For cash needs, you can get “cash over” on a debit card at the supermarket without any fees rather than worrying about finding a branch of your bank in some obscure town or paying extra to get money from an ATM machine. Buy a pack of gum for a buck and get $100 over. If you need to deposit a check, get the mailing address of your bank branch and mail them a short explanatory note, a deposit slip and the check, endorsed “For deposit only.”
here is my question. When purchasing an rv, at what length of a loan should we be looking at? the longer the lone the higher the interest rate and the longer to pay down. which also brings up the question of, how long should i expect to keep a motor home before I start to have many repairs? How long do most rv’s keep their rv before they trade in for a new model? I dont want to be upside down when the time comes to trade.
Some years are worse than others, but it averages $1791/year, which includes optional equipment, maintenance (tires, oil changes, batteries, etc.). Also includes roadside service insurance payments, vehicle insurance, registration, specialized and optional RV expenses (club memberships), paint & body work, and the expense of two major breakdowns over the years. This was for a ‘94 36 foot, Class A, diesel, RV.
I was raised on a farm with not much but we didn’t mind. We were warm, clothed,sometimes used, and not hungry. I don”t think it is a bad thing to not have much money… it teaches us a better way of life, and how to treat others. ( I’m 62) take your time and get it the way you want it… but if you find that it just wasn’t quite what you thought… change it. It is a real good thing you both are on the same page!! I am still learning…I guess that doesn’t ever stop. I will keep following you. One thing Doug and Stacey have that you don”t and I just got is a “sun oven”..
Okay, so I hope that in Part One I convinced you that you want a site with a sewer hook up. Now, about that hook up, you want to keep the dump valve closed until you have at least three-quarters of a tank so that you get a clean dump. You need the force of moving liquid to move the solids. That's as nice a way of saying as I could think of. . It is critical that the sewer hose has a constant decline to the sewer. If it does not have enough of a drop, waste will collect and freeze in the hose. Many people (myself included) run the hose into or through a PVC pipe to make sure that there is no ‘sag’ in the line. Other folks use a section of rain gutter as a bridge that holds the hose. Either of these systems will work.
Currently we are not full-timing it, but we are on the road for up to 6 months straight. For those extended periods, monthly expenses can vary depending on what campground or resort we are staying in. Campground prices vary widely. If you are staying in one area long-term, your best bet is to pay a monthly rate for your campsite. That will give you a deep discount, but in most cases you will be responsible for the monthly electricity (and sometimes water usage) for your campsite. Depending on the area you are staying in, monthly rates could be as low as $300.00 a month plus electricity. In more popular areas, the cost could exceed $600.00.
While part-time RVers may love “Home is where you part it” yard signs, cute camper trinkets, and adorable awning lights, the full-time RVer may be less enthusiastic about such gifts. The simple reason most full time RVers are concerned about space and weight and only carry what they really need or love. When your RV is your home, it forces you to be very selective about your belongings. Ask your favorite RVers if there is anything that they need or if you are unsure stick with gift cards or consumables. Please don’t gift your full-time RVing friend or family member large bulky items without asking first. If you really must purchase them a large gift that you think will be just perfect, buy it from a nationwide chain store and include a gift receipt. It’s not that full timers aren’t appreciative, it’s just the reality of living in a small mobile space!
If you drove 12,000 miles / year, getting 7 mpg, which is pretty likely with a Class C or truck/trailer combo, I believe that would put you at around $500 / month in gas. Of course, this is the one area you have the most control over, because you can certainly drive less than that if you’d like. It all depends on how much commuting you do (drives to town for groceries, sightseeing, etc. still happen) and how far you travel each month.
We pay for an AT&T hotspot with unlimited data. Our jobs rely on good internet so we can’t risk not having a good signal using an RV park’s wifi. We know some RVers who just use their phone’s hotspots but we prefer to have a separate one. While we could use wifi at local coffee shops, we prefer to work from our RV and not have to spend money while we are using a businesses wifi. Library’s are a great way to get free wifi, but they aren’t always easy to track down or close to where we are parked.
Most RVs simply weren't designed to be used in the winter. They were built for family outings and weekend getaways during the warm months and were intended to be stored away when the weather got too chilly for outdoor picnics. Fulltimers are faced with living in their traveling home, whether it is well designed for cold weather or not. Luckily, there are lots of things that you can do to make your RV more comfortable during the colder months.
We were city dwellers before heading out on this never-ending trip. We drove daily to work in big cities like Dallas and the area around New York City (for her part, Kerensa will readily admit she took public transportation daily in NYC and was already out of practice). Doing it in a car is one thing, but in a motorhome is an altogether different experience. Cars tend to zip around you and most people don't realize how long it takes for an RV to stop. It can be a little nervewracking. To combat this, we try to avoid rush hour and may take alternate routes. PSA: Don't cut off an RV in traffic. You may think you're jumping ahead, but you may be dooming yourself to being rear-ended by something 5 times your size.
It’s unseasonably cold this week so I’ll have a good chance to test my setup. I’m not too concerned. The other day, one of my neighbors, who is going away for the winter, kindly offered me his home. I’ll talk to him later today; that might make a Plan B for nights that are just too cold to stick around. But it shouldn’t get much colder than it is this week, so there’s a good chance I’ll be living in my own space all winter long.
The Meinhofers have met a lot of families with kids on the road, but they haven’t encountered many other Latinos. They think there’s a perception in some communities of color that doing this means you are destitute. They are trying to inspire others to join them with their YouTube channel, Exploring the Local Life, which has become so popular it is making them money.
Most modern nomads need jobs to fund their travels. Jessica Meinhofer works remotely as a government contractor, simply logging in from the RV. Others pick up “gig work” cleaning campsites, harvesting on farms or in vineyards, or filling in as security guards. People learn about gigs by word of mouth, on Workamper News or Facebook groups like one for Workampers with more than 30,000 members. Big companies such as Amazon and J.C. Penney even have programs specifically recruiting RVers to help at warehouses during the peak holiday season.
$2,500 Eating Out – Similar to 2011 we find ourselves eating out 2 nice meals per week. This amount also includes the local breweries we purchase beer from and the local coffee roasters we support along the way. This number is a little askew as we’ve had a few of our meals comped or discounted some of the time when the owners find out we’re blogging about them (approx. savings $500).
Hence the idea started brewing about first downsizing then freeing up time and money and, finally, traveling. We had been planning to homeschool the kids since our oldest was 2, so that opened a huge door since we weren’t stuck on the school schedule. My husband had a job in IT which meant he was working remote 1 day a week and could potentially do more remote work or find another job which offered that.
Prices for LP are all over the map, and we haven’t been very diligent about shopping around. We just buy it when we need it from whoever has it nearby. We’ve been paying anywhere from $2.59/gallon to a little over $4.00 a gallon in 2014. We use about 15 gallons per month: a little more in December/January/February when we use our vent-free propane heater to heat the trailer, and less in summer. RVers that stay in RV parks and campgrounds with electric hookups use a lot less propane than this, because they don’t run their refrigerator on propane 24/7. If you have hookups and don’t have metered electricity, you can save on propane costs in the winter by using an electric space heater.
As a budget figure, if you are a future full-timer, and you are excited by the $0 figure here, and you plan to boondock a lot but haven’t don’t it much yet, include a “slush” camping fee figure of $350 per month in your budget until you find out if you really like it. Some folks plan to “free camp” all the time but find it isn’t practical for their lifestyle once they hit the road.
hi we are David & Kathy Harrington I plan to sell our home this spring and buy motorhome or 5th wheel but leaning on motorhome 40 ft. any thoughts on this would be helpful our granddaughter lives with us so we can’t hit the road until she is 18 yrs. old and gone I hope but still plan to sell& buy this spring and live in it until then so I will continue to gather as much info I can from you guys as yawl willing to share thanks GOD BLESS all of you marry Christmas & Happy New Year may all your travels be BLESS
Always, always, always expect to incur maintenance charges each month. Expecting to pay each month for maintenance will save you many headaches and knots in your stomach when you inevitably break down, blow a tire, shatter a brake pad, or have a propane leak–all of which happened to us. You’ll need to be changing your oil and refilling on propane regularly anyway, so it’s best to just count this as a guaranteed expense.
I grew up in a travel trailer for many years. And now my husband and I are going to do it with our three kids. We looked into it financially and found out, it was a very good option the storage unit, truck, trailer and our land payment would add up to be less than the rent we pay. So when we build, the house will not be such a financial burden, if any. Your post has helped me believe it will end up being the best option even with all the kids.
Pellet Stove – This device will warm up an RV faster and more efficiently than any other heater we’ve seen. The good news is there is zero moisture produced from the heat, the built in fan uses a fraction of the electricity of a space heater and it’s a pretty eco friendly option for heating. The downsides: Install is a crazy mod to both the inside and outside of your RV. If the fan shuts down (i.e. when boondocking and you run out of battery power) you now have a smoke filled RV. Takes up a lot of space so is best for larger RV’s. You have to carry and store large, heavy wood pellets in your RV. Some models you are required to vacuum out the ashes which can be a pain make sure you look at the pellet stoves with a removable ash tray.
RV Parks in San Diego area are slim. we’re staying at a park that runs 1075/mo and with this heatwave we’re paying anywhere between 350-450/mo for electric, some are paying up to 700. We’re retired and on fixed income and have 5 years left on our loan. Our rig is a 2004 and are at a loss as to what to do with everything going up. Stay in it til it paid off ? Then no mortgage, just rent or sell and move to an apartment. We’re 72 & 78 years old and now regretting our lifestyle change that we took in 2004.
Chugging along the ruggedly beautiful Maine coastline, I couldn’t help but reflect on how thankful I was for our current lifestyle. In the prior 30 days, we’d been to a family wedding in Asheville, NC, played top ranked golf courses in the countryside of Indiana, Ohio, and Pennsylvania, crashed the driveway of college friends in our Nation’s capital, explored the vibrant streets of New York City, beamed with joy as our pup Ella ran alongside us at a dog-friendly golf course in the mountains of Maine, and we’re now on our way to the beautiful Acadia National Park.
I would say that depends on what the couple intends to do and what their price point is. We wanted to minimize our expenses, so we purposely sought out something used and less expensive. If you’re looking to be constantly traveling, then a smaller, more gas-efficient RV would suffice. If you want a huge home on wheels that provides all the same comforts of your conventional life, then a Class A would work well. The cool thing about RVs is that they finance like a house, so your payment ends up being much smaller due to the longevity of the loan.
We got through that next round, and things were starting to clear out. At this time we hadn’t sold our house yet, so the pressure wasn’t on. We didn’t have a leave date in sight, so we were taking our time and letting our mind-set shift. In comes Christmas . . . I always went crazy at Christmas and bought the kids so many gifts. Even though I knew they’d only play with a few presents and the rest would be quickly forgotten.
I have spent the last 3 hours browsing many of your articles and have really appreciated your depth in explanations (from the dump station details, to which solar panel to buy to the realistic cost of repairs). My husband and I are in our mid-twenties and plan to move into an RV full time within the next few months (a cheap used one!) and then camp for free either by camp hosting or working for a free spot or most likely (for much of the year at least) living off the grid. While we won’t be traveling with it (when we travel we typically bike-tour) we will be living in it full time as we work (we work seasonally in two different locations) and plan to raise kids (at least while they are small) in it! Thanks for all the time and effort you have put into your blog and into the relevant information you share! Happy trails.
Wednesday morning arrived, I left around dawn and drove on (mostly) dry roads out of Steamboat and towards I-70. Along the way, I passed high mountain peaks, narrow valleys, small hamlets like Oak Creek where recent snows had not been cleared off the roads (good idea to slow down!) and then… I-70 and Beaver Creek, Vail, and Copper – three world-class ski resorts all in succession!
We will be retiring in about 18 mos and my husband has decided he wants us to go full time! Yikes I don’t know what I’ll do all day. We bike, kayak and hike but every day? Will it still be as fun when you can do it all you want? Mainly, I think I’m apprehensive about retiring, I’ve been a nurse 40 years this month and love it, I’ve worked some job or another since I was 16.
I’ve got to give props to my girlfriend Kage, who has been living along with me on the road (and her husky Tobias). Being a man, the camper life isn’t too difficult, but for a woman, it’s an entirely different challenge. According to Kage, it is definitely more difficult to live in a camper full-time as a woman (where society expects you to still look good, as well as having to take care of feminine things), but she really does make it work somehow.
Having a wood stove allows you to heat and cook without propane, oil, or electricity, which means you truly have an off-grid setup. A wood stove will keep you warm, the wood heat will dry the air out in the RV, which will help get rid of condensation from breathing and cooking. There are not many wood stoves out there that will work in an RV. I personally chose a Kimberly wood stove, because it only weighs 56 lbs and it’s extremely efficient. There are a few other companies out there (such as Marine wood stoves, which are a little cheaper, but you get what you pay for).
National and State Parks – These are often “no frills,” but found in amazing natural locations. We’ve stayed at some rather rustic ones with power, water, and maybe one old bathhouse, as well as some with full hook ups, large sites, and recreation areas with tons of activities. The cost for these will also vary, but are typically much lower than the resort campgrounds. Some can be very difficult to get a reservation because they are in such high demand. For example, Florida State Parks allow you to reserve up to 11 months in advance and many book as soon as that window opens. They can range from $15 to $48 per night.
I love to cook as well…but then I like checking out the local brewski scene even better. About 80% of our going out during the winter is at the Elks which is cheap for both food and beer…$5.50 a pitcher and dinner for $9…but in the travel season we tend to eat at the local Elks maybe 10% and the rest at various hole in the walls. I don’t think we could get to your numbers even if we cut out the DirectTV fees and workamped…but then travel style is different for everybody…and one of the big drivers is what you can afford to spend. We’re fortunate that we can (mostly) not really budget…we could get down to JC’s 6K per month if we needed to without much strain…and if we needed to we would…but we don’t so we don’t. Our secret was to turn all of that money stuff over to a financial planning service up in the DC area when we went on the road…sure, we’re paying their annual percentage but we’re in a medium growth and income portfolio profile…we’ve averaged about 5% return since 1/1/13 and have taken out about $50K over that time frame for big ticket items like the new truck, trip to Ireland, trip to Alaska, etc.
Volunteering & Workamping: We also haven taken fun volunteer positions from time to time – such as interpretive hosting at a lighthouse in Oregon. We get to do something incredibly fun and give our time for under 20 hours a week, and get a full hook-up site in a gorgeous location. With our full time work commitments however, we rarely have time for the extra hours however. Many campgrounds will accept ‘workampers’ for a few hours a week in exchange for a site – check Workamper News for more information.
Love, Love your posts! We have listed our home for sale and are searching for our RV. We are excited with caution. We have children across the USA and found there is no reason to stay put any longer. Because of your posts we have a lot of reading to do. It has taken several weeks to find your blog and thankfully we did. My parents lived in RV’s after retirement until they had to come home for their final journey. So, I remember well their travels. Need more information on the address matters. We were going to have our mail forwarded to us as we will be slow moving from place to place. Thank you for all the information.
- Rodents may be attracted to the dark and warm areas created by adding skirting to an RV, so use some rodent control measures. Your best option is to seal any hole larger than ¼ inch. Fill holes with expanding foam and place a thin piece of aluminum cut from a pop can over the holes. You also can use traps and poison baits if the sealing material leaves some gaps.
We’ve had the Postmasters at several different Post Offices give us totally conflicting information. We pressed two different Postmasters to call their district supervisors to get the details clarified, and even then we got conflicting information. So it seems the Postal Service is is still working out its relationships with UPS and FedEx as far as General Deliveries go.
This transition to full time entrepreneurs has pushed Craig and I to dive deeper into our relationship and how we work together. We will be the first to tell you we do not work the same. I like to go at 110 miles an hour and dive into everything and push through it. Craig likes to take a slower approach where he analyzes things and doesn’t like to have too many things going on at one time.
We are thinking of buying a 40 ft. extended stay model by Jayco(40bhs I think the model is). it has a full size refridgerator and range which we thought would be better suited for keeping my two boys fed. But like you said bigger not always better. My wife and I have been camping all our lives. and are in our second RV since we have been Married(10 years). We currently have a 2007 Springdale 27′ with one slide.
Storage is a tough one. We initially did storage because we weren’t sure we’d be on the road that long. If we’d only RV’d a year that would probably have worked out fine. Of course 6 years later we’re still here and still paying for storage (it’s so darn hard to get rid of once you do it). No right answer for this one, but I think the less “stuff” you keep, the freer you’ll feel in the road. Best of luck with everything!
So without any more rambling let’s talk travel trailers. It seems to us there aren’t as many bunkhouse floorplan variations for travel trailers as there are for fifth wheels. Also there aren’t as many slideouts presumably to keep the weight down since slideouts are heavy. So we have been trying to prioritize and figure out our needs for RVing. While we aren’t full time RVing we do plan on taking a 2 month trip every year and want to be comfortable. So here is what we are considering so far.
When you trade your home address to live on the road in an RV, you need to decide how to receive mail and what to call “home” on your tax returns. Some of the full-time RVers we meet retained the state of residence where they were living before they hit the road. Most of them still own property in that state, and they often have a relative or friend who forwards their mail.
My husband and I have decided to sell our home and look for a place that is more “us” while he has to travel for work. We currently have 3 children and two dogs and have looked extensively at RV’s before deciding on a 5th wheel sprinter with a bunkhouse. I know the journey will be something to learn and get used to but we decided that if he has to travel with his work then we want to travel with him. Going from a 2k+ sq ft home to even a large 5th wheel is a very very hard thing for myself and my teenage girls, but when we look at the larger scale and we will finally have to travel it gets so much easier. More time with dad and going places we couldn’t before because our house ties us down with mortgage and bills. My 3 yr old son is just happy to have his dad around more often. I have been looking for all the advice I can on the net and this has been useful for the start up, less is better for us because along the way you may acquire more. I make jewelry one of my daughters is an artist and my other daughter is into design so we have sat down to make sure we have gotten our priorities right. For me living in the RV until we are able to find our place is a way to learn to let go and focus on what matters. I spend little time with my kids doing the stuff we want to do and more time cleaning and organizing and running errands to keep all that up. And when my husband gets to be home we end up spending more money just to get out and spend time together with the kids. So for anyone out there who is also considering this way of life, I say find out what it means to you. Take good advice from blogs like this and enjoy! Thank you for the great advice blog and to those who commented more great advice!
- You should remove snow from slide-outs regularly to reduce water damage. As snow accumulates on top of the slide-out, the heat from inside the RV can melt the bottom layer of snow, creating an ice dam. You also can add insulation by using rigid insulation sealed to the camper body. However, angle any insulation you place on the top of the slide-out to allow water to drain away from the RV.
Neil, some of us who hope to full time RV aren’t rich. My motorhome (really high school boys basketball buddy but does have a MH) friend likes to camp at a spot that is $47 per night with full hook ups. He has no solar, but likes to provide AC during the summer for his dog. Meanwhile I could camp nearby that same campground at a dry camping spot for $14/night with potable water access, dump station, and even includes two showers per day so the gray tank wouldn’t be filling up so fast. Yes, I plan on having solar power. That is a difference of $1,000/month right there if both of us were full timers already. How much is the MiFi as we currently pay less than $160 for DirecTV and the cell phone plan? Our food budget is considerably less than yours as well, but we do currently stock up on food when it is on sell (20+ – 33% off) to fill up the deep freezer (one thing that I will miss if we full time RV) and pantry. So as Nina says there is a lot of flexibility in how people want to spend their money. There is no such thing as one correct way to RV. There are very many different styles so everyone can choose which one fits their own personal style. Personally I intend to live off less than half the income for the first two years and then splurge in year three in Alaska provided that we full time RV. I don’t want to touch the wife’s 403B plan until legally required to do so. This way I have compound interest working for me rather against me. We are using Cash Is King method for finances and have zero credit cards currently (we use the debit card). One other point at our bank we have zero fees on the checking and saving accounts. I use gasbuddy.com for gas prices and have a spreadsheet to help me determine whether or not it pays to go to the far gas stations for the cheaper prices.
This item is hard to predict, but now that we have owned our truck and trailer all these years, we can provide an average of what we’ve spent so far on maintenance and repairs since we started full-timing. From 2007 until 2014, we had very few repairs on our rig, so our total repair bill plus maintenance bill each month was a modest $106 / month ($1,272 / year).
The thing is when we work is totally up to us. We could work starting at 6am or not open our computer until 10pm. It is totally up to us. We can also go out and explore a new location or just stay back at the campground and go swimming. I know it sounds great and it is, but it is puts a lot of pressure on us to make decisions about what we are going to do with our time since no one is telling us what to do.
Unlike Maintenance & Repair costs which must be done (although some can be put off until you have the funds to do them), upgrades to the rig are entirely optional. The figure here is the average of all our improvement and upgrade costs on our truck and trailer since we bought them rather than just the upgrade costs we incurred during our six months of summer travel in 2014.
I believe it’s around 10amps at the highest setting, but like an oven, when it reaches pressure/temp, it turns the heating element off (and back on when needed). We have 320w of solar and 400 amp hours of lithium ion batteries. They key though is having a large enough inverter to run things like the instant pot. You would need at least a 2000w pure sine inverter. Ours is 3000w.
In the summertime, the opposite is true as we try to avoid having our windows facing the sun. Our best orientation in the summertime is for the truck to be headed northwest. This way, although we get blasted with some sun in the morning, our biggest windows are blissfully shaded during the long hours of blazing hot sun as it shines from the south and sets in the northwest.
Again, we're not stuck to a vacation timeline. We are not on vacation, this is our life. So instead of pulling in for a week and cramming our days full of sightseeing, we balance our days with work and play. We choose what we would like to see, but don't feel compelled to "get our money's worth." We may stay a few days or a few weeks depending on what we want to explore in the area. During this time, we're carrying on a normal life similar to a resident by shopping at local stores, eating at local restaurants, and participating in daily life. I cannot say we are true citizens by any stretch, but it does give us a better sense of place than a vacation usually does.