Ditch anything you can live without while you’re on your trip to keep the weight of the vehicle down. The heavier your load is, the more your gas mileage will suffer. Aside from leaving some of your favorite things at home, you can also consider emptying the majority of your freshwater supply and then filling up when you get to your campsite to further lighten your RV weight. This is a simple way to maintain or increase your gas mileage as you’re cruisin’ on down the road.
Allison, the Thousand Trails resorts have been mostly great campgrounds. We have really only visited one that we would never want to go back to. The amenities were nice but the rest of the campground was a bit rough. There is a TT in between Savannah and Charleston that was great and we also really liked the parks in PA. I will get it together soon and write some reviews.
Hello again! Enjoyed reading your helpful post and the comment about not having health insurance. That is one of the big items that the hubby and I are debating about right now as we prepare for full-timing next August! We are both pre-Medicare age by several years, and have no ongoing insurance provided by our current employers upon retirement. We are debating about having a “catastrophic” policy and dealing with general health care needs on a cash basis. Out of curiosity, how do you prepare yourselves for the potential of a catastrophic need – such as a big medical issue, or an accident? (heaven forbid either of these happen to either of you!) thanks for your insight!
That’s a pretty big size nut for living in an RV. $1100 for the month for lot rent seems rather against the tenets of tiny house living which seeks to reduce your overhead. Throw in laundry and utils cost and you’re about $1300/month. I can lease a darn nice house around here for a lot less. One other thing I’m confused about is you say you pay $600/year for auto/trailer insurance and then your monthly budget is $196. That doesn’t add up.
So I might know where I am supposed to go but getting there is always interesting – what lane turns right, can I do a U-turn here, I see where I want to go but how the heck do I get in there and where is parking? We eventually find everywhere but it isn’t always easy. Then there is the fun of grocery shopping in a new grocery store every week . . .
Honestly if you’re looking at a loan to buy a new RV, I would recommend scrapping that idea and looking at paying cash for a used, quality RV. RV’s depreciate like crazy, and new RV’s are mucho $$. There are tons of quality used rigs out there where you can get A LOT more for your money and still leave cash to spare for repairs and travel. Plus with a used rig most of the depreciation will be already accounted for, and you’ll get more back of your original $$ when you sell too.
My husband and I are planning to transition to full-time RV living in the next 2.5-4.5 years once our oldest kids graduate high school (youngest will come with us and homeschool). We are concerned our biggest expense will be self funded health insurance. In your financial reports you say you haven’t purchased health insurance. What about now that Obamacare penalizes you on your taxes? Have you still chosen not to purchase health insurance and take the penalty or have you found a more affordable option? We have some medical expenses so likely couldn’t go completely uninsured. Hubby is considering a remote work job with benefits for this reason but really we’d like to travel for 1 full year without huge work commitments then do something like seasonal park ranger half the year and travel the rest of the year. Any advice or insight in this area would be awesome! Thanks for sharing your financial information. It is very helpful!
To make money blogging you need a very significant traffic flow, first and foremost. Plus you need to partner with advertisers and such. It’s possible, but I would certainly not rely on this as your main source of income in the beginning of your travels. It can take years to build up the traffic levels & SEO on your blog so you can create the types of partnerships you need to make a living. So my advice is to have a plan to make money elsewhere, especially in the beginning. As time goes on and you create enough valuable content to build your blog traffic, you can start to rely on some income from it, but be prepared for some growing pains to get there.
A simpler solution is to use shrink film on the insides of your windows. This film is readily available at home supply and hardware stores. It is a clear film that you cut to size and affix to the window frame using double-sided sticky tape. Once the film is stuck down good, you use a hair dryer to shrink it until it is smooth and tight. This not only slightly improves the R factor of the window, it makes the window airtight. This will eliminate those annoying cold drafts and also help reduce condensation on the insides of your windows. After the winter, you simply peel it off and throw it away. Getting the tape residue off the windows can be a bit of a hassle, but rubbing alcohol works well to remove the sticky stuff. It's a great, inexpensive storm window and is relatively easy to apply. I do almost all of my windows, leaving one window at each end of the rig uncovered so that it can be opened on warmer days.
National and State Parks – These are often “no frills,” but found in amazing natural locations. We’ve stayed at some rather rustic ones with power, water, and maybe one old bathhouse, as well as some with full hook ups, large sites, and recreation areas with tons of activities. The cost for these will also vary, but are typically much lower than the resort campgrounds. Some can be very difficult to get a reservation because they are in such high demand. For example, Florida State Parks allow you to reserve up to 11 months in advance and many book as soon as that window opens. They can range from $15 to $48 per night.
Even though our current income is more than what unemployment insurance pays, that experience helped to change my attitude and taught me how to be content with what I had. I decided I had a choice – since I couldn’t change how much money we had I could be thankful for what we did have and be creative in learning how to manage, or I could become depressed and have a sour attitude about life in general. The choice seemed clear.
We budget $6k per month and usually have a hard time sticking to it. I guess you would have to put us into that ‘upper’ bracket. We track every penny (we use YNAB as our budgeting tool-Google it), but still don’t deny ourselves anything we really need or want. We moved into the rig in July 07 with a nice portfolio and then suffered through the 07-08 market collapse. We dropped about 38%. We slowed our spending down a bit, workcamped for a season (Crazy Horse Monument in the Black Hills) and within a couple of years our portfolio had returned to pre-recession levels. In fact, our portfolio today is actually just a bit larger than the day I retired. And what’s our secret? Low cost passive index funds from Vanguard.
So you’re still asking, “What’s it gonna cost to live in my RV?” Using research from a few friendly seasoned RVers, the average cost per year of living in your RV full-time is about $10,000 for two people. While this sounds like a crazy amount of money, keep in mind that this also factors in utilities and food, which you would already be paying if you were living in a permanently fixed home. According to careertrends.com, the average cost of living in the midwest is $39,649 annually for a married couple with no children. If you look around, there are a ton of ways you can drive down the cost you’re racking up on the go, which is the great thing about RV living!
The number one thing that needs to be done to prepare an RV for LIVING through the winter is find a place to park so that you don’t have move the darn thing. Trust me on this, once the cold weather sets in, you do not want to have to move it. Roads are slick, cross winds are brutal and water lines WILL freeze without heat. Making your ‘home on wheels’ stationary for months at a time takes some fore thought.
I’d agree. Campground internet is as unreliable as any I’ve experienced, but hotspot options from most major wireless carriers make for fast and reliable internet on the road. Depending on the carrier, it’s generally around $100-$180 per month (for the better networks) and we’ve found it to be very reliable. And, don’t forget about coffee shops and cafes, which offer a good excuse to immerse yourself in the local scene while snagging some complimentary internet.
3. Keep the fresh water and pipes from freezing: In my humble opinion your tips and tricks are spot on. I do have an observation and suggestion to make. Your efforts are targeting the “sewer bay” on the driver side of the RV. When we froze in Louisiana, it was the passenger side that was vulnerable. Our fresh water tank has an overflow vent on the passenger side. When the water in the tank freezes, like a pond the top of the water freezes first. In our case that prevented us from putting water into the tank and we ended up with a small crack in the tank. Fortunately, it was on the edge and was easily fixed. I think the freezing occurred because our efforts were on the “sewer bay” side and not the other. I think the answer here is another small space heater on the passenger side of the RV.
Definitely! The “fun” budget is something I include in our “entertainment” category and that’s definitely a part of the flexible budget that’s worth planning for when you go fulltime RVing. We actually spend less on entertainment than we did when we lived in a stix and brix in CA (mostly because we go out to eat less than we did when we both worked in a corporate job), but we do spend something in this category every month. It’s year-round entertainment now 🙂
Unlike Maintenance & Repair costs which must be done (although some can be put off until you have the funds to do them), upgrades to the rig are entirely optional. The figure here is the average of all our improvement and upgrade costs on our truck and trailer since we bought them rather than just the upgrade costs we incurred during our six months of summer travel in 2014.
Here is my question to you – you mention that you would prefer a 35 or even 30 footer in place of your 41 foot plus Holiday Rambler PDQ. What would you specifically be willing to give up from your current rig to get down to the 35 foot mark? Have you seen a 35 or shorter rig you would be happy to FT in? What would you you absolutely never give up? I am trying to figure out what a 35 footer would need to have to make full timing work
Now I’ll tell you what I will do. I will show you how an average lower-middle class family can not only survive financial difficulty, but thrive despite it and use the situation to invest in their future. I’ll tell you what we’ve learned about financial responsibility through our hardship, and I’ll give you some encouragement on your own journey to financial freedom.
Below is the breakdown of our costs, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple.$2,137 Groceries, housewares and booze – Costco still being the largest ($1,088) also includes Whole Foods, Target, Trader Joes, TJ Maxx (we get some of our specialty foods here) Wal-Mart (for RV supplies), local natural grocery stores, and Cash at Farmer’s Markets.
Stainless Steel Wine Glasses – When we hit the road in our RV, we brought along our wine glasses. It didn’t take long until they all broke and we were drinking wine out of mugs. We put these stainless steel glasses on our wish list but ended up just drinking from mugs because we are classy like that. These are the only things on the list that we don’t own but wish we did. (Ahem) We think these would make a great gift for RVers even part-time ones. 😉
After a few years of messing with the little single-load washing machines at laundromats, we discovered that it is much better to use the biggest machines in the place because they are generally the newest machines, they do the best job, and they hold a heckuva lot. Dryers are usually 25 cents for a set period of time that ranges from 5 to 10 minutes, and we’ve found that most commercial dryers need about 35-40 minutes to get the job done. Washers and dryers at RV parks are usually much cheaper than those in the local laundromat.
Diesel can freeze! Make sure you fill with winterized diesel which you can find at most truck stops. If you can’t find winterized diesel you need to purchase an additive that will keep your diesel from freezing (you can find this at auto part stores and truck stops). Before you depart your destination you should plug in the heating element found in your diesel engine (most diesel engines have a heated core that you can plug into a wall to keep them from getting too cold) to warm up your engine at least 4 hours before taking off.
Truck Tires (6 for our dually truck) and an oil change for the diesel engine $1,450.96. These tires were 3 years old and had about 50,000 on them, but the tread was starting to wear and we saw cracking in the sidewall of a few tires. We made the decision to replace all 6 at once. We feel that tires are a high priority because our lives and home are resting on them when we travel.
Some of the perks of getting older are the sweet discounts you can get! You’ve weathered through some of life’s toughest storms and seen a few of its biggest triumphs. We think you deserve a break, and so do some of our favorite campgrounds. Check whether your AAA or AARP cards are accepted at local campgrounds and put some change back in your pocket. You’ll never know if you don’t ask. What’s the worst that will happen?
Living in a camper, RV, trailer whatever you want to call it is a wild ride filled with amazing travels! We have also realized that living this life has made us appreciate a lot of things that we took for granted when we lived in a house. RV living is definitely a different kind of living. Being on the road means there are really good times and also times of frustration and struggles where you miss the comforts of a house.
Using your RV in the winter? Make sure you have a show shovel, window scraper and some kind of ice chipper (i.e. an axe). If you don't have these on hand, guess what? The first time out you will be sure to need them. Also pack a bag of rock salt (sand or kitty litter) to sprinkle on walkways and to put around your tires in the event you get stuck in snow or end up on slippery patches of ice.
The question I get the most is what do I do for heat. Heating and condensation is the bane of my winter existence. RV’s especially those built in the 70’s have little to no insulation. I spent about a month trying to fill all the little nooks and crannies with whatever I could find to insulate. Even with all the windows covered in cellophane, and covered in reflective insulated foam it doesn’t keep super toasty. I have a propane forced air furnace which helps but I don’t like running it during the night for fear of carbon monoxide. The key to winter RV living is blankets, flannel sheets, and slippers. Under my blankets during the night. Its super comfortable until I get out from the blankets and run to turn the thermostat on. One of my proudest moments this winter was up skiing at Rogers Pass when it was -34 outside during the night. I woke up and it was only -10 inside! Knowing that I had insulated enough to cause a 24 degree difference made me really happy, my friend who was staying with me at the time didn’t understand the celebration of a -10 morning inside the RV.
First and foremost, not all RVs are ideal for full-timing. The most common types of RVs that full-timers use are Class A motorhomes (which can be powered by gas or diesel fuel), Class C Motorhomes, Fifth Wheel Trailers (including Toy-Haulers), and lastly, Travel Trailers. Truck Campers, Class B motorhomes, and Tent Trailers are not traditionally good choices for full-timers.
Help! I am in school and traveling my way to spending my life in debt. Not from school but trying to decide living options. RVS are so expensive I have thought about travel trailers and tiny homes. I never know which way to go. People urge me towards equity in a home and stability for my son but we live in oklahoma with no beautiful landscape and can never take time off from work because our jobs are perpetually oppressive. I need to know that this works. It’s not scary, it is healthy and people are safe on the road aswell. We are battling obesity and other health related issues at only 25 from a sedentary and work driven lifestyle any support would be awesome!
The Meinhofers and a dozen others who spoke with The Washington Post about this modern nomadic lifestyle said living in 200 to 400 square feet has improved their marriages and made them happier, even if they’re earning less. There’s no official term for this lifestyle, but most refer to themselves as “full-time RVers,” “digital nomads” or “workampers.”
Penni Brink (62) and Chip Litchfield (59) have a “Welcome to Margaritaville” sign outside their RV and the kind of easygoing spirit that immediately draws you in. The couple met in the late 1980s when they were working in the same business complex in Vermont, but Chip was married to someone else at the time. Their paths crossed again a few years ago at a craft fair and as their relationship blossomed, Chip suggested they travel in an RV. Penni was apprehensive at first.
I’m a Thousand Trails zone pass member. I pay $35/mo +$3/night. En route to TT Parks I generally use my 50% discount with Passport America to keep it under $20/night. On average, I pay close to $200/month lodging, utilities included. My average trip costs me $60 in gas. Averaging around 3 moves per month puts me at a little less than $400 per month in travel/lodging.
Winters are long and dark in Alaska. I’m not a TV lovin’ person, but it is pretty nice to get a nice fire going, make a cup of hot tea, and watch a movie. The new mini-flat screens are pretty nice and they’re actually reasonably priced (I bought my for a little under $100 w/ the shipping from the lower 48). Make sure to get an L.E.D. and not an L.C.D. The LCD (Liquid Crystal) will freeze in cold temperatures and you might ruin the TV. The LED TVs are made of LED lights, so there is nothing to really freeze. The 19” screen seems to be about perfect for my small home.
Using that silver bubble wrap over your windows on the exterior of the rv eliminates almost all heat loss through your windows, description online says the stuff will block ~94% of radiant heat, means it keeps heat in and cold out or vice versa, if yoy can bare to part without seeing out some of your windows. Ive been living in an rv for two years in north dakota, temps can get down to -50°F or worse, my skirting is 2×4 frame with osb sheeting, one inch foam board with reflective backing and R21 insulation behind that, heaters and heat tape and heated hoses are definitely ur friends, at such low temps every little bit helps.
Become a virtual assistant. Being a VA is an amazing way to make money from anywhere with a laptop and an internet connection. In fact, Kayla and I just hired a VA to help us grow our business, and she lives in Madrid, Spain! (In case you didn’t know, a VA is basically someone who helps a business owner with various admin tasks from answering emails to gathering data, booking events, managing projects, and more. It’s very versatile!)
Wow. The lots in SW Florida must be insanely high. We have brand new real nice RV Parks in East Texas with carports, storage buildings etc. that will only cost you about $350 per month. And there are several pretty good parks coming in at $250 around here. You might consider East Texas a few months a year just to pocket some serious cash. My wife and I have talked about this kind of living on and off for a while. Our expenses living in a duplex is about $400 less than yours right now. And our utilities are $350-$400 a month. But, we are considering trying to purchase a lot instead of traveling around. That’s great freedom. Kudos! I worked for 11 years in the corporate world. I never did find a company that brought into the telecommute thing for more than 2-3 days at a time without coming into the office.
Solution: This issue happened twice in very cold weather. We decided not to bother with a fix since the temps were rising in the coming days. The issue could be fixed with multiple options but I would do one of these: 1) skirting adds an extra layer of insulation and will keep the basement compartment warmer, thus keeping the floors warmer. 2) Install pipe insulation around all lines that sit on the floor and/or touch the outside walls. If you’re planning to be in sub-zero temps for multiple days you might want to do both.
These days everything is available online and if you’re putting most of your spend on credit or debit cards* it’s super easy to import it into programs (e.g Quicken or Mint) that will summarize and keep track of exactly where your money is going. Not only will this give you a solid idea of your starting point, but it will be key to pointing out places you can possibly save once you change your lifestyle and get on the road.
Why do we share our expenses of full time life on the road in our RV? To help others who travel like us. If you like the occasional splurge, fine bottle of wine, a couple of new outfits each season, and you don’t mind paying for a cool adventure then you’re expenses might be pretty similar to ours. If you don’t spend a lick on fashion or local sips and bites then your expenses will be nothing like ours.
Hello, Enjoyed the reading of this post. My sister and I are looking at going full time into an RV and we have never lived in one before. I’ve driven one before but it died before we go out of the state we were in. We are looking to buy something that is in better shape and I’ve pretty much landed on a camper with the Bunkhouse in it to give us two bedrooms. We plan on selling the extra stuff (Furniture and things we do not need) before hitting the road and really just looking for a place to call home permanently. I have a couple of questions for you…
I love your site and all the insite you give. We are planning on going on the road in 3 to 5 years and getting all our ducks in a row to do that. Down sizing is hard do do with our hobbies and family pass downs as well as tools that we may need.. We are planning on an older Class A in a price range of 30k so we have no payments. We will keep following your blog..Thanks, Jack and Diane Indy
For these reasons, RVs smaller than 25′ didn’t really appeal to me at the time. With my space requirements and budget in mind, I searched for Class A and Class C RVs no larger than 30′. Many RV Parks and Campgrounds only accommodate RVs less than 30′ so I figured anything smaller would also manage well on the forest roads and remote places I wanted to go.
It will be an interesting learning curve to be sure. Because neither of us have ever done this. Ideally I want to boondock a lot. We have a swiss shepherd who is traveling with us and I like the idea of giving him more space. However, since we know nothing I am wondering if we should invest in the New Mexico State Park Pass and use the hookups until we know our trailer. Maybe start boondocking in Utah and on our way home. Any sage advice for us? I have a million more questions I am sure. Reading these blogs are priceless. Thanx
We recommend spending a small-enough amount that they don’t have to finance it. From what we’ve seen, a lot of full-timers change their rigs (typically downsizing) after the first year on the road, and this is easier if you’re not over-extended on your current rig. It’s very hard to know what you’ll really want until you’ve tried it. We don’t believe in purchasing a new RV (at least not for the first rig). They depreciate so much, and they have more problems than they should for the money spent.
I don’t quite understand why anyone regardless of available resources, would not want to cut costs. Even as a service to other RVers to collectively help lower costs for all. I hope your remote job doesn’t involve profit and expense decisions. I’m sixty years old retired Accountant and on SS Disability for a missing limb. I work part time although I’m not working currently. My home recently burned down so I’ve got about $12,000 in the bank. I saw a 2007 Denali Camper for $8,000 in great shape. the very best I can rent a one bedroom apartment for is about $800 plus utilities. I’m sure I can beat that RVing. My only problem is getting a 3/4 ton pick up to pull the camper. It’s tandem axle but not sure about the weight. I probably wouldn’t be moving but once maybe twice per year. It might be less expensive to rent a truck to move the Camper rather than buying one.
It is best to choose a bag that has a lower temperature rating than you expect to actually encounter. For example, if you predict the weather will be 35 degrees Fahrenheit, select a bag that will tolerate down to 25 degrees Fahrenheit, that way if you become too warm, you can simply vent the bag to promote more air circulation, or even shed a few layers of clothes.
The Dallas-Fort Worth area experiences hot, humid summers, with temperatures approaching or exceeding 100 degrees Fahrenheit during July and August. Mild winters offer temperatures from approximately 35 to 55 degrees. The months of May and October typically see the highest rainfalls, up to 5 inches, while January typically experiences the lowest rainfall, with an average of less than 2 inches.
At this point we decided to make my VA business our full-time income so my husband could stop his 9 to 5. I dedicated the next 6 months to make that happen. And we did it! Lots of late nights and comfort zone pushing later, we were able to have him put in his notice. They came back and wanted him to stay on part time for about 9 months, so that worked out well!
Small electric space heaters are an excellent way to conserve propane burn and provide added warmth to the areas occupied during the day and evening. Be careful to purchase only brand-name, heavy duty space heaters with undamaged electrical cords. Adding a small space heater to the lavatory will help keep the black tank from freezing and is a nice addition for people coming out of the shower.
If you are staying in a park or resort, find out who maintains, roads, parking, sidewalks, etc. and how often. What amenities are available to you at the park; are there laundry facilities, showers, pools, exercise equipment, and so on? What other forms of recreation are available in the local area? Are there other people staying through the winter and do they get together to socialize?
This may sound a little goofy, but a video of a fire burning in a fireplace is really fun and makes the rig cozy. The video simply shows logs in a fireplace burning down to embers, accompanied by the crackling sound a fire makes. It is surprisingly realistic, and quite funky. The crazy thing is that whenever we play it, the person sitting in the recliner closest to the TV always feels a little warm on the side by the fire!
We live in southeast South Dakota in a 2004 35′ Montana 5th wheel. We put R-tec on the windows outside. It’s a roll of thin foam with reflectix on each side. Since I bring plants in for the winter I have some grow lights that help with the sun deprivation. We do keep a couple of windows uncovered so we can see out and get a little sun. Those I have been putting reflectix on at night, but they do get moisture and frost behind them. Want to try the shrink film and see if that prevents it.
I know clothes are the hardest to pack, especially for us women! This tends to vary for each person and will depend on the length of your trip, but I will say that you need to pack for all weather types. No matter where you are in the U.S., the weather can change quickly! We were surprised by the temperatures in many places. It rarely seemed to be the weather we expected. Now, this doesn’t mean you need to bring everything in your closet.
Jill, we are early retirees and have been fulltiming for three years. We average about $600 a month in RV site expenses. We prefer state and national parks with electric but do a little boondocking and often in the winter stay longer, taking advantage of monthly rates. Escapees parks are the best for long term stays. We could lower this amount with some effort but it is still less than the taxes were on our home in Austin. Our most expensive stay was $85/night in Jersey City, in view of the Statue of Liberty. Considering hotels in the area are $3-400, we were ok with this in exchange for a short subway or water taxi ride to NYC.
I moved to Durango, Colorado 2 months ago hauling my 18ft tiny house. I’m in the process of winterizing. I want to use straw bales under the house to help combat the cold wind I know we’ll have. I’ll put a corrugated metal skirt up around that. I have been warned that if I do that I’ll be creating a haven for mice. Any suggestions on what to do about that? Should I just forget about using the bales?
The beauty of an RV Extended Warranty is that it picks up where a regular insurance policy leaves off. Our entire trailer is covered for all failures other than regular wear and tear. This includes having the frame crack or slides fail to come in and out or the suspension give up the ghost (it did) or having the air conditioner or refrigerator die (which it did too).
I’m a christian and the more I learn about and from God the more I realize we aren’t supposed to be living so that we can work. I feel like a prisoner in my home because the utilities control my ability to enjoy my home and then I feel like a prisoner at work because if I want those bills paid I have to work those 12hr shifts. So I appreciate your information on finding your land and your list of needs…. I’ve considered an RV for a temporary place between the selling and buying time after seeing it on your site.