6. Insurance is a big deal, so make sure you have it. However, don’t just go with the first policy you come across. This is where it’s best to do a bit of homework, as there are many different options with many different policy payouts and a lot of fine print. There are also some discounts and other options you will want to familiarize yourself with before making a final decision. You will need to types of coverage if something happens to your RV. One type of policy covers the RV itself in the case of damages or theft, and another for personal belongings, much like homeowners or renters insurance. Consider what type of lifestyle you’ll be living, for the most part, and what types of problems you might run across. There is also a medical insurance just for full time RV’ers.
It’s hard to make a “firm” assessment on the size issue. A lot of times it depends on where you camp. For example State Parks in CA are notoriously old/small and being 40-foot or larger rules out almost 85% of them. Same thing in the National Forest campsites in the CO mountains (we’ve camped there, but it’s often a struggle to find sites that fit us). On the other hand State Parks in CO are usually quite spacious as are State Parks in OR (we’ve been able to take our 40-footer just about everywhere in OR) and throughout the Mid-West. Also if you like boondocking smaller is always better. So, just depends.
When considering a potential extended-stay home, you will want to choose a manufacturer who produces solidly engineered units of the highest quality, who offers groundbreaking floor plans and provides the highest rated customer service. Grand Design RV has met these standards and has set the bar with our innovative “next generation” RV’s. Visit your nearest Grand Design RV dealer and you will see exactly what we mean!
Thanks, Daniel. I’ll try to update the article to reflect that information soon. One thing that really helps when we stay at private campgrounds is the monthly rate. We stayed at a Jellystone in February and the regular rates were $55 per night, but using the monthly rate it only averaged $19.33 per night. That’s more than 50% off! And that was not using any type of military discount.
I just discovered your site and it’s awesome! In 5 years I plan on doing what you are doing…..and in the few minutes I’ve spent on your site so far, I’ve discovered I can learn a lot from you. I also like that you focus on staying in/on public lands, etc, versus the “RV PARK”. That is one thing I’ve been hesitating about – finding those more natural places to be, versus in the RV Park…. I don’t want to be in the RV park type thing — at least not the ones that would feel like I’m in just another suburban neighborhood.
$3,555 Groceries: We shop at Whole Foods, Trader Joes, and if available local natural food markets. What’s most fun is trying to purchase local at each place; trying a new salsa, hummus, fruit, beer, etc. The ULTIMATE shopping experience comes at local farmers markets where you can purchase the most plump heirloom tomatoes ($2/lb), the brightest strawberries ($1.50/lb), and the best natural foods offered in the area. Best of all shopping at a farmers market supports the locals, and saves you money vs. buying at the grocery store. (est. savings $200)
I have homeschooled for a few years, and some of these things are already true for us (particularly the showing, dressing, and 24/7 with each other). But the others I am excited for for our own future. We have our house on the market, and are down to 2 travel trailers we may purchase. Reading your posts has made me even more excited to get started!
Then estimate your future lifestyle costs that you need to add in (the numbers we share below will help with that). These include your fuel costs and your vehicle insurance and registration fees for both vehicles that make up your rig, whether it is a motorhome/car combo or a truck/trailer combo. If you have chosen your domicile city/state, you can do very specific research to estimate your future vehicle insurance and registration fees. We have some notes on domicile selection on our full-time RVing page.
Kudos to you! When we moved to AZ, we started setting up our homestead. Looking back, I wish we would have bought the property with the older single wide mobile home instead of setting a new double wide. Our home is our only debt now, and had we bought the single wide, we would be totally debt free now. It is amazing how many people think they HAVE to have debt, they have to have what they want NOW! With the economy as unstable as it is, debt free is the only way to live. I encourage all of us to to make that a life goal. You’ll be glad you did!
12. Consider how many people will be with you. Many people who RV full time are married couples who have retired. However, there is an ever-increasing population of couples with families who are hitting the road. Regarding the latter, you need to keep in mind that in addition to having less space for belongings, there is also less space for privacy. Learning to live together, and get along, is an absolute necessity and if that isn’t possible, it’s time to rethink your decision. One way around this is to make sure your rig is big enough to assign certain areas for certain children and their belongings, off limits to siblings. That personal space can mean the world to some people.
But I am sure you know, so this is more for others who are looking into the lifestyle that often times getting a thousand trails or RPI membership cuts costs tremendously while traveling. So good to check out all avenues! You could really do this on any dollar amount as you mentioned cause there are a lot of workkamping positions. I heard of a guy doing it for $700 a month. If it’s your dream go for it!
Capital depreciation is an important consideration because the years go by and you eventually pay for the value in your RV that has been lost over time. That shouldn’t keep you from getting a brand new rig if you can afford it, but it does have to be part of the overall financial assessment of the costs of going full-time. You can see the rigs we chose here. I’ve written an outline of things to take into account when choosing an RV for full-timing here. I recommend starting with a cheap and small RV to practice and learn on here. I’ve got some notes about the thing I think is most important in a full-time RV — the carrying capacity — here.
I’m in awe of you first, 4 kids all under 10, that’s incredible enough and then a blog, a virtual assistant business to boot. WOW. So nice to learn more about you and your family, Brianna. Funny that you can’t wait to go overseas and we actually haven’t seen much of our own country, the USA and can’t wait to explore more of it. Wishing you the best in your full-time RV travels and will certainly look to you for advice when we finally travel our home country.
Our situation is fairly unique (I think) because I work away from my family for 2 weeks and then i’m back with them for two weeks. I work in northern Alberta ( we are Canadian) and for the 6 really cold month of winter we could be anywhere in the US or Canada. For the 6 not so cold months she wants to set up camp in northern Alberta. near where I work. Our family is very concerned for the safety of my wife and kids while I am gone away at work for two weeks. do you have any advice on this or know any other fulltime families that have a similar situation?
So, you’ve got to weigh your priorities on what is more important to you. Is the space/layout key to your happiness on the road? Then, absolutely go for the bigger rig and make it work! Is camping in remote areas & boondocking your top priority? Then, you’ve got to look smaller. The answer is highly individual. No wrong answer at all…just the best answer for YOU!
We began our search for a new RV the moment we decided to sell our old one. My heart bleeds gypsy blood and to not have an RV would make the next few years feel even more like a prison than it already does. Okay, so I’m being a little dramatic but we love having an RV for many reasons. It makes traveling affordable. RVing allows us to be remote or as urban as we want to be. It’s one of the ways our family connects and creates forever memories. RVing allows for more comfortable and extended visits with family. I love my family but I also love my space.
Induction Cook Top – Campground fees almost always include your electricity so it makes sense to use electric appliances when possible and conserve your propane. This is why we regularly use an induction cook top. Another benefit is that it frees up another burner if you are cooking multiple dishes. Our induction cook top has held up well but if you are looking for something a little fancier with a little more wattage there is this one. Note: You must use cookware (I’m eyeing this set.) made out of magnetic-based metal to work with induction cook tops. Induction cook tops make great gifts especially for the very utilitarian RVers.
And some RVs–for example Airstreams–do go up in value (or at least hold their own) if you play your cards right. For example, our Airstream was selling for around $7000 in 1976, when it was brand new. If we had it in the pristine condition we could should we give her 3 months time, selling it for $30,000 wouldn’t be out of the question, which is about inline with what $7k in 1976 would be equivalent to today.
I’ve been daydreaming about purchasing a 25′ Airstream trailer and hitting the road full time, and have enjoyed many of the posts on your site. Of all the posts across the blog, this is the one I’ve come to the most times as it’s rare to find such detailed and thorough listing of expenses, which is incredibly useful for a total newbie! Our lifestyles and spending habits seem similar, so I find myself returning to this page frequently while planning my would-be road finances.
I once read an article that said having adventures, big and small, were the secret to long lasting happy marriages. I think about all the people I know who are happily married, not the ones who manage to get along and check off life’s boxes like efficient business partners, but the ones who delight in each other, the ones who share a certain noticeable energy that seems to propel them through life. I’ve noticed most of these people make adventure a way of life whether it’s driving across the county to see an iron bridge, taking a different way home just because, trying new restaurants, challenging their minds together, or spontaneously flying to France because they found cheap tickets online. (Umm…that would be my crazy parents.) This past year we’ve been so overwhelmed by adjusting back to a normal life with things like electric bills and school commitments that we’ve almost forgotten to have fun. It was like suddenly after 16 years our honeymoon was over.
Wow..we have been following your post since we saw the special on TV. Was hoping to get some information on RV-ing, but did not know you would provide great detailed information. We hope to start traveling in about 5 years and the cost have been on our minds alot this year. Your expense details really help us. Hope to see you on the road sooner than 5 years. Thanks for the posts.
We did have one issue with freezing last year, when the city water pipe sticking out of the ground that our mobile home park was supposed to be responsible for winterizing froze. The only thing they had done to protect the pipe from freezing was to wrap it with insulation and plastic, and the part right next to the ground wasn’t adequately protected, and it froze during a cold snap where the high temperatures were in the single digits. After a neighbor helped us thaw the pipes with a crazy high powered industrial heater he brought from his place of work, I removed the park’s insulation, wrapped the pipe with electric heat tape, covered it with more insulation and plastic, then for good measure I lined a Rubbermaid storage tote with foam board and put it upside down over pipe. It did not freeze again, lol.
How I miss our early years of cuddling on the couch while reading stories about pharaohs and pioneers. Even though I tried to be intentional and savor the moments with them, it has all gone by too fast. I wouldn’t trade our early years of homeschooling or the adventures of road schooling for anything. The only thing I would do differently is start homeschooling sooner and not worry so much about picking “the right” curriculum in the beginning because homeschooling is about so much more!
Our first year on the road, I came up with the idea to work a job in all 50 states (it sounded like more fun than sitting in an office). I pitched an online job board to see if they would help me line up some of the jobs and they ended up sponsoring us and sending some film equipment in the mail (the cameras showed up to our door the day of our wedding and we hit the road 4 days later).
Now, we’re not full-timers, but here’s how we keep our monthly expenses down when we are on the road: Budget, Book Early and Save $$$! In order to save money to increase our travel, we launched a new budgeting strategy several years ago. We began our plan, believe it or not, by shifting our yearly spending. It all began in the fall of 2008 when we completed our holiday spending several months early… by the end of October! Honestly, this is a terrific idea as you will find that most Black Friday Deals have the same pricing for sales offered in October. Seriously! Putting this away early allows us to begin to save and prepare for the following year’s travel season ahead of time. We then start to save money from November through January to use for RV travel! We are always ahead of the game! We book our vacations early and ask for “Early Bird Specials”/ AAA/ Good Sam Member/ or Military Specials for trips we plan to take starting in March and we plan trips through October.
Our first major engine maintenance, including generator, was about $2k ($1200 parts including lots of spares, $800 labor – which including training us on doing it ourselves) – subsequent general engine maintenance has been much cheaper, as we’ve been doing oil, filter and zinc changes on our own. We spent about $7k in our first year on bottom paint, changing out zincs, divers to clean the bottom ($100/mo), replacing thru-hulls, wash/waxes and other necessary maintenance. We’ll continue to track this and share.
Good article, I think the initial start up costs (besides repairs to a used unit) could be added to your article. We bugeted $10,000 and after full timing almost a year on the road now, we are fast approaching that number for: tow bar, base plate, braking system, drive shaft disconnect (our choice instead of a new toad) installations, modifications, grill, chairs, road side service, extended warranty, insurance, memberships, hoses, tools, heaters (no lpg available once) fans, tables, ladder, bikes, bike racks, etc.. It adds up fast.
Further, the outdoor and active lifestyle means lots of hikes through mountains and ball chasing on beaches. Nothing brought Ella (and us!) more joy than ripping around sandy beaches in San Diego, Nova Scotia, and everywhere in between. Lastly, the purchase of a relatively cheap pet camera helped alleviate the fear of leaving them in the RV park alone. It allows for monitoring them on our phones while we’re out and about for a few hours on our own.
Like everything related to money, a good, well thought-out plan and budget is key. But I’m here to deliver a message – full-time travel is much more affordable than one might think. The average monthly campground / RV park fee is far less expensive than most mortgages or rent, and the varying price points of RVs and travel trailers can fit almost any budget. Sure, a decked-out class A can be expensive, but used travel trailers are priced quite affordably. Our very first travel trailer cost us only $8,000 – try buying a house at that price point!
This may sound a little goofy, but a video of a fire burning in a fireplace is really fun and makes the rig cozy. The video simply shows logs in a fireplace burning down to embers, accompanied by the crackling sound a fire makes. It is surprisingly realistic, and quite funky. The crazy thing is that whenever we play it, the person sitting in the recliner closest to the TV always feels a little warm on the side by the fire!
4. Skirting as you pointed out is an absolute must: I love the snow piled up, cost effective and highly efficient. What if there’s no snow? Home Depot or Lowes or ? sell the reflective bubble insulation in 15″ widths up to 5′ widths. The narrow widths can be used to skirt the sides and they can be held in place by the basement doors. You may need to make cuts to go over hardware but are very effective.
We only had our little Gypsy cat just over a year when she snuck outside in San Diego during our pre-desert stay. The next month was filled with constant searches, fliers, and talking to anyone in the neighborhood, but we never found her. A short time later, our older cat Dylan was diagnosed with lymphoma. This is something most cats can live with, but six months after losing Gypsy, we lost Dylan, too. We did learn about coordinating intensive long-term medical care for a pet on the road and where all the animal oncologists on the west coast practice. Thankfully, our initial oncologist was so helpful in making sure she was looped in with what was happening along the way that we felt we had a primary vet on staff.