If you’re looking to find financial freedom and are willing to make some significant lifestyle changes to do that, then RVing could be a path to achieve that but it is NOT a golden ticket quick fix – it’s a bit more complicated than that. I'd suggest checking out Mr. Money Mustache for some good financial tips and tricks if you're really looking to make some changes in your pocketbook.
$2,500 Insurance: Includes RV insurance, Car insurance, Life Insurance, Renter’s Insurance (to cover our belongings at home), Jewelry Insurance, and a Rider policy for camera/computer gear. We switched to State Farm Insurance halfway through the year and it saved us nearly $75+ per month vs. Geico and Progressive. We do not currently have health insurance, I know don’t yell at us… (est. savings $900)
While at the dealership looking at the Cougar, we saw the Highland Ridge Open Range Light LT308BHS. I was impressed with all the space the moment we walked in. Although the master is in the front, there is still more room in the master than other travel trailers of the same layout because Highland Ridge adds 4 inches in width over the standard width of most travel trailers. When you are talking space in RVs a few inches can make a HUGE difference. Highland Ridge also comes with a 2 year warranty and is known for its quality build.
While living by yourself in a camper allows more space and freedom, it sure is nice having another warm body around, ha. But seriously, it does keep you a lot warmer at night if you’ve got your lady or your man by your side, so if they are up for having an experience they’ll remember the rest of their lives, have them move on board with you for a bit. And believe me, you really get to know someone when you share a 10 ft. long living space with them!
Heat pads and ceramic heaters: Heat pads are a great way to directly heat your holding tanks and keep them from freezing. Holiday Rv sells heat pads that can run off 12volt or 110volt electricity. These heat pads can be glued to your tanks to secure them in place. Another great idea is to put a small ceramic heater under your trailer in the skirted in area, this will take the chill off the floor in your trailer because heat rises!
I have been thinking of closing up my home and going on the road. I am a military widow, no children, 4 dogs and was either looking at a class c or b. However, I do have a trailer tow package on my 2015 Explorer. How do I know the best option for me? I am a little overweight and sometimes I can not lift or set up things with the limited strength in my hands. However, I do really want to try this out. What would you suggest? I live outside of Dallas, Texas and there are a lot of RV Centers. Would it be best to go talk to a “salesperson” but I am concerned they will not take my issues into consideration and only try to “sell” me.
The family spent weekend after weekend looking for apartments, but the high rents in the area left them drained and discouraged. "We needed a two-bedroom apartment, and they were all upward of $1,800 a month," Jacqueline said. After seeing some examples of RV living on her Instagram feed, she softened to the idea of living in an RV. "I thought, 'We either finance a $20,000 trailer, or we go and get an $1,800-a-month apartment and try to save," Jacqueline said. "[An RV] just made way more sense."
Odd, why on earth would anyone snub their nose at you for showing all of your expenses? I personally believe that you have done a wonderful thing with all the work you put into this blog of yours and people can simply add or remove what doesn’t apply to them! You both found a way to still bring in some added income by running a small business on the road and believe this is valuable for many who may want to free themselves from the reigns of a 9 to 5 career who may have some retirement to be self supporting, yet want that little extra to enjoy a lifestyle full timing it on the road that’s a little more comfortable and not too limiting.
5. You should have a bit of DIY knowledge. You don’t exactly have to be a mechanic or a plumber or and electrician, but a little knowledge in all of those fields will be helpful for this lifestyle. This is especially the case if you will be moving often and putting a lot of miles on the RV. There is more maintenance involved with an RV than a regular home. Therefore, it would be best to get to know your owner’s manual and what it suggests. Basic plumbing and electrical knowledge will go a long way, as will knowing what to do if your roof or windowsills leak. It is also a good idea to have a maintenance routine that you go through on a set schedule.
This was going through each room to figure out what to keep and what to get rid of. This is where the mind shift started to happen. Did the kids really need 5 sweatshirts what are we going to do with all of these books?! Did we really have to keep all of those Christmas lights when we only used half of them. Things like that. We started looking at our stuff differently and really evaluating what we wanted to have versus what we had just because we didn’t want to make a decision to get rid of it or not. Just keeping it had been easier.
My goodness. You spend A LOT. Some of your expenses I can’t comprehend. They are or should be one-time expenses, and why the large expense for the website? Hosting is $10 a month. There are free websites. Do you pay for SEO or advertising? I am not understanding. And the cell phones. My Lord. I pay $98 per month for mine; my fiance pays $55, because with mine being a smart phone, he doesn’t need anything fancy. There are family plans, too, with most carriers. Your grocery expenses are a bit over the top, too. Do you or would you use coupons, buy red tag items, etc.? All grocery stores have clearance items, and since your space is limited, this would be ideal. You likely don’t freeze things. If you buy red tag/orange tag/yellow tag/whatever color tag items, and then you use them in the next two days, you could feed your family on as little as $10 a day. And you’d eat well. Gas costs… well, gas costs!!! A lot. No getting out of that one. There are other expenses we wouldn’t have, and I’m thinking your RV is a lot nicer and newer. Anyway, good for you for living on the road. That’s a great experience for you kids. And the Mexican dental is brilliant! People may not know that they can get great dental work done on the cheap in Mexico. That’s why there are travel medicine groups springing up.
Monthly Stays – Marinas tend to charge by the foot for monthly stays, ranging from $10 – 30 per foot (we’re 47′ long, so anywhere from $500-1400, plus electric and liveaboard surcharges). Like RV Parks, these are the cheapest marina rates and we’re looking forward to a slow pace of travel spending time in marinas in cool downtowns with lots to do in walking range.
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Usually there are picnic tables and campfire rings at each site. Often the sites at national park, national forest and Corps of Engineers campgrounds are too small for a larger RV. However, some state park campgrounds have absolutely gorgeous big sites that are in a natural setting with a jaw dropping view. Generally these campgrounds cost anywhere from $8/night to $35/night, depending on the amenities offered, the beauty and popularity of the surrounding area and the the season you are visiting.
Great tips! I boondocked for an entire winter in Canada a few years ago, it reaches -45C a few times. Once you get your trailer, appliances and technique dialed in it’s very enjoyable! I wish I would have documented the entire experience. All of the points above are very useful. Another few lessons I’ve learned is to use flex to direct your exhaust from your generator to your lp tanks when it gets really cold, as well as keeping the battery bank warm helps a lot. When I did my winter adventure I was constantly searching for drafts and cold spots to remedy, and believe me, when you don’t see warmer than -20C for months it’s almost a constant challenge. Be creative, be safe! Never get discouraged!
Utilities: Depending on how much you cook and how cold the temperature is outside, you might need to fill up on propane once every month or two. A full 20-pound tank costs about $19 to fill, so let’s say $19/month for simplicity’s sake. Sometimes you have to pay extra for your electric, internet, etc. at your campground, but this is usually built into the rental cost. Finally, your phone bill is likely $75-$100 per person per month.
“My team is very much self-managed for the most part,” he explains. After experiencing a few lessons in human resources, Bearded Brothers can now pinpoint the right employees to facilitate Caleb and Kristy’s unconventional lifestyle. “We want people who are more self-motivated,” says Kristy. “We want to continue to travel knowing that we have a team that likes to be left alone and self-sufficient.”
My boyfriend and I have been living full time in our 81 Lindy for two years now in Colorado. It has been challenging but a huge learning experience. We chose to live this was mainly because we want to save money to buy a house of our own one day and we don’t like renting. We have woke up to an exploded water heater due to the -30 degree weather and have learned that the wind chill is our biggest problem. We winterized it once for a week while we had a new water heater installed but we have made a habit of checking the water every half hour and when necessary; standing in the cold to blow dry our pipes until the water runs. We have heating tape on all the pipes and heating pads on all the tanks which does a pretty good job on keeping us safe but every day is another adventure in an RV and no matter what precautions you take nothing is guaranteed. We just recently learned that we can not run the space heater and cook anything (stove, oven, microwave, toaster) at the same time without our water heater freezing but if we turn the space heater off it drops several degrees and it’s a battle to get the heat back up.
I hoarded propak fish transport lids from petsmart to insulate my rv windows. Tape them on the inside then stretched shipping plastic wrap to create a seal. I also used these lids to line my spigot well and water entry point. Hit up your petsmart on fridays or wednsdays when they get a fish shipment in and ask the manager if you can have them they just throw them away.
When we started out we spent around $4,500 on initial start-up $$. That covered tow modifications, new sewer hose, extra water hoses, surge protector and power cords (30 to 50A cable, plus a 30A extension cable), Lynx leveling blocks, wheel covers, camping chairs and tables, outdoor grill and mat. We also spent smaller $ on various cheap plastic storage bins (for sorting our stuff in the downstairs bins). We didn’t initially buy a TPMS system, but that’s something I’d recommend for folks today and does add around another ~$500 to the total. All these start-up costs were easily covered by selling furniture and various “stuff” from our house.
Hi Folks! We have been camping for 47 years and I am now looking at blogs of people full timing. You have a wonderful site here and I am enjoying it very much. Thank you for all the information you have given us . We have poked along on our trips for the last 8 years. Husband retired and I had summers off. Retired now. Met many wonderful people. We will be looking forward to reading your blog for a long time to come! This year we hope to poke along the Oregon Trail! Happy Trails to you and yours!
My wife and I are joyously offloading our excess stuff (which is pretty much all of it…) in preparation for selling our FL waterfront home and hitting the road next year. We love what you do here and find the information you provide to be absolutely priceless. We are successful creatives who will continue to work our business while on the road, and we have no intention of eating twigs and nuts topped with cat food just to save a few pennies. People are curious and questioning because your lives are interesting, but please don’t let a few self appointed “lifestyle Nazis” get to you – unfortunately whenever you put yourself out there they always come crawling out from under their rocks. Just remember that for every one of them there are a thousand of us fans who know how hard you work, celebrate your success and hope to meet you someday when we both are enjoying a fabulous dinner at some legendary local restaurant. Cheers!
Thanks, Daniel. I’ll try to update the article to reflect that information soon. One thing that really helps when we stay at private campgrounds is the monthly rate. We stayed at a Jellystone in February and the regular rates were $55 per night, but using the monthly rate it only averaged $19.33 per night. That’s more than 50% off! And that was not using any type of military discount.
I just ran across this today. My husband and I are trying to gather info so we can set out on a full time RVing adventure. I have found this info very helpful since we have not fully committed yet by actually purchasing our RV. (He’s retired and I’m not quite yet!) My question is, what do you do about having a permanent residence for times when that is needed? (Like when it’s time to renew your driver’s license.) We plan on selling our home and this was one of the many questions that came up. Any info would be helpful in making a more informed decision. Thanks.
We purposely headed into Colorado and Utah in the winter because we wanted to ski, and because we wanted to travel the opposite direction of most RV’ers who go south for colder months. We were prepared with tools to help our RV survive: a heated, enclosed underbelly on the trailer; heated hoses; space heaters, etc. We survived a low of 10 degrees one night just before Christmas in Green River, Utah, and on and off sub-freezing temperatures the rest of our trip. We even had about six inches of snow in South Dakota after Easter.
My best friend and I just returned from a week away in her 24′ Winnebago. For two ‘very youthful’ middle-aged ladies on the road we couldn’t have had a better time! For the most part we played it by ear; she picked me up at the Atlanta Airport, we pointed the rig toward Savannah, Georgia (great state for RV travel and campsites) and kept going. Spent a few days in Savannah, headed over to Flagler Beach then up to St. Augustine. By far our favorite site of the entire trip was the last one in the Outer Banks. For whatever reason I wanted to go to Rodanthe so we found a very modest small campground for about $30/night right on the Sound side of Hatteras Island. WOW! The sunsets were breathtaking. Mike, the owner of the campground was amazing. Upon our return to PA I went over to the local RV dealer and picked out a 32′ SouthWind. Fell in love with it! Now I just have to figure out how to make money while on the road. Ironically, my primary business isn’t so transportable. Funny, my current business is processing homes, downsizing, relocation, re-directing unwanted personal property through auction and donation to charity, speaking, writing and consulting. It’s always tougher when it’s your stuff. I agree with not storing things – you’re not likely to need them again. I’m giving myself 2 years to clear all of my debt and transfer my income-generating efforts to fit a new, less complicated lifestyle.
Remember Annie. This is my families expenses. It is not meant to be “the be all that ends all” or the average monthly expense for nomadic living. Not to mention this is from the “winter months” wherein we splurge and stay at an RV resort in SW Florida where prices are premium because of snowbirding. Do some searching around on sites like Technomadia and Gone With The Wynns or even the Snowmads to see examples of other working budgets.
Hi! I’m fairly new at this RV living thing and I’m curious about the $153 per month average cost for RV/camping fees you note. I understand that summer is less expensive than winter, for the most part, but a minimum of $20 per night for a week in a National Park, that $153 would come up awfully fast. And full hookups at an RV park I’m seeing anywhere from $20 to $90 (yeh, $90, Candlestick Park in S.F., CA!!! And no, not worth it). Are you boondocking most of the time?
Boondocking – This is a term that essentially means camping without hookups typically in dispersed locations for free (or less than $15 per night). There are many places to camp for free in an RV or tent in the United States. RV boondocking locations include Bureau of Land Management (BLM) land and National Forests. Free boondocking sites are plentiful out west, but significantly limited in states east of the Mississippi. To read a terrific review of boondocking sites in Florida, click here.
Thanks for sharing these details. Just signed up for your newsletter to get more helpful tidbits as you post them. We are planning on downsizing from our SF Bay Area home to a full-time traveling RV and need to work from the road. It’s especially helpful to us to see connectivity costs, which we were thinking would cost us quite a bit each month. Thus it was shocking for us to see folks being able to spend only $600 total per month. We will be lucky to keep our expenses to $2k/month! Looks like a $3K monthly budget could work even after eating out and buying quite a bit of booze 🙂
When we first got the RV the thought of a hard-mounted, fully-automatic Satellite TV dish on our roof seemed just the ticket. Push a button and off you go….fabulous! However camping as we do in lots of spots with trees and obstacles we have line-of-sight perhaps only ~50% of the time making our dish mostly useless. In retrospect a movable dish would totally be the way to go.
For those concerned about dental and medical care on the road, another option is to zip across America’s southern border to get good dental/medical care in Mexico. We have gotten a lot of excellent dental care in Mexico, both in our lives as RVers and our lives as boaters living in Mexico. We have detailed information about dental care in Mexico at this link:
Below is the breakdown of costs, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple, and this time I decided to list in order of most expensive (hey great idea right?).$1,567 Mostly Costco for groceries; also includes Target, TJ Maxx, Nordstrom Wal-Mart, etc for clothing, housewares, and such.
Love you guys! You have such great energy and enthusiasm and are ready for an adventure! We have been on the road for a year now and have discovered Corp of Engineer’s parks. They are lovely, well kept and reasonable. (for us older folks they are half off too… usually have elec. And water and run $14-20 a night. We do have solar and AGM battery so have boondocked on BLM land too, which is definitely a money stretcher. You probably know all this already. Best to you, Cathy
For us, we sold everything and quit our jobs, so we had zero income at the start of our journey. It was important to track all our expenses carefully so that we could stay on the road for as long as possible while not bringing in any income. We had enough in savings to comfortably go a year or two without making any money. You’ll want to figure out what your limit is so you don’t find yourself hitting the bottom of the bank before you make any changes.
They’ve been on the road a while w/ their 2 kids and have both workamped & home-schooled during that time. Really nice family and I have no doubt they can put you in touch w/ others on the road. They just ordered a new rig too. I also like the NuRver group on Facebook…lots of young folks on there and several families too. Also recommend this resource Fulltime Families -> all about folks who live fulltime w/ their families on the road.
Got Questions: How do I keep the pipes from freezing in my RV? What can I do to stay warm inside the RV? Can I keep my walls from icing over? Will my fuel freeze? Is it even possible to RV in the Winter? Watch the two videos below on How To Prepare the Outside of Your RV for Winter, and then How to Prepare the Inside of Your RV for Winter…then read the post to get additional tips and tricks, and any updates about How to RV in the Winter.
After several weeks of looking and test driving I found my 1993 29′ Jamboree Rallye with a Ford E350 motor. It had 54,000 miles on it, no water damage that I could see, seemed to drive well, had new laminate floors, was clean and in overall pretty good condition for a 23 year old rig. I inspected it with my untrained eye: the engine compartment looked clean, the hoses were newer and there were no leaks that I could detect. When I test drove it, it seemed to have more power and a smoother ride than others I’d tested. I also tested the house water pump, refrigerator, stove and generator and they all worked well.
My credentials? I’ve taught winter camping and I have camped outdoors at -25F with normal (not arctic) gear. That’s a good way to learn how to deal with cold. At temperatures below zero F even the moisture in firewood can be a problem! There are solutions, of course. However, I don’t want to deal with this as a RVer. If I did, I’d simply get a basic truck camper, improve it, and then sleep outdoors with a good fire.
I am preparing to become a fulltimer. I am in the process of purchasing a travel trailer to tow behind my truck. It will be myself and 2 english bulldogs hitting the road in the next couple months. I am enjoying reading all the posts and learning a lot. Like you, I will put a few things in storage but I have already told myself 1 year max. I’ll admit, it’s exciting and scary at the same time but if I don’t try I will never know.
We have been camping for all our married life from tent to now a Class A. We have been taking 5 months in the winter for FL for the past 4 years and will be going full time this next year. My husband loves to meet new people and learn about different adventures and we always feel a little let down when we all move on, like leaving a new friend. We noticed a lot of full timers had RV business cards. So we decided to get them and a binder to keep them in. Then when we are traveling we just send out an email to see if any of our new friends are near and want to meet up and visit again, or to pass on any good or bad info about camp areas. Can’t wait to go full time! Everyone enjoy!
I’m still unsure how to do the RV thing with a loud, hyperactive, VERY PHYSICAL little boy and his currently-learning-to-crawl baby sister, particularly in inclement weather (including not just storms but 110 F with a furnace breeze, or stupid-cold and wet). And how does a little one play outside safely without a fence at times when the parents have to be doing something else (cleaning, cooking, whatever) and he has no older sibling? Hubby and I want to travel for a good chunk of each year and homeschool/roadschool, but we’ve never traveled with little kids and we’re kind of grimacing at the thought of some of the practicalities, though I’m sure some of it is just a matter of having so little insight into a whole new paradigm :-1
You could also go the old-fashioned route and pick up some actual board games to take on the road. many lifelong camping memories revolve around evenings spent at the table over a pair of dice, a deck of cards, and a game of chance and strategy. You can’t go wrong with favorites like Monopoly, Scrabble, Sorry or, for younger players, Candy Land — although fun, new games are still being produced all the time. Have you played Speak Out yet?
In Texas, Escapees has the largest mail forwarding service in the country. They receive a semi tractor-trailer load of mail everyday. We saw this truck come in everyday while visiting the main Escapees Headquarters campus in Livingston, Texas, and we toured their mail sorting facility. We were absolutely floored by the operation (our blog post about it is here: Rainbow’s End – Escapees RV Club Headquarters in Livingston Texas. Another Texas mail forwarding service is Texas Home Base.
$1237 Editing Software – We finally purchased Adobe Photoshop CS6 ($600), I’ve been using an old version for the past several years. We also purchased the newest version of Lightroom ($150). Both of these programs allow us to view, edit, and post our RAW photographs more beautifully and professionally. If you’re not heavy into photo editing or design I DO NOT recommend purchasing Photoshop, it’s a bulky, expensive, and difficult to understand program. Save your money and get a more consumer based photo editing program. I also purchased a great video plug-in for Adobe Premiere Pro video editing software. This new plug-in suite from Red Giant ($480) allows me to make similar enhancements to my video that I can make on my photos.
Many retirees choose southern British Columbia because of the milder weather. Vancouver Island is very popular with year round RV parks that have all of the amenities needed to accommodate most people's needs. The Sunshine Coast has many possibilities, as well as the Lower Mainland and the Okanagan. Many of the choices will depend upon the interests or needs of the RVers.
Storage is a tough one. We initially did storage because we weren’t sure we’d be on the road that long. If we’d only RV’d a year that would probably have worked out fine. Of course 6 years later we’re still here and still paying for storage (it’s so darn hard to get rid of once you do it). No right answer for this one, but I think the less “stuff” you keep, the freer you’ll feel in the road. Best of luck with everything!
Magnetic Car Phone Mount Holder – I’m always surprised when someone gets in my car or truck and says something about my cell phone holder. Maybe it’s because after living for four years on the road and still not knowing our new city very well, the first thing I do put the address of where I’m going into my phone. What do people do when they have to use the navigation apps on their phones and don’t have a holder? Hold it in their hands? Lay it on the center console? When it comes to safety, I’m super uptight conscientious and this little contraption is wonderful. We put a magnet inside our phone cases and the phone effortlessly sticks to the mount that is in our truck’s cd player. We also have one that mounts in the air vent in our other car. Love these things. They are convenient and make using a navigational app safer.
I totally concur with you on the fuel costs. We did the math, if fuel went up $1/gallon and we drive 10k miles – at our fuel economy, that’s a $1500/year increase. Heck, when I owned a home I had an insurance bill that went up by that much in one year. With the fuel, you can at least move at a slower pace to cut the expenses if you need it. Or cross a state line and save a few pennies.
I apologize if I seem off base but I did quickly see how you were able to get some things at a discount and that sparks my attention immediately as I am a disabled vet and will be working off of a set or close to set budget and I would love to know everything about how I can keep within that budget and if at all possible save some money along the way. The biggest fear for me is the unseen expenses that I either can not find or have not learned about yet going through all of the bloggers sites.
Great article and right on IMO…I think what you have written is not only true for full time rving but living in general…the key words here are what you wrote in the beginning… that you are providing a formula not necessarily the details….and it will be different for everyone depending on what is important to them…and we always budget for travel, food, wine and fun….:)
I am really scratching my head as to why you would not include the cost, finance, and depreciation of your RV in your calculations. I understand that everyone’s RV values will be different but by avoiding those calculations all the other calculations you’re are giving just gibberish. For example that $100,000 RV will only be worth $50,000 in five years. Just the depreciation alone over 5 years would be $833.00 per month! Then there is DVM fees, insurance,
After completing 2 weeks of travel, I have spent a total of $240 on diesel fuel. Having spent $0 on lodging, and having a supermarket available at almost every stop, I have lived as well as anyone else — either on the road or parked — for the sum total of less than $500 a month, excluding the cost of food. (Food is a fixed cost that you have no matter where you are.)