We’ve been RVing for three years and have tried quite a few options for coverage on the road. We’ve actually used something different every year because until this year, we have not been happy with our options. We recently changed healthcare providers and switched to a health-sharing ministry.Our previous health care solution was through the RVers Insurance Exchange and we also tried the Affordable Care Act one year. We currently pay $250/month for both of us on our health-sharing plan, which is significantly less than we used to pay through traditional providers.
Thank you for the blog! My wife and I also adopted our 10 year old son over a year ago now. We are very set on downsizing and moving full time into a 5th wheel. We are looking at staying annualy in an RV park here in St Petersburg Florida. My question is are there parks that accommodate families? We are in our mid 30’s and almost every quality RV park we search for says they are 55+ community. Do these places still offer spots for people like us?
I know clothes are the hardest to pack, especially for us women! This tends to vary for each person and will depend on the length of your trip, but I will say that you need to pack for all weather types. No matter where you are in the U.S., the weather can change quickly! We were surprised by the temperatures in many places. It rarely seemed to be the weather we expected. Now, this doesn’t mean you need to bring everything in your closet.
I heat my home with a very large woodstove and it takes up so much of my time in the winter hours. I have to collect firewood 12 months of the year just to stay stocked up and I live near St. Louis where it is mostly warm. If you could send me more info. about your cute little wood stove I “wood” really appreciate it. I need something smaller for my greenhouse.
One of the biggest mistakes that we made was how many tools we packed in the RV and truck! We are so tired of hauling around a bunch of stuff that we don’t ever use. We therefore recommend you stick to the basic tools (screwdrivers, drill, pliers, hammer etc). There’s no reason to haul around specialty tools for that rare occasion or instance that you’ll need it. You can always buy or rent it!
This is an excellent post, Nina. People ask us all the time what it costs to RV full time, and we’ve come up with just about the same answer as you —we figure $3500 for a comfortable and varied lifestyle that includes a mix of state and federal parks, some boon docking, occasional expensive RV resorts, and camp hosting. We travel a lot of miles every year driving from the Pacific Northwest to Florida and back, which I realize isn’t typical.
We have just decided that we are going to plan a 6 months tour of the US in an RV! I have been looking forward to this moment for years and years! I was born in the US and have lived the the UK for most of my life but feel the need get back, something keeps trying to pull me back and now I’m a coming!! I also was separated from my brother when I was 2 years old and never met, I search for him through adoption agency for years and guess what HE found me!! So we are coming over in September to meet my brother and his family after 47 years!! holy moly! My bother and I are super excited…. So, I need to ask a question what type of RV should we purchase for me and my partner and we also have 2 dogs? I have been looking at the Thor Ace but not sure if this is a good choice or not, any advice would be much appreciated.
After the holidays we got back at it. People started to show more interest in the house, so we knew we needed to do some drastic clearing out. It was an emotional process. I was so attached to the kids’ toys and things – more so than they were! I had to dig deep to get past that. We included the kids in the process and didn’t just take things away, but instead asked them to help make the decisions. They were great with it. They were much quicker to let go of things than I was. It really helped me with the process and to realize, if they could let go so easily then so could I.
And don’t forget the discount cards and passes. There are plenty out there and your glovebox should be stuffed with these money-savers before you leave. Tops on that list for any RVer over the age of 62 is the Senior America The Beautiful Pass. For $80 the Senior Pass provides lifetime admission to every national park and 2,000 more recreational sites—and that includes up to three other adults in the vehicle.
We are doing our research now too. Still in our early 50’s so we’re too young to retire and no savings but we are worried that “someday” may come too late in our lives to be able to do what we have always wanted to do and that is travel the country in an RV. So, we decided that we are just going to make it happen. We are super excited but scared too. Both of us have great jobs right now with excellent health insurance so our biggest concern is health insurance and how much that is going to cost us.
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Your water hose WILL FREEZE! Do not leave your water hose connected during freezing temperatures. There are special water hoses you can plug in to keep warm, you can also make a heated water hose using Pipe Heating Cable (Heat Tape) and Insulating Foam Pipe Covers. During extreme freeze your ‘heated’ water hose may still freeze. Numerous times I’ve seen people in the bathroom trying to thaw their heated hoses. Save money and save hassle, just fill your fresh water tank and disconnect your hose, repeat when necessary (it’s really not a big deal and it will save you money and you won’t have to store a bulky winter water hose all year)
RVs aren’t cheap. Well, new ones aren’t at least. We bought our 1994 Coachmen Leprechaun in 2014 and sold him 48 states and 22K miles later. After buying an renovating “Franklin” for 12K and selling him for almost 10K, we really only spend $2,000 for our home. This is the definition of a steal and probably the main reason why I highly recommend buying used.
RV insurance – It is important if you are living in your RV full-time to specify this to your insurance company so you are covered not only for the RV, but your contents as well. If your RV is financed, you will want to be sure that it is insured for the full payoff value. If it is not, you will have to decide the replacement value. Just like car insurance, you will choose your deductible level as well.
This includes both truck and full-time RV insurance for our 5th wheel trailer. We pay it annually, but the monthly cost is shown. If we had kept our Arizona home address, this line item would have been twice as much. There is more detailed info on the selection of a domicile (home address) and the implications that choice has on your vehicle insurance in the fulltiming section.
Did you ever read those Choose Your Own Adventure books? I’ve been been wishing I could read ahead and see how different choices would affect the boys. Would they end up angry at us always wishing they had a chance to experience “normal” teenage life if we kept full timing in our RV? Or would they look back and say, “Man, my parents were great and knew what was best. I spent most of my life living in an RV seeing all these cool places!”
Or maybe you are like me. I took early retirement with a pension of about $1100 per month and I don’t have to work at all unless I want to for whatever reason. I am young and healthy so I am working as a campground host in some beautiful places. That way I can build more of a savings account or spend more as I want. Many people have social security or disability checks they live on.
We should have done whatever it took to buy the truck and trailer first, even if it meant financing them both, so that we could practice getting adjusted to our new life. As it happened, we rolled up to our first campsite after driving all day (another huge mistake), and didn’t know how to do anything – hook up the electric and water, turn on the cookstove burners, run the heat. It was cold, dark, and we didn’t know where anything was. It wasn’t the ideal way to start our full-time RVing adventure.
Pete, the ugly truth is: RV MSRP is a joke. Most people end up purchasing a new RV for 20%-30% off the MSRP. If you purchase a unit that’s new and last years model you can expect to get 35% – 40% off MSRP. Of course everything depends on supply and demand, and how long the dealer has the unit on the lot. If you want the biggest discount purchase a used RV that’s 2-3 years old, and buy an extended warranty.
Chip took Penni to a used RV lot just to “check it out” in 2015, but they ended up buying a 395-square foot camper they call “Daisy.” They say they love this lifestyle now and have no plans to return to a typical home. Penni is selling her condo in Montpelier because they don’t think they’ll need it anymore. They track how many states they have been to on a map on the side of their RV. The current tally is 25.
They also shed themselves of furniture, artwork, anything that takes up a lot of space (such as hobby materials, holiday decorations, boxes of family photos, libraries, magazines, newspapers or collectibles), pets, unless they are very small, bulky electronics, excess clothing (especially bulky items), duplicate household goods (such as second sets of dishes and silverware), decorator items, heavy cleaning equipment (such as full sized vacuum cleaners), duplicate tools and recreational equipment (such as kayaks, skis and clunky sports equipment).
We agonized over the cost of full-time RVing for a long time before we jumped in. The truth is costs are flexible and totally manageable and our experience has certainly proved that to be so. There are great options for saving money both on camping, gas, health insurance, taxes, car/RV registration and other areas. You can take your time and boondock, workamp along the way or run around and stay in pricey resorts. All can be great experiences, but the real beauty is that the choice is there.
I need your advice if you don’t mind. My wife and I saved about $25k and we thinking about quit the jobs and travel around US next year. We thinking about buying an used trailer and a reliable (used) truck to tow. I want to buy (used)class C rv and a (used)small car but we have limited budget. What will be the best choice for us you think? Thanks for your help in advance!
I talked to you on IRV2 before. I go by “Rollingsmoke” on there. Got the name from the woodstove I built and had in my motorhome. I never plugged in anywhere was always random ” camping “;) in the mountains…. If you want some tips on how to have running water in the winter feel free to ask. I can give you a few tips. Either way works but I liked having running water. It’s challenging but doable.
Prices for LP are all over the map, and we haven’t been very diligent about shopping around. We just buy it when we need it from whoever has it nearby. We’ve been paying anywhere from $2.59/gallon to a little over $4.00 a gallon in 2014. We use about 15 gallons per month: a little more in December/January/February when we use our vent-free propane heater to heat the trailer, and less in summer. RVers that stay in RV parks and campgrounds with electric hookups use a lot less propane than this, because they don’t run their refrigerator on propane 24/7. If you have hookups and don’t have metered electricity, you can save on propane costs in the winter by using an electric space heater.
One thing to note with the small space heaters is that they can take up a lot of power. You may end up tripping a couple of breakers as you figure out how the power flows through your RV. If you flip a breaker take a second to note what you have plugged in and where. By doing this you’ll gain a better understanding of what you can run at the same time, and more importantly what you can’t run at the same time.
This item is here because it is a regular part of the boondocking lifestyle (you’ve gotta go every two to three weeks at a minimum). Many RV dump stations are free, but if you have to go to an RV park to dump the tanks because there aren’t any free ones nearby, it will generally cost anywhere from $5 to $15. Our RV dump station page has other tips and tricks related to managing the holding tanks.
[…] The down-time is also giving us some space to plan our next steps. In the last big storm we discovered yet another leak in…guess what?…our”big” slide on the front drivers side of the rig. This same slide, and the woes of getting it fixed was the very reason we rushed ~1000 miles cross-country to Oregon almost 3 years ago. Back then the main problem was in the back of the slide near the fridge. Now, the front has moved out of alignment with the front edge dangerously close to catching under the rim of the RV. Simply put it’s just a poorly engineered design and we should never have bought a rig with a heavy object like the fridge in it (one of our “10 Things I Wish I’d Known Before Fulltime RVing“). […]
On our current Class A motorhome, we spend an average of about $600.00 per year on maintenance, but that is because I do a lot of the routine maintenance and repairs myself. Annual maintenance on an RV varies by type. A Class A or C motorhome will cost more annually than a Fifth Wheel or Travel Trailer, because they have engines to maintain. But even with the trailers, you have to include the maintenance cost of your tow vehicle.
Yes, you can use a correctly rated extension cord for temporary use. A 20 amp cord minimum for a 1500 watt (12.5amp) heater. Add a surge protector for more safety. The cord could accumulate heat if coiled in closed space next to combustibles, like your plastic RV compartment. Fire from electrical overload is very real and RV’s burn very fast, which is why they all have a second exit in or near the bedroom out the window. Extension cords are prohibited because most people would not follow the safety precautions. RV’ers should! Check your smoke detector for early warning at night. (yes, this sounds like too much concern, but fires happen and RV’s burn fully in minutes)
I just discovered your site and it’s awesome! In 5 years I plan on doing what you are doing…..and in the few minutes I’ve spent on your site so far, I’ve discovered I can learn a lot from you. I also like that you focus on staying in/on public lands, etc, versus the “RV PARK”. That is one thing I’ve been hesitating about – finding those more natural places to be, versus in the RV Park…. I don’t want to be in the RV park type thing — at least not the ones that would feel like I’m in just another suburban neighborhood.
I can access the maps on the BLM Navigator and zoom in without any problem. I do not see any way to remove layers as you describe. There are 7 different map “views” such as street or topography, but nothing underlying that can be altered. So I am not sure if the shaded areas (several different shades of green and a flesh tone) are BLM land, or something else. Is there a particular browser required? I am using Firefox and Chrome.
Our recreation expenses are all over the place. There is no right or wrong, black or white, night or day. Some months it covers a movie rental or two while others it serves as admission into a children’s museum. This past month it paid our way into 3 different state parks, an iTunes album, 2 television episodes, a fishing road and fishing license, and some craft supplies for my daughter.
Obviously, electric blankets on your bed make for more comfortable sleeping conditions during the cold winter nights. I discovered another great use for electric blankets by accident. I draped one over the sofa and left it on a low setting. Even when I wasn't on the sofa, I left the blanket on. The temperature radiates into the air, adding wonderful warm heat to the RV. My sofa was built in to an extending unit on the RV, so it was a very drafty area to sit on cold winter nights. The heating blanket worked wonders for keeping me warm.
lived full time 3 years, in Colorado in mountains in a optimized 1989 truck camper (since upgraded to a bigfoot 4 season camper built in british columbia specifically FOR winter camping. The bigfoot should allow water in pipes not to freeze, so I am told. they also make class C rvs. the construction is the best of any RV I have ever seen. better than artic fox truck campers because its 2 pieces of boat hull fiberglass clamshelled together top and bottom, no seams, just the windows. plus extra insulation.
My husband is possibly getting us transferred to Winnipeg, MB, Canada in the next couple months. Being that he’s never set foot in Canada and I am a sand person – not a snow person, we thought we would sell our house in Indiana, buy a fifth wheel and find a year-round place or campground to park, near his work. I said if it doesn’t work out, we’ll pack up and head straight for Florida (or someplace warm at least).
With the 2 dogs we knew hotel hopping wouldn’t work, so what is the best way to travel with pets? An RV! We started looking for an RV that we could take on short trips once we downsized. We found a 29 foot Class C which we bought to give it a go. We took our first long trip to Florida in January, and we were hooked. We called my sister and said let’s forget the duplex and travel full-time in our RV!
I’ve heard that vehicle insurance rates are based on the demographics like population on a county-by-county basis (as well as each person’s age, driving record, etc.). Are you aware of any significant differences in insurance rates between the counties in South Dakota where the mail forwarding services are located? A couple of them are in very sparsely populated counties, but I haven’t seen them promoting this as a reason to choose their services.
Our next step was to partially winterize by draining the tank, adding RV antifreeze, turning on the pump and opening all cold water taps (we didn't want antifreeze in the water heater). When the antifreeze appeared, we turned off the pump and switched to water from the city water outlet. The pump and surrounding water lines were then protected.
Since we don’t eat out a lot and we try to buy organic, local food that tends to be a little more expensive, our grocery bill is one of our biggest. We shop a lot at Costco (you wouldn’t think a bulk store like this would work, but the prices are right for the things we like!) and Trader Joe’s for most of our groceries. We also lump in here things like cleaners, toilet paper, shampoo, new clothes, etc.
Once again, the answer may not be what they want to hear. The amount a young couple should spend on their first RV is what they can afford. It’s really as simple as that. Unless they know they can afford and support debt, then they should buy what is affordable, whether it’s a smaller used RV or something new. It’s much easier to upgrade than downgrade, so think about what is actually needed versus what is wanted. We sometimes get caught up thinking we need all those fancy gadgets and toys when it may be possible to get on the road much sooner if we become more realistic with our needs.
After months of research, we decided we wanted to follow the Classical model of eduction. In the beginning, we were going to follow the classical model of education to a T. It would only be a few short years until my kids were reading the Odyssey in Latin. Reality check! It didn’t take long for me to realize that wasn’t going to happen. For the most part, we have stuck with the history cycle and somewhat with the stages of learning but realized we couldn’t, or rather didn’t want to, “do it all”.
I think the best thing a person could possibly do if they KNOW they’ll be wintering in their RV is to buy an RV that’s set up for all-season use. Those have better insulation and even heated basements to prevent pipes from freezing. They cost more (of course) and are likely heavier, but I will never spend another winter in a cold climate in an RV that isn’t set up at the factory for winter use.
Lovely to “meet” you on the blog! You know regarding safety the *only* time I’ve ever felt even close to unsafe is in the center of big cities. We had one incident (in San Antonio) a few years back that sent us running, but other than that I’ve never felt unsafe. Whenever we’re in smaller cities or the boonies I’ve always felt perfectly fine. So, I guess I’d recommend getting out of the bigger spots and into some more rural areas…more space for the boys too?
No matter which way you decide to go, make sure you cover and insulate any exposed piping coming from the water supply and the spigot! If your water connection to the RV is on the exterior of the wall (not inside a bay/basement) you will also need to cover and insulate that connection very well. If you do have a wet bay you should consider placing a space heater in the bay just in case temps get low enough to freeze and burst the connection.
The days after doing each of these things, I really felt it in my muscles: shoulders, arms, abdomen, etc. But the soreness felt good. I can’t really explain what I mean by that. I think it has something to do with finally being back in shape after so many years of living in limbo. I’d let myself go physically (and mentally) while my future was delayed, waiting for a partner to fulfill promises he never meant to keep. Losing weight last year, getting back into outdoor activities, feeling good about myself again — that’s only part of my reward. The other part is the ability to do hard work again, to get a job done without waiting for someone to do it for me. (Not to mention the ability to make decisions without having to debate them with someone who seems to prefer arguing over getting things done.) The aches and pains were a reminder of how good independence really is and how great it feels to be physically fit and healthy. I love it!
This is a wonderful blog! We are getting ready to start our RV adventure as newbies, in our 34 footer! We are avid motorcycle enthusiasts and will be planning our trips based on where the best motorcycle roads are in the US. Regarding the comments about size considerations, we will pulling a 10 foot trailer with the motorcycle. Will that have to factor into size considerations for sites, or can we just get creative with how we park the trailer? Any feedback is greatly appreciated!
1) They have income and some savings, or they would not be considering the full timing lifestyle. Or maybe just got an inheritance of a few thousand $$. In other words, they have, or soon will have, enough money to buy an RV. A good rule of thumb would be that any RV they might consider buying should cost no more than 1/10th the value of the home they bought. Depending on their cash on hand, the type and size of RV will be determined by their needs and wants. Here are some things to consider: Full timing – Top 10 Questions
Worst case scenario: our RV’s transmission went out a month before we were supposed to head out on our trip. That took $2000 out of our emergency fund before we even started, but it gave us peace of mind that the transmission would be good for the trip. So, we kind of got lucky. Moral of the story: have an emergency fund that can cover your worst case scenario.
Also, tanks and fittings are encased in the heated space, so electric pads and tapes aren’t necessary and the plumbing is all protected. This also means the floor is not the outermost part of the insulated envelope, keeping it MUCH warmer. The most hard-core of these units use hot water heat fired by propane or even diesel fuel (handy if the unit’s engine is diesel) and in that case, the heating system also partially heats the engine and fuel tanks to make it even more reliable in the truly bitter cold. The best ones run a heating line parallel to the plumbing lines keeping them all heated and protected. This heating system is really quite genius and the pump that moves the hot water uses surprisingly little power.
For the conduit, I used brown vinyl downspout pipe. That’s the stuff people usually use to go from the gutter on the edge of the roof to the ground. I bought six 12-foot lengths of the stuff and six connectors. I also bought a pair of matching flex elbows to use at either end. I ran the PEX in this pipe, making connections as I went along. Then I laid it in the trench, put the flex pipes on both ends, and connected the ends of the PEX to the water source and RV. When I was finished, the PEX was completely enclosed in the pipe.
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It can be a challenge to figure out what to bring for full time RV living. “Is one pair of sandals enough or do I need a second pair for campground showers?” We ended up having way too much stuff. After a month of RV living we decided to sell the bicycles because we never used them. A few months later, we performed a spring cleaning by re-evaluating everything in the RV. Many articles of clothing ended up in the donation pile because neither of us had touched them since we moved in.
Hey savvy savages! We have an absolutely incredible story to share today. We had the privilege of interviewing one of the coolest couples around. Heath and Alyssa from HeathandAlyssa.com share their story on how to live in an RV full time. This young couple is the definition of daring to live different and we are obsessed with their story. Enjoy! – T$C
For income, the pair relies on occasional real estate investments, though they are currently out of the real estate game and filling in as campground hosts in Florida in exchange for free rent. Their job entails greeting and assisting fellow RVers, keeping an eye on the campground and driving a tram that runs to the beach. They still look at potential real estate opportunities as they travel, but they’re not too eager to invest.
Life on the road can often get lonely, even for couples or families who travel together. Committing to the full-time RV lifestyle often means forgoing a sense of community, missing out on family events and waking up every day in a new, unfamiliar place. For the Nealys, this is the greatest challenge of full-time RVing. To cope, they’ve built a network of friends on the road, most of whom they met through the growing community of full-time RV lifestyle bloggers. Jennifer started the couple’s blog Nealys on Wheels to join this sort of makeshift social network. The pair began to make connections with other full-time RVers through their blog and through Instagram.
People say to me all the time, “But how can I afford to live in a van and travel all the time?” My answer is aways, “How can you afford not to?!” Let me prove to you right off the bat that you can live the free life. Here is a budget showing just how little money you need to live and travel full time. One column is for a $500 a month and the other is for $1,000 a month.