Well, that depends on how long they want to full time. Let’s say the RV travel costs are $2,000 per month. That’s on top of whatever other costs they have (Insurance, repairs, clothing, cell phone, etc.). Then a person needs an income to support that level of spending for as long as they’ll be full-timing. If they want to try it for a couple of years, don’t want to work while traveling, and have no other source of income, then my guess is a couple needs around $100,000 saved up to live off.
Hi Jo. There are some national parks that allow dogs, you will have to check with each park. For example, we were able to take Leo on a trail in the Grand Canyon – https://weretherussos.com/grand-canyon-with-our-husky/. There are also some amazing hikes in the national forests. We have crossed the border but not with our pups. BTW…if you haven’t checked it out yet, we have a post about RVing with dogs https://weretherussos.com/full-time-rving-large-dogs/.
This figure is an average of all our truck and trailer maintenance costs from 2007 to 2014 rather than being just the expenses we incurred over our six months of summer travels in 2014. We did not use the trailer when we lived on our sailboat, although we did use our truck when our boat was in San Diego and Ensenada at the beginning and end of our cruise, and all that is factored into this average.
My family and I are really contiplating this in the next month. My husband is a general contractor and I just had my 3rd baby, we have a 6 year old, 2, & 4 month. What kind of homeschooling do you use? I sold my salon and I’ve been looking into working from online especially if we do decide to travel the country. Any tips would be great, ty for this blog!
You’re ready to add a small flock to your homestead (or backyard) and you want to do it right. But where do you start? What’s the first step? And what the heck are you going to do about a chicken coop? Consider this your great-big-everything-you-ever-needed-to-know-about-chicken-coops resource. It includes lots of photos, as well as plenty of dos & don'ts I've gathered over the last 9 years of keeping chickens!
b) You kindly share so very much about budgets and affordability on your web site but there is no mention of how you or others similar that can’t/don’t wish to work whilst travelling and aren’t of retirement age for pensions/SS etc fund this lifestyle for several years? I notice that you referenced more recently somewhere about generating a little income as affiliates for Amazon (by the way, we look forward to supporting that in due course), but assume that wouldn’t equate to your full months expenses?
How have the Thousand Trails parks been? We stayed in one in Indio, CA which we disliked so much that we decided to speak no more of Thousand Trails. About the only money saving thing I can offer is monthly rates, rather than daily or weekly. But then, that sort of defeats the purpose of having an RV. I’m with you on coffee/alcohol! I’ll give up something else.
Nina, I am hoping to set aside some money from the selling of our home and trying to stick close to my financial goals for how much the travel trailer, tow vehicle, and merchandise will cost. Only a real estate agent will tell me if I have that as a realistic number goal wise. I hope to contact a real estate agent next year to see how much the house could sell for after paying the Michigan real estate transfer fee and real estate commission plus how long it will take to sell the house. If I am realistic on that amount, then and only then will I travel down to Indiana to see how much the dream travel trailer will cost or otherwise the Northwood Arctic Fox will have to be it based on what I have seen so far. About the upgrades – most of the things that you would consider an upgrade will be on the travel trailer or merchandise wish list already. Plus you like Mr. Buddy while I will see how the goose down sleeping bags do as those only weighs 8 pounds for the two of them. Plus some of the merchandise that we have is getting old and needs replacing (want to purchase new after getting the travel trailer). There were other things included in the merchandise start up costs such as GPS, maps, kitchen, tools, furniture, sewer/water related products, bathroom, spare parts, cleaning stuff, etc. The solar power was low since I want to have more solar power and another battery or two than originally budgeted for.
16. Make sure to have plenty of on-the-road activities available while traveling. Considering the fact that internet access may be intermittent, you will want to make sure you have some of your favorite DVD’s, cd’s and books at arms reach. Portable DVD players are a necessity with children in the RV and you will probably benefit greatly from an e-reader of some sort. If you have a laptop or tablet, these can easily be downloaded and there is a plethora of places to find free reading material.
I find all of your material very insightful. We have just purchased a truck and rv and will be setting out soon for trial trips. I’m intrigued and very interested in your very low use of interstates. Some 3% you mentioned in one season. It may be already posted somewhere and if so please just point it out. If not can you expand on this a bit. Is it safer with less emphasis on the higher speeds? Easier to find a place to stop and camp? All of the above?
Being last-minute planners meant we didn’t have reservations so we took our chances and headed up to Muddy Mountain, Wyoming in hopes of finding a spot to boondock on BLM land. It was getting dark as we wound our way up the dirt road and we were starting to get nervous about finding a spot to set up the RV. Parking in a campground after dark is not the best idea but finding dispersed camping on public lands after dark is dumb. Really dumb if you are pulling a big trailer. Of course, the setting sun didn’t stop me from jumping out to take a picture on our way up the mountain.
After several weeks of looking and test driving I found my 1993 29′ Jamboree Rallye with a Ford E350 motor. It had 54,000 miles on it, no water damage that I could see, seemed to drive well, had new laminate floors, was clean and in overall pretty good condition for a 23 year old rig. I inspected it with my untrained eye: the engine compartment looked clean, the hoses were newer and there were no leaks that I could detect. When I test drove it, it seemed to have more power and a smoother ride than others I’d tested. I also tested the house water pump, refrigerator, stove and generator and they all worked well.
Thus, we ended up back in our VW Bus, which is super easy to set up / tear down, can be driven anywhere, but you loose out on space. We also want to be in more natural areas, where the larger your rig, the more difficult it is to access or get any remaining spots. But that’s just us, and it sounds like you’ll be closer to towns and therefor possibly more likely to be in RV parks, so with all of that, best of luck in making a decision!
$1,399 Eating Out – As per the last reports we try to enjoy our experience in new towns through food, drink, and good ol’ conversation. The easiest place for a weary traveler to pull up a chair in a new town…..the Bar, and this tradition has been the same since the beginning of time. On average we eat out 2 times per week, typically at a local eatery that’s come highly recommended by the locals. Here and there we’ve had a few meals comped for being travel writers, we’ve had few of our online friends buy us a warm meal or a brew, and we’ve been treated to a few home cooked meals at homes along the way, and for this we are extremely grateful. Nothing better than sitting down and breaking bread with a few fellow RVers who’ve been following our journey….and then they pick up the tab 🙂 You Guys ROCK!
Finally, we need to seal all those other places where cold air can enter our rig. Any compartments that open into the inside of the rig need to have good weather seals. Under the rig, there are many openings where water and gas lines enter the living area. These openings need to be sealed and some of that aerosol self-expanding foam is great for this. Alternately, foam rubber can be forced into gaps to help reduce air leaks. Finally, the entry door needs to be checked to make sure that it seals properly. Adding some inexpensive foam tape or weather-strip will really help seal those air leaks.
Fast forward 7 years and SD is still one of the least expensive states for fulltime RVers to domicile, but some things have also changed in that time frame. For example registration/insurance costs have risen (this was a state-wide thing that happened in SD a few years ago) and health insurance options for our age-group have deteriorated to the point of being abysmal. If we were choosing domicile today, we’d probably chose a different state.
$795 Cell Phone Expenses – Nikki is still on Verizon ($432) and I’m on AT&T ($363). We both have the bare minimum talk and text plan, with (grandfathered in) unlimited internet. Basically I’m throwing my money away 50% of the time because AT&T’s coverage outside of major cities is CRAP! My contract is up in January so I’ll probably switch over the Verizon (even though I’m going to lose my unlimited internet, yes….AT&T has been that bad). Doubt we’ll be able to save any money here, but at least I won’t be wasting money on a phone that doesn’t get reception.
Maybe wintering out west or in southern Texas would allow us to save some money…but when we researched back in 2014 or 2015 an equivalent park in Mission Valley would only have saved us 100 bucks a month or so over what we’re paying here in Fort Myers. Fortunately…we’re well enough off so that budget isn’t our primary concern at this point…not because we’re brilliant investors but because we started saving 40 years ago…both always worked but lived on one salary and invested the rest…and because I invested my Navy retirement when it started in 1991 and my wife worked for a doctor’s professional organization with very good benefits. Mostly though…it was a case of living below what our salaries would have suggested and long term investing…compound interest is your friend.
I am the author of two RV books, one of which is published by Woodalls and hundreds of RV articles. My husband and I have been fulltiming for ten years. I have to say that this is the best article that I have EVER read on full-timing. We have come to the same conclusions that you have…even after 10 years. Great job! I will be sharing with my group of 5000+ Rvers.
Each monthly report includes fixed costs (vehicle payment, insurance, mail forwarding service) along with variable costs (food, entertainment, gas, RV supplies). The lessons learned section is where we share tips that helped us or mistakes to avoid. We include a quick snapshot of stats for the month with cost per day, miles driven, generator hours, MPG, nights of paid camping, nights of free camping and meals eaten out.
Hey there! We are Kelan & Brittany, high school sweethearts obsessed with personal finance and on a mission to help families learn how to budget their money, save like crazy, and find unique ways to make money from home. After Kelan quit his job to become a full-time personal finance blogger we have been featured on sites like USA Today, The Penny Hoarder, Bankrate, Credit Cards, Discover, Nerd Wallet, Rockstar Finance, Life Lock, Making Sense of Cents, Millennial Money Man, and many more.
I think living in an RV before you try to get fully into it isn’t a bad idea at all. Rental RV’s are a great way to do this. Just try it out for a while, travel around to get a feel of living in the thing in different areas and see how you feel. We’ve met many traveling nurses who fulltime and enjoy the comfort of having their own bed/home wherever they go. Good luck with everything!
We traveled for years for my husbands work. My son spent his first six years traveling with us in an rv. Recently when we found out we are having another baby we decided to not do that anymore. He found another job and we stay home. Let me tell you it is a hard adjustment. We miss traveling more than anything. Life is so much more simple that way. You have less stuff. You don’t have the up keep of a Home and yard. You don’t run around busy every night to a bunch of obligations. Oh how we miss it. So much more time outside. Freedom. Seeing new places. This conventional life is much harder. We miss our rv. We have not sold it yet. The thing is we want our son to go to school and make long term friendships. He made a lot of friends on the road. But it’s different. Most of them he will never see again. Home schooling was fine I didn’t mind. We thought being home was what we wanted. Now all we want to do is go back on the road. Hahahaha. We miss it so much. Plus he made way more money. Not sure we can survive staying in one place like this. Doing for the kids! We saw so many amazing places. Coast to coast.
I think school bus conversions are awesome! But, I’d just mention that you should decide what kind of life you want to have – one where you work to make money to pay for your RV’s monthly installments, and get one that’s in good enough shape that you don’t have to constantly be working on it, or a life where you can work less because you buy a cheaper / older rig, work on it yourself, but will likely work on it a LOT more often than a newer one. I have always chosen to work on cheaper things myself, but it’s a personal choice. Sounds like an exciting time in life for you, James!
Sometimes I feel like I’m beating a dead horse when it comes to tracking expenses. Is anyone really interested in this stuff? I mean it’s basically the same junk just a different quarter…at least that’s what I keep telling myself! Then I start downloading our bank reports and before I know it I’m so interested in the numbers. So, weather you love or hate it, here are our full-time RV expenses from July 01 – December 31, 2014.
Did you say,only 50k miles? When I was working, I recall 1 week, on night service, well what with the heat ( 93, or 94 ) but that was 1500 miles in NJ, my last car 355k miles, anyhow , if I ever go on the road it probably HYMER 1.0 but it would only. Be me.Wife can’t ever see anyone living in a vehicle, the other is my age 77, and 1.35 million miles, so I now only use a 1/2 tank per month ! 2013 Ford Taurus.
Ill start with my RV, aptly named Harvey the RV The Mac-Country Lodge. I picked up Harvey early October in Calgary. I had spent weeks trolling Kijiji looking for the right rig. Harvey is a 25ft 1979 Dodge Empress, its previous owner had been a handyman and done ton of upgrades including; new awning, solar panels, new fridge, LED lights, steel cargo box, airbag suspension, and outdoor shower. It was perfect and turn key! First trip was down to Ikea to furnish it.
Instant Pot – A favorite among RVers, the Instant Pot was my Christmas gift from Brent in 2014 and we’ve used it nearly every day since. In fact, I just heard it beep signaling that our BBQ chicken is done. The multi-functional kitchen warrior is perfect for RVing as it serves many purposes: pressure cooker, rice cooker, slow cooker, saute/browner, yogurt maker, and warmer. We have the 6qt IP-DUO60 7-in-1 and it’s plenty big enough for our family. Regularly, I double recipes and as of yet I haven’t had a problem fitting it all in the pot. We LOVE our Instant Pot.
If you’re planning to RV full-time, just know things break – often. This isn’t to scare you – full-time RVing is totally worth it, but just be prepared to spend $50-100 a month on repairs or maintenance. Thankfully, Luke can fix most things on our RV, so we just have to buy the parts. Depending on the condition of your RV and your handiness, you may need to adjust this number.
The grand total for the third quarter (July 01 – September 30) of our 2013 Expenses of Living on the Road Full Time in an RV: $10,275Below is the brief breakdown of our costs and expenses of full time living in our RV, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple.$2,477 Groceries, housewares and booze – Costco still being the largest, groceries also includes Whole Foods, Target, Trader Joe’s, local natural grocery stores, and Farmer’s Markets.
2011 – We bought a 31-foot camper with our tax return, moved with our three children into the camper, and began our off-grid, small homestead on family land with cash. Nearly one year after he was laid off, my husband was hired by another woodworking company. The new pay rate did not meet our previous living expenses, thus our new lifestyle was still the best route for us.
Why we recommend the Jayco Eagle fifth wheel: If budget is something you’re also concerned about when choosing between fifth wheels for full-time living, then we highly recommend the Jacyo Eagle. While it’s MSRP is nearly the same as some of the others, it’s actual sale price is lower, and it offers the same amount of features and versatility of a good fifth wheel. For example, the Eagle 293RKDS offers has a very good build, weighing 10310 pounds and being 35 feet and at the same time they also have the Eagle 347BHOK which is 40 feet long and weighs pounds!
When we first started RVing we signed up to just about every camping club out there, Sam’s Club, Escapees, Club USA etc. In retrospect (again because of where/how we like to camp) these were not worth it. The only camping club I currently consider is Passport America, mostly for short stops and I do like the Escapees Days End list, but even these have mostly been replaced by overnight “freebies” when we need them. The rest of the time we’re out in nature/boonies where club memberships do not go. For some people clubs are great and they can certainly be cost saving if you make use of them, but for us they’ve simply not made the cut.
Just so everyone doesn’t get the idea that all RV parks in SW Florida are that expensive. We have been living in our paid for RV TT which is 30′, and 4 yrs.old, for 4 yrs. in Central, and SW Florida which is where we currently are, we have never paid that high for monthly fees with or without electric included. The most we have ever paid is $400 a month, which is almost what we pay now. And in the area we are in this is the most expensive park. It is very rural here which is what we choose to do also, as our “little” girl who lives with us is in college locally. Our monthly expenses are well under $1000 a month. And that includes, satellite and internet, and food. So there are alot of options in SW Florida that are alot cheaper. When you have a college student you make different choices. The cost is very high there. It is all about where you choose to park your RV, and what amenities are important to you.
Winter RVing is loads of fun, but figuring out how to stay warm in an RV on those chilly winter mornings and long cold dark evenings makes all the difference between having a great time and wishing you were in a house. Going to a southern state is a good start, but it may not always fit with your overall full-time RVing itinerary. You might get caught in an early winter storm, like we did in one year in Colorado’s Rocky Mountains. Or you might get whipped by a blizzard on your way south, as has happened to some of our snowbirding friends who wanted to celebrate the holidays at home in Montana before trekking south to Arizona in January.
It makes me sad to see that you have to stop sharing things on your site because of the judgement you get from people, but I completely understand. While we currently do not have an RV, our hope is to buy a sound used RV in the next few years and begin to travel as our schedule allows. My dream would be to travel full time for at least a year while working along the way. Until then, I'll just have to live vicariously through you guys while we get our ducks in a row. Great job and don't let the internet trolls get you down! You guys rock!
That said, it is not for everyone. We have met very few full-time RVers who boondock as much as we do. Most people who enjoy boondocking, or “free camping,” do it from 25% to 75% of the time, at most. For full-timers who work, it is hard to find a boondocking location near most jobs, and you have to pack up and go to the RV dump station every 10 days to 2 weeks, disrupting your life. Even if your work is location independent, and you work out of your RV, finding good boondocking locations that have adequate internet access to do that is not easy. During the summer of 2014 we spent 5 weeks camping in places that were 10 miles or more from the nearest internet access.
+ $300 or 30,000 Points – Credit Card Points is something I haven’t talked about before. With my credit card we get 1-2 points per $1, and sometimes we get up to 7 points per $1 during specials. We pay with everything on CC and that is what helps me keep track of these expenses, and at the end of the month we get cash back. Consider that money a bonus, put it in the bank, or go out and buy yourself something you would pay “real” money for….and that’s exactly what we do: A Splurge! It is free money right? Of course I you play the points game you must pay your CC off each month otherwise your points are pointless (HA pun intended!)
I sell RV’s, and love it. The people I sell to are excited and eager to get on the road, love my customers. Anyhow, some things I would mention tell your RV sales person about yourself and your plans, most of us in the RV industry have experience and can help with idea’s and help find you the right coach with items or without items you may not even know you will need or that will greatly enhance your time. Also most RV sales people have resources, and it’s not a used car salesman tactic (well not where I work) we want to help and for you to refer us and come back. I full timed for 4yrs, with 3 kids a dog and a cat as a single mom. Let me say we did have our struggles, but I LOVED it. Now I get to help others too. So my suggestion is let your RV sales person help and ask them questions, they generally have a wealth of information.
Instead of taking a few days off of work and flying out to see family twice a year, we can now park nearby and visit like we're neighbors. This also applies to friends scattered throughout the country. When you have limited time to travel, you may only get to see some friends every few years if at all. Now we're working on making a second loop to visit everyone again!