We are also starting a t-shirt line with a focus on travel-inspired sayings and images. We like the idea of having multiple income streams, so if one isn’t working, we have other things that are earning income. We have seen so many doors open since we started this entrepreneur lifestyle. The opportunities are out there, it is just a matter of finding the ones that fit you, your lifestyle and what you want to do.
$1,600 Insurance – Covers the following: RV, Smart Car, SAAB SUV (we won this for Best of the Road, but it sold in July so we don’t have to pay insurance anymore), Renters Insurance Policy for general coverage, jewelry policy, rider for camera equipment, and probably some other stuff too. This also covers the yearly fee for the AAA RV program and the monthly fee for Chase Identity Protection (although I may cancel this as I spoke with a lawyer who said it’s a load of crap). For those of you wondering if we’ve purchased health insurance: I’m sorry to say we haven’t yet….we still can’t justify it. We have not paid for health insurance in almost 9 years because as self employed adults insurance is a joke and horribly expensive. Why start now? We have a nest egg saved for any medical emergencies.
I loved your article!!! We own a 74 Winnebago Brave and live in it during the summer. We were always wondering if it would even be possible living in it during the cold Canadian Winters. I guess it is!!! I especially love the part about your GF. I feel sometimes it is hard living in an RV fulltime too because of society’s view about how women should look. Sometimes I couldn’t even tell my employers where I was living or I wouldn’t get hired. Thank you for your article. 🙂
How I miss our early years of cuddling on the couch while reading stories about pharaohs and pioneers. Even though I tried to be intentional and savor the moments with them, it has all gone by too fast. I wouldn’t trade our early years of homeschooling or the adventures of road schooling for anything. The only thing I would do differently is start homeschooling sooner and not worry so much about picking “the right” curriculum in the beginning because homeschooling is about so much more!
Thank you a summary of your “road” costs. What folks generaly believe is somehow life is cheaper doing something else then what they are doing now. But we have a perpensty to do what is always do no matter what. Just because you are on the road dosn’t mean you have changed your personality. My wife and I are more like you folk so I’m guessing my expenses will be more in line with your summary.
Propane – If you have propane appliances (stove top, oven, refrigerator, or heater), you will need to budget for propane. This varies depending on usage. We don’t RV in cold climates, but we do use our propane stove top and oven daily. We have 2 propane tanks on our Fifth Wheel, and only need to refill about 2-3 times per year. Still, we average the cost and budget for it monthly.
Wow! What a learning experience we are having when it comes to finances on the road…. We have been on the road 3 months and I have been amazed at how expensive things can be if you are not careful. It is not a matter of denial of experiences but rather choosing wisely to enjoy the same things that keep our expenses manageable. An example would be eating lunch out instead of dinner. Usually 1/2 the price.
“South Dakota Senate Bill #164, entitled, “An Act to revise certain residency requirements for voter registration,” has been tabled by the State Senate Affairs Committee. During the Committee meeting, Senator Tieszen stated, “I believe there is a legal solution to this.” He continued, “I believe it’s legal and constitutional to put reasonable residency requirements on voting in South Dakota.” He is looking for a solution that “does, in fact, disenfranchise those folks that have no connection to South Dakota other than the fact that they rent a P.O. box here for financial gain.” He continued by stating, “I’m going to continue to try to work for that solution.” Tieszen stated, “Senate Bill 164, I’ve concluded, is not the solution.” He concluded by asking that Senate Bill 164 be tabled. After the vote was taken, Senate Bill 164 was tabled by an 8 to 1 vote.
Well, Caroline, I’m certainly no financial advisor, so take that into account. Would your house sell for $23,000? With that, you could probably get a decent, used Class C RV, or possibly a decent used trailer + used truck to pull it. However, it would be tight quite honestly and if I were actually going to recommend something to you specifically, given that you’re on a fixed income, I would just make sure you do your due diligence. Used trailers especially, can require a lot of maintenance. Used RVs can too, but something about trailers, it just seems like they’re either not built as well, or maybe their frames aren’t as solid, so things are constantly breaking. On a fixed income, it may become daunting to be able to save some of your money every month for a “just in case” fund say, if your fridge needed repaired or your water lines froze or something even more major happened.
That's a tough question to answer because much depends on the choices you make which will depend on how and where you want to live. I have numerous articles about full timing that you can access by clicking on my pen name at the top of the article and then clicking on "profile" in the popup menu at the lower left side of your screen. You'll find many of the answers you seek in some of the articles that are listed there, and I suggest you take the time to read them. If you have never lived or traveled in an RV before, changing from home ownership to RVing can be quite complicated. Also, you're not going to want to "move" every week because doing so will exhaust you. The bottom line is that this probably would work for you if you take the time to do some homework and figure out what you can really afford.
My wife and I are also kicking around the idea of becoming full time r.v.ers maybe this year. I have been doing some homework for health insurance, seems to me one of the better ones is First Health. The initial start is a little expensive around 600.00 dollars to start for myself then drops after that but it seems to be a good plan and it is not an HMO plan it is a PPO plan. Seems to be the best one.
The biggest difference in costs between living in an RV full-time and living in your own stick-built house is that the RV will depreciate very quickly while the house will appreciate over time. The recent real estate collapse notwithstanding, housing prices always increase as the decades go by. In contrast, RVs, cars and trucks quietly make their way to a value of $0 and eventually breathe their last breath in the crushing facility.
In a five year period, a brand new rig (that is, a motorhome/car combo or truck/trailer combo) will typically lose 30% to 50% of its value, and by the end of a decade it will be down to 25% to 40% of its original MSRP. The only way to know what the full-time RVing lifestyle really costs is to know both what you paid for your RV at the beginning and what you sold it for at the end. The difference, divided but the number of months you lived in it, is the true cost of ownership.
Totally depends on HOW you travel. I have male buddies who travel in vans that live this lifestyle for around $12,000 per year (look up ToSimplify, CheapRVLiving and Van-Tramp in my blog links), and I have friends who use much, much more. I would say you can do it on anything from $1,000/mo to $5,000/mo depending on how far you travel, where you stay, how frugal you are etc.
In my experience a 38 foot 5th wheel takes up as much, if not more space than a 40 foot motorhome, specifically because of the big truck. I can squeeze our little toad in just about anywhere (often we just park it across the front of the MH), but with a big truck you may have to find a separate parking spot, depending on the campground. Many campgrounds will offer that, but it just depends.
It’s been over three years and I still love living in an RV with my five kids. I realize living in an RV and traveling with kids is not on most people’s bucket list and for good reason. It’s challenging and requires a great deal of perspective. Most days I do have to stop and remind myself why this is a conscious choice made with intention. There are many reasons I love this lifestyle, but here are seven of the reasons I wake up excited to be living in an RV and traveling the world with my kids.
We all have those items that are our staples. You’ll sit there and try to justify whether you should or should not bring them along. Our advice: BRING THEM! Make room for them. Make it work! If they make your life easier/better, they deserve to make the cut. You don’t even have to justify it. We are so happy we chose to bring along the items that we love and have used for years, even though some of them may seem unnecessary when your space is limited.
I admire your stamina and am jealous of your bravado and lifestyle. Just a note to tell you how to fix almost all of the things you mentioned as extra-difficult living in an RV in the winter in Alaska. I have seen RVs designed specifically for use in such conditions. The alterations are designed in from the beginning and built into it. The era your unit was built, they didn’t do these things and I’m sure buying one that is equipped this way costs WAY more than the one you bought, but I can also say I suspect you could sell yours to someone living a bit more southerly for a pretty good penny, though I also suspect you’re not particularly interested in making a change since what you have is actually working for you.
Just an additional idea for your windows, cut some of the refectx bubble insulation to your window sizes. Then plastic bubble side will adhere to the window without any tape and give you additional insulation under your curtains. I did this in my small vintage camper this past winter and it helped a lot.(although I was not in Alaska it was cold in the lower 48 too!)
2011 – We bought a 31-foot camper with our tax return, moved with our three children into the camper, and began our off-grid, small homestead on family land with cash. Nearly one year after he was laid off, my husband was hired by another woodworking company. The new pay rate did not meet our previous living expenses, thus our new lifestyle was still the best route for us.
It’s hard to make a “firm” assessment on the size issue. A lot of times it depends on where you camp. For example State Parks in CA are notoriously old/small and being 40-foot or larger rules out almost 85% of them. Same thing in the National Forest campsites in the CO mountains (we’ve camped there, but it’s often a struggle to find sites that fit us). On the other hand State Parks in CO are usually quite spacious as are State Parks in OR (we’ve been able to take our 40-footer just about everywhere in OR) and throughout the Mid-West. Also if you like boondocking smaller is always better. So, just depends.
This is great! I don’t know if I could live in an RV that long, but I am strongly considering using one for a few months at a time once I retire from the military. It’s good to hear you are recommending the smaller RV, too. I don’t want a big one, but I’m a bit worried I would go crazy if it’s too small. I’m glad to hear that smaller turned out to be better for you.
As soon as my house sells, I will use the proceeds to pay off all my remaining debt and my wife and I are planning a one year sabbatical traveling the country. We aren’t getting any younger and while I have had the luxury of traveling all over America with my previous jobs, my wife was raising our kids and not able to go with me often. This time we will travel together all over America and plan to write a BIO blog of our journeys. I am excited to start such an adventure before I am too old to do it. Sites like this one have been my inspiration to taking the leap of faith.
Diesel can freeze! Make sure you fill with winterized diesel which you can find at most truck stops. If you can’t find winterized diesel you need to purchase an additive that will keep your diesel from freezing (you can find this at auto part stores and truck stops). Before you depart your destination you should plug in the heating element found in your diesel engine (most diesel engines have a heated core that you can plug into a wall to keep them from getting too cold) to warm up your engine at least 4 hours before taking off.
I like to read how people manage to live ‘on the road’. I (woman) am bussy now with an old Volkswagen LT and an old caravan Fendt Baronesse/Comtesse to prepare for long trips with my husband. I really like to read everything that you have done till now. I do have an suggestion; eventhough I am living in France I would like to offer help for travellers like you if you are in need because of engine-failure or something like that. The benefits are that you can park on our property and we know all the garages etc. in the neighbourhood. Also we have tools and friends who are mechanics. Share a meal and a cup of coffee with you will not make us bankrupt. I hope that other people will do the same. Enjoy your tour!
In between the pop-up and Gateway, we had a 35’ Cedar Creek fifth wheel. It was really great but the big boys really wanted more space if we were going to keep full timing and I was kinda tired of the small kitchen counter. The one thing we loved about the Cedar Creek was the shorter length opened up more camping options. Many parks have 35’ length restrictions and we fit in a lot of driveways. The Gateway at 41’ no longer fit in my or Brent’s parents driveway and occasionally we couldn’t stay in some parks because it was too big. We don’t regret purchasing the Gateway and would buy it over again if we were full time RVing but now that we aren’t, we are looking for something shorter so we have more options.
To let you know what kind of weather we’re preparing for in our RV, a typical winter day in this part of the country is below freezing at night and above freezing during the day. Usually we will get a couple of weeks each year where the high temperatures don’t get above freezing and the lows are close to zero, but we rarely get sub-zero temperatures. And although we usually get at least some snow and possibly ice, the snow doesn’t stay on the ground for more than a few days.
As for Thing 2, the goal has continued to be keep learning as fun and interesting as possible. He reads, reads, and reads. He isn’t crazy about math but I’ve insisted that he keep up with “requirements” because math is one subject that is hard to catch up should we decide to stop homeschooling. He, too, enrolled in a virtual school math class and also received an A both semesters. The biggest change for him was more independent learning. The previous 5 years I was more hands on but with Thing 3 in the picture it became increasingly difficult. Thing 2 really stepped up and took initiative to complete assignments on his own.
The value of Personal Effects coverage available generally ranges from $2,000 (National Interstate) to $20,000 (National General), and the full amount is reimbursed in the event of the RV’s total loss. In the event of theft, there has to be proof of forcible entry and a police report must be filed (the time limits for filing the report vary). In case you disagree with the value the adjuster assigns to an item at the time of a claim, it helps to have dated photos of each item and receipts.
As for the budget discretion please note that we differentiate between fixed expenses and monthly expenses. To quote myself: “No matter what month it is the fixed travel costs remain virtually the same. They are primarily what the above budge is based on.” We pay our insurance in full every 6 months. We do not pay monthly so it doesn’t fall into our monthly expense category.
Like the big roof insulation R-factor that doesn’t account for the hatch vents, the well advertised high R-factor in the walls doesn’t account for the windows, which is where much of the heat in a rig escapes, especially at night. Closing the blinds makes a difference. When we’re in a remote area with no one around, we prefer to keep the blinds open so the first light of morning fills the rig. But we can’t do this in the wintertime unless we want to wake up to a rig that is 5 degrees cooler than it could be.
never stayed at RV park & I never put fresh water in my old camper in winter. I bought several 1 gallon water bottles to use. I would NEVER put water in black tank in winter, only “flush” with RV antifreeze, poured out of the bottle, (the toilet kind, not the automotive engine kind fyi). pouring out of the bottle allows for fine control of amount of liquid you are pouring in your very limited black tank as well as antifreeze. I would always seek other places to use restrooms whenever possible, but would use mine in a pinch. preferably guys, can recycle the water bottles as well, to save room in black tank for what is really important, but you still need some antifreeze else will get frozen. I find putting 1 gallon antifreeze in when empty is a good start and then add about 12 oz each time #2.
2017 Update – YES. The more time we spend on the road the less we find we need. We end up donating half our clothes to charity almost every year and our outdoor stuff has been cut down to a select set of “glamping” basics. Plus we FINALLY got rid of our big storage unit (whoo hooo!). Paying $$$ for storage all those years was one of our biggest regrets and something we (in retrospect) would not recommend if you can avoid it. It took 7 years for us to tackle ours, but we finally got it done! You can read about my take on storage HERE and how we got rid of ours HERE, HERE and HERE.
Starting for Q2 we are sharing less info that has to do with our website expenses and trying to keep our detailed expenses very broad so it shows ONLY the travel & exploration part of our RV lifestyle. If you want more details read our older expense postings in this article. Remember you can live for a lot less than us or you can spend triple what we do, either way this is how we live and some people find this info helpful. Wanna know how we live? Check out some of our adventures and foodie reviews…we like to say we’re into affordable luxury.
Nikki, Thank you for your reply. I meant no disrespect by using the word “gibberish.” I appreciate all your videos and valuable information: So in your case, If I may ask, what was the cost of your current RV, the taxes, and the documentation fees? Did you purchase an extended warranty? What was the cost? Did you finance your motorhome? If so, for how many years? what is the interest rate? What is your current monthly payment? How much of the interest can you write off as a first or second home on your taxes? as a full time RVer is there a particular state I should be setting up a fictitious residence so I can save on taxes? For example in Oregon they do not have sales tax on cars or RV’s (that’s about a $10,000 savings on a $100,000 motorhome). Any idea what your current motorhome will be be worth when you sell it in 5 or 10 years? 25% less, 50% less. Once again I want to thank you for all your valuable information.
You can do wonderful things in a small RV. I grew up in a small trailer home. My parents and 4 kids lived in a 8X30 mobile home. My father built bunk beds in the ‘living room’ that folded up against the wall….we had just one sofa for all of us to sit on. Everyone else sat on kitchen chairs. Most meals we ate out side on a picnic table…or in rain we had some snack trays. Toys were kept under my parent’s bed or in the back of my parent’s car.
Obviously these are not the same fixed costs for everyone. What kind of rig you buy, where you insure it, how much maintenance you do (incl. paid versus self-maintenance), whether you keep a storage unit and what kind of internet plan you get are all individual choice. But once you’ve made those decisions they’ll become fixed, recurring expenses that you should expect to pay each month.
Hi Leslie, I am not a full-timer, yet, but I have something to add on your comments on type of RV. I have a towable, a trailer. It is not hard to tow and, I might add that if you go with a motorhome and toad, you are in fact, still towing only without the ability to back up – it just seems different. The challenge is backing of course. I have friends that started out with a trailer and went to a motorhome after being misled on an underpowered tow vehicle and wrecking their trailer.
It makes me sad to see that you have to stop sharing things on your site because of the judgement you get from people, but I completely understand. While we currently do not have an RV, our hope is to buy a sound used RV in the next few years and begin to travel as our schedule allows. My dream would be to travel full time for at least a year while working along the way. Until then, I'll just have to live vicariously through you guys while we get our ducks in a row. Great job and don't let the internet trolls get you down! You guys rock!
I spent months trying to figure out what to take on the road before we started out. I already knew (instinctively) that we wouldn’t need much, but I wanted to try to cover all the bases. The truth is that we needed even less than that. I took ~10% of my then-wardrobe with me, and I currently use about 10% of that. We brought along tents and other equipment we never use. We ALSO ended up buying a bunch of nifty (so we thought) “RV stuff” before we’d really spent any time in the rig on the road, another thing I’d now consider a no-no. In retrospect spending some time on the road before loading up would have made alot more sense. We’re planning a major cleaning-out when we get back to our storage in San Diego this winter and will end up much lighter for it (no doubt). If we keep this up the storage might end up going too…
Those items vary greatly from person to person, so we simply wanted to show how your lifestyle, family size, and other factors impact your RV related expenses each month. We felt this would give you the greatest understanding of how much it costs to full-time RV…aside from what debt you have, how much you put into savings each month, or how you choose to spend your extra money.
15. Remember to factor in exercise. Living life in an RV can lead to a very dormant lifestyle if you’re not careful. A lot of time is spent traveling, sitting and being confined to one particular area for, sometimes, long periods. When at all possible, plan your stay where there is access to hiking and biking trails, swimming and other physical activities. It can even be considered exercise if you take a nice long stroll around your campsite. There are plenty opportunities for physical exercise with a life on the road, you just have plan ahead and look for opportunities.
Usually there are picnic tables and campfire rings at each site. Often the sites at national park, national forest and Corps of Engineers campgrounds are too small for a larger RV. However, some state park campgrounds have absolutely gorgeous big sites that are in a natural setting with a jaw dropping view. Generally these campgrounds cost anywhere from $8/night to $35/night, depending on the amenities offered, the beauty and popularity of the surrounding area and the the season you are visiting.
Your water hose WILL FREEZE! Do not leave your water hose connected during freezing temperatures. There are special water hoses you can plug in to keep warm, you can also make a heated water hose using Pipe Heating Cable (Heat Tape) and Insulating Foam Pipe Covers. During extreme freeze your ‘heated’ water hose may still freeze. Numerous times I’ve seen people in the bathroom trying to thaw their heated hoses. Save money and save hassle, just fill your fresh water tank and disconnect your hose, repeat when necessary (it’s really not a big deal and it will save you money and you won’t have to store a bulky winter water hose all year)
Do these words stir a fire deep within you, awakening a spirit of wanderlust and travel? Maybe you were a gypsy, vagabond or hobo in a past life, but you think you could never afford to live the life of freedom you long for? It could be you are a survivalist, or just want to drop out of society but don’t know how. Perhaps you are just sick of the rat race and want to simplify your life. Or possibly the bad economy of the last few years have left you with no choice but move into a car, van or RV?
Lillian, you took the words right outta my mouth. I don’t understand the haters, but I know they’re out there. I, too, appreciate the expense breakdown of full time RVing. I’m 6 years away from making the leap myself, and it’s nice to see in black and white where monies get spent, and it might be in some areas that I hadn’t considered. People can always adjust accordingly. Reading Nikki and Jason’s posts and watching their videos has convinced me that when my wife and I pull the trigger, we’re going solar and installing composting toilets. I wouldn’t even know they existed if not for this website. Thank you, Wynn’s!
Living in your vehicle can actually be quite comfortable. Instead of paying rent for an apartment every month, I decided to take out a small loan and pay the loan off over 3 years. This allowed me to actually buy my home, just like someone purchasing a normal house (except I have no property taxes & it’s a much more affordable “mortgage” to pay by myself). And unless you have a large bank account, a trust fund, or want to work your life away every day for 30+ years (Despite what some folks might think, I have none of those, lol) this seemed the best way for me to live happily.
Adding only that we also have 2 very beloved and very spoiled chihuahuas as well as a caged rabbit (free run abouts one hour a day in the camper). They are wonderful to have, they love the walks and the air and it is not much more to have pets with you. I have taken out the carpet and we are now redoing the floor to a wood vinyl as well as adding curtains and updating the camper with new wallpaper, etc. We have also added a top area for the cage that the rabbit can be in but out of the way. We had to update some things but this camper was really worth it-keeping anything that can attract more dust and fur out is helping a lot with the pets.
The family spent weekend after weekend looking for apartments, but the high rents in the area left them drained and discouraged. "We needed a two-bedroom apartment, and they were all upward of $1,800 a month," Jacqueline said. After seeing some examples of RV living on her Instagram feed, she softened to the idea of living in an RV. "I thought, 'We either finance a $20,000 trailer, or we go and get an $1,800-a-month apartment and try to save," Jacqueline said. "[An RV] just made way more sense."
Settling down has been a kind of divorce. The dreams we had of our future have changed drastically. The way an identity can get wrap up in a spouse, much of Brent and I’s identity, naturally, got wrapped up into being nomads. Over the last year we have been fumbling around trying to figure who we are as suburbanites. I’m not intending to minimize divorce. One way to look at divorce is “a complete separation of two things.” Our two lives, the one on the road and the one in a house, are so completely different, so separate, and so often, very lonely.
Then there are state parks, which run sometimes $15 / night, typically closer to $20 / night, and that often includes electric & water, but no sewage at your site (you have to drive over to the dump). They typically have a 2 week max stay at any given park, but are almost always more beautiful than private RV parks, with each site tending to have much more space.
Anyway, what a great life you are living, I love it but want to be more stealth than you are so I can park anywhere. I just spent a few months off and on in Canmore Alberta and you could tell who the guys in the campers were and I met a few who had stealth down to a science. They were totally off the grid and didn’t leave their unit physically where they slept and the vehicles just looked like PMVs with a couple of quirky things on them like low stacks and vents. The cube will look just like a work truck with exterior tool box doors except for the furnace exhaust but many work trucks are heated so I will have an edge.
For detailed National Forest campsite info check out forestcamping.com where Fred and Suzi Dow have catalogued virtually all of the US National Forests and National Grasslands campgrounds and have detailed info on the campgrounds that are suited to RVs. The info on their website is free. If you want to have the same info for reference when internet is not available there is a very reasonable charge for downloading their regional guides, We have found their info to be extremely helpful for both long range planning as well as last minute searches. We love National Forest camping but many of the older campgrounds are not suitable for our 37 foot DP. Having their downloaded info has saved us a lot of frustration.
I could “camp out” in my hangar at the airport. The hangar has two offices with baseboard heaters, as well as a full bathroom. My furniture is already there, so it’s just a matter of reorganizing it to meet my needs for the few months I’d need to live there. Unfortunately, I didn’t think my landlord — the folks who manage the airport — would like those arrangements.
That’s one type of these “secrets” I’m talking about. You trade up space in a fixed location box and some amount of small outdoor space for the entirety of a nation. Your back yard doesn’t need mowed, it needs explored. Little bits of your mind explode until you truly begin to see the world in a light I find to be almost infinitely brighter than shone before.
Regarding rig size, if you stay primarily at private parks you’ll have no trouble at all with a 40-footer. Just about ANY private park will take that size, It’s only if you want to stay on public land and in more off-beat places. We make do with our rig, but we are a tad more limited in site and campground choice. Still, it’s not a game-stopper. You can find spots even if off-beat places iv you do your research.
Last winter, we spent the week leading up to the new year with around 40 other rigs in the Anza-Borrego desert. It was truly one of the most memorable New Year's Eve nights we've ever experienced. We sang karaoke (well, not us, we watched karaoke), burned a plywood borrego, and ate like kings at a potluck out in the middle of nowhere. It was pretty fantastic. From there, we broke off with a smaller group in search of better internet and continued with the community happy hours. We then hiked it up to Quartzsite for an Xscapers convergence and another gathering of close friends. It was a pretty great way to spend a month, especially before we all dispersed in different directions for the spring.