I paid cash on a used F250 and will do the same with the trailer, as well as making some changes upfront that you and Mark recently discovered made vast improvements in driving your rig. While my plan is to boondock more often than not (friends are already beckoning me to their driveways across the country!), there is the matter of being a tech nomad. However, I’ve been living in the country with a Virgin USB stick (and a looped slice of aluminum soda can attached w electrical tape as an additional antenna) about ten miles from the nearest tower for the last few years, so more of the same there. The main budget changes I’ll notice are the absence of an electric bill and addition of laundromats.
Visit Lazydays RV in Colorado, Arizona, or Florida to receive comprehensive RV maintenance before your family sets out on their next adventure, or to learn about the different types of RVs available. You can also visit one of our rallies or events to meet like-minded families that are just as enthusiastic as you are about this wonderful, rewarding lifestyle.
This is most helpful and informative! Can’t wait to see what you have in store for the next more specific $$ post. I noticed you didn’t really mention anything about if your still paying for the rv…making a monthly note. Obviously that would be in the fixed column of the budget. Was a rv payment figured into your mean average of $2500 to $3000 a month budget?
I boondock often. The campground near my home town is $27 per night when I decide to stay there for a few days a month. I put $20 a week in the tank. My RV insurance is $189 every six months. Since my husband passed away I am eligible for food assistance (which I am very grateful for). My next “big” purchase is going to be replacing my tablet that recently broke – about $200. I live very comfortably on $700 a month.
This is mainly because it is our home and office and it can be disruptive. If we need to be out of the RV while work is being performed, we have to find somewhere else to work or wait with our pets. We've done this at the service center, at a friend's house, and once we just rented a hotel room because we didn't want to work in the car all day with two dogs and two cats. We don't think they wanted to sit in the car all day either. We've also spent the night at service centers which are not the most scenic locations, but really aren't all that bad. Sometimes you even get to plug into power.
This number will depend on whether or not they are hitting the road with a job. We’d recommend six months of RV living costs if you don’t have a job, and three months if you do. A lot of things can go wrong during those few months on the road, and you want to be prepared for it. This sounds obvious, but worth pointing out—don’t spend more than you have!
This is something we cannot advise you on. Our experience is life on the road is a little less expensive than sedentary life. I do know there are several people out there living extremely inexpensively in an RV, but I’m not sure where to direct you. I would think living in an apartment would be less expensive and more comfortable than trying to live in an RV. The one piece of advice I can offer, don’t purchase a motorhome (RV with an engine) if you’re going to leave it sitting, purchase a towable that does not have an engine.
My husband and I both work online, so we were able to earn an income while we traveled. We relied on campground Wi-Fi signals and cell data for Internet service. Even with a Wi-Fi booster, getting fast Internet was often a challenge on the road, especially on weekends when many other campers were using the same signal. We would often have to relocate to boost our signal, and there were plenty of times we had to work in a local coffee shop or Walmart.
Then there is boondocking, where you basically stay on BLM land or National Forests for free (check out campendium.com regardless of what kind of camping you think you want to do). There are no hookups, so you need a generator (which increases gas consumption) or a solar power setup (and having both is typically necessary, since the sun doesn’t shine everywhere, every day). The cost is often free, or very cheap, to stay at these places.
Health insurance is definitely a tricky problem, especially for pre-Medicare folks like us. This coming year will present more challenges as it seems insurance companies are continuing to limit their coverage range (e.g. BCBS is dropping nationwide PPO plans in several states for individual plans). I’ll keep reporting on the blog as/when changes happen. It’s just one of the things we must tackle as nomads.
Variable expenses are the ones that fluctuate from month to money and in RVLife you actually have a LOT of control over these expenses. As you’ll see in our Lodging/Camping expenses category, we have been able to significantly decrease this expense over the years by getting better at free boondocking and utilizing RV Clubs like Boondockers Welcome, Harvest Hosts, and Thousand Trails. However, if you decide to park in an RV Resort in downtown San Diego for example, it could cost you upwards of $1000 per month.
As an example, before we started our RVing journey we lived CA which is a very high cost state both for income taxes, RV/car registration and insurance. When we went fulltime we severed our ties with CA and switched our domicile to SD which reduced those expenses significantly. Our state income tax went from one of the highest in the nation to ZERO while our RV/car registration dropped by around a factor of 5! Talk about instant savings!
Vehicle fuel – If you have a towable, you will need to estimate fuel for “moving days.” This can vary greatly depending on how often and how far you move. Our first year we came up with a rough itinerary with total mileage and an average cost of fuel per mile. In addition, for both tow and towed vehicles, you will need to budget for fuel in the local area.