These days everything is available online and if you’re putting most of your spend on credit or debit cards* it’s super easy to import it into programs (e.g Quicken or Mint) that will summarize and keep track of exactly where your money is going. Not only will this give you a solid idea of your starting point, but it will be key to pointing out places you can possibly save once you change your lifestyle and get on the road.
We have received many Post Office General Delivery packages shipped by both UPS and FedEx without being charged a penny by the Postal Service. However, we have received just as many packages where we were charged a fee of as much as $12, depending on the size of the package, when we went to the post office window to pick it up. There is no way of knowing what the fee will be ahead of time, as it is out of the hands of the company that shipped the package and is entirely up to the local Post Office that delivers it to you via General Delivery.
4. Exercise: Sitting in a moving vehicle is no healthier than sitting at home, so plan to schedule regular exercise, just as you would living in a house. Long hikes, walks, bike rides, and runs are great ways to get the most out of your destination. Also, be sure to take turns driving during long hauls so that everyone can stretch out and move around.
It Sounds like your rear brakes may be freezing up. Are you setting the parking brake? If so there is probably moisture in the brakes and when you set the parking brake, (which sets the rear brakes only) the brakes then cool and the moisture turns to ice, thus freezing the brake pads to the brake drum. I am assuming this is the trouble because they seem to release when you try to reverse, which is a common reaction to this problem.
We’ve been RVing for three years and have tried quite a few options for coverage on the road. We’ve actually used something different every year because until this year, we have not been happy with our options. We recently changed healthcare providers and switched to a health-sharing ministry.Our previous health care solution was through the RVers Insurance Exchange and we also tried the Affordable Care Act one year. We currently pay $250/month for both of us on our health-sharing plan, which is significantly less than we used to pay through traditional providers.
There are a host of insurance decisions to be made when living on the road, among them accidents, thefts and illnesses. Study the many discounts and options before you leave and you should only need to put yourself through the process once. Two coverages are essential: for the replacement value of your RV should it be damaged or stolen and for personal belongings, much like homeowners insurance. There are many insurers and levels of coverage – select wisely for the insurance to suit your intended lifestyle. Medical insurance is also offered specifically for full-timers.
When you live in an RV, you adopt a mantra: one in, one out. There just isn’t the room to collect things. We started paring down our collection of stuff in preparation for living in an RV, but once you're in it, the lack of extra storage space really helps to curtail any retail therapy you may employ. The fact that we no longer watch much TV and even fewer commercials means we're not as bombarded by messaging to buy, buy, buy and have less impulse to go shopping. We now collect memories and sunsets with a few smashed pennies and stickers thrown in for good measure.