I am really scratching my head as to why you would not include the cost, finance, and depreciation of your RV in your calculations. I understand that everyone’s RV values will be different but by avoiding those calculations all the other calculations you’re are giving just gibberish. For example that $100,000 RV will only be worth $50,000 in five years. Just the depreciation alone over 5 years would be $833.00 per month! Then there is DVM fees, insurance,
Great read and well done! Being a 60 + newbie my wife and I had some angst about our new full-time journey but after reading your real-life experience we both will be resting a lot easier tonight in our 5th Wheel. Most all you Top 10 were planned out and made ready. We are prisoners to our storage costs but feel ok with that due to our 3, maybe 4, year plan. We will be down sizing at a minimum with cost but feel the short run and future needs make it ok. Again, great job, thanks for sharing, I got you booked marked. Do you have. Facebook page? Lionel
Many RV parks have laundry facilities on-site, and some full-timers purchase RVs equipped with a washer and dryer. We like to use the local laundromat in town. We can do four, five or six loads of laundry in two hours flat. We use the biggest front loading washers in the laundromat we can find because they are usually the best ones both for washing and for spinning dry. Laundromats can be a great place to meet people and learn about an area. In Flagstaff, Arizona, if you want to meet Navajo Indians, go to the local laundromat, preferably on a Saturday when it’s busy!
Again, we're not stuck to a vacation timeline. We are not on vacation, this is our life. So instead of pulling in for a week and cramming our days full of sightseeing, we balance our days with work and play. We choose what we would like to see, but don't feel compelled to "get our money's worth." We may stay a few days or a few weeks depending on what we want to explore in the area. During this time, we're carrying on a normal life similar to a resident by shopping at local stores, eating at local restaurants, and participating in daily life. I cannot say we are true citizens by any stretch, but it does give us a better sense of place than a vacation usually does.
We really appreciate the transparency you have provided in your blog posts, detailing expenses. We have found it useful for our own budget planning. Such a shame that some people find the need to project their own issues around how and where you spend your money and live your life. I totally understand why you are not sharing that detail anymore, but do appreciate what you are willing to share. I guess if people want more detail they can book an hour chat session with you! Anyway, it’s good to have this awareness as we might think twice about the level of detail we are willing to share in our posts too.
Many retirees choose southern British Columbia because of the milder weather. Vancouver Island is very popular with year round RV parks that have all of the amenities needed to accommodate most people's needs. The Sunshine Coast has many possibilities, as well as the Lower Mainland and the Okanagan. Many of the choices will depend upon the interests or needs of the RVers.
As for the budget discretion please note that we differentiate between fixed expenses and monthly expenses. To quote myself: “No matter what month it is the fixed travel costs remain virtually the same. They are primarily what the above budge is based on.” We pay our insurance in full every 6 months. We do not pay monthly so it doesn’t fall into our monthly expense category.
No one should toss the house keys to the new owner and point their new rig towards the open road without having experienced previously spending time in an RV. Not just a weekend or even a week but ideally an extended period of time. No trial run will exactly duplicate the finality of being without a home base but being on the road will help identify what kind of full-timer you will be. Do you prefer being a “mover” or a “sitter?” Do you prefer the solitude of a campsite alone in the woods or the activities found in a commercial campground? These test runs will also serve to clarify your most important decision before becoming a full-time Rver…
Slide outs – Are slide outs a must? If so how many and where? Two slide out bunkhouse trailers tend to put one in the back bedroom and another one in the middle living area. Three slide out trailers have a few more options. Some have one in the back bedroom and two in the middle. Others have two in the back bunkroom and one in the middle. A few have one in each room. Regardless, if we decide we “need” slide outs, we are trying to decide if we want more space in the living room or bedrooms. We are leaning towards extra living room space but trying to decide how important double living room slide outs are to us.
Like the big roof insulation R-factor that doesn’t account for the hatch vents, the well advertised high R-factor in the walls doesn’t account for the windows, which is where much of the heat in a rig escapes, especially at night. Closing the blinds makes a difference. When we’re in a remote area with no one around, we prefer to keep the blinds open so the first light of morning fills the rig. But we can’t do this in the wintertime unless we want to wake up to a rig that is 5 degrees cooler than it could be.
First and foremost, not all RVs are ideal for full-timing. The most common types of RVs that full-timers use are Class A motorhomes (which can be powered by gas or diesel fuel), Class C Motorhomes, Fifth Wheel Trailers (including Toy-Haulers), and lastly, Travel Trailers. Truck Campers, Class B motorhomes, and Tent Trailers are not traditionally good choices for full-timers.
$2,500 Eating Out – Similar to 2011 we find ourselves eating out 2 nice meals per week. This amount also includes the local breweries we purchase beer from and the local coffee roasters we support along the way. This number is a little askew as we’ve had a few of our meals comped or discounted some of the time when the owners find out we’re blogging about them (approx. savings $500).
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Then there are state parks, which run sometimes $15 / night, typically closer to $20 / night, and that often includes electric & water, but no sewage at your site (you have to drive over to the dump). They typically have a 2 week max stay at any given park, but are almost always more beautiful than private RV parks, with each site tending to have much more space.
In Texas, Escapees has the largest mail forwarding service in the country. They receive a semi tractor-trailer load of mail everyday. We saw this truck come in everyday while visiting the main Escapees Headquarters campus in Livingston, Texas, and we toured their mail sorting facility. We were absolutely floored by the operation (our blog post about it is here: Rainbow’s End – Escapees RV Club Headquarters in Livingston Texas. Another Texas mail forwarding service is Texas Home Base.
Someone briefed over the Webasto heating system a while back and they do work great but use a bit more fuel than makes me comfortable. I saw a guy who uses a system from an RV hot water tank and ran much diluted antifreeze through it. Piped it through hot water radiators in the unit and built a system of black pipe around the engine block giving it just enough heat to keep the engine warm. He heated the coach and engine with that and only used the pilot light on the propane water heater. There was also a reservoir in the coach where he could ad more water or antifreeze if required and it radiated a ton of heat. Now, before building this, I would want to discuss it with someone much smarter than I am because I thought it was not too bright to heat antifreeze in this manner before it boiled. Everything was circulated with a little pump that drew its power from a small wind generator not much larger than that for a bicycle lamp and charged a little independent battery which he drew the power with. When I seen this it was dam cold out -40 and very warm in the coach (thermostat by open vent) Cheap heat and I am not sure what I am going to do but the areas I am in, your heater will be great and I can access lots of wood but might check out this other method also. My holding tanks, fresh and grey can all be built into the coach of the cube van.
Become a virtual assistant. Being a VA is an amazing way to make money from anywhere with a laptop and an internet connection. In fact, Kayla and I just hired a VA to help us grow our business, and she lives in Madrid, Spain! (In case you didn’t know, a VA is basically someone who helps a business owner with various admin tasks from answering emails to gathering data, booking events, managing projects, and more. It’s very versatile!)
Great post! My wife and I are in the process of getting on the road. We have two boys Cole is 7 and Zachary will be 4 in November. I am 34 and my wife is 33. We also have a 5 yr old golden retriever/ horse( he’s 90 lbs). Our family has so far been supportive but have raised a lot of questions as well. One that comes up a lot and we are also concerned about is safety and security. have you found unsafe places to camp that you would never go back to. have you ever been injured and had to try and find a doctor or hospital you could be hours away from?
Boondocking is basically camping at free spots without hook-ups. Several State Forests and BLM (Bureau of Land Management) locations have free dispersed camping. Typically, you can stay in one location for a maximum of 14 days. We have also found a few state parks have free campsites. While this option is free, you do have to find and pay for dump stations.
a) We notice you didn’t sell your home, but decided to lease it out? Do you mind sharing what made you make that choice throughout your RVing, Cruising and now RVing again days? Just thinking it is added shackles that bind at times dealing with property and tenants. Was it because of negative equity situation? It generates positive cashflow so made sense that way? Or just psychologically having the security of still keeping a SnB?
For the most part, CPS can’t take your kids JUST because you are living in an RV, there has to be another reason. Living in a van means you probably didn’t have running water or a toilet and that could raise some red flags. I only ran into one family who lived in an RV who had issues with CPS but that was because they were running from an open case that happened while they were still in a house. The accusations were pretty serious and the mother had some very obvious mental illness and she was dry nursing her 5-year-old.
Wow! Bold, informative, funny, truthful, your on to something. All your information from the Cats to your cell phone service. I feel very blessed to have watched HGTV that day. You are living our dream and at such a young age. Your showing a very young generation that you don’t have to wait till retirement to see the world. Oh I am not old by the way or retired but admire your budgeting skills and dedication to balance life experience vrs $$$.. You guys are getting it right. Ok so medical expenses. What people don’t know is when you pay cash for your medical care you can negotiate with the doctor because they save by not having to bill your insurance and all the clerical and bookkeeping costs. So lets say the cost of a physical is $500.00, well I think we all know that is crazy, but that is what they bill the insurance co. but if you tell them you are paying cash, ask for a discount. Good doctors that care about patient care are happy to do it. My parents do it all the time. Dentist, Eye Doctor.. You can monitor and care for your health with out medical insurance. Sorry so long.
The magnificence of living on the road is that it innately pulls you outside. Whether it be golfing, hiking, biking, wandering a new town’s streets, working from your campsite’s picnic table, or gathering around a flickering fire, we find ourselves constantly outside enjoying the surroundings. And whenever it is feeling a little cramped, or our patience is waning for the other, we force ourselves to go outside and are reminded by that day’s beautiful location just how lucky we are!
In early February, 2016, a bill was introduced in South Dakota that would effectively deny anyone using a South Dakota mail forwarding service as their legal domicile the right to vote. The history behind this bill was that in Pennington Country a vehicle tax increase of $60 came up for a vote, and prior to voting day, certain politicians assumed that the nomadic RVers with legal domiciles in that county would unanimously vote against it.
Hi Jill, I pinned a picture you have on pinterest. Bright orange poppies with LOTS of ruffled petals. Love them!! My grandmother had them in her yard when I was a child. I cannot seem to find any seeds like them for sale. All other types of poppies but not these. Interested in selling a handfull? Please le me know. I will pay for the seeds, the envelope, postage and your time!!
Good Morning to all. I have read and skimmed my way through the initial posting and the comments. So here is my 2 cents. I have been full time RV’ing since August 2015. Sold my home in NY State because it was too expensive to run on my retirement and Social Security. I made the same mistake & stored a fair amount of belongings & furniture. That will go this summer. I still own property in NYS and barns, but that will be another year. I started out with a 37′ 5th wheel, drove to Florida and spend 6 months & 1 day at a campground on the Space Coast. Thoroughly enjoyed the time there and will be going back this November. (November 1 through May 1). I bought a new 5th Wheel in Florida and am enjoying it much more that my last one. You mentioned size, but I generally don’t have an issue. I have not tried dry camping yet and I have not done that in an RV before, The new 5th wheel is 42′ in length plus a spare tire and bike rake. I drive a 3500 Silverado diesel dually and I am very comfortable in all situations, including in town if I am going to a campground there or just following a detour, which I ran into in Nebraska. This past spring after leaving Florida, I traveled westward to Colorado to visit Rocky Mountain National Park. I was still in the mode of “make as many miles as possible in a day”, but I am now realizing that I really don’t need to do that, I’m retired. On previous trips out to South Dakota & Wyoming, I saw Badlands National Park, Devils Tower, Mount Rushmore and stayed in Cody, WY before moving on to Yellowstone & the Grand Tetons. Therefore after visiting with some friends in Wyoming, I headed back east. Now I wish that I had stopped along the way, even though I had seen those sights. I missed the Badlands and the Wild Horse Reserve south of Rapid City and the area around Rapid City. Another good reason to settle down and enjoy the sights. I am back in Upstate NY for the summer and will be heading back to Florida around the end of September. I am also considering a resident state in either South Dakota or Florida. Medicare supplemental plans will make that decision for me. Right now I have a great plan from Excellus BC/BS in NY and that will be what I will want from either of those states. I’m thinking about alternate routes other that I-81 & I-95 heading south. I am a single guy not by choice, so I have to do all of the things to keep the adventure going. I purchased a Magellan RV GPS and I feel very comfortable with it. The next 2 years will hopefully see me travel to Montana for the Glacier National Park and then south through Utah for all of the parks and the natural beauty. In 2018, I am planning to drive up to Alaska. That plan is in it’s infancy right now. Just gathering data and trying to throw out bad info and keeping what sounds reasonable. I’ve also donated at least 50% of my clothes because I don’t wear them. Takes up space and a lot of weight. I’m always looking to reduce weight. I hope that this gives someone else some ideas about life on the road.
A million Americans live full-time in RVs, according to the RV Industry Association. Some have to do it because they can’t afford other options, but many do it by choice. Last year was a record for RV sales, according to the data firm Statistical Surveys. More than 10.5 million households own at least one RV, a jump from 2005 when 7.5 million households had RVs, according to RVIA.
Solution: This issue happened twice in very cold weather. We decided not to bother with a fix since the temps were rising in the coming days. The issue could be fixed with multiple options but I would do one of these: 1) skirting adds an extra layer of insulation and will keep the basement compartment warmer, thus keeping the floors warmer. 2) Install pipe insulation around all lines that sit on the floor and/or touch the outside walls. If you’re planning to be in sub-zero temps for multiple days you might want to do both.
In the event that there is a partial loss, like theft of just a few items, there are caps on what is covered. With National General, if the theft occurs inside your RV, then the cap is 25% of the total value of all the Personal Effects coverage that you carry. For example, if you have a $20,000 Personal Effects policy, then this means there is a cap of $5,000 per claim. If the theft occurs outside the RV but on your campsite, then the coverage is 10% of the total value of all the Personal Effects coverage that you carry. Again, for $20,000 total coverage, this means a cap of $2,000 per claim. There is no coverage if the theft occurs away from the RV (i.e, your bike is stolen from the bike rack at the coffee shop in town).
For MVUM maps there will *usually* be an indication of which roads allow camping, but it depends on the individual map. For many of the maps we physically own (I typically pick them up at the Forest Service office when we travel through) the roads are indicated by a series of dots along the side. Look at the map key and hopefully you’ll see it there. I haven’t used the App much myself, but I do think you get a color map there, so that may help.
My husband and I are doing the same right now Toni. First we were considering selling everything and moving to a Caribbean island but after a lot of research we realized that it isn’t easy getting a job on some of the islands and the places where you can get jobs are crime ridden. So, we turned back to our life long dream of buying and RV and traveling the country. We are still in our early 50’s so we are too young to retire but through our research we discovered a website called flexjobs.com that is a great site for finding jobs that offer the ability to work remotely. It is a legitimate site without all of the scams and network marketing type of stuff. We also just discovered camp hosting on a website called workampingjobs.com. There are a lot of camp grounds in a lot of different states that offer various types of opportunities for couples to be camp hosts. Some are just for a free place in the camp ground in exchange for work but some also offer salaries to go with the free stay. I’m becoming more excited than scared now. My only concern is health insurance.
I heat my home with a very large woodstove and it takes up so much of my time in the winter hours. I have to collect firewood 12 months of the year just to stay stocked up and I live near St. Louis where it is mostly warm. If you could send me more info. about your cute little wood stove I “wood” really appreciate it. I need something smaller for my greenhouse.
I think a lot of expenses could be eliminated for sure. Dr electric you could easily convert to solar power. Solar panels can be quite inexpensive. The batteries for charging can be costly to purchase but in the long run will save thousands of dollars with solar. You can still hang dry your clothes on hangers in your rv. As far as washing, if you are at a park that provides water/sewage you could easily put in a portable all in one HE washer dryer. May cost around $800-$1200 but again will save $$$ in the long run. Stop eating out. It substandard food anyway and isn’t good for you. If you are all in the rv together on a regular basis, eliminate a phone. There no need for 2phones. If you are writing several letters in a week,unless it’s an emergency, you could have much news to share. I for one would rather have a portable internet connection. That would probably be one of my biggest expenses. Just some suggestions that may cost a bit in the beginning but will end up being the best purchases to save you money over a long period of time.
Love this interview! With 4 kids and dogs in an RV… We live in an RV with only 2 kids, and they don’t take many space (yet) as they are 2,5yo and 7mo. So I’m impressed 🙂 Love the tip about taking it one day at a time. That is what I should do more too. I have the tendency to plan ahead to much. Maybe a tip for other RVing families: come to Europe! Europe is great to explore in an RV, but choose a smaller vehicle because the roads and campsites are small compared to those in the US.
Our boat has two diesel Cummins 370 engines, and we’re still tracking our burn rate (with a 440 gallon tank and our slow poke style, it takes a while to get numbers) – but we’re expecting it to be about 1.25 – 2 miles per gallon. A typical ‘driving day’ will likely be 15-30 nautical mile range at 7-8 knots. While our fuel “economy” sucks in comparison to our RV, we anticipate we may cover a 1000 miles a year. So thus our fuel costs boating will be similar to our RVing costs on a monthly basis.
10. Establishing a permanent legal residence is an absolute must. While you may be planning to be on the road for 11 months and 29 days of every year, there are still very important reasons to have a permanent legal address. You have to consider things like your driver’s license, tax information, bank accounts and voting privileges. There is also the matter of mail forwarding, insurance rates and possibly vehicle inspections. While there are as many different sets of rules as there are states, the most friendly domicile states are South Dakota, Texas and Florida. Again, you will want to do your homework before leaving.
After months of research, we decided we wanted to follow the Classical model of eduction. In the beginning, we were going to follow the classical model of education to a T. It would only be a few short years until my kids were reading the Odyssey in Latin. Reality check! It didn’t take long for me to realize that wasn’t going to happen. For the most part, we have stuck with the history cycle and somewhat with the stages of learning but realized we couldn’t, or rather didn’t want to, “do it all”.
Lisa, I don’t think that is an option, but there is really only one way to find out. It all depends on how well insulated your RV is. Also, to run your water pump all night you would need to have ample batteries or be plugged into shore power. However, If you use skirting or create a barrier around your RV and run a heater like we talk about above, you shouldn’t have problems with your pipes freezing.
ha ha ha and this is exactly why it seems most bloggers struggle with posts on this topic… what is crazy cheap to one is crazy expensive to another! This is true in stix and brix as it must be in the full time RV world we are working to try and figure out. I love the discussions though because it really makes you realize that the guy that says he can do it for 1k a month is for real and the people that say they cant believe it could not be done for less than 6k are just as for real and seem just as silly to those that cant imagine doing it for less than 9k a month…. You would think that with some much variability in these discussions that it would not be much help to those of us trying to figure out how we can make this work for us but then the light bulb starts to get brighter for us and we start to understand that just as in stix and brix you can make this work for you at what ever level you are comfortable with living… thanks to you for posting these discussions and thanks to all that reply it is so helpful!!!
We try to keep our expenses down as much as possible with the RV. Unfortunately, there are always surprises in life. It is a good idea to make sure you purchase an extended bumper to bumper warranty. We prefer to not have to come up with a huge sum of money to fix an issue with the RV. Let’s face it, you are driving a house on wheels… things break and accidents happen. We have our warranty through Good Sam and have never had a problem with coverage. It’s definitely worth having the peace of mind. As for our other expenses, besides gas and propane, they are just simple upgrades or swap outs for house ware items, etc. We Glamp after all!
$1237 Editing Software – We finally purchased Adobe Photoshop CS6 ($600), I’ve been using an old version for the past several years. We also purchased the newest version of Lightroom ($150). Both of these programs allow us to view, edit, and post our RAW photographs more beautifully and professionally. If you’re not heavy into photo editing or design I DO NOT recommend purchasing Photoshop, it’s a bulky, expensive, and difficult to understand program. Save your money and get a more consumer based photo editing program. I also purchased a great video plug-in for Adobe Premiere Pro video editing software. This new plug-in suite from Red Giant ($480) allows me to make similar enhancements to my video that I can make on my photos.
The first year of RVing I struggled to find the kinds of campgrounds (natural, green, spacious) that we like to visit. It was a constant battle of going to one website, through a ton of clicks, then another website, then to a map, then to another spot and back again to try and figure out which one matched our route. Early this year I discovered uscampgrounds.info and my planning life changed. If you like public camping there’s simply no better resource out there and I use it as the base for all our travel planning now.
Propane Heater – This device sips propane compared to the furnace installed on your RV, yet it keeps the inside even warmer. Best part is this heater doesn’t use electricity like a space heater but it heats just as well. The downsides: There is no anti-tip shutoff so it’s not good if you have pets. The install can be simple but should be completed by a professional. The propane is un-vented and therefore produces deadly Carbon Monoxide so you must keep a vent open at all times and constantly check your CO detector to make sure it is functioning properly. Also as discussed propane heat produces humidity. Our friends the RV Geeks use this propane furnace and swear by it in their Winter RVing post
Try to limit yourself to 1 or 2 of each of the following items: coat/jacket, swimsuit, sweatshirt and sweatpants, tennis shoes, etc. Find solid clothes that can pair well with many things. People often refer to this as the “capsule” wardrobe. While there are variations, the concept is to have around a dozen staple pieces of clothing in coordinating colors that can be worn often and interchangeably, thereby saving closet space but still giving you up to 30 or more different outfits. Google it and you’ll find tons of resources to help!
Capital depreciation is an important consideration because the years go by and you eventually pay for the value in your RV that has been lost over time. That shouldn’t keep you from getting a brand new rig if you can afford it, but it does have to be part of the overall financial assessment of the costs of going full-time. You can see the rigs we chose here. I’ve written an outline of things to take into account when choosing an RV for full-timing here. I recommend starting with a cheap and small RV to practice and learn on here. I’ve got some notes about the thing I think is most important in a full-time RV — the carrying capacity — here.
You might be wondering about what we did with the Littles during the eclipse. You aren’t alone. I spent a week worrying wondering about it because obviously I didn’t want them to lose their vision and by the barrage of eclipse safety in the media you would have thought the sun was a new phenomena. I have no idea how the entire world is not already blind. Anyway, the Littles don’t watch much television but this was one of those time when the benefits outweighed the waste of time. We set them up with a show, toys, and snacks in the RV while we enjoyed the eclipse right outside the door. It was a perfect set up because I didn’t have to worry about them trying to sneak a peek and I could micromanage remind my teens about staying safe without distraction. RVing for the win again!
Within the last month I moved out of my apartment, purchased a new tow car and a 21′ travel trailer (monthly financing less than what I was paying for rent, and I will own them). I was really excited and didn’t quite think things through about where I was going to boondock. I work for Wal-mart and made arrangements with my store manager, but it is an awkward experience. Now to the point, I can’t be without internet. I use non contract boost mobile and pay $50 a month, this includes “unlimited” call, text and date plus my phone has hot spot capabilities. It allows for 2.5 gig a month of data and then when you reach the limit it slows your speed but you still have access to internet.