Wow. The lots in SW Florida must be insanely high. We have brand new real nice RV Parks in East Texas with carports, storage buildings etc. that will only cost you about $350 per month. And there are several pretty good parks coming in at $250 around here. You might consider East Texas a few months a year just to pocket some serious cash. My wife and I have talked about this kind of living on and off for a while. Our expenses living in a duplex is about $400 less than yours right now. And our utilities are $350-$400 a month. But, we are considering trying to purchase a lot instead of traveling around. That’s great freedom. Kudos! I worked for 11 years in the corporate world. I never did find a company that bought into the telecommute thing for more than 2-3 days at a time without coming into the office.
Question: How did you arrive at the $2,133 cost? It seems that you left out the $900 daily camping fees. If your goal was to COMPARE FT RV costs with a bricks & mortar home, then lots of other costs could be deducted – like groceries and insurance costs. I’m age 68 (spouse is 66) – and not retired (never hope to!) But we’ve arranged our lives around working “full-time” while still traveling extensively. We still have our bricks & mortar home (not really interested in full-timing) but yet, because of the way we have organized our lives, we still… Read more »
Brent and I so badly wanted to raise our oldest boys out of the box and in the slow lane of full time RVing until it was time for them to take flight on their own. We had so many ideas and plans for our family. During the first three years it seemed possible that they would grow up on the road happy and fulfilled but then they and their needs, particularly Thing 1, started to change. It was gradual but it became clear that full time RVing was no longer the best fit for our family. We were reluctant to admit it because Brent and I enjoyed our life as it was but we knew in our hearts that continuing to full time RV as a family would be…well…selfish. It wasn’t like we had to stay on the road. We weren’t following Brent’s work. We weren’t living in a RV because we were going through hard times. We were doing it because we loved the simplicity of life and it was fun. Crazy fun!
We live five months a year in our motorhome spending 7 months in our Mexican casa down in San Felipe, Baja. This has been our life style since 2005. Looking over your expenses have you every shopped on eBay for software products? You can save bundles. . . . I buy a ton of our “needs” on eBay with great savings and success just shipping it to where ever we are staying. Also, I am a thrift store junkie. I love nice, expensive (brands) clothes and kitchenware but don’t like paying full price. I find great bargains in Goodwill and Saver stores. It makes it fun to seek out these stores in all the different stops we make. I “cleaned house” this summer back east in their Goodwill stores. Just a thought. . . I enjoy your website very much. . . you’re having a lot of fun in your travels. I also would rather stay at a Harvest Host site versus Walmart!
2011 – We bought a 31-foot camper with our tax return, moved with our three children into the camper, and began our off-grid, small homestead on family land with cash. Nearly one year after he was laid off, my husband was hired by another woodworking company. The new pay rate did not meet our previous living expenses, thus our new lifestyle was still the best route for us.
I think RV living would be awesome but I’m not sure if we could do it full time (or that my wife would want to) but I could see us trying an extended trip someday. I couldn’t imagine it with 3 kids though – our 1 daughter keeps us busy enough 🙂 I’m glad to hear that shifting to RV living full time has been a good experience and that your online work seems to be going well! Enjoy the experience!
Groceries – This figure can vary based on location as the cost of living fluctuates by region and if you are near metropolitan areas or tourist attractions. In addition, taxes can vary. Note: You may choose to put household items like cleaners, shampoo, dish soap, etc. as a separate line item. Since we purchase them with our groceries, we just include them here.
It makes me sad to see that you have to stop sharing things on your site because of the judgement you get from people, but I completely understand. While we currently do not have an RV, our hope is to buy a sound used RV in the next few years and begin to travel as our schedule allows. My dream would be to travel full time for at least a year while working along the way. Until then, I'll just have to live vicariously through you guys while we get our ducks in a row. Great job and don't let the internet trolls get you down! You guys rock!
I am really scratching my head as to why you would not include the cost, finance, and depreciation of your RV in your calculations. I understand that everyone’s RV values will be different but by avoiding those calculations all the other calculations you’re are giving just gibberish. For example that $100,000 RV will only be worth $50,000 in five years. Just the depreciation alone over 5 years would be $833.00 per month! Then there is DVM fees, insurance,
It is imperative to keep one tank full at all times. When selecting which tank is being used, select the option that restricts gas draw to only one tank at a time. This guarantees a full tank is available when the tank in use runs empty. Switch to the full tank, remove the empty and promptly get it refilled. I always kept a small five gallon propane tank in reserve just in case the winter weather prohibited me from getting to a local refill station.
Just wanted to give you a tip on window treatments. I read that you guys have used curtains, bubble wrap, etc. We have just started on our cold weather excursion (currently in northwestern Montana) and wanted to share what we did for sealing our windows. 3M makes clear window treatments that come in multiple sizes. Normally, they are for use in a residential home, but we found them to work equally well in our 5er. Using double sided tape around the frames of the windows, they make a tight, clear seal and both keeps the air leaks from coming in and forms an air pocket between the glass and plastic film that acts as an insulator. SInce air is a poor conductor of heat, it makes a huge difference in keeping our RV warmer in the winter while still allowing full light to enter. We’ll be putting a winter post up on our blog shortly. Granted, we are from Florida, so I’m not sure who’s going to take our advice, but we both did grow up in Colorado and Pennsylvania, respectively! Hope this helps!
It Sounds like your rear brakes may be freezing up. Are you setting the parking brake? If so there is probably moisture in the brakes and when you set the parking brake, (which sets the rear brakes only) the brakes then cool and the moisture turns to ice, thus freezing the brake pads to the brake drum. I am assuming this is the trouble because they seem to release when you try to reverse, which is a common reaction to this problem.
Just found your site. What a relief it is to find other like minded souls. My wife and I are currently in the scared as sh$* phase as we are putting the house up for sale next month. We did our budget and are more conservative (have higher monthly allowances) than you are showing so it is comforting seeing it can be done for that. Love the idea of living life as we choose and will be following your site and really digging into your tips and suggestions over the next few months. Keep up the great postings! They are very inspirational!
Anyway, we average about $120 a month in eating out, which is mostly restaurants and Starbucks, not any fast food. From people that I’ve talked to, this is extremely low. Many full-time travelers are super into trying local restaurants when they travel, so they obviously spend a lot more on restaurants. But if you’re moving into an RV to downsize, pay off debt, or build wealth, you’re in control of spending as little eating out as you want. If you’re moving into an RV because you want the full experience of all the places you visit, you’ll drop a few hundred on eating out each month. It’s your call.
This number will depend on whether or not they are hitting the road with a job. We’d recommend six months of RV living costs if you don’t have a job, and three months if you do. A lot of things can go wrong during those few months on the road, and you want to be prepared for it. This sounds obvious, but worth pointing out—don’t spend more than you have!
“I’ve been looking for this!” The spring cleaning also reminded us of things we’d brought that we forgot about. This is also a great time to reorganize and optimize storage. After the initial cleaning, most of our bays, cupboards and drawers ended up half empty. That’s also about the time we realized a small Class A motorhome was too much space for us. Now we travel full time in a Class B camper van.
National and State Parks – These are often “no frills,” but found in amazing natural locations. We’ve stayed at some rather rustic ones with power, water, and maybe one old bathhouse, as well as some with full hook ups, large sites, and recreation areas with tons of activities. The cost for these will also vary, but are typically much lower than the resort campgrounds. Some can be very difficult to get a reservation because they are in such high demand. For example, Florida State Parks allow you to reserve up to 11 months in advance and many book as soon as that window opens. They can range from $15 to $48 per night.
I paid cash on a used F250 and will do the same with the trailer, as well as making some changes upfront that you and Mark recently discovered made vast improvements in driving your rig. While my plan is to boondock more often than not (friends are already beckoning me to their driveways across the country!), there is the matter of being a tech nomad. However, I’ve been living in the country with a Virgin USB stick (and a looped slice of aluminum soda can attached w electrical tape as an additional antenna) about ten miles from the nearest tower for the last few years, so more of the same there. The main budget changes I’ll notice are the absence of an electric bill and addition of laundromats.
This RV couple is in between 35 – 45 years old and also lives in a travel trailer. They both quit their jobs and are currently living on saved up money, which requires them to boondock as often as possible to cut costs. They aim to to find free spots to park at least half of the month. When they arrive in a new destination they like to stay anywhere from 2-4 weeks. They enjoy both outdoor activities and exploring cities.
I figure I can get around $5,000 for my civic and I should have around $7,000 saved from my job. I don’t want to sink all my savings into a van right away but do you think it’s possible to get one for $8-10k? I am most interested in the 80’s model VW Westfalia. I don’t need a top of the line vehicle, just something with a solid body/engine and an interior I can work on through the year.
We agonized over the cost of full-time RVing for a long time before we jumped in. The truth is costs are flexible and totally manageable and our experience has certainly proved that to be so. There are great options for saving money both on camping, gas, health insurance, taxes, car/RV registration and other areas. You can take your time and boondock, workamp along the way or run around and stay in pricey resorts. All can be great experiences, but the real beauty is that the choice is there.
There is only one of Brent and one of me and we couldn’t and didn’t want to be peers, piano teachers, math teachers, art teachers, spiritual mentors, and parents at the same time. Not only did we feel that we needed more resources and consistency to help them grow into young men, RVing full time was losing some of its luster in their eyes. New places and new things had become mundane to them in a way. There were days they resented packing and days they rolled their eyes at the mention of visiting a national park. We tried to see our full time RV life from their perspective. They have visited every state except Hawaii, many of them multiple times. They have been to over one hundred national parks. I’ve lost count of how many museums they have visited. They’ve been to almost every major city and some of them more than once or twice or even three times. The third time to New Orleans Things 1 and 2 were leading us around the French Quarter! You might think the only thing to do in New Orleans is eat beignets. 😉
Lillian, you took the words right outta my mouth. I don’t understand the haters, but I know they’re out there. I, too, appreciate the expense breakdown of full time RVing. I’m 6 years away from making the leap myself, and it’s nice to see in black and white where monies get spent, and it might be in some areas that I hadn’t considered. People can always adjust accordingly. Reading Nikki and Jason’s posts and watching their videos has convinced me that when my wife and I pull the trigger, we’re going solar and installing composting toilets. I wouldn’t even know they existed if not for this website. Thank you, Wynn’s!
Not everyone embraces RV living out of a desire to opt out of life's rat race—some have the decision forced upon them. "You are insane," Jacqueline LaDue remembered telling her fiancé, Josh, when he floated the idea of living in an RV. "I will never in my entire life do that." The couple and their 4-year-old son Brayden had left a luxury apartment (complete with swimming pool) in Raleigh, North Carolina, after Josh's sales job didn't pan out and temporarily sought shelter at the home of Jacqueline's father near Boston.
I wasn’t sleeping in my nest-bed in the RV. I was sleeping on a new bed in a new house, a house without wheels. I wasn’t going to wake up and walk a few steps to our kitchen. I would walk up a flight of stairs. I wasn’t going to wake the boys up from their bunkroom 20 feet away to get started with their homeschool. I would go to each of their separate bedrooms to wake them up to go to school. I wasn’t going to have a day exploring new places. I was going to drive the same streets to the same places.
I find all of your material very insightful. We have just purchased a truck and rv and will be setting out soon for trial trips. I’m intrigued and very interested in your very low use of interstates. Some 3% you mentioned in one season. It may be already posted somewhere and if so please just point it out. If not can you expand on this a bit. Is it safer with less emphasis on the higher speeds? Easier to find a place to stop and camp? All of the above?
never stayed at RV park & I never put fresh water in my old camper in winter. I bought several 1 gallon water bottles to use. I would NEVER put water in black tank in winter, only “flush” with RV antifreeze, poured out of the bottle, (the toilet kind, not the automotive engine kind fyi). pouring out of the bottle allows for fine control of amount of liquid you are pouring in your very limited black tank as well as antifreeze. I would always seek other places to use restrooms whenever possible, but would use mine in a pinch. preferably guys, can recycle the water bottles as well, to save room in black tank for what is really important, but you still need some antifreeze else will get frozen. I find putting 1 gallon antifreeze in when empty is a good start and then add about 12 oz each time #2.
You can spend your time in fancy RV resorts that cost up to $100 per night, or at state and county parks that are typically $30 or under per night. On-base campgrounds are usually inexpensive, sometimes as low as $20, but they don’t always give you that “local” experience. We chose a mix, mostly staying in mid-range campgrounds both on and off base, as well as some national, state and city parks. We even stayed at a fairgrounds in Mariposa, California, near Yosemite. Boondocking wasn’t for us – we typically stayed in places that had water, sewer and electricity hook ups.
What about interest though? At a 4% interest rate, the total cost of that $343,000 home would be over $471,000 over 30 years, before you factor in all of the other monthly bills!. It’s hard to compare these things exactly though, as a house can last for many generations, whereas most RVs will have a hard time lasting for an entire person’s lifetime (especially if you buy used when you’re still young). Airstreams and very well built Class As are the exception.
For cash needs, you can get “cash over” on a debit card at the supermarket without any fees rather than worrying about finding a branch of your bank in some obscure town or paying extra to get money from an ATM machine. Buy a pack of gum for a buck and get $100 over. If you need to deposit a check, get the mailing address of your bank branch and mail them a short explanatory note, a deposit slip and the check, endorsed “For deposit only.”
Finally, we need to seal all those other places where cold air can enter our rig. Any compartments that open into the inside of the rig need to have good weather seals. Under the rig, there are many openings where water and gas lines enter the living area. These openings need to be sealed and some of that aerosol self-expanding foam is great for this. Alternately, foam rubber can be forced into gaps to help reduce air leaks. Finally, the entry door needs to be checked to make sure that it seals properly. Adding some inexpensive foam tape or weather-strip will really help seal those air leaks.
When you trade your home address to live on the road in an RV, you need to decide how to receive mail and what to call “home” on your tax returns. Some of the full-time RVers we meet retained the state of residence where they were living before they hit the road. Most of them still own property in that state, and they often have a relative or friend who forwards their mail.
In our situation my husband was able to go remote with his job. He did have to do some work to make this happen, since no one at his company was working remotely full-time. But, through being a hard worker and them wanting to keep him on board, he was able to make it work. The only problem was he had to work 9 to 5 everyday and actually go into the office for a week every couple of months.
I don’t know if a particular dollar amount works here, but the more you have on hand, the better. I think a couple needs to have a solid plan that will generate a steady monthly income while traveling and living in the RV. It would be wise to have money saved and set aside in the event of an injury or illness that could prevent you from working for a period of time. If I had to put a dollar figure on it, I would probably say a minimum of six months of income/expenses is a good place to start.
This item covers all supermarket purchases, including groceries, household cleansers, toiletries, laundry detergent, over-the-counter pharmaceuticals and anything else that can be found at Walmart, Safeway, Albertsons, Target and other places. Our rig is fully outfitted, but occasionally we get a small kitchen appliance or pick up a DVD. Those things get lumped into this number.
We’re still living out of our backpacks with just a few belongings each - but we have a bit more room and space to move around while we’re here. The house was empty - it’s different then the "tiny but full of expertly packed items" space of the COMET or the Element, but it’s nice. We’ll talk about doing more house-sitting like this in the future during the winter if the situation is right.
It also bears mentioning that bringing less stuff in the first place is a solid strategy to cutting down on clutter. Of course, you can’t ditch everything — your baby may need a high chair or bassinet — but for older kids, convincing them to leave home without all their favorite gadgets might just be a great way to get them back in touch with nature (and spend some quality conversation time together, while you’re at it)!
The window shrink film kit comes with double-sided tape, and all you have to do is outline the door with the tape, remove the backing, press the plastic onto the tape, trim off the excess and then heat it up with a hair dryer to make the plastic taught. It is best to clean the frame of the door with alcohol or film remover first so the tape adheres well.
Thanks for the reply. Can’t wait to get out there and start living. Great advice. i will definitely be contacting the folks you left links to. Question: do you two caravan with other folks sometimes or always on your own? I thought it would be a lot of fun to to caravan along with some of the great people out there, does that happen or do people just move on and say so long.
We’ve camped in Mammoth and Park City over the winter months. I haven’t needed chains yet but am seriously considering getting them. Have you actually ever put the chains on your rig? I have a Class A DP, 39′ and tried to find low profile chains for both the front and rear. I am not retired so I don’t necessarily have the flexibility of waiting out the storm.
You asked if any one read or cared about the expense reports, I do. We are in the downsizing mode and it will be 1 1/2 years til we full time. ( We just bought a fifth wheel that is in storage and have no truck at this point) I have visited several other sites and keep returning to yours. I think I could write a blog on preparing and down sizing but have no idea how to start one. Please keep up the expense posts.
RV insurance – It is important if you are living in your RV full-time to specify this to your insurance company so you are covered not only for the RV, but your contents as well. If your RV is financed, you will want to be sure that it is insured for the full payoff value. If it is not, you will have to decide the replacement value. Just like car insurance, you will choose your deductible level as well.
On our current Class A motorhome, we spend an average of about $600.00 per year on maintenance, but that is because I do a lot of the routine maintenance and repairs myself. Annual maintenance on an RV varies by type. A Class A or C motorhome will cost more annually than a Fifth Wheel or Travel Trailer, because they have engines to maintain. But even with the trailers, you have to include the maintenance cost of your tow vehicle.
You got it, those should be included in everyone’s budget, but there are a ton of variables. Some people go for a trailer or van they pick up for $1000 while others could go for a brand new motorhome at $300K. No matter what our expenses are, yours will be different. We decided to share our general monthly expenses to help others. If you think its gibberish (poo on you), fine but there are plenty of others who appreciate the information.
We are fortunate in that our health insurance is a benefit of my corporate job. We are with Cigna and all three of us have full coverage including dental and vision. Our deductible has become increasingly higher since 2012 and we are now at a Silver plan which gives us a $5000 deductible each. Our prescription plan is less than stellar and we maintain our insurance primarily for our daughter and for unforseen medical circumstances. While on the road though we typically see an Urgent Care physician which costs $35/visit. We currently pay $430/month for health insurance.
At this point we decided to make my VA business our full-time income so my husband could stop his 9 to 5. I dedicated the next 6 months to make that happen. And we did it! Lots of late nights and comfort zone pushing later, we were able to have him put in his notice. They came back and wanted him to stay on part time for about 9 months, so that worked out well!
We wanted to travel across America and we calculated that buying an RV would be the quickest route for us to go and visit all 50 states. We had no idea that we would live in an RV longterm, share the lifestyle with other people, or that I would spend so much time writing about living in an RV. The rest happened because we truly fell in love with the lifestyle.
I have enjoyed reading your blog. Great ideas and information. My husband and I have just retired and sold our home! We will be heading out shortly…and are excited for the journey. The All stay app sounds like a key…would love to be included in the drawing. I can’t wait to show my husband your site…if he hasn’t seen it already! Thanks for sharing! Happy Trails!
Before they left on their “Crazy Family Adventure,” Bryanna’s husband worked a full-time job. At first, he was able to convince his employer to work remotely. Yet eventually, that became a burden as well, since he still sat in front of a laptop 9-5. Fast forward to today, and he has found new opportunities, while Bryanna has her own online business.
These were all things we did before we hit the road. But the costs are different now – as we’re frequently finding out about events fairly last minute and sometimes paying late entry rates and sometimes able to pay less for a last minute ticket to an unsold out event. And, sometimes we end up needing to forfeit event fees that we had to sign up for in advance, but routing plans changing to make it unrealistic to attend. Be sure to know the ticket transfer/re-sell policy before you buy.
My husband and I are thinking of doing this he’s a disabled veteran I know he can stay in most RV parks free or reduced fee. He is worried about medications we need on the road I told him we can do Meds by mail . I’m figuring it out slowly but I think we’ll be on the road by next year.. Should we be afraid of this due to health issues? He tests his own inr at home he is on warfarin. He had a brain tumor in 2009 but I my needs an MRI once every 2 years. He does have leukemia but was told to check blood work next year no treatment needed at this point or maybe never? So with all of that said should we or shouldn’t we?
In fact, we created Finance Your Detour, a 4-step budgeting program to help others implement a budget in order to afford to travel more, or really, do whatever it is that makes YOU feel more alive! The program includes a budgeting tool that we designed, video tutorials on how to use it, as well as video lessons and worksheets to help you understand how to budget successfully in order to reach your financial goals. You can check it out here.
I’m terrified and excited at the same time! We’re both In our early 50s and planning to sell our home to live a simpler life. My fear is being in a small space while a crazy storms is going on around us (our home base ATX so we won’t be on the road) or if the weather drops below 20s. My hubby wants a 5th wheel but I’m not sure because we want to try this for a year and see how we do, but of course need to make the right choice because money doesn’t grow on trees. We have two 10yr old chihuahuas who hate the thunder! Any advice?