RV insurance – It is important if you are living in your RV full-time to specify this to your insurance company so you are covered not only for the RV, but your contents as well. If your RV is financed, you will want to be sure that it is insured for the full payoff value. If it is not, you will have to decide the replacement value. Just like car insurance, you will choose your deductible level as well.
We have two dogs who are ages 10 and 12, and thankfully both are still very healthy. These monthly costs are mostly food (buy from Costco, so gets bunched in with the Grocery/Household category a lot), heartworm preventative, flea and tick treatments, etc. We have had to take them to vets for lump removals and sudden illness (got better fast), and both dogs got dental cleanings done in 2017. We reduce our costs some by doing a lot of home pet care (for skin things, minor cuts, etc) and by going to vaccination clinics where you can get rabies and annual vaccinations for fractions of the cost.
Maybe wintering out west or in southern Texas would allow us to save some money…but when we researched back in 2014 or 2015 an equivalent park in Mission Valley would only have saved us 100 bucks a month or so over what we’re paying here in Fort Myers. Fortunately…we’re well enough off so that budget isn’t our primary concern at this point…not because we’re brilliant investors but because we started saving 40 years ago…both always worked but lived on one salary and invested the rest…and because I invested my Navy retirement when it started in 1991 and my wife worked for a doctor’s professional organization with very good benefits. Mostly though…it was a case of living below what our salaries would have suggested and long term investing…compound interest is your friend.
There is little risk in joining these programs, as they are cheap to join and you do not have to renew if you don’t like the program. Sometimes they even offer a money-back guarantee for the first 90 days. However, because the member parks are independently run, RV parks join and abandon the programs as suits their individual business needs. When you make your reservation, double check that the park is still a member of your program.
We’ve got the Optimus heat dish and yes it is kinda big. But we are in a cold wet environment so we put up with the large size because is works so well. It will not fit in a compartment. A guy I used to work with was an RV tech, who lived in his RV for two years up here in the Northwest, and he told me to get a light bulb (one with the grips on it) and put it in your compartments. I did that this winter (our first in the RV) and we withstood temps down to 15 degrees F. This friend also recommended heat tape on the fresh water line. That worked great too.
Lillian, you took the words right outta my mouth. I don’t understand the haters, but I know they’re out there. I, too, appreciate the expense breakdown of full time RVing. I’m 6 years away from making the leap myself, and it’s nice to see in black and white where monies get spent, and it might be in some areas that I hadn’t considered. People can always adjust accordingly. Reading Nikki and Jason’s posts and watching their videos has convinced me that when my wife and I pull the trigger, we’re going solar and installing composting toilets. I wouldn’t even know they existed if not for this website. Thank you, Wynn’s!
I am 62, single, healthy and fairly strong in mind and body. I love to travel, have family and friends all over the US. I left my job in NJ to live in Fl. I bought a small home for $23,000 and living on SS. Now my expense are increasing, I pay lot rent and my SS is not going very far and can not afford to travel anymore. Thus is mostly due to miscalculations on my part and a retirement fund that was not nearly what it should have been. Anyway I am now considering giving up this life and going RV. I really miss my family and friends and they can not travel to me nearly often enough. Based on selling my house for at least what I paid for it and a monthly income of about $1600 what do you suggest. Any input will be greatly appreciated. I am giving it till the new year before I make a final decision.
For us, we sold everything and quit our jobs, so we had zero income at the start of our journey. It was important to track all our expenses carefully so that we could stay on the road for as long as possible while not bringing in any income. We had enough in savings to comfortably go a year or two without making any money. You’ll want to figure out what your limit is so you don’t find yourself hitting the bottom of the bank before you make any changes.
Odd, why on earth would anyone snub their nose at you for showing all of your expenses? I personally believe that you have done a wonderful thing with all the work you put into this blog of yours and people can simply add or remove what doesn’t apply to them! You both found a way to still bring in some added income by running a small business on the road and believe this is valuable for many who may want to free themselves from the reigns of a 9 to 5 career who may have some retirement to be self supporting, yet want that little extra to enjoy a lifestyle full timing it on the road that’s a little more comfortable and not too limiting.
$648 Miscellaneous – Magazines for the Nook ($25), Stock Music for videos ($70), Shipping charges for mailing random stuff ($72 – Don’t ask me what I mailed, but it added up), Movie Theater *we went to 2 movies in 5 months ($24), Home Improvement Stores ($173), REI Outdoor specialty items ($63), Parking and Tolls ($85), half day boat rental for the family in Lake Havasu ($136). Also I’ve stopped putting propane as a line item since we really don’t spend much on this; in fact we didn’t even fill our propane in this 5 month period.
I love the slides in our motorhome because of the massive amount of space they give internally, but it seems some manufacturers go overboard. Our “beast” has a massive front drivers-side slide with refrigerator in the slide, something I now understand is an engineering no-no. The weight of the slide has been the cause of the only real issues on our home in 2 years. I love slides and will always want them, but in retrospect I would never buy another home with a fridge in a slide-out.
Brent and I so badly wanted to raise our oldest boys out of the box and in the slow lane of full time RVing until it was time for them to take flight on their own. We had so many ideas and plans for our family. During the first three years it seemed possible that they would grow up on the road happy and fulfilled but then they and their needs, particularly Thing 1, started to change. It was gradual but it became clear that full time RVing was no longer the best fit for our family. We were reluctant to admit it because Brent and I enjoyed our life as it was but we knew in our hearts that continuing to full time RV as a family would be…well…selfish. It wasn’t like we had to stay on the road. We weren’t following Brent’s work. We weren’t living in a RV because we were going through hard times. We were doing it because we loved the simplicity of life and it was fun. Crazy fun!
13. If you have children, you will have to plan for their education. They will have to be homeschooled with the only difference being that their home is on wheels. There are a lot of different online curriculums and education resources to take advantage of and they vary in pricing from free and up. This will take a bit of research, but keep in mind, as well, that life on the road will afford a great many educational opportunities. You will be able to actually visit and teach from sites that many will only ever read about or see in videos or pictures.
I went on your site today for some inspiration and ideas. I feel like you two are taking the words right out of my mouth, I have said so many of the things I read here. I love that you are so honest and up front about everything. I’m planning on selling my home and buying a cabin with a few acres but when I search for information on living a simple life the lists i find are just things anybody could tell you, and I find myself saying “well “duh” thats obvious.” This is when I found homesteading sites with folks living off grid.
I have been throwing this idea around to my husband. He is a railroader and is gone many days at a time. I was thinking of getting a small cabin as a home base and an RV we could travel with him in and go other places when he is not working. It’s a big crazy idea! I keep going back and forth on it, but we really miss him and he misses out on my boys. What are some of the downfalls of this lifestyle?
*European type all-year RV’s (like Exploryx/Bocklet/Unicats/Action Mobil//etc, as well as the winter versions of Hymers/Concorde/etc.), will have some or all of three items: a heated fuel pre-filter, a heated airbox, and a diesel engine heater (works down to -40 Celsius). This unclogs/loosens/melts any wax in the diesel lines on the way to the engine.
A little more on internet: If you’re planning on working on the road, never plan on “just using the RV park wifi” to accomplish anything. They are notoriously slow or non-existent. You cannot RV full-time with purchasing a jetpack or planning on using your phone’s hot spot. You can also buy wifi boosters and other expensive techie products, but a jetpack is going to be your most affordable, easy-to-use option.
After the holidays we got back at it. People started to show more interest in the house, so we knew we needed to do some drastic clearing out. It was an emotional process. I was so attached to the kids’ toys and things – more so than they were! I had to dig deep to get past that. We included the kids in the process and didn’t just take things away, but instead asked them to help make the decisions. They were great with it. They were much quicker to let go of things than I was. It really helped me with the process and to realize, if they could let go so easily then so could I.
Someone briefed over the Webasto heating system a while back and they do work great but use a bit more fuel than makes me comfortable. I saw a guy who uses a system from an RV hot water tank and ran much diluted antifreeze through it. Piped it through hot water radiators in the unit and built a system of black pipe around the engine block giving it just enough heat to keep the engine warm. He heated the coach and engine with that and only used the pilot light on the propane water heater. There was also a reservoir in the coach where he could ad more water or antifreeze if required and it radiated a ton of heat. Now, before building this, I would want to discuss it with someone much smarter than I am because I thought it was not too bright to heat antifreeze in this manner before it boiled. Everything was circulated with a little pump that drew its power from a small wind generator not much larger than that for a bicycle lamp and charged a little independent battery which he drew the power with. When I seen this it was dam cold out -40 and very warm in the coach (thermostat by open vent) Cheap heat and I am not sure what I am going to do but the areas I am in, your heater will be great and I can access lots of wood but might check out this other method also. My holding tanks, fresh and grey can all be built into the coach of the cube van.
But personally, I wear jeans, shorts and tee shirts in warm weather and its fine with me. Didn’t buy any or very few clothing. I ain’t got no cat either. The Truck/RV insurance in Quebec cost me 1200$ and personal insurance 700$. I do not eat out once, no fast food ever and I make my one food so it’s good and healthy. Groceries cost : 2,125$ including fine wine every day in the evening.
During the 30 days leading up to leaving, there was a day when I stood in the kitchen bawling and asking my husband if we were making the right decision. I physically did not feel like I’d be able to walk out of this dream house we had built and leave it all behind. He said, “Do we want to look back 10 years from now and say we wish we would’ve? Or do we want to close this chapter in our life and start a new one? And guess what? If we don’t like it, we can always come back, buy a house, and go back to our old life.” That actually gave me the strength to make this big change and move on.
As for our tanks, they stayed plenty warm, having the warmth from the storage bay radiating through the floor on one side, and because our skirting kept them warm enough on the other side. For people who need extra protection against frozen tanks, tank heaters are an option. However, it’s important to make sure that pipes in addition to tanks are protected from freezing.
We only had our little Gypsy cat just over a year when she snuck outside in San Diego during our pre-desert stay. The next month was filled with constant searches, fliers, and talking to anyone in the neighborhood, but we never found her. A short time later, our older cat Dylan was diagnosed with lymphoma. This is something most cats can live with, but six months after losing Gypsy, we lost Dylan, too. We did learn about coordinating intensive long-term medical care for a pet on the road and where all the animal oncologists on the west coast practice. Thankfully, our initial oncologist was so helpful in making sure she was looped in with what was happening along the way that we felt we had a primary vet on staff.