Health insurance is definitely a tricky problem, especially for pre-Medicare folks like us. This coming year will present more challenges as it seems insurance companies are continuing to limit their coverage range (e.g. BCBS is dropping nationwide PPO plans in several states for individual plans). I’ll keep reporting on the blog as/when changes happen. It’s just one of the things we must tackle as nomads.
It can be a challenge to figure out what to bring for full time RV living. “Is one pair of sandals enough or do I need a second pair for campground showers?” We ended up having way too much stuff. After a month of RV living we decided to sell the bicycles because we never used them. A few months later, we performed a spring cleaning by re-evaluating everything in the RV. Many articles of clothing ended up in the donation pile because neither of us had touched them since we moved in.
- You may need ventilation to replace humid inside air with drier outside air. Plugging and insulating ceiling vents with something that seals the vent but also can be removed easily is important. To insulate ceiling vents, purchase factory-made vent plugs or use rigid insulation cut to the size of the opening and wrapped with duct tape to strengthen it.
Good post Nina…but I’m a little skeptical about 3500 being a reasonable budget unless you either boondock/workamp a lot…or don’t go out much. I won’t say money is no object for Connie and I…but we’re plenty comfortable due to long term investing when we were younger…my guess based on talking to folks in general for the past 5 years is that we’re probably better off financially than 80% of the full timers we run into…not to brag about it but just giving you a little flavor for this post. We’ve averaged 30.46 a night since summer of 12 for about 925 a month in parking…plus another 80-100 a month from Nov to April for power at our winter site. From actual 2016 expenses…add in DirectTV, phone data plan, and MiFi data plan and that’s another 500 a month or so. 450 a month for groceries, 345 for eating out, 120 for brews at the Elks, 275 for diesel fuel (we do about 10K miles a year on our truck)…that’s already up to 2700 a month not including medical insurance and bills, misc other stuff, and any repairs on rig or truck or vehicle expenses. While we could economize on some of those…our average for 2016 was about 6700 a month (that doesn’t include our truck payment which comes directly out of our investments and is our only expenditure from investments currently). We could economize of course…eating out and too many brews at the Elks could somewhat go away if needed and we could get that probably down to 300 instead of 500 without feeling too deprived. Like you said…what you spend depends on you…and how much you got but we at least would feel pretty cramped by a 3500 a month budget.
Hence the idea started brewing about first downsizing then freeing up time and money and, finally, traveling. We had been planning to homeschool the kids since our oldest was 2, so that opened a huge door since we weren’t stuck on the school schedule. My husband had a job in IT which meant he was working remote 1 day a week and could potentially do more remote work or find another job which offered that.
I live in Ga and have an open DFCS case because my son and I stayed in a van. I wanted to buy an RV however I do not know how legal it is to stay in an RV, Im unsure about how I will argue that it is a perfect alternatuve to staying in a van. Do you have any advice on how I can get clearance from DFCS so that my son and I can stay in an RV legally do you know anyone I can talk to about it.
- Check to ensure the tanks are insulated. Electric holding-tank heaters are available and will reduce the chances of tanks freezing. You also should empty the tanks periodically instead of letting them empty continuously. Keeping the exterior drain pipe from freezing will be very difficult. Do not rely on flexible drain hose, which easily can become brittle with extreme cold; instead, install PVC pipe into drains.
Full-timing can be done in many different ways, and whether or not a young couple needs a big nest egg depends entirely on how much money they can earn on the road. Someone with a mobile, high paying profession, like contract nursing, doesn’t need a big nest egg. Someone that will be relying on work camping at campgrounds and RV parks may want more in the bank to handle emergencies that will require more money than their salary can provide.
I read this post with tears in my eyes. My husband and I live in a rv right now. I thought it was only a brief thing, but here we are, over a year later, still living in our rv, still saving money to buy property, and it looks like we will be living here for at least another year. My husband, bless him, has been optimistic about the whole thing and counts his blessings. I have become sour and bitter and cry away the nights. Thank you for reminding me that I need to live this one life that I have and that I need to be grateful for what I have. Thanks, I really needed this.
Over the past few years we’ve received too many questions and demands from rude people in regards to our spending; so this will likely be the last time we post any business expenses or personal expenses that are not related to RV Travel. Our monthly expenses seem to be pretty similar so if you need to know our expenses in more detail scroll down to the toggles for 2013 and older.Below is a breakdown of our travel costs and expenses from January 01, 2014 to March 28, 2014. In future Full Time RV Expense posts you’ll only see these categories.
A million Americans live full-time in RVs, according to the RV Industry Association. Some have to do it because they can’t afford other options, but many do it by choice. Last year was a record for RV sales, according to the data firm Statistical Surveys. More than 10.5 million households own at least one RV, a jump from 2005 when 7.5 million households had RVs, according to RVIA.
On the other hand, if you are outfitting the RV of your dreams for a life of full-time RV travel or of winter snowbirding RV adventures, then you might consider installing a vent-free propane fireplace that is built into an elegant mantel. These heaters give off the same incredible heat as the more industrial looking vent-free propane heaters, but they have the cozy and inviting appearance of a fireplace and produce a beautiful (and mesmerizing) flame. What a great addition to an RV!!
Now, when that fear wells up again, gratefully embrace it and say, “Thank you for the warning, but this is a safe risk. Look at my budget. Here is my savings account for emergencies. This is how I will make more money. Everything will be alright,” You may have to do this many times, but eventually your fear will turn to hope as it embraces your new life. Then, come, and join us as we travel the road of carefree destiny.
Yes! These are great and oh so familiar. We’re traveling in a car with a tent, but so many of these are exactly the same for us. Great laundry bringing unexpected excitement? Check! Lack of privacy? Check! But you’re right – it’s so worth it. At least once a day saying “This is why we travel” makes the hard parts worth it. Plus, you gain a whole new appreciation for things you took for granted. Like washing dishes – I can totally relate. Enjoy your travels!
“Character” – Before we went on the road we looked at a vintage bus and I loved it. It had so much character and personality. However practically outweighed personality for full time RVing. Since this one is for part time only, we are considering something more “fun” like a vintage camper. We love remodeling/renovation projects and think it would be fun to renovate and older trailer and make it something that “fits us”. However, vintage trailers sacrifice modern comforts and we just aren’t sure we want to sacrifice modern comforts.
Area parks feature hiking trails, sports facilities and green spaces for your family picnic. The city of Dallas manages over 21,000 acres of parkland, with 17 lakes and over 60 miles of biking and jogging trails. The city also operates more than 40 recreational facilities, featuring tennis courts, soccer fields, community swimming pools, playgrounds and picnic areas for you to enjoy. The city of Fort Worth manages more than 200 public spaces, including the Forest Park community swimming pool, McLeland Tennis Center, softball fields at Gateway Park and track and field facilities at the Haws Athletic Center.
You two are amazing! My fiancé and I just saw your “house hunters” episode today and wanted to check out your blog! We are seriously amazed at how you are making this amazing experience work. We are both “tied down” with jobs and such, we looked at each other and said “how refreshing!” Now, we haven’t made any serious life-altering decisions or taken any steps yet but there is no doubt both of our wheels are still turning! Just wanted to share a thank you for a reminder of the beauty in our world, you are super inspiring, and good luck in your travels!!
If at all possible, buy well before you plan to embark on your trip, and spend some time in it on short weekend trips and vacations. An even better option, especially if you were overseas like we were, is to rent an RV for a vacation. Even consider doing it more than once if you can. Just remember that living in it and vacationing in it are two very different things.
@Chris: Wood stoves have killed many an unlucky sleeper. Combusting wood in sleep quarters can kill in a multitude of ways. Of course, wood smoke is an established carcinogen. Wood stoves in a small mobile high vibration environment are double jeopardy. Fail to be vigilant in the daily maintenance and wake up dead. On the bright side all the bumps on the road might knock the creosote build-up off the stack walls, but then again it might not. Probably the biggest risk with a wood stove is human nature/carelessness/extenuating circumstances/etc. At some point the operator will be tempted to operate the vehicle with live coals in the stove…
Life – This is an area than many people leave out to cut costs. However, if you are relatively healthy, it is pretty inexpensive and can significantly help your family in the event something happens. Any adult who contributes to income should have enough life insurance to help cover the loss of that as well particularly if you have any outstanding debts, like the mortgage, credit cards and car loans. In addition, all family members (including children) should have enough life insurance to cover expenses like funeral and burial costs that can overwhelm a grieving family.
Curious, what do you do to make a living? What about the dreaded health insurance we’re forced to have or be penalized for not having it? These are concerns for me as a mom with kids. Sure I can buy an RV and travel but there needs to be an income and there needs to be insurance. Although, I guess if the gov’t can’t find me then they can’t fine me…lol. Happy Trails!
My wife and I are within shooting distance of retirement so I’ve been googling “full time RVing” and found you site. The first thing that caught my eye, other than how frugal you guys are, is the calculator. My late Dad had the exact same calculator. I mean he had that thing for as long as can remember, one day I came home went to the office to get his calculator and it was gone!!!! OH NO Mickey Mouse is gone, I guess after 25 years or so of use it finally died!
If the company goes out of business (and we’ve heard of that happening), not only might you lose some mail, but you are left without a legal address. Of course, it is easy enough to “move” when you live on the road, so you won’t be homeless for long. But you will have to make a lot of phone calls and online address changes wherever your mailing address is recorded.
A very important #11 is having an RV insurance policy specifically designed for full-timers – equivalent to homeowner’s insurance. A windstorm uprooted our carport and threw it into our neighbor’s trailer at the campground and caused some damage. After calling State Farm, we learned that our RV policy was good for nothing, and by no means adequate for a full-timer. A standard RV/auto insurance policy doesn’t cover any liabilities and also won’t cover the loss of any personal valuables (jewelry, guns, clothing, etc)
Wednesday morning arrived, I left around dawn and drove on (mostly) dry roads out of Steamboat and towards I-70. Along the way, I passed high mountain peaks, narrow valleys, small hamlets like Oak Creek where recent snows had not been cleared off the roads (good idea to slow down!) and then… I-70 and Beaver Creek, Vail, and Copper – three world-class ski resorts all in succession!
For cash needs, you can get “cash over” on a debit card at the supermarket without any fees rather than worrying about finding a branch of your bank in some obscure town or paying extra to get money from an ATM machine. Buy a pack of gum for a buck and get $100 over. If you need to deposit a check, get the mailing address of your bank branch and mail them a short explanatory note, a deposit slip and the check, endorsed “For deposit only.”
1st off I grew up in kick, so hello fellow dott. !! We just moved up to a 5th wheel and have not yet went out, hopefully in March we will get to go . Loved a lot of your ideas, especially the shower. Storage is at a minimum so I hope to use a lot of your ideas on storage . Our dinning are consists of a table and 4 chairs so this will be a lot different , and space is small. Liked reading on your blog and plan to read more !!
To break the cycle I needed to let myself grieve. It felt silly to grieve something that I realize I was very fortunate to experience like grieving a stain on a designer blouse. You know, first world problems. But judging my feelings only served to keep me on the disconnected emotional hamster wheel. So now I let myself grieve as needed and try to suspend judgment on my feelings.
3. Commit to healthy eating: Switching to the RV lifestyle is a great chance to rethink your family's eating habits. Our advice? Store fruits and vegetables in green bags to maintain freshness, and consider canning or freezing as much as you can store for year-round freshness. Keep in mind that it may be hard to find healthy food in some parts of the country, so stock up when possible. The last thing you want is to have fast food as your only option.
$2,500 Eating Out – Similar to 2011 we find ourselves eating out 2 nice meals per week. This amount also includes the local breweries we purchase beer from and the local coffee roasters we support along the way. This number is a little askew as we’ve had a few of our meals comped or discounted some of the time when the owners find out we’re blogging about them (approx. savings $500).
The key to maintaining a comfortable full-time RVing lifestyle is how they plan to earn money on the road. If they have an online business, then they are in luck, as it is very easy to run an online business from your RV. I easily run our website while traveling for several months in our RV. In some cases, I am sitting by a pool with my laptop and an adult beverage, writing articles and answering Rving questions and uploading them Everything-About-RVing.com.
One of the happiest couples we met when we were sailing in Mexico was a retired couple who had returned to cruising after raising their kids. They had sailed across to the South Pacific and beyond when they were in their twenties and had hilarious stories of what it was like to be a pair of inexperienced free spirits in a little, used, cheap boat on the big ol’ ocean as “kids,” and they were sooooo worldly wise and such seasoned travelers compared to the rest of us retirement aged newbie sailors. I recommend workamper.com and workingcouples.com to find interesting camp hosting and other jobs that are suitable for RVers where a free or inexpensive site is often part of the deal. Have a blast — and please come back and read some more!!
Starting by tent camping is also extremely helpful, because it requires very little up front investment. The advantage is that it gets you in the outdoors and gives you a chance to meet lots of RV owners at the campgrounds where you can talk to them and get answers to the many questions you have as a newbie. Plus, if you are nice and friendly, you might get invited in to see their unit and talk about its pros and cons.
One thing in my traveling, I have to have a dependable vehicle & RV to travel with. That is the last think I want to worry about is a break down. Presently looking for that next RV trailer (Arctic Fox, ORV or Highland Ridge). Full times travel in a full range of RV’s from cars, vans, B’s, C’s and A’s classes. New million dollar rigs, to $1,000 cars or vans. All the power to them….I follow many on their YouTube channels the last 5 years.
We embarked on the first leg of our planned trip: over to Indiana to visit my three sisters. We continued down through Ohio, the Smoky Mountains in Tennessee, a stop in South Carolina to visit a close friend, and another stop in South Carolina to see Mark’s sister. We continued on down to Georgia and finally to Bradenton, Florida, where my mother-in-law lives. We had not seen most of these people in at least two years, and some we had not seen in as long as five years.
Volunteering & Workamping: We also haven taken fun volunteer positions from time to time – such as interpretive hosting at a lighthouse in Oregon. We get to do something incredibly fun and give our time for under 20 hours a week, and get a full hook-up site in a gorgeous location. With our full time work commitments however, we rarely have time for the extra hours however. Many campgrounds will accept ‘workampers’ for a few hours a week in exchange for a site – check Workamper News for more information.
Some of the most beautiful times of year to visit the country are also the coldest. From snow-frosted mountains and icy lakes, the winter turns green trees and pastures to beautiful seas of white. The unfavorable weather conditions are a deterrent for fellow vacationers during these cold times. Why let the lower temperatures be the determining factor of when you take your camper out?
If you are planning to work camp in exchange for an RV campsite, or if you will be working part-time jobs as you travel, or working via the internet from your RV, your choice of overnight parking spots may be based more on your job’s requirements than on the whims of your travel interests, and your camping costs and the kind of work you do will subsequently be tightly linked.
Hi Jo. There are some national parks that allow dogs, you will have to check with each park. For example, we were able to take Leo on a trail in the Grand Canyon – https://weretherussos.com/grand-canyon-with-our-husky/. There are also some amazing hikes in the national forests. We have crossed the border but not with our pups. BTW…if you haven’t checked it out yet, we have a post about RVing with dogs https://weretherussos.com/full-time-rving-large-dogs/.
My best friend and I just returned from a week away in her 24′ Winnebago. For two ‘very youthful’ middle-aged ladies on the road we couldn’t have had a better time! For the most part we played it by ear; she picked me up at the Atlanta Airport, we pointed the rig toward Savannah, Georgia (great state for RV travel and campsites) and kept going. Spent a few days in Savannah, headed over to Flagler Beach then up to St. Augustine. By far our favorite site of the entire trip was the last one in the Outer Banks. For whatever reason I wanted to go to Rodanthe so we found a very modest small campground for about $30/night right on the Sound side of Hatteras Island. WOW! The sunsets were breathtaking. Mike, the owner of the campground was amazing. Upon our return to PA I went over to the local RV dealer and picked out a 32′ SouthWind. Fell in love with it! Now I just have to figure out how to make money while on the road. Ironically, my primary business isn’t so transportable. Funny, my current business is processing homes, downsizing, relocation, re-directing unwanted personal property through auction and donation to charity, speaking, writing and consulting. It’s always tougher when it’s your stuff. I agree with not storing things – you’re not likely to need them again. I’m giving myself 2 years to clear all of my debt and transfer my income-generating efforts to fit a new, less complicated lifestyle.
Personally, I prefer the smaller the better, but you will need to make that choice on your own. Check out this service if you want to try and give a couple of different types of RVs a spin before you buy, even if it’s just for a weekend here or there. Probably less likely to get a truck / trailer combo on that setup, though, but look around, you never know!
But there was one more thing I needed: pipe insulation. I wanted to wrap the pipe with the heat tape on it to help keep it warm. I checked out my options and decided on an adhesive wrap. Although it came in 15-foot lengths, I wound up needing 7 rolls of it because it had to go around the pipe. (This, by the way, is also when I learned that when you buy stuff for a home project at a place like Home Depot, always buy more than you think you need. It really sucks to run out of something in the middle of a project and you can always return unused items later. Home Depot has an excellent return policy.)
I’m recently widowed, May 2017. This idea has been tugging at me for years! Do you see women traveling alone? Everyone has told me, don’t make any big decisions for a year. He didn’t leave me with extreme wealth, but I’m really thinking this would be good for me right now. I am 58, not very active, but I need to come out of this with some new perspective and zest for a more natural peace. What is your view on this idea?