claiming that it works best. After adding the supplement make sure you drive and run the Generator to get the additive inside the fuel lines. If possible fuel up with a winter blend fuel which can be found at many truck stops during the winter.
Hi Karen: Since so many people have an interest in full timing, I thought it would be a good idea to give them further details. I always tell people that if they can afford it, just close up the house and give full timing a try. If it doesn't work out, they will still have everything waiting for them back home. Most find that RVing is so great that the thought of going back to the house, the expenses, the work, etc is a drag. But others are happy they didn't just jump in with both feet. It's a big decision, that's for sure!
We are a family of four and are saving up to travel for 2 yrs or maybe more! I am a cancer survivor and I want to see everything I possibly can due to my new outlook on life. My kids are excited about it (my husbands getting there ;). It was his idea to go camping in 2 wks & go look at Rv’s next week so that’s a good sign lol. I will read your blog through & through …I’m going to need a lot of good tips 🙂 Thank you.
I read this post with tears in my eyes. My husband and I live in a rv right now. I thought it was only a brief thing, but here we are, over a year later, still living in our rv, still saving money to buy property, and it looks like we will be living here for at least another year. My husband, bless him, has been optimistic about the whole thing and counts his blessings. I have become sour and bitter and cry away the nights. Thank you for reminding me that I need to live this one life that I have and that I need to be grateful for what I have. Thanks, I really needed this.
We scrapped our plans as our car was towed off to be repaired in El Paso and we had to move to a bigger city to find a rental. It turns out that Minis have an issue that can cause them to catch on fire at any time. Not trusting it after that, we switched it out for the Xterra. It was a pain at the time, but now it's a story to tell around the campfire.
I would have to say we love the idea of someone living and getting of the grid per say. We have a few hurdles though we are major preppers so we worry about storing our stockpile and we have kids and pets. The kids are teenagers so it would be easier to get them out on their own before downsizing. Our pets though are family how well will that work we wonder and what about weather. We live in Indiana south of the lakes so our weather is unpredictable and sometimes very severe blizzards, tornados, ice storms and hail. We wonder about durability and temp control during super hot humid and super sub zero. Has anyone else confronted these things? We have 5 years to prep and have 2 year stockpile for 6 people is it realistic and feasable for us to accomplish?
$3,555 Groceries: We shop at Whole Foods, Trader Joes, and if available local natural food markets. What’s most fun is trying to purchase local at each place; trying a new salsa, hummus, fruit, beer, etc. The ULTIMATE shopping experience comes at local farmers markets where you can purchase the most plump heirloom tomatoes ($2/lb), the brightest strawberries ($1.50/lb), and the best natural foods offered in the area. Best of all shopping at a farmers market supports the locals, and saves you money vs. buying at the grocery store. (est. savings $200)
Diesel can freeze! Make sure you fill with winterized diesel which you can find at most truck stops. If you can’t find winterized diesel you need to purchase an additive that will keep your diesel from freezing (you can find this at auto part stores and truck stops). Before you depart your destination you should plug in the heating element found in your diesel engine (most diesel engines have a heated core that you can plug into a wall to keep them from getting too cold) to warm up your engine at least 4 hours before taking off.
You may look around at your stuff and say, “Bah… I don’t have anything of real value here.” But imagine trying to replace all your clothes (winter and summer), shoes (running, walking, hiking, dress shoes, slippers, sandals, boots), jackets, sweaters, blankets, pillows, sheets, towels, everything in the bathroom vanity, food in the fridge as well as pantry, dishes, pots and pans, kitchen appliances, CDs, DVDs, BBQ, portable generator, tools in the basement, spare parts, musical instruments, laptops, printers, cameras, smartphones, bicycles, kayaks, books, etc.
For the conduit, I used brown vinyl downspout pipe. That’s the stuff people usually use to go from the gutter on the edge of the roof to the ground. I bought six 12-foot lengths of the stuff and six connectors. I also bought a pair of matching flex elbows to use at either end. I ran the PEX in this pipe, making connections as I went along. Then I laid it in the trench, put the flex pipes on both ends, and connected the ends of the PEX to the water source and RV. When I was finished, the PEX was completely enclosed in the pipe.
Help! I am in school and traveling my way to spending my life in debt. Not from school but trying to decide living options. RVS are so expensive I have thought about travel trailers and tiny homes. I never know which way to go. People urge me towards equity in a home and stability for my son but we live in oklahoma with no beautiful landscape and can never take time off from work because our jobs are perpetually oppressive. I need to know that this works. It’s not scary, it is healthy and people are safe on the road aswell. We are battling obesity and other health related issues at only 25 from a sedentary and work driven lifestyle any support would be awesome!
There is a silent attacker you may not be aware of, it’s name, Humidity. Humidity is already an issue in RVs, which is why we use our dehumidifier a few times a week. However, as the temperature began to drop outside and we ramped up the heaters on the inside we noticed our windows began to develop a crazy amount of water on them, which would then begin to freeze. This left frost on the inside of our windows so we made sure to wipe the windows down and run our dehumidifier every day.
After a year of full time RVing in a Class A motorhome, we sat down to look at our RV living costs. Some costs are calculated on an annual basis and other costs are calculated on a monthly average. RV living costs will vary depending on the number of people, pets, life style, spending habit, and other factors. We hope you find this information helpful as you plan for full time RVing.
In the case of Nationwide (Allied), there is a four page description of how personal effects are covered and the capping methodology used, including more than a page of listed exclusions. Some highlights: There’s a cap of $500 per individual item. Groups of similar types of items are capped differently, for instance items grouped as “camera equipment” or “fishing gear” or “musical instruments” are capped at $1,000 per group while items grouped as “computer equipment,” “tools” and “silverware” are capped at $3,000 per group.
4. Exercise: Sitting in a moving vehicle is no healthier than sitting at home, so plan to schedule regular exercise, just as you would living in a house. Long hikes, walks, bike rides, and runs are great ways to get the most out of your destination. Also, be sure to take turns driving during long hauls so that everyone can stretch out and move around.
Since we live in a mobile home park and are connected to a city water supply, we have never used our fresh water tank, and we needed to protect our fresh water line from freezing. To do this we purchased a Pirit brand heated hose. Some people wrap their regular hose with heat cable and pipe insulation, but our water connection is so far from the city water pipe that we wouldn’t have saved much money doing it that way. We have been happy with our heated hose; it is very convenient and we left hooked up (but unplugged) over the summer as well.
I didn’t grow up thinking I would be an entrepreneur and it wasn’t a goal of mine until it was. Now that we have gone down this path it is empowering to see that we can make our own money. That we can set our own schedule, that we can sleep in on a Monday and work on a Sunday or really whenever we want to. The freedom is stressful, but also exciting!
You are probably working at a job right now and paying for an apartment or house. The first thing you do is decide what type of vehicle you want to live in and purchase it. Then you have a garage sale and sell as much of your excess stuff as you can, and give the rest away. Then you move into your vehicle. Now this is very important, you open a savings account and the money you used to pay to your landLORD for your apartment or house payment (including the utilities) you start paying to yourself instead by putting the payments into the savings account instead. Now you alone are the LORD of your life! The hardest part is that it will soon turn into a lot of money and you will be tempted to spend it. Don’t do it! Leave it there unless it is a total emergency. If you are currently paying $600 a month for rent and utilities, then at the end of the year you will have saved $7,200. Now you can travel for the next 7-14 months without working. Or if you work intermittently, you can extend that even further.
I followed all my own directions as notated in this original post below EXCEPT for skirting. I don’t have a skirt for our Windy, and there was no snow on the ground so I couldn’t make an impromptu skirt. So today we’re a little more wise and humbly we offer a few new points on preparing your RV for Winter:1. Skirting – Anytime the temperatures will be sub 30 for more than a half day adding a skirt is the BEST way to keep your RV from freezing. If we would have skirted our Motorhome this wouldn’t have been an issue. That’s what I get for being lazy!
The question I get the most is what do I do for heat. Heating and condensation is the bane of my winter existence. RV’s especially those built in the 70’s have little to no insulation. I spent about a month trying to fill all the little nooks and crannies with whatever I could find to insulate. Even with all the windows covered in cellophane, and covered in reflective insulated foam it doesn’t keep super toasty. I have a propane forced air furnace which helps but I don’t like running it during the night for fear of carbon monoxide. The key to winter RV living is blankets, flannel sheets, and slippers. Under my blankets during the night. Its super comfortable until I get out from the blankets and run to turn the thermostat on. One of my proudest moments this winter was up skiing at Rogers Pass when it was -34 outside during the night. I woke up and it was only -10 inside! Knowing that I had insulated enough to cause a 24 degree difference made me really happy, my friend who was staying with me at the time didn’t understand the celebration of a -10 morning inside the RV.
Personally, I prefer the smaller the better, but you will need to make that choice on your own. Check out this service if you want to try and give a couple of different types of RVs a spin before you buy, even if it’s just for a weekend here or there. Probably less likely to get a truck / trailer combo on that setup, though, but look around, you never know!
Capital depreciation is an important consideration because the years go by and you eventually pay for the value in your RV that has been lost over time. That shouldn’t keep you from getting a brand new rig if you can afford it, but it does have to be part of the overall financial assessment of the costs of going full-time. You can see the rigs we chose here. I’ve written an outline of things to take into account when choosing an RV for full-timing here. I recommend starting with a cheap and small RV to practice and learn on here. I’ve got some notes about the thing I think is most important in a full-time RV — the carrying capacity — here.
Our oldest turned 10 this year. 10 – that is double digits! We have a 10 year old yet we still don’t feel like we know what we are doing as parents. . . do you ever?! Him reaching this age has really made me stop and think how crazy fast life is and how we can’t spend all this time trying to do it perfect and right but instead have to sit back and just enjoy it at times too. As we go along this journey, we’re constantly figuring things out, but the more we learn, the more we see how much we really don’t know.
Well…that was an error!! I’ve fixed it, thanks to you. That’s what happens when you stay up past midnight finishing posts after working a 15 hour day!! So we appreciate your comment. Love that you mentioned that its all about balancing expenses and income flow. We are working on building a program to teach our budgeting strategies, as well as share the tool we created that we use to budget each month. It’s not about how much money you make, its about how you manage it and control it. RV life allows a lot more flexibility in monthly expenses, we… Read more »
how workable do you think it is to slowly accumulate a group of websites of whom you’re an affiliate (rv’ing stuff?) to help or maybe even completely pay your RV’ing costs as you traverse the country (sounds like a doable niche in itself to me) ? I’m a retired programmer and on SS now, but would like the security of knowing I wasn’t completely dependent on SS while travelling. I love your site, BTW. Thanks – Bob
Joe and Kait its been said before here, but i would really like to thank you two for being so very transparent with all of your financial information. For “us” newbies looking to get started it is a huge relief to know that the numbers that we have worked out for “our” full timing are realistic. My wife and two cats are in the process of downsizing and moving full time in too our 30ft 5th wheel. My wife is retiring in August 2017, but i will be working for a couple of two more years full time to get the last few bills paid off before we hit the road full-time. Looking at your way of living gives us both the peace of mind that we are making the right move. Thanks again and please keep posting, your insights and adventures are wonderful.
This item is here because it is a regular part of the boondocking lifestyle (you’ve gotta go every two to three weeks at a minimum). Many RV dump stations are free, but if you have to go to an RV park to dump the tanks because there aren’t any free ones nearby, it will generally cost anywhere from $5 to $15. Our RV dump station page has other tips and tricks related to managing the holding tanks.
Or you could “upgrade” to living in an RV. You pay some amount of cash for this home on the road, and set off on a journey. That initial cost is probably similar to what you’d spend on a downpayment on a house. That is, if you would have lived in a $500,000 house, you buy a $250,000 rig. If you’d have lived in a $150,000 house you buy a $35,000 RV. And yet others find their way into single digit thousands and work on them as we go.
I remember reading this a few years back when purchasing our first second hand motorhome and finding it most helpful. I was wondering if you still felt the same so thanks for your updates! Based on our experience at this pointI would make a minor qualification to #4 regarding heavy items on the slide out. And this probably varies between makes, models, and slide mechanics. I would avoid a design with heavy items on a “ramp” slide, but don’t feel it really makes any difference on slides that stay level and travel in and out on strong rollers. The ramp slide has to go uphill when retracting and that causes a lot of strain on the motor and rails, the others though slide easily even with a heavy load. Our large passenger side slide has the entire galley, a 20 cu ft fridge and a pantry filed with a lot of bottles and cans. Large rollers and a tile floor allow it to move easily and without strain.
We purposely headed into Colorado and Utah in the winter because we wanted to ski, and because we wanted to travel the opposite direction of most RV’ers who go south for colder months. We were prepared with tools to help our RV survive: a heated, enclosed underbelly on the trailer; heated hoses; space heaters, etc. We survived a low of 10 degrees one night just before Christmas in Green River, Utah, and on and off sub-freezing temperatures the rest of our trip. We even had about six inches of snow in South Dakota after Easter.
Anyway, we average about $120 a month in eating out, which is mostly restaurants and Starbucks, not any fast food. From people that I’ve talked to, this is extremely low. Many full-time travelers are super into trying local restaurants when they travel, so they obviously spend a lot more on restaurants. But if you’re moving into an RV to downsize, pay off debt, or build wealth, you’re in control of spending as little eating out as you want. If you’re moving into an RV because you want the full experience of all the places you visit, you’ll drop a few hundred on eating out each month. It’s your call.
Theresa first let me say YOU GO GIRL! Lots of women travel alone, so you won’t be the only one but many women are too afraid to travel alone, so yeah for being brave! I would join a group like NuRvers and/or fulltime families. There are lots of great people to meet up with along the way so you will feel a part of a community and it gives you a broad group of people to reach out to if you are having any issues or questions.
The first year of RVing I struggled to find the kinds of campgrounds (natural, green, spacious) that we like to visit. It was a constant battle of going to one website, through a ton of clicks, then another website, then to a map, then to another spot and back again to try and figure out which one matched our route. Early this year I discovered uscampgrounds.info and my planning life changed. If you like public camping there’s simply no better resource out there and I use it as the base for all our travel planning now.
Great article to read as we are well into our first Canadian winter in our 1991 21ft Toyota Winnebago- “ourmoonwarrior”. Many helpful hints we can use! Unfortunately the costs associated with propane heaters are too expensive for us and the electric heaters are not an option as we rarely have power hookup. We installed a small wood burning stove with a chimney out the roof to keep warm in the recent -40(Celsius) temperatures!
We are opening a Facebook group called RV to Freedom: Learning to Live in an RV where anyone can come and ask questions to learn about living in an RV. We truly hope to help people get over their fears, cut through the clutter of opinions and information on the internet, and learn how to live on the road. We hope you'll join us and share your experiences, too. The full-time RV community is welcoming and open and we want to encourage everyone to join, participate, and form connections. It makes us better prepared and better people. We hope to see you there and on the road!