The other huge and unexpected expense was for internet access. We have been very disappointed at how difficult good service is to find in campgrounds. We use the lodges as much as possible but still need a hot spot with smart phone / ipad etc…. We are now up to $300 on this item just to have backup hot spot. We are thinking about a second service such as Millicome (sp) so that will add another $100 month. Our wifi ranger has made a huge difference but it is still only as good as the router it picks up. Our Wilson has helped with the phone connection. Once again here was another big expense we hadn’t expected.
So you’re still asking, “What’s it gonna cost to live in my RV?” Using research from a few friendly seasoned RVers, the average cost per year of living in your RV full-time is about $10,000 for two people. While this sounds like a crazy amount of money, keep in mind that this also factors in utilities and food, which you would already be paying if you were living in a permanently fixed home. According to careertrends.com, the average cost of living in the midwest is $39,649 annually for a married couple with no children. If you look around, there are a ton of ways you can drive down the cost you’re racking up on the go, which is the great thing about RV living!
I understand there are monthly costs to van dwelling, but I am in a unique situation being at school. I have a free gym membership that has all the amenities. I have friends with houses, apartments, yards, etc. where I can freely park and utilize some of their amenities. I have access to WIFI anywhere on campus and bathrooms everywhere I look. I have a different scheduled each day and a part time job. I am ALWAYS on the move. From an outsiders standpoint, I feel as if I would mesh right into the van dwelling life. I want to live a less material life. I own too much random…. stuff. I want to minimize my living “standards.” I want to remove anything in my life hindering me from experiencing life.
Many people dream of living in an RV and traveling full time, and for the most part, it’s retirees who are able to live the RV lifestyle. However, there are many young people who are intrigued by the freedom that RVing full time represents. They are hitting the open road as well. One of the first questions prospective full time RVers of all ages ask is – how much will it cost each month?
Or you could “upgrade” to living in an RV. You pay some amount of cash for this home on the road, and set off on a journey. That initial cost is probably similar to what you’d spend on a downpayment on a house. That is, if you would have lived in a $500,000 house, you buy a $250,000 rig. If you’d have lived in a $150,000 house you buy a $35,000 RV. And yet others find their way into single digit thousands and work on them as we go.
Hello again! Enjoyed reading your helpful post and the comment about not having health insurance. That is one of the big items that the hubby and I are debating about right now as we prepare for full-timing next August! We are both pre-Medicare age by several years, and have no ongoing insurance provided by our current employers upon retirement. We are debating about having a “catastrophic” policy and dealing with general health care needs on a cash basis. Out of curiosity, how do you prepare yourselves for the potential of a catastrophic need – such as a big medical issue, or an accident? (heaven forbid either of these happen to either of you!) thanks for your insight!
I really liked the couple I bought it from; they were only the second owners and had owned it for 5 years. They took it out a couple times a year. They smogged it (California) and put new front brakes on it before turning it over to me. I knew it needed new tires (the tread was good, but they were old an cracked) and they told me the truck A/C needed to be recharged. They were asking $9,000, I paid $8,000.
Thanks for discussing the cost of living in an RV. I love the breakdown of the typical budget for an RV owner. It is smart to factor in the cost of repairs and maintenance. You made a good example when you mentioned replacing the pump that makes your shower run. You couldn’t live too long without that! My husband and I have been considering buying my uncle’s old RV, so repairs are something we would need to think about!
Hi, folks! I just finished a 2-week car trip with my dog, Monk. It was fun! Such freedom! I’m retired and considering hitting the road permanently in an RV. This is more than a bucket list thing, it’s a dream. I’ve spent years flying back and forth over America and, although I’ve been in every state at some time, I haven’t stopped to smell the roses. Your article is a great resource for expenses. I don’t plan on doing this without checking out the realities. Because I moved around for my job quite a lot, I enrolled my dog in the Banfield Pet Hospital Wellness program. It’s a flat rate each month ($41.00/month, includes an annual dental cleaning), which covers most of the things you mentioned in your article for your furbabies (wellness checks, vaccinations, x-rays). There are some things that happen outside of the plan, but there is a discounted rate for scripts and other procedures not covered. Banfield is associated with Petsmart, so there are many across the country. In a 2300+ mile journey, I researched at least 8 along the way. All pet needs met in one spot. Just a suggestion
Maybe wintering out west or in southern Texas would allow us to save some money…but when we researched back in 2014 or 2015 an equivalent park in Mission Valley would only have saved us 100 bucks a month or so over what we’re paying here in Fort Myers. Fortunately…we’re well enough off so that budget isn’t our primary concern at this point…not because we’re brilliant investors but because we started saving 40 years ago…both always worked but lived on one salary and invested the rest…and because I invested my Navy retirement when it started in 1991 and my wife worked for a doctor’s professional organization with very good benefits. Mostly though…it was a case of living below what our salaries would have suggested and long term investing…compound interest is your friend.
Carrying a washer and dryer is an option however they take up a lot of space so if you’re planning to go small (under 35′) you might not have space for one. There is also the option for the ‘All-in-One’ washer and dryer which washes and dries your clothes in the same unit however we’ve had many RV’ers say they dislike this as it takes 2 hours per load and the loads are very tiny.
You guys are terrific. Your details of showing your budget is incredibly helpful. Both with business info and now without (thanks to mean people) I love watching yalls videos. Been telling my wife about your adventures . I email her lots of rving videos and she watched the 2 bike Chicago videos and she is now hooked on watching your adventures. I have been talking full-time for 4 years, she kept saying no. Now she is quickly seeing what we could do fulltiming thanks to The Wynns. If ever in Houston Tx area yall can park on our back 1 acre with 110 plug, sorry no 30 or 50 amp. Better hurry tho, full-time might be coming next year for us. Fingers crossed. Thanks again for yalls openness and for sharing.
Months away from family and friends can be scary, no doubt. Though we too worried about missing close ones, Brittany and I actually found that we spend more time with friends on the road. We rarely enter a state without connecting with a college friend, former colleague or relative, and more often than not, end up parking our Winnebago View in their driveway (saving on campground fees, too!).
Two adults, four children, and a dog all living in a 2006 class C motorhome!! Now, that’s downsizing! This adventure seeking family stays busy by traveling every week to 2 weeks. As you can imagine, they keep busy running a business on the road, enjoying kid-friendly tours and attractions, and lots of outdoor activity. They try to cut costs by utilizing their RV park memberships and boondocking a few days a month. However, that’s a lot of mouths to feed!
“South Dakota Senate Bill #164, entitled, “An Act to revise certain residency requirements for voter registration,” has been tabled by the State Senate Affairs Committee. During the Committee meeting, Senator Tieszen stated, “I believe there is a legal solution to this.” He continued, “I believe it’s legal and constitutional to put reasonable residency requirements on voting in South Dakota.” He is looking for a solution that “does, in fact, disenfranchise those folks that have no connection to South Dakota other than the fact that they rent a P.O. box here for financial gain.” He continued by stating, “I’m going to continue to try to work for that solution.” Tieszen stated, “Senate Bill 164, I’ve concluded, is not the solution.” He concluded by asking that Senate Bill 164 be tabled. After the vote was taken, Senate Bill 164 was tabled by an 8 to 1 vote.
While living by yourself in a camper allows more space and freedom, it sure is nice having another warm body around, ha. But seriously, it does keep you a lot warmer at night if you’ve got your lady or your man by your side, so if they are up for having an experience they’ll remember the rest of their lives, have them move on board with you for a bit. And believe me, you really get to know someone when you share a 10 ft. long living space with them!
We also use uscampgrounds.info. Great resource. Full-timing is certainly not for everyone. It requires some risk taking, overcoming fears of the unknown, saying good-bye to family and friends, and doing some things that may not seem wise. In the beginning, Paul admits, that one of his biggest full-timing faults is, he has difficulty “rolling-with-the-punches.” I find that the most challenging thing is not looking back so much. I love to reminisce and this leads me to get a bit melancholy. We have enjoyed worshipping with many different denomination and at nondenominational churches. We have made so many new friends that we stopped counting. This is one of the biggest advantages to our lifestyle. Thanks, Nina, for the great blog and giving Paul and I a few minutes of reflecting on our past year.
We moved from Tennessee to California & we are basically starting over again. We are currently living with a family member until we can find a rental place or buy an RV. We can’t afford to buy a house right now so I was thinking of buying an RV for a family of 7 & live in it until the house prices drop. I like the idea of RV living because if we don’t like the place we are at we can easily drive to another place. My question is how well does the water pressure for taking a shower & also for the plumbing? I think it’s a great idea to live in RV to save money but my husband doesn’t think it would be a great idea since we have 5 yr old triplets & two teenagers. My husband wants to rent a house & I want to buy an RV to live in temporary until we can buy a house.
While most full-time RVers change as much as they can to electronic, there are still some things that will be mailed. Many full-time RVers use a family member’s address, and still others use mailing services. Even if you use the former, you’ll need to include a budget to reimburse them if you need something forwarded to you. If you use a mailing service like the one offered by Escapees, you may have a monthly expense of $16.25 to $19.50 depending on the package you choose.
“Variable costs” are lifestyle expenses that are essentially optional — at least for a while. They can be deferred to a later month, foregone all together, or can make a fun splash in the current month. The great thing about these expenses is that they are controllable. If fuel costs skyrocket or you are short on funds, then stay put and save money! If you’ve got a more modest budget, consider staying in each location for a month or a full season to take advantage of the monthly or seasonal rates at RV parks. If you really want to skimp, boondock or at least stay in the dry camping sites at any RV park or campground that will allow it and has them available.
Below is the breakdown of costs, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple, and this time I decided to list in order of most expensive (hey great idea right?).$1,567 Mostly Costco for groceries; also includes Target, TJ Maxx, Nordstrom Wal-Mart, etc for clothing, housewares, and such.
The days after doing each of these things, I really felt it in my muscles: shoulders, arms, abdomen, etc. But the soreness felt good. I can’t really explain what I mean by that. I think it has something to do with finally being back in shape after so many years of living in limbo. I’d let myself go physically (and mentally) while my future was delayed, waiting for a partner to fulfill promises he never meant to keep. Losing weight last year, getting back into outdoor activities, feeling good about myself again — that’s only part of my reward. The other part is the ability to do hard work again, to get a job done without waiting for someone to do it for me. (Not to mention the ability to make decisions without having to debate them with someone who seems to prefer arguing over getting things done.) The aches and pains were a reminder of how good independence really is and how great it feels to be physically fit and healthy. I love it!
Having never driven more than an SUV, I certainly didn’t feel equipped to pull a 30-foot trailer with a diesel pickup truck (our setup last year). But like riding a bike, practice makes perfect. A few hours maneuvering around a Walmart parking lot, getting a feel for turns and backing into empty spaces, and we felt comfortable enough to head out on the open road. It’s always necessary to do an appropriate amount of route scouting in advance to avoid low overpasses or the possible restricted roads, but within a few weeks’ time, pulling and parking the rig was second nature.
We had to skirt our first RV and it worked like a champ. We called the Miller Family from RVSkirting.com and even though they couldn’t install the skirt for us they helped us get set for a last minute freeze in Breckenridge, CO and gave us the confidence that we could install it ourselves. Most manufacturers and dealers don’t understand skirting so make sure you do lots of research or give these guys a call if you have questions about winter camping.If you plan to be in an area with snow you can try the poor man’s skirt, it works pretty well: Take a shovel and pile up snow all around your coach up to the bays. Pack the snow well and it can last for months. During an extreme freeze put a space heater under your coach, don’t worry it shouldn’t melt the snow…I call this the Igloo effect!
Even after bidding goodbye to your physical address you will still need to establish a permanent legal address for such dreary souvenirs of your former homebound life as driver’s licenses, vehicle inspections, voting registration and bank accounts. There are 50 different sets of rules and regulations and your home state may not be the most accommodating to a nomadic lifestyle. Among the options to consider are taxes, insurance rates, and efficiency of mail forwarding. Three of the most popular domicile states for full-time RVers are South Dakota, Texas and Florida.
Diesel can freeze! Make sure you fill with winterized diesel which you can find at most truck stops. If you can’t find winterized diesel you need to purchase an additive that will keep your diesel from freezing (you can find this at auto part stores and truck stops). Before you depart your destination you should plug in the heating element found in your diesel engine (most diesel engines have a heated core that you can plug into a wall to keep them from getting too cold) to warm up your engine at least 4 hours before taking off.
We’ve got the Optimus heat dish and yes it is kinda big. But we are in a cold wet environment so we put up with the large size because is works so well. It will not fit in a compartment. A guy I used to work with was an RV tech, who lived in his RV for two years up here in the Northwest, and he told me to get a light bulb (one with the grips on it) and put it in your compartments. I did that this winter (our first in the RV) and we withstood temps down to 15 degrees F. This friend also recommended heat tape on the fresh water line. That worked great too.
I was enlightened by the Tiny House movement. After researching into buying a tiny house and furnishing it, the cost was more than my regular sized 2 bedroom home. I then started looking at used RV’s, mainly 5th wheel Trailers and travel trailers. I found a decent used 5th Wheel with good bones, and bought it when my house sold. Prior to that, I spent 9 months selling off everything I owned and thought I needed. Everyone thought I was nuts. The kids where grown, the husband passed away, and it was just me and the cat. The banker suggested, I replace AC unit with a Heat and Air unit, battery, fridge…anything that was too old. My investment was $3900 for a 1996 Dutchman Aristocrat 27 ft. Back then they made them solid with good wood not chip board. Heat and Air Unit $850, Fridge (electric only) $150. I did quite a bit of water line insulation, because these units were not meant to live in cold weather.
Now, we’re not full-timers, but here’s how we keep our monthly expenses down when we are on the road: Budget, Book Early and Save $$$! In order to save money to increase our travel, we launched a new budgeting strategy several years ago. We began our plan, believe it or not, by shifting our yearly spending. It all began in the fall of 2008 when we completed our holiday spending several months early… by the end of October! Honestly, this is a terrific idea as you will find that most Black Friday Deals have the same pricing for sales offered in October. Seriously! Putting this away early allows us to begin to save and prepare for the following year’s travel season ahead of time. We then start to save money from November through January to use for RV travel! We are always ahead of the game! We book our vacations early and ask for “Early Bird Specials”/ AAA/ Good Sam Member/ or Military Specials for trips we plan to take starting in March and we plan trips through October.
The most popular inexpensive campground membership is offered by Passport America. They charge an annual fee of $44 ($79 for 2 years, $399 for lifetime) and offer a 50% savings off the nightly rate at any of the 1,900 member RV parks. Another similar membership program is Happy Camper which costs $40 per year and also offers 50% off at their 1,200 member RV parks.
We are a Navy family of 6 (+3 cats) just starting out in a 34′ trailer. I am so excited to have found some families living a “full timer” lifestyle. We will mostly be tethered since my husband is still in the service, but we are thrilled that it will make traveling and changing duty stations MUCH easier! WalMart parking lots are fantastic for pit stops, it was a relief to know that I could just pop over to the grocery store if we had forgotten anything! Just wanted to say thank you in advance, since I am already brain-storming ways to organize our limited space, and figure out exactly how much we want to take with us! Best wishes on your journey…
You must spend more time in open or private sites than we do. We spend most of our summers in forested public parks and we were almost never able to get a satellite lock on that roof dish. We honestly couldn’t use it more than half the year. Last year we completely ditched the roof-dish (in fact we ditched Direct TV altogether) and it’s been a great decision for us.
• We are NOT living on a shoestring budget. We work on the road, so we need special items to keep our business growing, and since we’re in front of the camera we need nice looking clothes so we’re presentable and respectable. We enjoy a bottle of Champagne and a fine dinner once and a while, granted we cook in most nights but we do splurge every now and then. In our opinion we’re living modestly and we’re sharing our expenses so you can learn from our budget and hopefully it will help you project yours. Let’s call our style of living AFFORDABLE LUXURY!
Enter PEX. My friend Mike, who’d done most of the interior work on his home in Wenatchee Heights, had raved about it. I did some research. PEX was more costly than PVC but less costly than copper. It didn’t require any welding — or whatever it is that people do to copper pipes to join them — and it was flexible. There were two kinds of fittings. One kind required special (costly) crimping tools. The other kind, known as PTC, let you literally snap pieces together, with no special tools at all. All I needed was a PVC pipe cutter (which I already had) and a very inexpensive tool I could use to separate joined pieces if I made a mistake. The snap fittings were a bit more costly than the crimp type, but I only needed a few. I bought a 100-foot roll of blue 3/4 inch PEX.
We quickly learned that we didn’t like that he had to be at the table working all day while the kids and I were out exploring all of these amazing places! Plus, having to go back to Wisconsin was expensive and limiting how far we could travel. California is quite a drive from Wisconsin, especially if you want to go back and forth. The cost of him flying back alone would add up, not to mention I just did not want him leaving us for a week.
In fact, we created Finance Your Detour, a 4-step budgeting program to help others implement a budget in order to afford to travel more, or really, do whatever it is that makes YOU feel more alive! The program includes a budgeting tool that we designed, video tutorials on how to use it, as well as video lessons and worksheets to help you understand how to budget successfully in order to reach your financial goals. You can check it out here.
My State Farm agent Will Tweed set me up for success when helping me plan our insurance needs. Thanks to Will I just received a check from State Farm for nearly $3,700.00 to pay for my replacement camera mentioned below in the additional gear section. This brings our 6 month spending total to $19,164 that’s $1,597 per person per month for living full-time on the road. Not too Shabby.Expenses 02/01/2012 through 07/31/2012$22,864.00 Grand Total for 6 months of RV Travel for both Nikki and I to live full time on the road in our Motorhome. This is approximately $1,653 per person per month. At this rate we’re on target to spend a similar amount as 2011. This really stinks as I feel we’ve been more frugal this year on the road vs. 2011. In certain areas we’ve saved literally thousands, but in others we’ve added expenses!Here are few ideas on how we can save money: (if you have any ideas, we would love to hear them)
This is most helpful and informative! Can’t wait to see what you have in store for the next more specific $$ post. I noticed you didn’t really mention anything about if your still paying for the rv…making a monthly note. Obviously that would be in the fixed column of the budget. Was a rv payment figured into your mean average of $2500 to $3000 a month budget?
Many full-timers follow the weather as they travel, moving to more friendly climes – be they cooler or warmer – through the year. That serves as a fine rough outline but it can be frustrating to arrive in a new area and discover you missed a festival or traditional event by a day or two. Plan ahead and keep travel resources at the ready. But the golden rule of full-time RV travel planning is to stay flexible. Don’t be in a rush to head off down the road.
Here is my question to you – you mention that you would prefer a 35 or even 30 footer in place of your 41 foot plus Holiday Rambler PDQ. What would you specifically be willing to give up from your current rig to get down to the 35 foot mark? Have you seen a 35 or shorter rig you would be happy to FT in? What would you you absolutely never give up? I am trying to figure out what a 35 footer would need to have to make full timing work
Tim, I liked your story,it’s wonderful to see someone living outside the square. I live in Australia and will soon head off to the Kimberleys and beyond in a tiny caravan, just me and my cattle dogs,I will spend the rest of my life travelling Australia. I did it once before in my twenties for 4 years, but now i can’t see the point of rattling around on my own in a big house. I’m a signwriter, so will be signwriting to pay my way. I can’t see myself stuck in one place forever.The older i get ,the more i realise, not what i want, but what i don’t want, like the tv, which i tossed out years ago. I have a little 2001 jeep soft top, and the caravan i will get is a Little Robin Mini, and the smaller version is called a Little Robin Mini Mini. I hope to read more of your adventures.Beautiful dog.
To let you know what kind of weather we’re preparing for in our RV, a typical winter day in this part of the country is below freezing at night and above freezing during the day. Usually we will get a couple of weeks each year where the high temperatures don’t get above freezing and the lows are close to zero, but we rarely get sub-zero temperatures. And although we usually get at least some snow and possibly ice, the snow doesn’t stay on the ground for more than a few days.
I love it in Breckenridge! One of our all time favorite places to stop along our route from CA east and back is Copper Mountain .. last time we took the wonderful bike trail from Copper to Breckenridge .. was a lovely ride (until we had the brilliant idea to ride back up .. which I’d not advise unless you’re in amazing shape and / or used to the altitude :P)
For me, there used to be an underlying pressure to choose the “best” curriculum similar to researching and picking the safest car or best vacuum. (<== OCD much?) I may have traded a few months of my life researching curriculum when we first started homeschooling 6 years ago. It seemed like, if I just read every. single. review. and every thread on every homeschooling message board on the entire internet I would find that perfect curriculum and my kids would be on their way to Harvard before their 13th birthdays.
Well we just closed the deal. We have our new 2012 Monaco Vesta 35PDB. We will pick it up at the end of this week. They need to prep it and I am having them install solar panels and a satellite dish. I do have a queston on tire pressure monitor system. I have been reviewing them on Amazon and not sure which one to go with. I never had one on our 2001 36′ Winnebago but I would like to get one for the Vesta. What do you have and how do you like it?
One thing we learned from camping in cold temps (and sorry if this has been mentioned already) – is that the basement bays won’t be kept above freezing unless the furnace is running, and while using space heaters up above, our furnace wouldn’t always cycle on. So, interestingly our water was more apt to freeze at 25 degrees than it was at 15 degrees, because at 15 degrees the space heater couldn’t keep up, and the furnace ran more, keeping the basement warmer. If that makes any sense. Bottom line, if the furnace isn’t running, the basement gets cold. That was the case in our coach, and I know not all coaches are the same in this respect.
Our situation is fairly unique (I think) because I work away from my family for 2 weeks and then i’m back with them for two weeks. I work in northern Alberta ( we are Canadian) and for the 6 really cold month of winter we could be anywhere in the US or Canada. For the 6 not so cold months she wants to set up camp in northern Alberta. near where I work. Our family is very concerned for the safety of my wife and kids while I am gone away at work for two weeks. do you have any advice on this or know any other fulltime families that have a similar situation?
What has been cool about year 2 is that we have really started to see more transformational type of changes in us as people, as a family, as business owners. It has been quite the journey! Year 1 was about learning how to live this way. In year 2 we already knew how to live this way so it became more about choices, decisions, options, etc around working and living full time on the road.
Looking at 3/4 time RV-ing to start with. Still have a home place to go to with the plan of selling down the road if we like full timing. Presently have a Lance camper in the bed of my truck. have had it for 21 years and has worked great. Would like to go bigger (35′ range) Also would like to tow a small Jeep. any thought on towing and hanging on to a home base for awhile. My wife and I retired in April and took a 2 month trip in the Lance. Had a Great time and we didn’t kill each other. How nice is that. We did put on a lot of miles and next time would spend more time in one spot. We did put on over 450 miles on the ATV during that time and got to see a lot. Thanks.
We are just putting our house on the market. timing is not perfect but at least we have made the decision. We are really looking forward to hearing more helpful information. The storage thing is a little difficult we have been married 50 years and we know that we will not be able to do this forever. We also know that we have a life style to come back to. So it has been a challenge. Happy trails