I wanted to know all these things before changing so I hope this helped anyone with any different doubts or thoughts. One thing to add; no matter where you go there will be people with their own thoughts on how you should raise your kids, their own huge judgements and this will not help that. I feel this area is really good to be in for that; there are many full time rvers in Fl-young and old. That was a huge concern of mine but actually there was always judgements on what kind of parent I was no matter where we lived. Not much of a difference. What makes your family happy is really what is best for all of you. Most here are not even surprised and when we told the local librarian she showed us a couple of really great fulltime rv living books. There is a retired older man that does a puzzle each week there and my daughter has gotten to be a helper and friend to him and they are there with the kids in the after school programs. There are also kids at the rv parks here.
These days everything is available online and if you’re putting most of your spend on credit or debit cards* it’s super easy to import it into programs (e.g Quicken or Mint) that will summarize and keep track of exactly where your money is going. Not only will this give you a solid idea of your starting point, but it will be key to pointing out places you can possibly save once you change your lifestyle and get on the road.
Living in a camper, RV, trailer whatever you want to call it is a wild ride filled with amazing travels! We have also realized that living this life has made us appreciate a lot of things that we took for granted when we lived in a house. RV living is definitely a different kind of living. Being on the road means there are really good times and also times of frustration and struggles where you miss the comforts of a house.
Capital depreciation is an important consideration because the years go by and you eventually pay for the value in your RV that has been lost over time. That shouldn’t keep you from getting a brand new rig if you can afford it, but it does have to be part of the overall financial assessment of the costs of going full-time. You can see the rigs we chose here. I’ve written an outline of things to take into account when choosing an RV for full-timing here. I recommend starting with a cheap and small RV to practice and learn on here. I’ve got some notes about the thing I think is most important in a full-time RV — the carrying capacity — here.
And beyond RVers, we have met many interesting people living all over this nation. We've watched artisans work their magic in New Orleans and listened to teachers in small towns describe what it's like teaching in a school of fewer than 10 students. Traveling has shown us different perspectives. Moving around the country, we realize that people are more alike than different. They all have their individual struggles and are just trying to get by the best way they can. What brings us together is a sense of community and we love to help foster that.
There are going to be plenty of days when things don’t go as planned. You’ll run over the fire-pit grate and pop a tire while racing to get out of a campsite before checkout. You’ll stumble into a darkened shower stall at a state park, only to realize you’re sharing it with a wolf spider the size of a tarantula and dozens of centipedes the size of your palm. Your GPS will mistakenly steer you into a major downtown area with streets so narrow you have mere inches between your trailer and the other cars.
It is always hard to sell a house and leave family and friends behind but today’s technologically rich world makes the parting a much sweeter sorrow. WIFI hotspots are becoming more prevalent around North America, especially for travelers. Many campgrounds and visitor centers are wired for your WIFI-enabled devices. Before you leave check out the many service providers and re-sellers who can keep you online and tapped in to the world while on the move. Your rig can also carry along its own satellite dish, hard-mounted or mobile. You can choose how connected you want to be in your RV.
Been trying to convince my husband for YEARS that we should do what you are doing. I just recently got him to start the process of selling our “big-popular-neighborhood-expensive-house-that-requires-two-incomes-but-we-really-can’t-afford-anyway” and buy a fixer-upper on more land with no HOA. We already have a buyer (our neighbor’s inlaws) and just need to settle on a price which is hard considering the foreclosures in the last few years. While we’ve been looking at what is available in our north GA area, we have literally turned up our noses at the listings that are “just a trailer” on land. What a snob I have become. Time to change the way I look at these things.
We did have one issue with freezing last year, when the city water pipe sticking out of the ground that our mobile home park was supposed to be responsible for winterizing froze. The only thing they had done to protect the pipe from freezing was to wrap it with insulation and plastic, and the part right next to the ground wasn’t adequately protected, and it froze during a cold snap where the high temperatures were in the single digits. After a neighbor helped us thaw the pipes with a crazy high powered industrial heater he brought from his place of work, I removed the park’s insulation, wrapped the pipe with electric heat tape, covered it with more insulation and plastic, then for good measure I lined a Rubbermaid storage tote with foam board and put it upside down over pipe. It did not freeze again, lol.
Lovely to “meet” you on the blog! You know regarding safety the *only* time I’ve ever felt even close to unsafe is in the center of big cities. We had one incident (in San Antonio) a few years back that sent us running, but other than that I’ve never felt unsafe. Whenever we’re in smaller cities or the boonies I’ve always felt perfectly fine. So, I guess I’d recommend getting out of the bigger spots and into some more rural areas…more space for the boys too?
One thing we learned from camping in cold temps (and sorry if this has been mentioned already) – is that the basement bays won’t be kept above freezing unless the furnace is running, and while using space heaters up above, our furnace wouldn’t always cycle on. So, interestingly our water was more apt to freeze at 25 degrees than it was at 15 degrees, because at 15 degrees the space heater couldn’t keep up, and the furnace ran more, keeping the basement warmer. If that makes any sense. Bottom line, if the furnace isn’t running, the basement gets cold. That was the case in our coach, and I know not all coaches are the same in this respect.
If they are new to RVing and unsure if the lifestyle fits, they should go cheap but functional. I have Airstreamed all my life, but our first trailer was a 24’ Nomad that cost $3000. We learned a LOT in that trailer. Lots of what to do, and even more of what NOT to do. We had repairs and enhancements to do. We sold it 1 year later, but that was due to my parents giving us their Airstream.
It may seem obvious that the less things that get dirty, the less has to be cleaned. However, how you apply that knowledge can make a lot of difference. We use paper plates (not foam) and paper cups almost exclusively. When possible we cook in the microwave in Glad or Ziplock containers so that leftovers store in the same container in which they cooked. We do use regular silverware but I’ve often thought that chop sticks would work just as well for most things (I haven’t cleared that one with Ella – GRIN.)
We're handy RVers, not professional technicians. We're happy with the techniques and products we use, but be sure to confirm that all methods and materials you use are compatible with your equipment and abilities. Regardless of what we recommend, consult a professional if you're unsure about working on your RV. Any task you perform or product you purchase based on any information we provide is strictly at your own risk.
Why we recommend the Jayco Eagle fifth wheel: If budget is something you’re also concerned about when choosing between fifth wheels for full-time living, then we highly recommend the Jacyo Eagle. While it’s MSRP is nearly the same as some of the others, it’s actual sale price is lower, and it offers the same amount of features and versatility of a good fifth wheel. For example, the Eagle 293RKDS offers has a very good build, weighing 10310 pounds and being 35 feet and at the same time they also have the Eagle 347BHOK which is 40 feet long and weighs pounds!
I followed all my own directions as notated in this original post below EXCEPT for skirting. I don’t have a skirt for our Windy, and there was no snow on the ground so I couldn’t make an impromptu skirt. So today we’re a little more wise and humbly we offer a few new points on preparing your RV for Winter:1. Skirting – Anytime the temperatures will be sub 30 for more than a half day adding a skirt is the BEST way to keep your RV from freezing. If we would have skirted our Motorhome this wouldn’t have been an issue. That’s what I get for being lazy!
Thanks for reaching out. Please visit this page: http://alansills.com/home/tracking-my-travels-with-send-out-cards/ on which I do get into a bit how you earn in Send Out Cards. I also encourage you to test drive it. Feel free to contact me and I can walk you through sending a card and seeing how it all works. I’m also happy to discuss if you wish to contact me in person to elaborate further on just how money is earned in Send Out Cards.
To set up residency in almost any state all you have to do is establish a physical address at a place like mailboxes and more or the UPS store has mailboxes that count as a physical address and you need to receive bills like a power bill, or other utility bill. You will need to have these bills with your address on them when you go to the licensing dept. to get your new license that makes you a residence. It gets easier or more difficult depending on the state.
Like everything related to money, a good, well thought-out plan and budget is key. But I’m here to deliver a message – full-time travel is much more affordable than one might think. The average monthly campground / RV park fee is far less expensive than most mortgages or rent, and the varying price points of RVs and travel trailers can fit almost any budget. Sure, a decked-out class A can be expensive, but used travel trailers are priced quite affordably. Our very first travel trailer cost us only $8,000 – try buying a house at that price point!
Another aspect to consider is that when you’re new to full-timing, you don’t know what you will want in a rig, especially when you’re living in one day in and day out. If you buy an expensive camper, you’re going to lose a lot of money when you upgrade or change models. Buying a used camper might be the best and most affordable way to try this new lifestyle, and figure out what setup you’d most like to have. If you end up loving full-time travel, you can always upgrade to a new rig in a year or two.
When we went to stay with my Parents we thought we were going to get blown away from the water pressure coming out of the shower and sink! I could have stayed in the shower for an hour and then went and washed dishes for another hour. This is one of those things that you don’t realize you are going to miss. Water in general can be an issue, especially drinking water which is why we use a Berkey water purifier which is awesome!
We've had this motorhome for almost two years but never had the propane system checked to see if everything worked correctly since we were in California for much of the time. Plus, we don't know how expensive it is to get this system checked. (The small propane tank is still half full.) Can electric heaters be used for inside heating as long as they're the kind that shuts off if tipped (and never left on when we leave for a few hours)?
Make sure to do your research before going gung-ho for solar panels. Depending on how you’re using your rig, they may end up being a waste of money. If you’ll be at a campsite with full electric hookups, you probably won’t need them. Maybe you anticipate a lot of driving. Just by cruising down the road, you’ll recharge the batteries; but again consider the effects cold has on your battery life. Or lastly, if you’re going to be mostly boondocking, solar panels may be a good option for you.
2017 Udpate – TOTALLY. Since that original “crazy” year on the road we’ve enjoyed a much more relaxed pace of travel (you can see all our travel maps HERE -> we average just over ~5,000 miles/year) and it’s made everything SO much better. For us this is a lifestyle, not a vacation and taking the time to enjoy each spot has made it a deeper, richer (and more enjoyable) experience for both of us.
Magnetic Car Phone Mount Holder – I’m always surprised when someone gets in my car or truck and says something about my cell phone holder. Maybe it’s because after living for four years on the road and still not knowing our new city very well, the first thing I do put the address of where I’m going into my phone. What do people do when they have to use the navigation apps on their phones and don’t have a holder? Hold it in their hands? Lay it on the center console? When it comes to safety, I’m super uptight conscientious and this little contraption is wonderful. We put a magnet inside our phone cases and the phone effortlessly sticks to the mount that is in our truck’s cd player. We also have one that mounts in the air vent in our other car. Love these things. They are convenient and make using a navigational app safer.
In my former corporate life, I hit Starbucks most mornings and ate dinner out almost every night. We owned and maintained two cars, and we each had significant commutes. Now we eat dinner out very infrequently, and we limit our coffee shop splurges. We own just one vehicle and drive much less. Where we used to have property taxes, utilities and HOA fees, we have none of those things in our RV lifestyle. All in all, we spend about $500 less per month in our RV than we did in our house. But that huge savings is entirely a function of what our old lifestyle used to be and what our current lifestyle is now. Other full-time RVers might not see those same savings.
For the past year, we felt the wind shifting but we were in denial. We tried to continue on course against the wind hoping that things would return to what they were. However, in the quiet of night, I knew the change I was hoping for wasn’t going to happen. In those silent moments of raw honesty with myself what I wanted, as ridiculous as it sounds, was for the older boys to quit getting older. I wanted them to stay my babies forever and shelter them from life’s hardships. Living in the RV seemed to slow down time and kept them close. Kept them safe.
3/ decorations – we bought a bunch of RV type decorations (e.g. Hanging lamps for our awning) that we never used and ended up giving away. My advice is don’t buy too many decorations until you get on the road, since you’ll quickly figure out what you use and what you don’t. Some camping chairs and a small collapsible side-table will get you started on your outdoor gear. Add on from there as you go.
We have camped at Tiger Run also and the temps got down to -9 F. We got the extended propane tank rented from the campground. We had all the issues and made a cardboard skirt and put a ceramic space heater underneath. That worked, though we left our sewer hooked up and only drained once a week and used the built in facilities during the day. We wrapped the exterior drain pipes with heat tape and insulation. We added hot water to the grey and black water tanks before flushing. Didn’t have a problem. Also made the heated water supply hose with heat tape and insulation. That never froze either. This year we are going back (in 2 weeks! YAY!) and are having a custom skirt made. Combined with the ceramic heater underneath, this should keep the whole thing warmer as well as stop any freezing of the water bay and plumbing. There is one weak link in our trailer, the water lines run through a cabinet, then back out behind the toilet, then under the bath tub, and then into another cabinet where the pump is. This froze twice. I rerouted one of the heater vents to heat the first cabinet by removing the vent exit and setting the vent tube to blow half of it’s air into the cabinet. Ugly but effective in an emergency. This year we are going to try running an LED rope light along that pipe run. This will double as a night light. They use very little power, and don’t get as hot as incandescent bulbs. Allegedly, the skirt and ceramic heater should fix everything but you never know! We’ll follow up as things progress. We agree that winter camping allows us to enjoy snowboarding and skiing places like Breckenridge Aspen, and Jackson Hole and actually afford it! And of course you can bring your doggie or kitty too.
After several weeks of looking and test driving I found my 1993 29′ Jamboree Rallye with a Ford E350 motor. It had 54,000 miles on it, no water damage that I could see, seemed to drive well, had new laminate floors, was clean and in overall pretty good condition for a 23 year old rig. I inspected it with my untrained eye: the engine compartment looked clean, the hoses were newer and there were no leaks that I could detect. When I test drove it, it seemed to have more power and a smoother ride than others I’d tested. I also tested the house water pump, refrigerator, stove and generator and they all worked well.
This is in answer to Liz about our 5er. We have a 30’11” Crossroads Patriot, a 2011 model. The model number is 28 something or other. You can’t use the model number as the length, by the way. You usually have at least 2 more feet of trailer. We bought our 5er fully expecting to retire early and get back on the road. We were full time for a while because of my husband’s job. Since then we have become guardians of our now 16 year old granddaughter, and have a few more years left at home. I think I would reconsider to about a 30′ length Class A now that you can get shorter diesel pushers. I miss having enough room for family in the vehicle, being able to get to the bathroom without pulling over, and being able to get to the “bedroom” without getting out of the vehicle. There are lots of RV sites with info about choosing a trailer or a Class A or C. Just depends on what your preferences and needs are at your point in life. I think we will be happier with our trailer when we are living in it, doing campground hosting and/or whatever life hands us. Right now, we actually removed all the living/kitchen area furniture except the table and chairs. Our youngest son and his wife and daughter, and our 16 yr. old, all set up cots in that area and are able to join us to camp without packing all their gear. We enjoy being outside when we are camping, so this set up has been lots of fun, and we have camped in our local mountains in all kinds of weather. If you look at Nina’s Eagle Nest State Park photo in the blog, we were in that exact spot 10 days ago, but we have also camped in Santa Fe National Forest while it was snowing. Lots of variety here in New Mexico! Had to get in a plug for my home state! My advice, if you haven’t had a lot of experience with different RVs, is to get a used rig and get some experience, and don’t spend major money at first. There will always be things you like and don’t like, though, no matter what you choose!
We quickly learned that we didn’t like that he had to be at the table working all day while the kids and I were out exploring all of these amazing places! Plus, having to go back to Wisconsin was expensive and limiting how far we could travel. California is quite a drive from Wisconsin, especially if you want to go back and forth. The cost of him flying back alone would add up, not to mention I just did not want him leaving us for a week.
In the dead of summer, the sun rises in the northeast and sets in the northwest. During the day it is high in the sky, almost directly overhead. In mid-winter, the sun rises in the southeast and sets in the southwest, traversing a very low arc in the sky. At its highest, the sun is only halfway up the sky. These low angles are advantageous for keeping an RV warm in winter, however, as the sun shines directly in the windows into the center of the coach.
We are fortunate in that our health insurance is a benefit of my corporate job. We are with Cigna and all three of us have full coverage including dental and vision. Our deductible has become increasingly higher since 2012 and we are now at a Silver plan which gives us a $5000 deductible each. Our prescription plan is less than stellar and we maintain our insurance primarily for our daughter and for unforseen medical circumstances. While on the road though we typically see an Urgent Care physician which costs $35/visit. We currently pay $430/month for health insurance.
So interestingly enough we’ve not seen much of an inflation factor impact in our budget over the last 7 years. For example fuel prices have varied enormously during our time on the road (anywhere from $2.00 to $4.50 per gallon), yet our fuel numbers have not really reflected those changes simply because we adjusted how far we traveled each year. I DO think it’s good practice to add an inflation factor to any budget you look at (we do this in our long-term retirement budget planning too), but you may find the actual impact (once you’re on the road) to be less than you expect.
As to campgrounds…RV parks run $35 or more / night, but have amenities like showers, full hookups (water, electric, sewage), sometimes pools, and often fellow retirees. Discount clubs like Escapees.com and Passport America can help with these expenses to some degree, but not on an every day basis. You can also rent by the month, which typically gets you a significant discount, if you don’t mind slowing down. I’ve seen nice RV parks that go for $350 / month.
My husband and I are currently living in Panama but have sold our home and will be moving back to travel the U.S. full-time in a motorhome early next year. More than one time you have said you wish you had gone with a smaller coach. We will want to boondock, camp in (or somewhere close to)all of the national parks, and in BLM land on occasion, etc.. But we are not opposed to staying in RV parks when needed. My question to you is: Do you think we can do that kind of traveling in a 43′ motorhome? We have done tons of research on the manufacturer and make we want to buy. Their 38′ and 40′ models just don’t have a layout that I think will work for us, especially since the 43′ seems to have everything we want in the right place.
It’s unseasonably cold this week so I’ll have a good chance to test my setup. I’m not too concerned. The other day, one of my neighbors, who is going away for the winter, kindly offered me his home. I’ll talk to him later today; that might make a Plan B for nights that are just too cold to stick around. But it shouldn’t get much colder than it is this week, so there’s a good chance I’ll be living in my own space all winter long.
10. Establishing a permanent legal residence is an absolute must. While you may be planning to be on the road for 11 months and 29 days of every year, there are still very important reasons to have a permanent legal address. You have to consider things like your driver’s license, tax information, bank accounts and voting privileges. There is also the matter of mail forwarding, insurance rates and possibly vehicle inspections. While there are as many different sets of rules as there are states, the most friendly domicile states are South Dakota, Texas and Florida. Again, you will want to do your homework before leaving.
Obviously these are not the same fixed costs for everyone. What kind of rig you buy, where you insure it, how much maintenance you do (incl. paid versus self-maintenance), whether you keep a storage unit and what kind of internet plan you get are all individual choice. But once you’ve made those decisions they’ll become fixed, recurring expenses that you should expect to pay each month.
Congrats on living the dream! I wish I could talk my Wife in to this, but I don’t see that happening anytime soon. I’ve done some background acting and think this would be a great way to do that on a more frequent basis. Your husband and I look a lot alike and I think We would be good fits for the show Outsiders! lol I got to ask though, $5000 a month in expenses sounds like a lot. What are you paying on that rings up that much. Is it mostly the RV payment?
Wow. The lots in SW Florida must be insanely high. We have brand new real nice RV Parks in East Texas with carports, storage buildings etc. that will only cost you about $350 per month. And there are several pretty good parks coming in at $250 around here. You might consider East Texas a few months a year just to pocket some serious cash. My wife and I have talked about this kind of living on and off for a while. Our expenses living in a duplex is about $400 less than yours right now. And our utilities are $350-$400 a month. But, we are considering trying to purchase a lot instead of traveling around. That’s great freedom. Kudos! I worked for 11 years in the corporate world. I never did find a company that bought into the telecommute thing for more than 2-3 days at a time without coming into the office.
Another idea to save big time is to spend a few months in Baja California every winter, where food is crazy cheap, boondocking is abundant (you can even find spots with lots of other American / Canadian snowbirds if you’re concerned about safety, but it’s completely safe in our opinion after having been down in Mexico in general for a year), and in general the sun shines all winter long.
This is pretty personal, and it depends entirely on your financial situation. In our opinion, some people shouldn’t spend more than $5k, and others can afford whatever they want. We have a lot of friends who finance everything: TV, couch, vehicles, etc. We are not a fan of this mentality. We realize you can write off your interest as a second mortgage for your RV, but we don’t finance anything, including our RV. We’ve never had a car loan, and we have always paid cash for our vehicles (including our tow rig and our Airstream).
It also takes a long time to let go of old living patterns and establish new ones. When we first started fulltiming we were accustomed to one- and two-week vacations, and we lived as though we were on vacation. It was only after a few months on the road that we began to realize, deep inside, that we didn’t have to see all the sights in three days. We could stay three weeks and see them only when it was sunny and when we were in the mood for sightseeing.
Hi, This is our 1st year at trying wintering in our motorhome and have gotten a lot of useful ideas from this forum that we have put into use. What we have not found a solution for yet, hoping one of you would have experience or idea with is our Atwood 50,000btu tank less hot water heater that came with a winter kit on it only works until -15 below. We are getting below that now and it is freezing up. We have been able to thaw it out but afraid we are going to break something and would be nice to wake up to hot water. So if anyone could please HELP with a suggestion for this we would appreciate it. And Thank You All for the ideas we are using of yours now that are working 🙂
© Joe and Kait Russo, We're the Russos, LLC, 2014-2018. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to We're the Russos and with appropriate and specific direction to the original content. Back to Top ↑
Your personal diary of events and budget is not uncommon. However me and my husband lived in North Eastern Utah in a new RV park for only $350 month, which included ALL utilities except our propane. We also renovated a used 35 ft fifth wheel becasue we did not want to be in debt. We also stayed on a budget and never had the expense you all did. We to own land but voted to stay in town at an RV park. I can tell you from experience our total expenses were not over $600 and this includes most of your list.
My husband and I are thinking of doing this he’s a disabled veteran I know he can stay in most RV parks free or reduced fee. He is worried about medications we need on the road I told him we can do Meds by mail . I’m figuring it out slowly but I think we’ll be on the road by next year.. Should we be afraid of this due to health issues? He tests his own inr at home he is on warfarin. He had a brain tumor in 2009 but I my needs an MRI once every 2 years. He does have leukemia but was told to check blood work next year no treatment needed at this point or maybe never? So with all of that said should we or shouldn’t we?
Thanks for the info. I’ve finally convinced my wife to go live in an RV full time. We’ve rented an RV twice this year and so far so good. We almost bought a new RV 2 months ago but since we’re still working, we decided not to do it this year. We own our house and still paying $1200 a monthly mortgage. I’m leaning on selling the house when I retire in 7 years and buy an RV.
I spent months trying to figure out what to take on the road before we started out. I already knew (instinctively) that we wouldn’t need much, but I wanted to try to cover all the bases. The truth is that we needed even less than that. I took ~10% of my then-wardrobe with me, and I currently use about 10% of that. We brought along tents and other equipment we never use. We ALSO ended up buying a bunch of nifty (so we thought) “RV stuff” before we’d really spent any time in the rig on the road, another thing I’d now consider a no-no. In retrospect spending some time on the road before loading up would have made alot more sense. We’re planning a major cleaning-out when we get back to our storage in San Diego this winter and will end up much lighter for it (no doubt). If we keep this up the storage might end up going too…
We try to keep our expenses down as much as possible with the RV. Unfortunately, there are always surprises in life. It is a good idea to make sure you purchase an extended bumper to bumper warranty. We prefer to not have to come up with a huge sum of money to fix an issue with the RV. Let’s face it, you are driving a house on wheels… things break and accidents happen. We have our warranty through Good Sam and have never had a problem with coverage. It’s definitely worth having the peace of mind. As for our other expenses, besides gas and propane, they are just simple upgrades or swap outs for house ware items, etc. We Glamp after all!
One of our biggest worries is noise we may encounter from other campers. How has your experience been with that? Have you found most locations to be quiet? We are worried about having to listen to other people’s music, outdoor tv’s barking dogs, people being noisy outside next to you,etc. Would really love to know how that has been for you over the years?????
Love this blog. In 105 days we try our first long term (4 months) full time RV trip. We had a motor home that we loved but did not like the vehicle towing and must have a car to get around once we hooked up. The motor home was fantastic for storage and ease of leveling and hookups but very expensive compared to a travel trailer and tow vehicle (for us half the price). Due to our business we had to sell back in 2006. We just bought a 27′ travel trailer and I do have concerns that it is a few feet too small. I wish I had seen this blog before. However we will make it work for our first trip and excited to be working in a national park for our 4 month trip! Safe travels everyone!
I boondock often. The campground near my home town is $27 per night when I decide to stay there for a few days a month. I put $20 a week in the tank. My RV insurance is $189 every six months. Since my husband passed away I am eligible for food assistance (which I am very grateful for). My next “big” purchase is going to be replacing my tablet that recently broke – about $200. I live very comfortably on $700 a month.
We’ve been RVing for three years and have tried quite a few options for coverage on the road. We’ve actually used something different every year because until this year, we have not been happy with our options. We recently changed healthcare providers and switched to a health-sharing ministry.Our previous health care solution was through the RVers Insurance Exchange and we also tried the Affordable Care Act one year. We currently pay $250/month for both of us on our health-sharing plan, which is significantly less than we used to pay through traditional providers.
So I’ve noticed you folks had 3 different motorhomes, with the last one I saw was a Fleetwood Excursion, I didn’t get its name? So I was wondering what the thought process was for the changes? I’m playing with the idea of going to a fulltime status, selling my house, divorcing, and having ten more years of work, what RV will be best for ME. I’m a avid outdoors person with a custom built jeep and motorcycle. I first thought just get a Gas RV to use, pay cash for a used one. But now I’m thinking maybe get something to have for twenty years, make payments for the Home Owner tax benefit, and a strong RV? When I retire I would be in Alaska, Colorado, Wyoming, Washington, western U.S outdoor living. I was looking to hear your feeling would be?
I really appreciate the informative comments. My wife and I are tossing around the idea of selling our house and purchasing an RV. We’ll be able to afford to pay cash for a Class A motorhome or (for less fear of problems when sitting still long term) a top of the line camper trailer so payments are not part of our expenses. My greatest concern, as with most folks, is the monthly cost of staying in a campground. Can you enlighten me on what a “membership” might cost and which ones you would recommend…if indeed you do recommend joining a camping club. We’re not the type of people who would want to stay in a state or national park. Our income should allow us to stay where water, sewer and electricity is always supplied. We simply need to know if our daily expenses will outweigh what we now spend living at home…which is about $1,500 per month, including water, electric, cable, phone, groceries, three (paid for) cars and property tax. THANKS!!
The sales tax rates also vary from state to state. The sales tax in one particular state may not seem important for someone who is going to be traveling all over the country, but the sales tax in your home state can actually be very important. If you buy a new vehicle — car, truck, trailer or motorhome — during your travels, you will register it in your home state and pay that state’s sales tax in the process. Many full-time RVers upgrade either their RV, tow vehicle or “toad” at some point. We have purchased tw trucks and two trailers during our years on the road. The sales tax rates in the most popular states for full-time travelers are:
When I decided to live in an RV, I did a lot of research. I looked at YouTube videos and read a multitude of blogs and RV Living websites (Click here to view my favorites). Then I visited a couple RV dealers to see what’s available and pick the sales persons’ brains, knowing they’d be eager to make a sale and would spend a ton of time educating me. It was free training!
When we’re driving in sub-freezing temps we do 2 things: Run the small space heater in wet bay and run a large space heater inside the RV. If you have solar it should keep your batteries charged no problem, otherwise you’ll need to run the generator. We only do this when the temps are around 25 degrees or below outside. Also we have a digital wireless thermometer in the wet bay so we can monitor when it gets too cold.
I am currently 57 and my husband is 62, we are planning to work 5 more years then sell the house along with most of our belongings and hit the road in our 30 foot Windjammer travel trailer. I am excited, but terrified and a little overwhelmed by insurance, mail, making reservations, internet, weather, how to pack, etc. Over 40 years of accumulating things (stuff) – I’m not even sure what to put into storage. We want to be debt free and explore our beautiful country and do alot of fishing. Your information and everyone else’s feedback has been so helpful.
We traveled for years for my husbands work. My son spent his first six years traveling with us in an rv. Recently when we found out we are having another baby we decided to not do that anymore. He found another job and we stay home. Let me tell you it is a hard adjustment. We miss traveling more than anything. Life is so much more simple that way. You have less stuff. You don’t have the up keep of a Home and yard. You don’t run around busy every night to a bunch of obligations. Oh how we miss it. So much more time outside. Freedom. Seeing new places. This conventional life is much harder. We miss our rv. We have not sold it yet. The thing is we want our son to go to school and make long term friendships. He made a lot of friends on the road. But it’s different. Most of them he will never see again. Home schooling was fine I didn’t mind. We thought being home was what we wanted. Now all we want to do is go back on the road. Hahahaha. We miss it so much. Plus he made way more money. Not sure we can survive staying in one place like this. Doing for the kids! We saw so many amazing places. Coast to coast.
For income, the pair relies on occasional real estate investments, though they are currently out of the real estate game and filling in as campground hosts in Florida in exchange for free rent. Their job entails greeting and assisting fellow RVers, keeping an eye on the campground and driving a tram that runs to the beach. They still look at potential real estate opportunities as they travel, but they’re not too eager to invest.
Joe and Kait its been said before here, but i would really like to thank you two for being so very transparent with all of your financial information. For “us” newbies looking to get started it is a huge relief to know that the numbers that we have worked out for “our” full timing are realistic. My wife and two cats are in the process of downsizing and moving full time in too our 30ft 5th wheel. My wife is retiring in August 2017, but i will be working for a couple of two more years full time to get the last few bills paid off before we hit the road full-time. Looking at your way of living gives us both the peace of mind that we are making the right move. Thanks again and please keep posting, your insights and adventures are wonderful.
We have lived full time on the road for 2 Years – WOW! We can’t believe it has been that long and on the other hand it feels like we have always lived this life of full time travels. Last year at this time I wrote a post about 10 Things We Learned From 365 Days Of RV living with kids. The post was filled with things that we had learned to adjust to and change as we adapted this full time RV lifestyle.
Not being “full-timers” ourselves, but are in a category called “extended stay travelers” (one to three month trips). Being rather young to retire last year in our early 50’s, health insurance is the big monkey on our back. Yes, we do have insurance thru my union, but since O-Care ( Obama ) monthly rated have gone up 250% in the last 5-6 years, and coverage gone in the toilet. I guess it is what it is.
Now there are a lot of factors that go into domicile choice and there’s not one, single right choice for everyone. But for the purposes of this post what’s important for you to understand is that that domicile DOES have a significant impact on your RV budget. Not only does it affect your take-home $$ (due to state taxes), but it also affects your health insurance costs, RV/car insurance costs, RV/car registration costs and business costs (if you have any). And the difference in these $$ between different states can be significant!
Stuff — You don't buy "stuff" anymore since there is no room to put it in your RV. So while you might frequently buy furniture, cutesy pillows, paintings and other home décor, you don't spend that money when RVing. While some people live to shop for clothes, you can't do that given the one-foot space you have in your closet for hanging clothes and the limited space for shoes. I rarely bought "fancy" clothes, and I lived in jeans or shorts. I estimated I saved $175 every month, but it was probably more.