With our retirement within 5 years, your blog is a continual source of information, inspiration, and encouragement. Thank you so very much. As far as saving money, have you read “Retire to an RV” by Jaimie Hall Bruzenak and Alice Zyetz? It’s an e-book that I found on-line and downloaded (PDF-format). It seems to be a great source of “living in an RV” information including how to save money. Thanks again. Neal
As soon as my house sells, I will use the proceeds to pay off all my remaining debt and my wife and I are planning a one year sabbatical traveling the country. We aren’t getting any younger and while I have had the luxury of traveling all over America with my previous jobs, my wife was raising our kids and not able to go with me often. This time we will travel together all over America and plan to write a BIO blog of our journeys. I am excited to start such an adventure before I am too old to do it. Sites like this one have been my inspiration to taking the leap of faith.

Hey Bill, keep working on the wife! As for your questions, please remember we are travelers, not banking or financial experts and definitely don’t feel comfortable advising anyone on the subject. So, what works for us, may not be best for you. We have a permanent address in Texas (our home state) and have a CPA that handles our taxes. There very well could be some deductions for you, but you will need to talk to a CPA to find out.

I really enjoy reading your website and watching your YouTube videos, I find your vidoes and website extremely helpful. My only child is now 19 and on the road to self-sufficiency via college. As a soon-to-be empty nester, I plan to keep a small townhouse for my young adult child to live in but I am going to travel part-time in a RV. I have the ability to work mobile in my employment and I am only 42 years young.
We are both foodies and people watchers and in our first month we were doing lunch and dinner in nice restaurants and a Starbucks to use he wifi almost every day. We went over our food budget by $2500.00!! the first two months…. Now we have found that we can go to “coffee shops”. Have a lite snack without liquor or expensive beverages and then go home and share a great bottle of wine over a wonderful campfire dinner. Third month is under budget! So I would have to say food and drink was our biggest expense surprise.

My State Farm agent Will Tweed set me up for success when helping me plan our insurance needs. Thanks to Will I just received a check from State Farm for nearly $3,700.00 to pay for my replacement camera mentioned below in the additional gear section. This brings our 6 month spending total to $19,164 that’s $1,597 per person per month for living full-time on the road. Not too Shabby.Expenses 02/01/2012 through 07/31/2012$22,864.00 Grand Total for 6 months of RV Travel for both Nikki and I to live full time on the road in our Motorhome. This is approximately $1,653 per person per month. At this rate we’re on target to spend a similar amount as 2011. This really stinks as I feel we’ve been more frugal this year on the road vs. 2011. In certain areas we’ve saved literally thousands, but in others we’ve added expenses!Here are few ideas on how we can save money: (if you have any ideas, we would love to hear them)
One of the biggest mistakes that we made was how many tools we packed in the RV and truck! We are so tired of hauling around a bunch of stuff that we don’t ever use. We therefore recommend you stick to the basic tools (screwdrivers, drill, pliers, hammer etc). There’s no reason to haul around specialty tools for that rare occasion or instance that you’ll need it. You can always buy or rent it!

My husband and I are planning to transition to full-time RV living in the next 2.5-4.5 years once our oldest kids graduate high school (youngest will come with us and homeschool). We are concerned our biggest expense will be self funded health insurance. In your financial reports you say you haven’t purchased health insurance. What about now that Obamacare penalizes you on your taxes? Have you still chosen not to purchase health insurance and take the penalty or have you found a more affordable option? We have some medical expenses so likely couldn’t go completely uninsured. Hubby is considering a remote work job with benefits for this reason but really we’d like to travel for 1 full year without huge work commitments then do something like seasonal park ranger half the year and travel the rest of the year. Any advice or insight in this area would be awesome! Thanks for sharing your financial information. It is very helpful!
You asked if any one read or cared about the expense reports, I do. We are in the downsizing mode and it will be 1 1/2 years til we full time. ( We just bought a fifth wheel that is in storage and have no truck at this point) I have visited several other sites and keep returning to yours. I think I could write a blog on preparing and down sizing but have no idea how to start one. Please keep up the expense posts.
It can be a challenge to figure out what to bring for full time RV living. “Is one pair of sandals enough or do I need a second pair for campground showers?” We ended up having way too much stuff. After a month of RV living we decided to sell the bicycles because we never used them. A few months later, we performed a spring cleaning by re-evaluating everything in the RV. Many articles of clothing ended up in the donation pile because neither of us had touched them since we moved in.
Gosh young folks! This may sound critical:-) You don’t seem to have enough good ideas how to live frugally or even inexpensively. You could do fine for half the amount you spent. Just look at your clothing expenditures or the $845 for houseware? D-oh! Hey we find Columbia sportswear and other sick stuff at Goodwill and ARC. You just have to make it a habit to check em out and go to the ones in the nice part of town! Learn to horsetrade and to borrow and lend use of things like kayaks, bicycles and sporting goods or cars. Don’t buy everything! Buy hardly anything brand new! its fun! Add an extra fuel tank and always fill up when in the cheapest regions. Saves a lot.A new laptop battery could be bought online for very little for most any model including MACs. Our phones with limited web access and unlimited text are only $30/month. Always stay at least on model behind the latest and greatest high tech gear. It costs half the price. I am typing on a MB Pro that is not quite as thin as the latest model:-) Who cares?
$795 Cell Phone Expenses – Nikki is still on Verizon ($432) and I’m on AT&T ($363). We both have the bare minimum talk and text plan, with (grandfathered in) unlimited internet. Basically I’m throwing my money away 50% of the time because AT&T’s coverage outside of major cities is CRAP! My contract is up in January so I’ll probably switch over the Verizon (even though I’m going to lose my unlimited internet, yes….AT&T has been that bad). Doubt we’ll be able to save any money here, but at least I won’t be wasting money on a phone that doesn’t get reception.
My fiance and I LOVE your channel, and identify with you guys a lot. Many of our decisions are different than yours but due to different circumstances (our skills, our work, our location/weather, our priorities.) We are about 1 year behind you on our journey. Many of our decisions are also quite similar. We see your thought process and your attitude and think you have all the ingredients for success.
Last winter, we spent the week leading up to the new year with around 40 other rigs in the Anza-Borrego desert. It was truly one of the most memorable New Year's Eve nights we've ever experienced. We sang karaoke (well, not us, we watched karaoke), burned a plywood borrego, and ate like kings at a potluck out in the middle of nowhere. It was pretty fantastic. From there, we broke off with a smaller group in search of better internet and continued with the community happy hours. We then hiked it up to Quartzsite for an Xscapers convergence and another gathering of close friends. It was a pretty great way to spend a month, especially before we all dispersed in different directions for the spring.
We all have those items that are our staples. You’ll sit there and try to justify whether you should or should not bring them along. Our advice: BRING THEM! Make room for them. Make it work! If they make your life easier/better, they deserve to make the cut. You don’t even have to justify it. We are so happy we chose to bring along the items that we love and have used for years, even though some of them may seem unnecessary when your space is limited.

Remember to boil the bones of chicken and beef with a little vinegar to bring out the best, the chicken feet have great collegen.. bone broth is great for you. Kombucha is also for the immune system and easy to make. Make all the food you can.. it is very satisfying and better for you and tastes better. get a book and homemade medicine and try the young living essential oils.. The woods is full of medicine. Let me know if I have helped or hindered or can help in the future.
Amy, we do shoot videos and photos along the way for pay that we don’t show on our blog; that is Jason’s chosen profession. As for me (nikki) I knew I would not be a makeup artist on the road. It’s impossible to do exactly what I did from the road. I was always on location for production/advertising work that would require me to be in a central location. So now, I market myself as on camera talent, writer and edit photos.

We hope this information will help you plan a realistic budget for your RV travels. However, it is important to realize travel is deeply personal and each person has their definitions of what they can or can’t live without. For us, we like great quality food (organic, local, straight from the source), great experiences (we’ll spring for the hot air balloon tour) and free camping (BLM, National Forest…). If you’re curious how we make money while living in an RV full time check out our post: Make Money and Travel – Gone With the Wynns

$823 Specialty Stores – We don’t shop that often at chain stores however there’s certain luxury food items, cleaning supplies, kitchen utensils, etc we can only find affordable at places like TJ Maxx, Ross, Target, Michaels, CVS, Tuesday Morning, Wal-Mart, etc. When Nikki needs specialty spices for cooking, fancy truffle oils, a pack of tissue, or a random cleaning product we’ll swing into one of these places. From this amount I’m positive a couple hundred bucks was for clothing or shoes (Nikki found a sweet pair of Barefoot Merrill shoes one day) and the rest of the total amount was for non-clothing stuff. So all you who gave us a hard time for the amount of money we spent last time on clothing for the last report can rest easy, we’re NOT shopping constantly, the only reason we spent so much on clothing last report is we hadn’t purchased new clothes in quite a while, and we were running low on Summer outfits. So there…..YA HAPPY NOW? Ha 


How have the Thousand Trails parks been? We stayed in one in Indio, CA which we disliked so much that we decided to speak no more of Thousand Trails. About the only money saving thing I can offer is monthly rates, rather than daily or weekly. But then, that sort of defeats the purpose of having an RV. I’m with you on coffee/alcohol! I’ll give up something else.
I am an aspiring homesteader on a journey to become self-sustainable and free. In my past, I've worked corporate jobs to make ends meet and get ahead a little; it didn't make me happy or confident in my future. Since taking the leap to self-employment and living a more simple life, my happiness levels have increased greatly and I've never felt more alive. I finally understand what I want in life and how to get there, and that is what this blog is all about.
Greetings, I so enjoy your blog and love the perky and positive style. It’s so fun to read. You guys are very adventurous. I know because we are “nomads” too, having sold our house in Hawaii almost 2 years ago. Now we are part time USA-RVers, part time international travelers, carry-on bags only, thank you. We just spent 5 months in 7 countries in Asia. This life is super! I love how you share so much about your life, including the details, and encourage you to keep it up. To hell with the grump-sters. But as a blogger myself, I understand how criticism dampens the spirit….Keep it up and write more. I love reading it! You can check out the tales of our 2 years of adventure on http://carolsuestories.com. Roll on!
But personally, I wear jeans, shorts and tee shirts in warm weather and its fine with me. Didn’t buy any or very few clothing. I ain’t got no cat either. The Truck/RV insurance in Quebec cost me 1200$ and personal insurance 700$. I do not eat out once, no fast food ever and I make my one food so it’s good and healthy. Groceries cost : 2,125$ including fine wine every day in the evening.
We are a Navy family of 6 (+3 cats) just starting out in a 34′ trailer. I am so excited to have found some families living a “full timer” lifestyle. We will mostly be tethered since my husband is still in the service, but we are thrilled that it will make traveling and changing duty stations MUCH easier! WalMart parking lots are fantastic for pit stops, it was a relief to know that I could just pop over to the grocery store if we had forgotten anything! Just wanted to say thank you in advance, since I am already brain-storming ways to organize our limited space, and figure out exactly how much we want to take with us! Best wishes on your journey…

It’s funny that several of the blogs I’ve come across with budgets have talked about judgment on expenses and what a commenter feel is an excessive expense. Everyone has priorities in their lives and budgets. I’m sure if you looked into the finances of these commenters, you could find spending that you may think is excessive to you, but to them it’s a necessity. People need to LIGHTEN UP! 🙂


Jay, glad to see you decided to write back! Maybe you are referring to the sponsorships we get like our solar from Go Power or our Thousand Trails membership? We do a lot of writing, testing and documenting in exchange for those sponsorships…so it’s a lot of work, not freebies. As for the different ways we have found to save money or great discount programs we do write about those. For example: how to find free camping, fuel saving tips, mexico for dental and the list goes on. If you haven’t already, spend some time on our RV’in page and you’ll learn about a lot of the ways we keep our expenses down. If you can think of some specific questions, please ask away. We are happy to help put you at ease or help prepare you for those unexpected expenses.
I have raised 5 sons,and paid for two farms and have brought our twin sons in with us when we built a new barn housing 150 plus dairy cattle .Gardening and raising cattle and kids is time consuming and must be home every am and pm unless you can find some one to do the chores. That is one reason I would like to go off grid.. a little simpler life. I am sure our Grandchildren wouldn’t mind and I think it would do them all good to do the simpler way of life. (all 10 of them, ranging from 20yrs to 2 months)

Total Expenses for this time period: $18,377$1532 Fuel Cost – From the Jersey Shore, through PA, into Indiana for Service, to St. Louis for a wedding, Dallas, Cloudcroft New Mexico, and into Lake Havasu City. We logged a lot of miles across this great country in both the RV and the Smart car. Can’t really balk about this expense, it’s a lot lower than the both of us taking a few flights. If you’re curious about mileage check out the post Monaco Vesta Fuel Economy you’ll find way more info than you’ll ever need to know on our fuel economy, and how to calculate your RV Fuel MPG.$76 RV Park Camping – Camping for next to nothing: Possibly the biggest “Happy” Point for our 2012 travels across the Eastern part of North America! Thanks to our Thousand Trails membership, several nights of Wal-Mart & Truck Stop camping (if you’ve never stayed at Wal-Mart in an RV you must watch this Video Boondocking at Wal-Mart it’s actually our most popular video of all time!), and a few friendly people who opened up their driveways, we were able to stay for next to nothing the past 5 months. Also we’ve been doing a few trade-outs with campgrounds providing video and photography of their campgrounds for a small fee plus free camping. Goes to show you if you have something to offer a campground, reach out to them and see if they’re willing to do a trade (we know several people who camp for free because of a specific service they offer the campground).$982 Smart Service and Repair – This is the first major service we’ve had to complete on our little SMART car. Apparently we’ve been a little rough on this little guy, when we were in for our SMART’s yearly oil change, we were informed he sprung a small leak in the oil pan from a puncture wound. Considering we drive our little SMART off road, over mountains, and tow it behind our RV for thousands of extra miles, I’m not complaining one bit. On a happy note: We only busted 1 tire in the past 5 months (and ZERO rims) and my tire warranty paid for the replacement. Also in these expenses is a $300 spare rim and tire (our tire and rim warranty covered the replacement of a busted rim from the beginning of the year, I paid $200 to have the rim repaired, and $150 for a new tire to go on it. Now for the first time since owning the SMART we have a spare rim and tire! What a relief, now when we bust a rim or tire there will be a swap available in the RV….ahhhh the little things that make life a little more simple and stress-free).$220 RV Service and Repair – No issues over the past 5 months. We did take the RV to the “new” Monaco factory in Wakarusa Indiana for service however all our issues were covered under warranty. The TX registration sticker cost $220 for renewal to keep our plates up to date.$1034 Insurance – Carrying the same insurance coverage as the previous report minus the SAAB as I’ve now sold that….and no we still do not have health insurance. Although I did get a quote for catastrophe coverage and the cost was nearly $300 per month and we would pay the first $10,000, then the insurance would pay 80% of anything over $10k. Health insurance for individuals who own small businesses just plain stinks! Oh and if you’re like us and working from the road with expensive equipment you must purchase a ‘rider’ to make sure your gear is covered while traveling outside of the RV. Our policy sent me a check for nearly $3,700.00 when I dropped my camera into the creek. See the previous post for details.$2893 Gone With the Wynn’s Website – In case you haven’t noticed we have a completely new look! From tip to toe we’re sleeker and sexier (or at least we think so). Downside is these enhancements didn’t come for free. In order to dish out this contemporary new look we were hit with website theme fees ($100), Hosting Fees ($100), Email Distribution Fees ($120), Video Hosting Fees ($100), Facebook Fees ($120), and so on and so on! We also had to hire a website designer and a website developer to help us make the move, address all the unknown issues that came up during the transition, to help us customize the site to fit our niche needs, and for that we spent a lot more than we ever anticipated: $2353. Needless to say for a website that doesn’t directly make us any money we’re forking over a lot of dough to keep this thing going. OK, enough bitchin’ right? Let’s move on to something more fun….

Gosh young folks! This may sound critical:-) You don’t seem to have enough good ideas how to live frugally or even inexpensively. You could do fine for half the amount you spent. Just look at your clothing expenditures or the $845 for houseware? D-oh! Hey we find Columbia sportswear and other sick stuff at Goodwill and ARC. You just have to make it a habit to check em out and go to the ones in the nice part of town! Learn to horsetrade and to borrow and lend use of things like kayaks, bicycles and sporting goods or cars. Don’t buy everything! Buy hardly anything brand new! its fun! Add an extra fuel tank and always fill up when in the cheapest regions. Saves a lot.A new laptop battery could be bought online for very little for most any model including MACs. Our phones with limited web access and unlimited text are only $30/month. Always stay at least on model behind the latest and greatest high tech gear. It costs half the price. I am typing on a MB Pro that is not quite as thin as the latest model:-) Who cares?
$1099 Equipment Upgrades – The more Videos I shoot the more Hard Drives I need, and the faster my computer needs to be! I added a second Hard Drive to my Laptop, it’s a blazing fast hybrid drive and works perfectly as a ‘scratch disk’ for my video files (drive plus install kit $175). I had to purchase a new Wireless Lavaliere receiver due to my unfortunate accident of dropping the camera into the creek (see the previous post on expenses for the ugly details) however my insurance policy covered this cost, YEA! We bought a new “toy” it’s the Canon EOS M ($794), check my post on Secrets to HD Video on the Road for more details on how much we love this tiny camera (and what we don’t like about it). I purchased a new 3TB External Hard Drive for redundant backup ($130), you have to be prepared for a computer or hard drive to crash at any time, better safe than sorry right?
One way to go fulltime and cut expenses is work camp. We have met many people that do this and save a lot of money. Food,insurance,any rv repairs,health insurance are really your only large expenses. Only con is if you still have a lot to see or do not want to work at all this will not be an option for you. And thank you for all the work you put into site very informative.

State Income Tax – Texas doesn’t have State income taxes. There are other states out there like South Dakota, Florida, and others that many RV’ers claim residence to save on insurance, income tax, and vehicle registration. We are actually from Texas so I cannot help you with this info, but I do know there are several locations to find it…you can start with searching the escapees program.

$823 Specialty Stores – We don’t shop that often at chain stores however there’s certain luxury food items, cleaning supplies, kitchen utensils, etc we can only find affordable at places like TJ Maxx, Ross, Target, Michaels, CVS, Tuesday Morning, Wal-Mart, etc. When Nikki needs specialty spices for cooking, fancy truffle oils, a pack of tissue, or a random cleaning product we’ll swing into one of these places. From this amount I’m positive a couple hundred bucks was for clothing or shoes (Nikki found a sweet pair of Barefoot Merrill shoes one day) and the rest of the total amount was for non-clothing stuff. So all you who gave us a hard time for the amount of money we spent last time on clothing for the last report can rest easy, we’re NOT shopping constantly, the only reason we spent so much on clothing last report is we hadn’t purchased new clothes in quite a while, and we were running low on Summer outfits. So there…..YA HAPPY NOW? Ha 
We are opening a Facebook group called RV to Freedom: Learning to Live in an RV where anyone can come and ask questions to learn about living in an RV. We truly hope to help people get over their fears, cut through the clutter of opinions and information on the internet, and learn how to live on the road. We hope you'll join us and share your experiences, too. The full-time RV community is welcoming and open and we want to encourage everyone to join, participate, and form connections. It makes us better prepared and better people. We hope to see you there and on the road!
We were city dwellers before heading out on this never-ending trip. We drove daily to work in big cities like Dallas and the area around New York City (for her part, Kerensa will readily admit she took public transportation daily in NYC and was already out of practice).  Doing it in a car is one thing, but in a motorhome is an altogether different experience. Cars tend to zip around you and most people don't realize how long it takes for an RV to stop. It can be a little nervewracking. To combat this, we try to avoid rush hour and may take alternate routes. PSA: Don't cut off an RV in traffic. You may think you're jumping ahead, but you may be dooming yourself to being rear-ended by something 5 times your size.
×