We rarely buy new clothes and other personal items (where would we even put them?) and we limit our spending on nearly everything. We wish we could find free parking more often, but it’s not usually a huge priority. We travel often because that’s the main reason we chose to full-time RV. We love seeing as many new places as possible as often as possible.
Many people think you have to make a lot of money to travel full-time, but that’s not the case. In fact, full-time RVing can be as expensive or inexpensive as you choose. It can all depend on the type and year of the RV you purchase, how often you travel, where you park, and the activities you do in the places you visit. But, here’s a general idea of items you can expect to pay for each month if you choose the full-time RV lifestyle.
The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.
RV insurance – It is important if you are living in your RV full-time to specify this to your insurance company so you are covered not only for the RV, but your contents as well. If your RV is financed, you will want to be sure that it is insured for the full payoff value. If it is not, you will have to decide the replacement value. Just like car insurance, you will choose your deductible level as well.
Our highest month was August in Cocoa Beach, FL. We both went on a bioluminescence kayaking tour which was $84. Also Julie got the deluxe adventure package at the Brevard Zoo which included an aerial adventure obstacle course, zip lining and kayaking for $57. We discuss how much fun we had on the Space Coast in our inaugural podcast episode. Our least expensive month was again at Fort Belvoir because there are so many free activities in the Washington DC area (i.e., Smithsonian museums, monuments, and hiking galore).
Just as a mortgage might be this is the largest expense we incur. It is also the most important though. The biggest difference is that we don’t pay rent on our land in North Carolina. It is paid for and other than a very small yearly, personal property tax, is little liability. Lot rent is the payment we make to a campground, state park, city park, etc. to park our travel trailer, have access to water, electricity, and (more times than not) sewage, and parking for our truck. Most spots we choose also come with room for our daughter to play, us to have a small patio area, WiFi, and access to a number of campground amenities including a swimming pool, jacuzzi, shuffleboard, basketball court, playground, etc. So unlike personal home rent or mortgage payments our lot rent gives us exposure to a community of people who are like minded and love to live life to the fullest!
I mean come on now, RV living with kids means we are together literally 24/7 so it is bound to happen! And it does. There are days when we are all at our wits end and just don’t want to be together anymore. These are usually the days when we will jump in the car and go for a ride so everyone can be in their car seat, contained, and just relaxing – with the TV on and an iPad in hand. And we don’t feel guilty about it!
[…] Our life in that storage, or so we thought. But after a certain number of years you start to question that whole premise and whether your “life” is really worth the ever-increasing storage $$ you throw at it? 6 years on and we feel this more strongly than ever. In fact I’ve talked about it many times on the blog before and it’s one of the key regrets I featured in #8 on my popular post “10 Things I Wish I’d Known Before I Went Fulltime RVing“. […]
We’ve been researching and really love the 1980’s Excella models, particularly the 34 footer with the double beds in the back. We have all sorts ideas to customize it to fit our family and personality. The downside, besides the lack of slide outs, are the prices of older Airstreams are all over the map and good deals sell really fast. Seriously, we saw the exact trailer we wanted for $7200 but it sold the night before we called. The same models are ranging from 9K t0 20K and upwards! The upside is Airstreams are well built and hold their value.
Want to travel and live out of your RV full time? Welcome to the club! There are so many factors that can affect the cost of living full time in a RV. What type of RV do you have? How do you like to travel? What do you like to do when you arrive at a destination? We’ve found the RVing lifestyle to be incredibly liberating and less expensive than what we originally budgeted. Cost of RVing is so unique to each person/couple/family that it’s difficult to know what the actual costs will be until you do it. By sharing our expenses, we hope it will give you a better idea for planning your RVing budget.
This RV was our first to take on a Winter adventure. This is where we learned most of our tips and tricks as we made the most mistakes with this RV. Really the number one thing we did was install skirting made from heavy duty vinyl fabric. We brought the skirting above the bay doors to help insulate the items in the bays. The biggest difference between the Damon Avanti and our Fleetwood Excursion is the basement. The Avanti is a Front Engine Diesel so there is no basement, so the tanks are exposed without skirting. The major benefit to this type of RV is once we skirt we simply put a space heater underneath the skirting and it kept most everything from freezing. All the basic other rules we’ve outlined apply with this RV as well.EXCEPT – we used a 60 watt light bulb inside a standard ‘hanging trouble light’ fixture to keep the wet bay warm. Over the process of 10 days the bulb eventually started to melt the plastic bay. This is why I do not use a light bulb anymore.The other difference is the RV Electric/Propane fridge – To keep cold air from seeping in we used duct tape to cover the vents located on the outside of the RV.
I love your site and all the insite you give. We are planning on going on the road in 3 to 5 years and getting all our ducks in a row to do that. Down sizing is hard do do with our hobbies and family pass downs as well as tools that we may need.. We are planning on an older Class A in a price range of 30k so we have no payments. We will keep following your blog..Thanks, Jack and Diane Indy
To show just how variable the fuel cost can be in the full-time RVing lifestyle, during the four months prior to this trip, from January to April of 2014, we stayed in the greater Phoenix, Arizona, area and had dramatically lower fuel costs. We towed the trailer very short distances (20-40 miles) every few weeks as we explored different places in a 50 mile radius of downtown. We drove the truck on its own only once every few days. During that time our average monthly fuel bill was $195. Our lowest fuel bill was $112 (in January). Diesel prices during that time ranged from $3.59 to $3.79 per gallon.
For propane heat, we have two 7-gallon propane tanks. Even though I tried to be, I wasn’t very meticulous in my propane record keeping last year, but here is a rough estimate of our propane usage for a few of the winter months based on my rough notes. We buy propane either from a nearby U-Haul, which is more expensive (over $3/gallon including their base fee), or from Tractor Supply Co., which is cheaper ($1.86/gallon last winter, and they don’t charge any additional fees) but is unfortunately located 30 min. away from us.
Great article! We have 2 young boys (4 and 8 month) and we are strongly considering this full-time. Working in a downtown setting feels like my soul is being sucked out of me everyday. We were originally inspired by the documentary Surfwise. Must be great to sit around a fire every night or lay under the stars with your kids instead of staring at a TV. Im in the middle of launching 2 online businesses and planning on quitting job in July. Maybe we’ll see you out there!
You can do wonderful things in a small RV. I grew up in a small trailer home. My parents and 4 kids lived in a 8X30 mobile home. My father built bunk beds in the ‘living room’ that folded up against the wall….we had just one sofa for all of us to sit on. Everyone else sat on kitchen chairs. Most meals we ate out side on a picnic table…or in rain we had some snack trays. Toys were kept under my parent’s bed or in the back of my parent’s car.
Yes, we are new to RVing full time, but not to camping, we have camp in a tent to a diesel pusher for the past 44 years. We purchased a Landmark 365 42 ft fifth wheel and have a F350 4×4 dually, and I have a CRV Honda. My husband is a transpo drive for a RV dealer during the winter and is comfortable hauling the mighty beast. I drive my car to where ever our destination for the summer will be, be it 1000 miles or 500, I don’t mind driving.
This book is written very minimally and appears to be written by someone with little to no experience in modern RV living. I do not recommend this book even though it has a snazzy cover and seems like a good choice. That's how they get you. It's annoying because there is no real effort put into the writing and no information you couldn't obtain from a Wikipedia article. It actually had very little concrete content and is written like a high school essay where you spend most of your words filling up the paper writing things like "RVS are vehicles that travel with or behind vehicles. Many people enjoy RV Living. There are many challenges to RV Living. Despite this, people enjoy RV living.“
Year 3 was our first year of roadschooling. Like watching a 3D movie for the first time, this was the year where learning came to life as we visited battlefields, swam with manatees, explored cities, experienced caves, imagined life as an American colonial , hiked mountains, stayed on a farm, canoed with alligators, and experienced more in one year than many people experience in a lifetime.
Thanks for the great expenditure report. I am getting our home ready for sale and heading toward the full time lifestyle. It honestly scares me because I am on fixed income of much less than shown in your totals. I will find a way! You might check into a company called Bestmark. Having a Chevrolet you can sign up for oil changes, tires etc. And get paid plus reimbursement. All you have to do is tell them how your visit was. Basically gaining upwards of $75. Plus free service or parts. Just thought that may help you. Thanks again, looking forward to your next post.
Emergency Fund – The most important part of savings is your emergency fund. Conventional wisdom suggests you should have at least six months of expenses in a savings account. I know a lot of people scoff at the idea of a traditional savings account where you might only earn 1% interest annually. However, if you think about it anything is better than earning 0%, or not having savings and going into credit card debt for emergencies, which will cost you 10% in interest or more.
Truth be told, cooking is the most difficult part (to me) of living in a camper in the winter. If you don’t crack open a vent so the condensation can escape, your camper will quickly begin to accumulate ice and mold, although the wood stove helps bake most of that condensation out. Also, make sure to wash dishes the second you finish your meal, because it gets much more difficult once they freeze… and you don’t want to carry any more water into the camper than you have to.
So I’ve noticed you folks had 3 different motorhomes, with the last one I saw was a Fleetwood Excursion, I didn’t get its name? So I was wondering what the thought process was for the changes? I’m playing with the idea of going to a fulltime status, selling my house, divorcing, and having ten more years of work, what RV will be best for ME. I’m a avid outdoors person with a custom built jeep and motorcycle. I first thought just get a Gas RV to use, pay cash for a used one. But now I’m thinking maybe get something to have for twenty years, make payments for the Home Owner tax benefit, and a strong RV? When I retire I would be in Alaska, Colorado, Wyoming, Washington, western U.S outdoor living. I was looking to hear your feeling would be?
I found living in our Airstream (31′) in winter, in places in Ontario, Vancouver B C, Whitehorse Yukon, back in 1972 to 77; very comfortable. Airstreams have windows with double glazing, so that was a big help. Furnace worked fine. Hot water heater worked fine. Used more propane which was expected. When we were plugged in to AC power we had water (had a heat line) and sewer hook ups. I closed the bottom in with snow. We managed the humidity issues, and everything was fine. Traveled up the Alaska highway with snow and glare ice, the trailer towed perfectly with our rear wheel drive Chevy Suburban.
Regarding storage, I found it to be a total loss. By time I paid the monthly rent while I full-timed almost 2 years, I could’ve replaced the furniture and tools with the latest styles for less money when I returned. If you have items that can’t be replaced, put a value on them and assess. If those items are that meaningful, you’ll probably want them with you.
We did have one issue with freezing last year, when the city water pipe sticking out of the ground that our mobile home park was supposed to be responsible for winterizing froze. The only thing they had done to protect the pipe from freezing was to wrap it with insulation and plastic, and the part right next to the ground wasn’t adequately protected, and it froze during a cold snap where the high temperatures were in the single digits. After a neighbor helped us thaw the pipes with a crazy high powered industrial heater he brought from his place of work, I removed the park’s insulation, wrapped the pipe with electric heat tape, covered it with more insulation and plastic, then for good measure I lined a Rubbermaid storage tote with foam board and put it upside down over pipe. It did not freeze again, lol.
In Texas, Escapees has the largest mail forwarding service in the country. They receive a semi tractor-trailer load of mail everyday. We saw this truck come in everyday while visiting the main Escapees Headquarters campus in Livingston, Texas, and we toured their mail sorting facility. We were absolutely floored by the operation (our blog post about it is here: Rainbow’s End – Escapees RV Club Headquarters in Livingston Texas. Another Texas mail forwarding service is Texas Home Base.
Very true, Eddie! Except when they don’t, also. But I agree that even with giant housing crashes like we’ve been dealing with the for the past ten years now, eventually home values go up. You can sell when you’re done, though you’re likely not going to get $1000 x 12 months x 30 years in profit (is your $300,000 house today going to be worth $660,000 in 30 years)?
It is totally possible! But also know it isn’t the magic solution to make everything better. You will still have to make conscious decisions each day to get in shape and live life the way you want to. We try to be very up front with the fact that this isn’t an easy lifestyle. It is amazing and life changing but it isn’t easy. If you have a desire to travel and to get out and be more active you can definitely achieve that with this lifestyle. It is safe – especially if you stay at campgrounds/RV parks. It is scary at times – because we are going against the norm – but also rewarding for the same reason. It is just like a life in a house in a lot of ways – you will still have to work, cook your food, do your laundry, parent your kids, etc. If you want to do it we say go for it! Just be aware it takes work and isn’t all rainbows and sunshine! If you have any other questions let us know.
I am an aspiring homesteader on a journey to become self-sustainable and free. In my past, I've worked corporate jobs to make ends meet and get ahead a little; it didn't make me happy or confident in my future. Since taking the leap to self-employment and living a more simple life, my happiness levels have increased greatly and I've never felt more alive. I finally understand what I want in life and how to get there, and that is what this blog is all about.