Costs will vary greatly from RVer to RVer. For example, whether or not you choose to finance a brand new RV or pay cash for an older one will greatly impact your monthly expenses. Likewise, an RV that is 10 or more years old may require more monthly maintenance costs. Also, you can find free parking all over the country or choose to enjoy amenities at RV resorts.
Great article to read as we are well into our first Canadian winter in our 1991 21ft Toyota Winnebago- “ourmoonwarrior”. Many helpful hints we can use! Unfortunately the costs associated with propane heaters are too expensive for us and the electric heaters are not an option as we rarely have power hookup. We installed a small wood burning stove with a chimney out the roof to keep warm in the recent -40(Celsius) temperatures!
Usually there are picnic tables and campfire rings at each site. Often the sites at national park, national forest and Corps of Engineers campgrounds are too small for a larger RV. However, some state park campgrounds have absolutely gorgeous big sites that are in a natural setting with a jaw dropping view. Generally these campgrounds cost anywhere from $8/night to $35/night, depending on the amenities offered, the beauty and popularity of the surrounding area and the the season you are visiting.
Eventually they got permits to put the trailer on the property and that summer my father dug a basement with a backhoe and my mother and him poured a foundation by hand and laid cement blocks while my sister and I 4 and 8 years old, did our best to help. It took a couple of years before we could finally move out of the trailer, but even then we were only able to live in 1/2 the house! I think all told my sister and I had to share a room for 2-3 years in the trailer and 2 more years in the house until we had bed rooms that were built for us! Our original room was the laundry room and the room my parents have now as a dining room used to be their master bedroom!
One way to go fulltime and cut expenses is work camp. We have met many people that do this and save a lot of money. Food,insurance,any rv repairs,health insurance are really your only large expenses. Only con is if you still have a lot to see or do not want to work at all this will not be an option for you. And thank you for all the work you put into site very informative.
For electrical power I also will be going with the solar panels (only a few more) but will use a bank of 6 volt batteries and a 3000 Watt inverter, which gives many hours of power and used only when necessary you have a few days of power. I also have a gas Kubota generator for emergencies and a small rechargeable battery booster unit for emergencies. Have used it and it works great.
Wow!!!! have I ever enjoyed your written article,I will tell you you have a gift of writing.stay at it and enjoy your life style ,not too many folks have the kahoonas to do it ,me included, I do build some awesome custom traveling campers &wagons of Aluminum,spray foam sip insulated,wood facade rustic looking,lightweight . My product we call Woolywagons & Woolycabins. We also welcome tiny house dwellers here at our woodsy central Indiana lazyaa B&B Guest Ranch home of the Woolywagons custom built RVs I am 62 and love building and people and traveling with my horse.I have done some whitewater canoeing but Man you are one radical kayaker too too cool If ever in Indiana I would sure appreciate chewing the fat with you at our campfire.This invite is good for all of you
Unless you're staying in an RV that's purpose built for extreme cold, your RV is probably lacking in insulation. Because of the way travel trailers and motorhomes are constructed, there are some perennial weak spots that RVers have to shore up to best insulate their homes. First, your windows are going to be more liability than asset in the winter. Glass lets heat escape easily, so you'll want to insulate your windows. Many RVers use styrofoam cut out into window sized blocks to shore up these weak spots, others go with plywood, as it's sturdier, but even a set of thermal curtains will help bolster your RVs insulation. Another problem spot for many full timers is the underside of the RV. Because of your ground clearance, the cold wind can whip right under your RV and steal precious heat, and cool the underside storage compartments to make it harder to heat your RV. Since you'll be in the same spot all season, it's a smart idea to build a skirt around the bottom of your RV to keep the wind out. Finally, RVs can get drafty after a few years when the seals start to break down, so find the problem spots where the cold is sneaking in and plug the holes!
What will you do when you reach an age that you can't travel anymore? There comes a time in every full timers life when they travel less frequently and maintain a more traditional residence. It can sometimes be due to health issues, aging, wanting to be close to relatives again, or any number of things that occur. That doesn't always mean selling your RV and buying a house again though. Many find a park where they want to stay indefinitely and still enjoy life without a house.
All of these expenses hit the bank account with a resounding thwang and can’t be ignored or wished away. You may not know exactly what your hobbies will be when you start full-timing, but put some kind of figure into your budget that allows for replacing your computer and phone as often as you have in the past (if you plan to use them as much) and for buying the various things that will make your favorite pastimes possible.
Definitely! The “fun” budget is something I include in our “entertainment” category and that’s definitely a part of the flexible budget that’s worth planning for when you go fulltime RVing. We actually spend less on entertainment than we did when we lived in a stix and brix in CA (mostly because we go out to eat less than we did when we both worked in a corporate job), but we do spend something in this category every month. It’s year-round entertainment now 🙂
Hello again! Enjoyed reading your helpful post and the comment about not having health insurance. That is one of the big items that the hubby and I are debating about right now as we prepare for full-timing next August! We are both pre-Medicare age by several years, and have no ongoing insurance provided by our current employers upon retirement. We are debating about having a “catastrophic” policy and dealing with general health care needs on a cash basis. Out of curiosity, how do you prepare yourselves for the potential of a catastrophic need – such as a big medical issue, or an accident? (heaven forbid either of these happen to either of you!) thanks for your insight!
We are fortunate in that our health insurance is a benefit of my corporate job. We are with Cigna and all three of us have full coverage including dental and vision. Our deductible has become increasingly higher since 2012 and we are now at a Silver plan which gives us a $5000 deductible each. Our prescription plan is less than stellar and we maintain our insurance primarily for our daughter and for unforseen medical circumstances. While on the road though we typically see an Urgent Care physician which costs $35/visit. We currently pay $430/month for health insurance.
Consider using two different circuits, not just different outlets, since two or more electric heaters can draw more than the 15 amps allowed on any one circuit. This can be tested by shutting off circuit breakers to determine which outlet is on which circuit. If you must use the same circuit, use a 15 amp power strip that prevents overloading a circuit and plug both heaters into that. (former firefighter)
Wow. The lots in SW Florida must be insanely high. We have brand new real nice RV Parks in East Texas with carports, storage buildings etc. that will only cost you about $350 per month. And there are several pretty good parks coming in at $250 around here. You might consider East Texas a few months a year just to pocket some serious cash. My wife and I have talked about this kind of living on and off for a while. Our expenses living in a duplex is about $400 less than yours right now. And our utilities are $350-$400 a month. But, we are considering trying to purchase a lot instead of traveling around. That’s great freedom. Kudos! I worked for 11 years in the corporate world. I never did find a company that brought into the telecommute thing for more than 2-3 days at a time without coming into the office.
1. Schedule regular RV maintenance: You’ll be able to more fully enjoy your RVing adventures without also having to worry about mechanical issues. Routine maintenance and a basic knowledge of the inner workings of your RV are essential for full-timers, especially when traveling through more rural parts of the country where you might not have access to an expert technician. Bring all the necessary tools to change a tire and fix common engine problems and store a spare tire, coolants, oil, and any other parts you might need immediately while on the road (you can find some maintenance tips at our blog). When you've reached a stop, be sure to schedule a maintenance session at the local garage. If you're in Florida, Arizona, or Colorado, stop by one of your Lazydays RV Service facilities where expert technicians specialize in RV maintenance.
My wife and I are within shooting distance of retirement so I’ve been googling “full time RVing” and found you site. The first thing that caught my eye, other than how frugal you guys are, is the calculator. My late Dad had the exact same calculator. I mean he had that thing for as long as can remember, one day I came home went to the office to get his calculator and it was gone!!!! OH NO Mickey Mouse is gone, I guess after 25 years or so of use it finally died!
The answer to this one is tricky. We’ve found tons of places we could see ourselves living in the future, but right now we just aren’t at a point where we want to settle down quite yet. Top of our list is Nashville, TN, mostly because we’ve made a lot of great friendships in that town and we would have a lot of awesome community. But we’re still definitely keeping our eyes open for more great places to live.
I see someone asked a similar question, but maybe you just missed it. My girlfriend and I are nurses and we’re about to travel. We’re thinking an RV is the right move for us and I’m trying to figure out what its going to cost. We don’t have much money saved for something like this, we pay student loans of course! It appears you’re not financing your RV, is this the case or do you keep your payment to yourselves? I just dont know if its crazy to think that people are financing say, a 150k RV over 10 years at 1500 a month. Is this what a reasonable couple does? Or is that wacky?
Joe and Kait its been said before here, but i would really like to thank you two for being so very transparent with all of your financial information. For “us” newbies looking to get started it is a huge relief to know that the numbers that we have worked out for “our” full timing are realistic. My wife and two cats are in the process of downsizing and moving full time in too our 30ft 5th wheel. My wife is retiring in August 2017, but i will be working for a couple of two more years full time to get the last few bills paid off before we hit the road full-time. Looking at your way of living gives us both the peace of mind that we are making the right move. Thanks again and please keep posting, your insights and adventures are wonderful.
Again, we're not stuck to a vacation timeline. We are not on vacation, this is our life. So instead of pulling in for a week and cramming our days full of sightseeing, we balance our days with work and play. We choose what we would like to see, but don't feel compelled to "get our money's worth." We may stay a few days or a few weeks depending on what we want to explore in the area. During this time, we're carrying on a normal life similar to a resident by shopping at local stores, eating at local restaurants, and participating in daily life. I cannot say we are true citizens by any stretch, but it does give us a better sense of place than a vacation usually does.