We are with Progressive Insurance. It helps that we have been with them for 10 years now through various vehicles, have no traffic infractions, and have not once relied on our deductible. Other than that though Jerry (which is comparable to your history) I don’t know. We don’t use an agent but rather deal directly with the insurance company, we are a one-car household, and keep low miles (by their standards).
Our house was sold 3 days after we decided to start full-timing, but the sale fell through 2 weeks later as we were wrapping things up to go. So we rented it (much easier to find tenants than buyers). It has worked out favorably financially, so we keep doing it. It is a burden, but if you hire a property manager you can lessen the burden significantly, you just give up some cash. I’ve written about the Sell vs. Lease decision here.
Again, this depends on several factors. What type of RV do you have? The maintenance on a Class A is considerably higher (think tires alone) than on a travel trailer. It also depends on how far and how much you’ll be traveling. For our set up, a new model F350 dually coupled with a 2009 42 Ft Heartland Cyclone, we spend approximately $1,000 per month or $12,000 annually for maintenance and repairs.
After completing 2 weeks of travel, I have spent a total of $240 on diesel fuel. Having spent $0 on lodging, and having a supermarket available at almost every stop, I have lived as well as anyone else — either on the road or parked — for the sum total of less than $500 a month, excluding the cost of food. (Food is a fixed cost that you have no matter where you are.)
I have read a lot of these kind of site and I was wondering if any of you make time for bible study and do you find different churches to attend. We live in a camper full time for freedom from all the bills you have with living in a big or little house. I have three girls and we stay in one place for the most part. We are in a park with mostly pipeliners and it’s hard to keep the girls quite but I also don’t want them on their phones and tablets all the time can anybody help me with ideas
This item covers all supermarket purchases, including groceries, household cleansers, toiletries, laundry detergent, over-the-counter pharmaceuticals and anything else that can be found at Walmart, Safeway, Albertsons, Target and other places. Our rig is fully outfitted, but occasionally we get a small kitchen appliance or pick up a DVD. Those things get lumped into this number.
Whether you're in the cold for a few days or a few months, assess your RV's strengths and weaknesses. Granted, some units are much better insulated than others, however, with a little preplanning, you can stay toasty warm in almost any temperature. So, it doesn't matter if you're camping by choice or by necessity - have fun and appreciate the picture-perfect winter days. You can always hibernate with a good book on the bad ones!
But a multi-player video game might just be a great way to spend a rainy afternoon — or even a sunny one on which mom and dad just can’t take one more off-campsite excursion. It doesn’t even have to be a fancy, expensive new model. The Nintendo Wii, for instance, has tons of fun and interactive multi-player games and can easily be purchased for less than $100.