Great blog! lots of ideas for “newbies” — we have been fulltimers for almost one-year now and are in agreement with many of the items on your list (size and taking your time especially!) We have also been fortunate to meet helpful people on our travels and certainly fellow bloggers encourage and guide us! Keep up the great posts and we hope to get to meet you in person soon!! Martha
$1264 Dining Out It’s beautiful to go back through and see where we spent our money eating out. The only chain is Chipotle which we ate at 4 times this quarter. The rest is made up of coffee shops, small restaurants, and different breweries. Of course this number is skewed a bit as 10% of these expenses likely belong in the grocery category because we purchase whole bean coffee and specialty beers from many of the coffee shops and breweries we visit.
Hi, I came across your blog and have so many questions for you! I think its amazing that your living in an RV with a kid and lately have been thinking how amazing the simple life would be to do that myself! I have two little ones, ages 4 and 2 and want to know what the real cost is for buying an RV, what do real monthly payments look like for you, water, gas, electric, RV site rental or camp ground? How did you get a custom RV or where? What about kids schooling? I would like to stay where we are state and city wise but want a more affordable option for living. Do you have a post where you address all these questions? I would truly love to hear more about this! Thanks
We have a family HSA Bronze plan that we purchase through the Healthcare Marketplace, with a ridiculously high $13,800 deductible (but includes some preventative stuff and provider co-pays) with an included network that is fairly nationwide. For 2018 we’re sticking with our ‘on exchange’ Florida based EPO plan with BlueCross BlueShield that give us national access to their BlueSelect network. We don’t claim any subsidies, but being on exchange keeps the option open to claim them at the end of the year if we qualify (our income varies).
If all you need is a little connectivity on your phone I’d suggest looking at one of the ATT-based Straight Talk plans at Walmart. If your phone accepts it you can buy a SIM at Walmart and then you just pay flat $45 per month for “unlimited” talk/text/data. I put the unlimited in quotations because the fine print says that you get unlimited talk/text but only 5GB of full-speed data (after that you’re throttled pretty heavily). That might be enough for you though? The nice thing about Walmart is that it’s non-contract plan so you can try it for a month and if it doesn’t work out you can just ditch it and do something else. ATT doesn’t get you as wide coverage as Verizon, but it’s pretty darn good. We have it on our phones right now.
These days everything is available online and if you’re putting most of your spend on credit or debit cards* it’s super easy to import it into programs (e.g Quicken or Mint) that will summarize and keep track of exactly where your money is going. Not only will this give you a solid idea of your starting point, but it will be key to pointing out places you can possibly save once you change your lifestyle and get on the road.
Doug – every dollar we spent over the year was included so this is realistic for us and how we travel…as stated in the post: RV living costs will vary depending on the number of people, pets, life style, spending habit, and other factors. Yes we wrap various items in the Misc category but we do have the Jeep/RV expenses listed on its own line in the avg monthly costs… RV/Tow Car: $132 oil changes and supplies. If you’re interested in more detail, check out our monthly expense reports and it will break our costs down further – including what we spent on Misc items that month: https://weretherussos.com/cost-of-living-full-time-in-a-rv/
So, just depends on the site and the park. Older parks often have smaller sites and tighter access than newer parks. Forest service campgrounds are typically tighter than desert campgrounds. I use rvparkreviews.com to help gauge these things, and combine it with satellite pics (Google Earth) and campsitephoto.com where it’s available. Between the three I can usually make a good guess if we can fit. It’s a process!
If the company goes out of business (and we’ve heard of that happening), not only might you lose some mail, but you are left without a legal address. Of course, it is easy enough to “move” when you live on the road, so you won’t be homeless for long. But you will have to make a lot of phone calls and online address changes wherever your mailing address is recorded.
I have left out some expenses as they might be comparable regardless of your situation. Those expenses are gasoline, home owner’s associations vs. RV clubs, phone and internet costs. While you may think the average RVers spends more on gas / year, we don’t. There is no daily commute, and no one said you have to, or even realistically will, drive hundreds of miles every day. Here are our findings on that (and all things environmentally friendly about living in an RV).
I drink wine. That and we try to take one day at a time and keep our focus on the fact that we want to deepen our family bond through travel. If a situation isn’t feeling right or if we aren’t getting along we stop to evaluate the situation and work through what is causing the disconnect in our family. Our family has to stay #1 in what we are doing.
Boy, do I know just what you are talking about, been there done that! We did just what you two are doing in Alaska. We bought property, cleared an area for driveway and cabin, then built the shell of the cabin – all while living in a 21 ft RV over a 2 yr period. But life threw us a curve, and we became full time caretakers of my in-laws….in Oregon. When we started over again, we knew what floor plan to look for. The 2nd RV was 36 ft with a 12 ft slide-out and a separate bedroom with a folding door, big difference. As we bought it 2nd hand, it needed a little work. Yes, the cushions and mattress upgrade is a must for full-time living. And again….life threw a curve. I am in Nevada now with the 2nd RV and have not given up on the dream completely. Still looking for the right piece of land to accomplish the goal. I so enjoy watching your videos and reading your posts about your progress. Brings back good memories of better times, thank you.
Since we started full-timing, we have upgraded both of our DSLR cameras twice and upgraded both of our pocket cameras twice. As for biking, we started out with cyclo-cross bikes but sold those when we found we were almost always camped near very rugged dirt roads. We replaced them with mountain bikes in March, 2014. Bike maintenance isn’t a huge cost, but it’s there. We also upgraded our bike rack a few years ago. And back in 2008 we splurged on a fabulous Hobie inflatable kayak that we loved for several years but eventually sold because we needed more room in the basement.
I am fortunate in that my company pays for my cell phone. This includes the grandfathered “unlimited” data plan. However reliable that is though we still look for campgrounds and camping sites that offer reliable WiFi and relish in those moment we get to a cafe or a friends house that will allow us to download a movie or two for future watching. Let it be known though that our call phones and our ‘net connection are essential to our livelihood and therefore our lifestyle. My wife does have a Verizon “Pay As You Go” that we purchase minutes for on a semi-regular basis (every four months or so). For a good look at what WiFi on the road may cost though feel free to check out the expenses of Technomadia.
Andrew, that was an interesting blog entry, because it gives a snapshot of what’s important to your family, you seem to have a good balance between enjoying your life and maintaining your expenses. But the part that really grabbed me about this post was that it reminded me of George Orwell’s “Road to Wigan’s Pier” in that you outlined your expenses. If you get a chance, please have a look at that book (it’s available for free on the internet) and read the part where he reports on the expenditures of different coal miners in the early 1900s Northern England. We’ve all become wealthier, but even after all that time, nothing has really changed, we still make choices to in our lifestyles and our spending choices may be one of the purest epressions of who we are and choose to be.
Looking at 3/4 time RV-ing to start with. Still have a home place to go to with the plan of selling down the road if we like full timing. Presently have a Lance camper in the bed of my truck. have had it for 21 years and has worked great. Would like to go bigger (35′ range) Also would like to tow a small Jeep. any thought on towing and hanging on to a home base for awhile. My wife and I retired in April and took a 2 month trip in the Lance. Had a Great time and we didn’t kill each other. How nice is that. We did put on a lot of miles and next time would spend more time in one spot. We did put on over 450 miles on the ATV during that time and got to see a lot. Thanks.
As for costs it’s a very variable question, but I would say most RVers are in the $2500-$3500/mo range with a few RVers who do it much cheaper (around $1,000-$1,500/mo) and some who use alot more ($5,000/mo). Your biggest variable budget item will be gas & RV park costs, both of which can be managed by how far you drive and where you stay (or if you volunteer, workamp etc.).
Gift Cards – If the gift card is for a full-time RVer, try to stick to larger national chains or internet stores like Amazon. Even though RVers take their kitchens with them, it’s still nice to not have to cook all the time so restaurant gift cards are nice as well. Or an Amazon Prime Membership is a great gift for full-time RVers if they don’t already have one. Our Prime Membership made getting items while traveling full-time so much easier.
Love this interview! With 4 kids and dogs in an RV… We live in an RV with only 2 kids, and they don’t take many space (yet) as they are 2,5yo and 7mo. So I’m impressed 🙂 Love the tip about taking it one day at a time. That is what I should do more too. I have the tendency to plan ahead to much. Maybe a tip for other RVing families: come to Europe! Europe is great to explore in an RV, but choose a smaller vehicle because the roads and campsites are small compared to those in the US.
In South Dakota, one of the largest mail forwarding services is America’s Mailbox just outside of Rapid City in Box Elder near the Black Hills in the western part of the state. We have the Platinum plan with them and have been absolutely delighted with their service. We call them once a month and tell them where to send the mail. Mail forwarding providers in South Dakota include:
3. Commit to healthy eating: Switching to the RV lifestyle is a great chance to rethink your family's eating habits. Our advice? Store fruits and vegetables in green bags to maintain freshness, and consider canning or freezing as much as you can store for year-round freshness. Keep in mind that it may be hard to find healthy food in some parts of the country, so stock up when possible. The last thing you want is to have fast food as your only option.
Become a virtual assistant. Being a VA is an amazing way to make money from anywhere with a laptop and an internet connection. In fact, Kayla and I just hired a VA to help us grow our business, and she lives in Madrid, Spain! (In case you didn’t know, a VA is basically someone who helps a business owner with various admin tasks from answering emails to gathering data, booking events, managing projects, and more. It’s very versatile!)
My only issue with this article is the title “The real costs” which implies that you are about to tell us that full time RVing is not as cheap as some people might think. Instead you provided your expenses which I would speculate are much higher than the average. As a number of people mentioned your lot rent is perhaps two to three times higher than the typical rent.
To break the cycle I needed to let myself grieve. It felt silly to grieve something that I realize I was very fortunate to experience like grieving a stain on a designer blouse. You know, first world problems. But judging my feelings only served to keep me on the disconnected emotional hamster wheel. So now I let myself grieve as needed and try to suspend judgment on my feelings.
- You should remove snow from slide-outs regularly to reduce water damage. As snow accumulates on top of the slide-out, the heat from inside the RV can melt the bottom layer of snow, creating an ice dam. You also can add insulation by using rigid insulation sealed to the camper body. However, angle any insulation you place on the top of the slide-out to allow water to drain away from the RV.
So my situation would be a little different. I would go somewhere, stay for 10 weeks – 2 years, and then go somewhere else. I know of several people in my field who do this and it seems a lot more feasible than staying in a hotel ($250 + per week) especially with a small dog. I guess what I’m trying to ask is: what do you thing the difference in cost might be and can you recommend any website for this type of Living? (I.e. less sight-seeing, more of just a place to live.)
We also conserved fuel by minimizing our hot water usage. With no permanent sewer connection, we weren’t using the washer/dryer. Instead, our weekly errands included a trip to the laundry mat. We both had a fitness center at our workplace, so we took advantage of those showers. This had the added bonus that we got into a regular exercise routine. In general, we were mindful of how we used water during our winter RVing — a practice that continues to prove useful in boondocking.
Health insurance is definitely a tricky problem, especially for pre-Medicare folks like us. This coming year will present more challenges as it seems insurance companies are continuing to limit their coverage range (e.g. BCBS is dropping nationwide PPO plans in several states for individual plans). I’ll keep reporting on the blog as/when changes happen. It’s just one of the things we must tackle as nomads.
Get custom skirting made: Custom vinyl skirting can be ordered from multiple upholstery companies. Getting vinyl skirting made has its advantages. It has to have some give to it, so when the ground freezes it won't push up the bottom of your trailer, denting the trim. The main idea of skirting is to create a dead air space below the trailer. This acts like insulation. Also custom skirting can be removed and installed in minutes and can be stored easily in a compartment. A definite must have for winter camping!
1) They have income and some savings, or they would not be considering the full timing lifestyle. Or maybe just got an inheritance of a few thousand $$. In other words, they have, or soon will have, enough money to buy an RV. A good rule of thumb would be that any RV they might consider buying should cost no more than 1/10th the value of the home they bought. Depending on their cash on hand, the type and size of RV will be determined by their needs and wants. Here are some things to consider: Full timing – Top 10 Questions
We typically try to cook our meals from the RV. Typically our groceries are less than $100 per week. On travel days, we tend to grab fast food or “cheap eats” for convenience, and only eat out at restaurants 2-3 times a month. We also included the cost of dog food because well, they are our children and that means there are 2 extra mouths for us to feed!
I didn’t grow up thinking I would be an entrepreneur and it wasn’t a goal of mine until it was. Now that we have gone down this path it is empowering to see that we can make our own money. That we can set our own schedule, that we can sleep in on a Monday and work on a Sunday or really whenever we want to. The freedom is stressful, but also exciting!
If you have siblings and you don't get a wall or other design area, don't fret. That cabinet will work perfectly as a locker, you should do this even if you have a space you can decorate. In this "locker" you can velcro up small pictures or white erase boards. Taping colored paper on the sides also helps. If it doesn't already have a shelf get one of those cheap locker shelves. If it doesn't have a light you can put up a removable hook on the top and hang a book light from it for lighting.
Health insurance costs are totally individual, and the coverage for everyone is evolving. We do not have health insurance. Other younger full-time RVers have posted some terrific articles about health insurance and the impact on one’s choice of domicile state. Check out the excellent posts by Wheeling It and Interstellar Orchard. They both reference insurance agent Kyle Henson of RVer Health Insurance who is quickly becoming the go-to agent for all RVers’ health insurance needs.
We are opening a Facebook group called RV to Freedom: Learning to Live in an RV where anyone can come and ask questions to learn about living in an RV. We truly hope to help people get over their fears, cut through the clutter of opinions and information on the internet, and learn how to live on the road. We hope you'll join us and share your experiences, too. The full-time RV community is welcoming and open and we want to encourage everyone to join, participate, and form connections. It makes us better prepared and better people. We hope to see you there and on the road!