Tolls – Toll roads are becoming very commonplace in the US. In many areas, like around Orlando, it is difficult to go anywhere without using toll roads. Plan ahead and try to determine if there are ways to minimize costs and simplify payments. For example, on the northeast coast, you can purchase an EZ pass for tolls at grocery stores. The same applies for the SunPass in Florida.
People enjoy the full-time RV lifestyle on all kinds of budgets, and the money full-timers have to work with comes in all kinds of forms. Some retirees have big pensions but not a lot of savings. Others have a nest egg of savings but no pension. Many younger full-time RVers work while they travel, either to cover all of their living expenses or to supplement other income streams.
There are many options when it comes to RV types, starting with choosing motorized or towable. Motorized come in three types: Type A, Type B, Type C, depending upon the size and layout that fits your style. If you already own a suitable tow vehicle (pickup truck or SUV) consider a travel trailer, fifth wheel, folding camping trailer or truck camper. For those who don’t want to tow or move their RV frequently, there are park models. Prices can vary greatly, which makes it a good idea to analyze the various options to see what is best for your budget. To learn the difference between RV types, go here.
We are just putting our house on the market. timing is not perfect but at least we have made the decision. We are really looking forward to hearing more helpful information. The storage thing is a little difficult we have been married 50 years and we know that we will not be able to do this forever. We also know that we have a life style to come back to. So it has been a challenge. Happy trails
Not being “full-timers” ourselves, but are in a category called “extended stay travelers” (one to three month trips). Being rather young to retire last year in our early 50’s, health insurance is the big monkey on our back. Yes, we do have insurance thru my union, but since O-Care ( Obama ) monthly rated have gone up 250% in the last 5-6 years, and coverage gone in the toilet. I guess it is what it is.
+ $300 or 30,000 Points – Credit Card Points is something I haven’t talked about before. With my credit card we get 1-2 points per $1, and sometimes we get up to 7 points per $1 during specials. We pay with everything on CC and that is what helps me keep track of these expenses, and at the end of the month we get cash back. Consider that money a bonus, put it in the bank, or go out and buy yourself something you would pay “real” money for….and that’s exactly what we do: A Splurge! It is free money right? Of course I you play the points game you must pay your CC off each month otherwise your points are pointless (HA pun intended!)
After a year of full-time RVing, we slowly added these items to our home on wheels and they greatly improved RV life for us. We never expected to want or need these items when we first started out and love sharing them with newbie RVers! If you’re interested in finding out what these items are, check out this post: 5 Items That Improved RV Life for Us!
5. You should have a bit of DIY knowledge. You don’t exactly have to be a mechanic or a plumber or and electrician, but a little knowledge in all of those fields will be helpful for this lifestyle. This is especially the case if you will be moving often and putting a lot of miles on the RV. There is more maintenance involved with an RV than a regular home. Therefore, it would be best to get to know your owner’s manual and what it suggests. Basic plumbing and electrical knowledge will go a long way, as will knowing what to do if your roof or windowsills leak. It is also a good idea to have a maintenance routine that you go through on a set schedule.
We had to skirt our first RV and it worked like a champ. We called the Miller Family from RVSkirting.com and even though they couldn’t install the skirt for us they helped us get set for a last minute freeze in Breckenridge, CO and gave us the confidence that we could install it ourselves. Most manufacturers and dealers don’t understand skirting so make sure you do lots of research or give these guys a call if you have questions about winter camping.If you plan to be in an area with snow you can try the poor man’s skirt, it works pretty well: Take a shovel and pile up snow all around your coach up to the bays. Pack the snow well and it can last for months. During an extreme freeze put a space heater under your coach, don’t worry it shouldn’t melt the snow…I call this the Igloo effect!
You can do wonderful things in a small RV. I grew up in a small trailer home. My parents and 4 kids lived in a 8X30 mobile home. My father built bunk beds in the ‘living room’ that folded up against the wall….we had just one sofa for all of us to sit on. Everyone else sat on kitchen chairs. Most meals we ate out side on a picnic table…or in rain we had some snack trays. Toys were kept under my parent’s bed or in the back of my parent’s car.
Just an additional idea for your windows, cut some of the refectx bubble insulation to your window sizes. Then plastic bubble side will adhere to the window without any tape and give you additional insulation under your curtains. I did this in my small vintage camper this past winter and it helped a lot.(although I was not in Alaska it was cold in the lower 48 too!)
I am currently in the process of getting a job in Malaga. The Wenatchee and surrounding areas look beautiful, though I am not one for apartment life (I prefer cheaper living and green space.) I’m trying to figure out a way to have an RV or a tiny house out there, though I’m not sure where to start. I’ll be in the area this Friday (I currenly live in Michigan), do you have any suggestions on finding a lot to rent or take care of in exchage for rent?
I am 61, limited income, kids think I am crazy, but I am saying to myself is this it. Go to work, drive school bus, go home, to the house in foreclosure, and move to senior housing, ouch! I am frugal, but need hard facts for financial, safe running of a rv and all other practical day to day know how. I can be a bus aide anywhere in the country, they are always desperate or drive in any state, they train! But want to live, feel safe and explore. I will be following comments for buying and prob. financing a used rv, how to get mail and meds., I sell on ebay and that helps too, so need internet. I say why not, if it is not for me well I still have my rv and can park in my kids driveway but buffalonly ny winters are long and cold! Thanks! Wendy
Or maybe you are like me. I took early retirement with a pension of about $1100 per month and I don’t have to work at all unless I want to for whatever reason. I am young and healthy so I am working as a campground host in some beautiful places. That way I can build more of a savings account or spend more as I want. Many people have social security or disability checks they live on.
When we went to stay with my Parents we thought we were going to get blown away from the water pressure coming out of the shower and sink! I could have stayed in the shower for an hour and then went and washed dishes for another hour. This is one of those things that you don’t realize you are going to miss. Water in general can be an issue, especially drinking water which is why we use a Berkey water purifier which is awesome!
With our system, we can use the faucet to fill our fresh water tank. However, you can not leave it hooked up to a hose when the weather drops below freezing. The hose has to be disconnected from the faucet so that the faucet can drain to down below the freeze line. If you leave the hose hooked up the faucet will freeze and break. That is an expense and inconvenience you don’t want in the middle of winter.
I hope this does not come off as complaining. Finding places to boondock has been a major obstacle to our travels. I have been reading through Boondocking for Newbies Part I – Finding Where to Go. I am not having much success using the BLM or National Forest websites for the top down planning process you describe. I am hoping you can give me some guidance.
It’s funny that several of the blogs I’ve come across with budgets have talked about judgment on expenses and what a commenter feel is an excessive expense. Everyone has priorities in their lives and budgets. I’m sure if you looked into the finances of these commenters, you could find spending that you may think is excessive to you, but to them it’s a necessity. People need to LIGHTEN UP! 🙂
We moved from Tennessee to California & we are basically starting over again. We are currently living with a family member until we can find a rental place or buy an RV. We can’t afford to buy a house right now so I was thinking of buying an RV for a family of 7 & live in it until the house prices drop. I like the idea of RV living because if we don’t like the place we are at we can easily drive to another place. My question is how well does the water pressure for taking a shower & also for the plumbing? I think it’s a great idea to live in RV to save money but my husband doesn’t think it would be a great idea since we have 5 yr old triplets & two teenagers. My husband wants to rent a house & I want to buy an RV to live in temporary until we can buy a house.
This was going through each room to figure out what to keep and what to get rid of. This is where the mind shift started to happen. Did the kids really need 5 sweatshirts what are we going to do with all of these books?! Did we really have to keep all of those Christmas lights when we only used half of them. Things like that. We started looking at our stuff differently and really evaluating what we wanted to have versus what we had just because we didn’t want to make a decision to get rid of it or not. Just keeping it had been easier.
I ran across your post during my search for RV cost of living. I just recently semi-retired at 48 and was wondering what this lifestyle would cost. I’m always amused (read frustrated) by how many readers make critical comments about other people’s decisions on how to spend their money. “You pay $1100 for space rent? I boondock in a slaughter house parking lot with a view of a brick wall for free!” or “You spend money on fancy craft beer? I only drink grain alcohol mixed with Capri Sun, or I’ve sober since 1989, you need to meet Bill W.” Myself, I want freedom that’s why I chose to change my lifestyle. That said, I like being near a beach. I like “resort” style living with a pool and a jacuzzi. I love eating in great restaurants. I appreciate you breaking this down in a realistic way, its given me some food for thought.
I talked to you on IRV2 before. I go by “Rollingsmoke” on there. Got the name from the woodstove I built and had in my motorhome. I never plugged in anywhere was always random ” camping “;) in the mountains…. If you want some tips on how to have running water in the winter feel free to ask. I can give you a few tips. Either way works but I liked having running water. It’s challenging but doable.
8. Making money on the road is certainly not impossible. There are many parks and campgrounds at which you can work, but these aren’t your only options. Research the area where you are going for opportunities that fit your skill set. Once you have something in mind, prepare a resume and a nice reference list to have on hand that accentuates those skills and make stops throughout the area inquiring as to seasonal or temporary openings.
Yes that was as I feared. I was hoping you would have some suggestion that you or one of your readers may have had to use, Blue Cross Blue Shield will not forward prescriptions of this kind. My only hope would be the Dr. ordering 3-6 months worth, then the insurance company has to approve it also, I know that’s sounds weird, but I have dealt with them before for just a half of month worth of supplies to have on hand in the winter time for UPS downtime because of weather conditions. They refused. I will read your your blog in it’s entirety and glean some very useful incites and websites for use later, at least I hope to use anyway. May be trapped into taking small trips then back home. Thank you so much for your quick response.
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You guys are terrific. Your details of showing your budget is incredibly helpful. Both with business info and now without (thanks to mean people) I love watching yalls videos. Been telling my wife about your adventures . I email her lots of rving videos and she watched the 2 bike Chicago videos and she is now hooked on watching your adventures. I have been talking full-time for 4 years, she kept saying no. Now she is quickly seeing what we could do fulltiming thanks to The Wynns. If ever in Houston Tx area yall can park on our back 1 acre with 110 plug, sorry no 30 or 50 amp. Better hurry tho, full-time might be coming next year for us. Fingers crossed. Thanks again for yalls openness and for sharing.
This was another big challenge. We chose Florida Virtual School, which is an online public school for Florida residents. We were worried about our ninth grader having the right credits for ninth grade, and about our own abilities to home school. But since it was the same curriculum as public school, it took almost the same time commitment per class each week.
We have been talking about full time RVing for almost 2 years. However, we are in our 60s but we don't care. The only thing I wonder is will it cost more than living in a 2400 sq. ft. home in Arkansas? We were thinking of selling it (or renting it out). Truth is we would not be able to afford more than our present expenses. If we move, say, 52x per year, would it cost more to live in a good sized motorhome?
Love this interview! With 4 kids and dogs in an RV… We live in an RV with only 2 kids, and they don’t take many space (yet) as they are 2,5yo and 7mo. So I’m impressed 🙂 Love the tip about taking it one day at a time. That is what I should do more too. I have the tendency to plan ahead to much. Maybe a tip for other RVing families: come to Europe! Europe is great to explore in an RV, but choose a smaller vehicle because the roads and campsites are small compared to those in the US.
here is my question. When purchasing an rv, at what length of a loan should we be looking at? the longer the lone the higher the interest rate and the longer to pay down. which also brings up the question of, how long should i expect to keep a motor home before I start to have many repairs? How long do most rv’s keep their rv before they trade in for a new model? I dont want to be upside down when the time comes to trade.
It is always hard to sell a house and leave family and friends behind but today’s technologically rich world makes the parting a much sweeter sorrow. WIFI hotspots are becoming more prevalent around North America, especially for travelers. Many campgrounds and visitor centers are wired for your WIFI-enabled devices. Before you leave check out the many service providers and re-sellers who can keep you online and tapped in to the world while on the move. Your rig can also carry along its own satellite dish, hard-mounted or mobile. You can choose how connected you want to be in your RV.
Good Morning to all. I have read and skimmed my way through the initial posting and the comments. So here is my 2 cents. I have been full time RV’ing since August 2015. Sold my home in NY State because it was too expensive to run on my retirement and Social Security. I made the same mistake & stored a fair amount of belongings & furniture. That will go this summer. I still own property in NYS and barns, but that will be another year. I started out with a 37′ 5th wheel, drove to Florida and spend 6 months & 1 day at a campground on the Space Coast. Thoroughly enjoyed the time there and will be going back this November. (November 1 through May 1). I bought a new 5th Wheel in Florida and am enjoying it much more that my last one. You mentioned size, but I generally don’t have an issue. I have not tried dry camping yet and I have not done that in an RV before, The new 5th wheel is 42′ in length plus a spare tire and bike rake. I drive a 3500 Silverado diesel dually and I am very comfortable in all situations, including in town if I am going to a campground there or just following a detour, which I ran into in Nebraska. This past spring after leaving Florida, I traveled westward to Colorado to visit Rocky Mountain National Park. I was still in the mode of “make as many miles as possible in a day”, but I am now realizing that I really don’t need to do that, I’m retired. On previous trips out to South Dakota & Wyoming, I saw Badlands National Park, Devils Tower, Mount Rushmore and stayed in Cody, WY before moving on to Yellowstone & the Grand Tetons. Therefore after visiting with some friends in Wyoming, I headed back east. Now I wish that I had stopped along the way, even though I had seen those sights. I missed the Badlands and the Wild Horse Reserve south of Rapid City and the area around Rapid City. Another good reason to settle down and enjoy the sights. I am back in Upstate NY for the summer and will be heading back to Florida around the end of September. I am also considering a resident state in either South Dakota or Florida. Medicare supplemental plans will make that decision for me. Right now I have a great plan from Excellus BC/BS in NY and that will be what I will want from either of those states. I’m thinking about alternate routes other that I-81 & I-95 heading south. I am a single guy not by choice, so I have to do all of the things to keep the adventure going. I purchased a Magellan RV GPS and I feel very comfortable with it. The next 2 years will hopefully see me travel to Montana for the Glacier National Park and then south through Utah for all of the parks and the natural beauty. In 2018, I am planning to drive up to Alaska. That plan is in it’s infancy right now. Just gathering data and trying to throw out bad info and keeping what sounds reasonable. I’ve also donated at least 50% of my clothes because I don’t wear them. Takes up space and a lot of weight. I’m always looking to reduce weight. I hope that this gives someone else some ideas about life on the road.
The entire process – selling items (sometimes even your house), putting other items in storage (“we will need that someday!”), putting aside what you want to bring in the RV and then cutting that in half…and in half again. It ends up being much more difficult than you anticipated. We Googled, asked the advice from other full-timers, and went back and forth on a lot of items. Yet, we still made some mistakes.
I was enlightened by the Tiny House movement. After researching into buying a tiny house and furnishing it, the cost was more than my regular sized 2 bedroom home. I then started looking at used RV’s, mainly 5th wheel Trailers and travel trailers. I found a decent used 5th Wheel with good bones, and bought it when my house sold. Prior to that, I spent 9 months selling off everything I owned and thought I needed. Everyone thought I was nuts. The kids where grown, the husband passed away, and it was just me and the cat. The banker suggested, I replace AC unit with a Heat and Air unit, battery, fridge…anything that was too old. My investment was $3900 for a 1996 Dutchman Aristocrat 27 ft. Back then they made them solid with good wood not chip board. Heat and Air Unit $850, Fridge (electric only) $150. I did quite a bit of water line insulation, because these units were not meant to live in cold weather.
Hi Nina, appreciate ur list of 10 things . . . We have gone on the road for a straight 3 months then again for 4 months. We have several memberships and we love camping with the conveniences of home so the memberships we have are absolutely wonderful money savers galor. Our main issue has been rushing to get from one state to another so ur comment to slow down and get aquatinted and feel more at home sounds excellent. I was wondering if you have any idea the cost of the 20GB/ monthly cost. We have Verizon and the 5GB is not ever enough for us. My husband both have IPads so we need more GBs and the 20GB with Millenicom is something I too would like to check into after my contract is over. Totally agree with your list.
I went back and got to work. The biggest chore was attaching the heat tape to the pipe and insulating it. The big challenge there was straightening the PEX. It does straighten, but it straightens easier when it’s warm and it does require muscle. (Needless to say, I was sore the next day.) I cut off about 70 feet of the stuff and ran it across my driveway from the water source to my RV’s water connection area. Then, with the sun shining full on me the next morning, I brought out a clean damp rag (to clean away dust on the PEX as I worked), set up a chair, and got to work.
For me, room to work and live with an 11 year old, 55 pound dog (Capone), who sleeps with me was a big consideration (sleeping in a cab-over wasn’t an option). While the whole idea of RV living was to be outside more, I knew I’d be inside working a lot and wanted a separate work/sleep space. I’m also vegan and love to cook, so a full kitchen was a must for me. Storage was also a big consideration. I sold everything I owned and didn’t want to pay for storage so all my worldly possessions needed to fit inside my RV (honestly it was just a few storage bins of stuff), And, because I wanted to start my new life debt free, I had a $10,000 cash budget.
This future RVer and his 20-35 year old parents live and travel full-time in their 2014 Class A Motor home. They enjoy boondocking occasionally and find free spots about 1 week each month. Their stays are typically 2 weeks long before they are back on the road and somewhere new. This young family is always seeking outdoor adventure to share with their little one. They also love doing fun tourist activities in each place they visit.
All of these expenses hit the bank account with a resounding thwang and can’t be ignored or wished away. You may not know exactly what your hobbies will be when you start full-timing, but put some kind of figure into your budget that allows for replacing your computer and phone as often as you have in the past (if you plan to use them as much) and for buying the various things that will make your favorite pastimes possible.
The problem was that we were traveling too much, and trying to work full-time on top of that. So, we decided to try Cherie’s formula and slow down. And, you know what? It made an enormous difference. Traveling became fun again because we gave ourselves the time and space to really experience each place we went. We also had more breathing room in between travel days to work, rest, and do chores.
You can spend your time in fancy RV resorts that cost up to $100 per night, or at state and county parks that are typically $30 or under per night. On-base campgrounds are usually inexpensive, sometimes as low as $20, but they don’t always give you that “local” experience. We chose a mix, mostly staying in mid-range campgrounds both on and off base, as well as some national, state and city parks. We even stayed at a fairgrounds in Mariposa, California, near Yosemite. Boondocking wasn’t for us – we typically stayed in places that had water, sewer and electricity hook ups.
7. RV’s aren’t air tight. I don’t care if you’re in a $2,000,000 bus or a $5,000 trailer your RV is not sealed like a bricks and sticks home. Cold air leaks in under the slides, permeates through the walls, and seeps through the windows. If you plan to stay in freezing weather for an extended period of time locate those drafty areas and throw a blanket over them. For our Windy it’s amazing how much cold air comes in through the entry door area, so I cover the stairwell with a piece of board and my rug at night.