Thanks for sharing your personal info with us all. One thing about this lifestyle is that you live it and learn as you go. What you did last year will not be what you do next year. Goodwill and other such places across the nation now have right much of the items we started out with. Pretty sure we aren’t done donating yet. See you out there someday.
So here we are again in Tiger Run. We had a few problems en-route: Heater blower motor in the truck failed, fortunately they had one in Salt Lake City and it was warranted. Yay! Then the generator began spewing gas and failed. It smelled so strong we were afraid to light the furnace or fridge. We got a room instead and dried it out in the wind while going down the road. Fixed that yesterday in Salt Lake. Also had a skirt made for us by Zack, on the spot. Awesome! Thanks for that recommendation. Last night was our first time with a skirt, so an experiment. Outside temp was not to cold, 27 degrees, and the temp under the bay inside the skirt was 30. Ceramic heater on low. Nothing froze! We have the heat taped, insulated water inlet pipe instead of filling the tank. I find the water tastes better, and didn’t want to haul an 80 gallon ice block if we had a problem…. I have extra hoses if one freezes up. I therefore have not yet tried to use the LED rope light, but allow me to clarify, I was not intending to use this for the tanks, rather just running it along our water pipes inside the trailer like a heat tape, though I believe it won’t melt the pipes. In my case, I only need to keep them above freezing in the cabinet and behind the toity, and under the tub. The new discovery is that the skirt will probably solve this as our floor was the warmest it’s ever been last night! Also, the vent for the generator was hemorrhaging heat from under the skirt, so I temporarily stuffed some cardboard in there which brought the temp up a few degrees under the skirt. If the skirt fixes my internal pipe issues, then I will never know if the LED rope light works because I won’t bother to install it. It would be a royal pain to do so. We’ll keep you posted between trips up the mountains!
There are a host of insurance decisions to be made when living on the road, among them accidents, thefts and illnesses. Study the many discounts and options before you leave and you should only need to put yourself through the process once. Two coverages are essential: for the replacement value of your RV should it be damaged or stolen and for personal belongings, much like homeowners insurance. There are many insurers and levels of coverage – select wisely for the insurance to suit your intended lifestyle. Medical insurance is also offered specifically for full-timers.
We’ve had a Class C (without a tow vehicle, we just used bikes) and it was a pain if we had to drive somewhere for groceries, etc. so we were always looking for RV parks near towns and public transportation. Having a little car to tow along would be easier in those situations, but we don’t personally particularly love the whole hitching up process. When we lived in our Airstream + Ford E-350 combo, it was convenient to have the van and Airstream as separate things (I could work while the family went somewhere for the day, etc.) but again…I hate hitching up and down.
There is land for sale and, with the right utility connections, an RV or tiny house would make a great home. Have you spoken to a Realtor? I know there’s a lot for sale at the very end of my road, but it’s a bit too close to the power lines out there for my taste. The place across the road was for sale, but he’s since taken the sign down and, frankly, he was asking a crazy high price anyway. I don’t know anything about leasing land, but I wouldn’t be surprised if there’s land for rent, too. A Realtor would know.
In the event that there is a partial loss, like theft of just a few items, there are caps on what is covered. With National General, if the theft occurs inside your RV, then the cap is 25% of the total value of all the Personal Effects coverage that you carry. For example, if you have a $20,000 Personal Effects policy, then this means there is a cap of $5,000 per claim. If the theft occurs outside the RV but on your campsite, then the coverage is 10% of the total value of all the Personal Effects coverage that you carry. Again, for $20,000 total coverage, this means a cap of $2,000 per claim. There is no coverage if the theft occurs away from the RV (i.e, your bike is stolen from the bike rack at the coffee shop in town).
But Yankee ingenuity prevailed on the part of our fellow campers. The gang put their heads together to deal with the trials of winter RVing. One guy had a large pickup that was not street legal, but could get around the campground. Another woman had a relative nearby with a big portable water tank they used on their farm. It fit in the back of the truck and held 300 gallons of water. Another guy had a pump that would pump water from the supply tank to RV fresh water holding tanks.
State Income Tax – Texas doesn’t have State income taxes. There are other states out there like South Dakota, Florida, and others that many RV’ers claim residence to save on insurance, income tax, and vehicle registration. We are actually from Texas so I cannot help you with this info, but I do know there are several locations to find it…you can start with searching the escapees program.
South Dakota, Texas and Florida are all home to major mail forwarding services that will help you become a legal resident, help you register and insure your vehicles and help you become a registered voter. Your postal mail will be sent to your address at the mail forwarding service. They will then sent it to you, wherever you are. You will have to show up in person in your new home state to get your driver’s license. The terms for renewing a driver’s license vary from state to state.
Keeping your water and waste tanks from freezing is an especially difficult task. If there is a winterizing skirting around your RV, it may be helpful to install a small heavy duty space heater under your unit to keep the gray and black tanks from freezing. The fresh water tank should be alright with daily use, although the water supply feeding the tank can (and will) freeze. Special heat tape and hose insulators are available for purchase at any hardware store, but these are ineffective in prolonged sub-freezing temperatures.
Below is the breakdown of our costs, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple.$2,137 Groceries, housewares and booze – Costco still being the largest ($1,088) also includes Whole Foods, Target, Trader Joes, TJ Maxx (we get some of our specialty foods here) Wal-Mart (for RV supplies), local natural grocery stores, and Cash at Farmer’s Markets.
$1,277 Hawaii Trip – We flew to HI for a friends wedding, it’s amazing how expensive 1 week of travel outside the RV can be. Our friends paid for several dinners, entertainment, and our hotel room yet we still ended up spending this much! This amount includes Cat Hotel ($252), Food, Drink, Pedicure Spa day, and groceries. This price doesn’t even include our airfare! It’s nice to get out of the RV for a few days but the expense is hard to chew.$500 Stuff and Things – I’m sure I’ve missed a few things we’ve paid cash for like laundry, parking meters, tips, farmers markets, etc. so I’ve added this buffer.
So my situation would be a little different. I would go somewhere, stay for 10 weeks – 2 years, and then go somewhere else. I know of several people in my field who do this and it seems a lot more feasible than staying in a hotel ($250 + per week) especially with a small dog. I guess what I’m trying to ask is: what do you thing the difference in cost might be and can you recommend any website for this type of Living? (I.e. less sight-seeing, more of just a place to live.)
$3,472 *not included in overall expense* 2WynnInc Expenses – The corporate expenses associated with running our business from the road: Bookkeeping, Payroll, editing, etc. Doesn’t include state or IRS taxes. I’ve included my business expenses for this Quarter since we just posted our Make Money and Travel article. I don’t spend this much every quarter, it can vary widely depending on each project, but on average we spend around $1000 each month on the backend (i.e. not the website, email subscriptions, hosting, etc) to run our traveling business.
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It also takes a long time to let go of old living patterns and establish new ones. When we first started fulltiming we were accustomed to one- and two-week vacations, and we lived as though we were on vacation. It was only after a few months on the road that we began to realize, deep inside, that we didn’t have to see all the sights in three days. We could stay three weeks and see them only when it was sunny and when we were in the mood for sightseeing.
3) They are willing to think small and used for their first RV. This is so they can keep a large reserve of cash for unexpected expenses… RVs can (and do) break more often than a house or a car… because it’s a house moving down the road like a car! Most houses just sit in one place. A RV is subjected to the same potholes as a car, but with 5 times the weight.
My husband always laughs but I also feel very lost when I walk into a new grocery store in a new city we are visiting. I don’t know where anything is and I end up walking around the grocery store at least twice before I am done since I can never find everything I need the first time through. Then again we have found some great food and brands around the country that we didn’t have in our home town so I guess it isn’t all bad.
The first year of RVing I struggled to find the kinds of campgrounds (natural, green, spacious) that we like to visit. It was a constant battle of going to one website, through a ton of clicks, then another website, then to a map, then to another spot and back again to try and figure out which one matched our route. Early this year I discovered uscampgrounds.info and my planning life changed. If you like public camping there’s simply no better resource out there and I use it as the base for all our travel planning now.
lived full time 3 years, in Colorado in mountains in a optimized 1989 truck camper (since upgraded to a bigfoot 4 season camper built in british columbia specifically FOR winter camping. The bigfoot should allow water in pipes not to freeze, so I am told. they also make class C rvs. the construction is the best of any RV I have ever seen. better than artic fox truck campers because its 2 pieces of boat hull fiberglass clamshelled together top and bottom, no seams, just the windows. plus extra insulation.
It is a large chunk, yes. You would have to read my full story (www.tinyrevolution.us) to understand the basis of this post. Not every month is the same. But that is the reality. Some campgrounds/parks/villages/resorts are more expensive than others. We treat ourselves for 3 months a year by living in SW Florida where it is sunny and warm rather than endure the winter other locations have. I would guarantee you that if you chose to do the same you would find identical costs. And no, I wouldn’t say it is against the tenets because it is only by choice that we are able to escape in such a way. We have the choice to appropriate our money each month as we like because we aren’t saddled to debt be it consumer, mortgage, personal loan, etc. You are right Joe. You can lease a darn nice house in a lot of places and that is your choice to do so if you are financially free to do so.
You can set the Netflix download quality. We have it set to “lowest” quality which used 0.3 GB per hour. So, it just depends how much we stream that month. And yes, we do get connectivity most places we go, even the boonies. There’s occasional spots we don’t have it, but we usually make it a priority to stay where we do. We both need it for work, so it’s a pretty important part of our daily lives. We have both ATT & Verizon PLUS we have boosters so we can pull in signals from fairly far away.
Anyone considering the purchase of their first RV, in my humble opinion, should spend the least amount possible. They should make a cash purchase with an allotment for repairs and upgrades. Start small! You can always work up when you have a greater understanding for how you’ll use your RV and what your RVing needs will be. While it’s fun to shop the newest, largest models, there is a definite learning curve when you launch your RV adventures, so start cheap, start small, and enjoy the journey.
My husband and I are planning to transition to full-time RV living in the next 2.5-4.5 years once our oldest kids graduate high school (youngest will come with us and homeschool). We are concerned our biggest expense will be self funded health insurance. In your financial reports you say you haven’t purchased health insurance. What about now that Obamacare penalizes you on your taxes? Have you still chosen not to purchase health insurance and take the penalty or have you found a more affordable option? We have some medical expenses so likely couldn’t go completely uninsured. Hubby is considering a remote work job with benefits for this reason but really we’d like to travel for 1 full year without huge work commitments then do something like seasonal park ranger half the year and travel the rest of the year. Any advice or insight in this area would be awesome! Thanks for sharing your financial information. It is very helpful!
Nesting Mixing Bowl Set – RVers are always looking for space saving solutions and these nesting bowls with a colander and measuring cups fit the great gifts for RVers criteria. They are super cute to boot. We love ours because they are well made, pretty, and, most importantly, 9 items take up the space of one. We have the colorful set in the picture above but they also come in blue and grey.
The second issue we had was when one of our propane tanks ran out at 5:30 a.m. on New Year’s Day. We had an extra full tank of propane, but when we hooked it up, the furnace wouldn’t ignite. We could hear it trying to ignite every 30 seconds or so, and the fan was blowing, but no heat. I checked the stove to see if we we were getting gas there, and it was working, but with a lower flame than usual. After doing a little Googling, I realized that the propane was probably not getting good flow due to the outside temperature, which was -9 F. We bought an extra space heater thinking it might thaw out the tanks, but it didn’t really make a difference. I also bought some Reflectix to line the door to the propane area, which I discovered was not insulated at all, but while that may help in the future, it didn’t do anything to warm up the tanks.
Harvey is equipped with dual kitchen sinks, a bathroom sink, flush toilet, bathtub, shower and outdoor shower. Using all these is super convenient and feels like living in a quaint little cabin. With winter approaching I knew eventually I would have to winterize the water lines. I put this off as long as possible, running the furnace at night to keep the pipes from freezing when it would dip below freezing. At this point I was living around Whistler, It was December when the first big cold snap hit that sent the temperature plummeting to around -20. I had to winterize my water lines and switch over to water jug and wash basins. To cope with lack of running water for drinking/dishes/showering I would go to the local gyms and get a workout in and use the showers. This became a good way to meet people and to keep active, as skiing, hiking, and skating aren’t enough 😉
After checking out other blogs that said towing is cumbersome, we were thinking of foregoing a tow vehicle and renting a car when we need to get around. My concern is this might be problematic if we’re boondocking or camping somewhere remote. We considered trading our current SUV in for a mid-size four-down tow-able SUV (like a Honda CRV) then we’d only have to own one vehicle. But if this size is too cumbersome to tow we could get a compact car for towing and store our SUV on some property we own. (We need access to an SUV when we’re visiting back in the mountains of our home state of CO.)
“Character” – Before we went on the road we looked at a vintage bus and I loved it. It had so much character and personality. However practically outweighed personality for full time RVing. Since this one is for part time only, we are considering something more “fun” like a vintage camper. We love remodeling/renovation projects and think it would be fun to renovate and older trailer and make it something that “fits us”. However, vintage trailers sacrifice modern comforts and we just aren’t sure we want to sacrifice modern comforts.
This number will depend on whether or not they are hitting the road with a job. We’d recommend six months of RV living costs if you don’t have a job, and three months if you do. A lot of things can go wrong during those few months on the road, and you want to be prepared for it. This sounds obvious, but worth pointing out—don’t spend more than you have!
For my kids, having friends that dont change with the scenery and being involved in extracurricular activities is something that I consider essential to their development. Is it possible to live and travel in an RV full time and still give your kids the social experiences and social stability they’d have if they were living full time in one community?
Well we just closed the deal. We have our new 2012 Monaco Vesta 35PDB. We will pick it up at the end of this week. They need to prep it and I am having them install solar panels and a satellite dish. I do have a queston on tire pressure monitor system. I have been reviewing them on Amazon and not sure which one to go with. I never had one on our 2001 36′ Winnebago but I would like to get one for the Vesta. What do you have and how do you like it?
It’s okay to start small and work your way up. Before we married, my husband suggested living in a camper and building a house with cash. I didn’t like the idea so I said no, and he respected that. If I had changed my attitude toward alternative living then, we might have had a house right now with no debt attached, nor foreclosure in our past. Attitude is everything!
Well I’m happy I could help alleviate some of that angst. You’ll be in great company out here -> lots of folks all doing this same RV thing, and I’d care to venture almost every one of them had some level of anxiety about it before they started. Just be open to the experience, and see where it takes you. Even if you end up not liking it, it’ll give you new and amazing experiences. Plus you will never have the regret of saying “I only wish I had tried it”.
Costs will vary greatly from RVer to RVer. For example, whether or not you choose to finance a brand new RV or pay cash for an older one will greatly impact your monthly expenses. Likewise, an RV that is 10 or more years old may require more monthly maintenance costs. Also, you can find free parking all over the country or choose to enjoy amenities at RV resorts.
To break the cycle I needed to let myself grieve. It felt silly to grieve something that I realize I was very fortunate to experience like grieving a stain on a designer blouse. You know, first world problems. But judging my feelings only served to keep me on the disconnected emotional hamster wheel. So now I let myself grieve as needed and try to suspend judgment on my feelings.
The thing is when we work is totally up to us. We could work starting at 6am or not open our computer until 10pm. It is totally up to us. We can also go out and explore a new location or just stay back at the campground and go swimming. I know it sounds great and it is, but it is puts a lot of pressure on us to make decisions about what we are going to do with our time since no one is telling us what to do.
Since we started full-timing, we have upgraded both of our DSLR cameras twice and upgraded both of our pocket cameras twice. As for biking, we started out with cyclo-cross bikes but sold those when we found we were almost always camped near very rugged dirt roads. We replaced them with mountain bikes in March, 2014. Bike maintenance isn’t a huge cost, but it’s there. We also upgraded our bike rack a few years ago. And back in 2008 we splurged on a fabulous Hobie inflatable kayak that we loved for several years but eventually sold because we needed more room in the basement.
Well, that depends on how long they want to full time. Let’s say the RV travel costs are $2,000 per month. That’s on top of whatever other costs they have (Insurance, repairs, clothing, cell phone, etc.). Then a person needs an income to support that level of spending for as long as they’ll be full-timing. If they want to try it for a couple of years, don’t want to work while traveling, and have no other source of income, then my guess is a couple needs around $100,000 saved up to live off.
It kinda depends. Most places you can be somewhat creative on how you park, but you do want to factor some space for your extra stuff. I would start by booking larger sizes until it get a feel for how you can arrange everything on-site. We’ve been able to park in most 40-foot sites with our little toad squeezed sideways in the front. We’ve even made it into smaller sites as long as access was good and the site provided some overhang. Then again, there are some 40-foot sites that won’t fit us at all because trees are in the way, or roads turns are tight etc.