The full-time RV lifestyle is absolutely fantastic, and we’ve been loving our nomadic life since 2007. Many people who are new to the idea of RVing full-time wonder how full-timers get their mail or file their taxes or what kind of insurance they buy. What the heck do they use as a home address (known in legalese as a “domicile”) and where do they register to vote? And how do they save money on RV park and campground costs?
Renter’s Insurance provides tenants with a policy that is much like a homeowner’s policy, covering all the items in the home whether the loss occurrs in the home or somewhere else. These can be set up with small deductibles (like $50) that make sense for a $2,000 loss. However, you must be renting a stationary home and you must provide the address of the place you are renting. Unfortunately, your mail forwarding address or a relative’s address don’t count, and using an address where you are not living constitutes insurance fraud.
RV living holds a romantic appeal to some people. In fact, many people dream of dropping out of the 9 to 5 and living in an RV full-time. Many will dream about it, but few families actually pull it off. One of those families are the Royals, and today I talk to Bryanna Royal about RV living. In addition, we discuss what it’s like moving from large RV living to progressively smaller vehicles.
Our highest grocery month was September. We had a problem with our inverter while traveling and lost everything in the freezer. Conversely our lowest grocery month was when we were at Fort Belvoir near Washington DC. We were right down the road from a fabulous farmer’s market and saved a ton of money shopping there almost exclusively. Our highest dining out month was December when we spent 2 weeks in a hotel in Las Vegas, NV and a week in a hotel in Rockville, MD.
If you install solar power, a big battery bank, or upgrade your converter or inverter or have any kind of add-on that is pernamently attached to the rig, and you have an older rig that you are insuring for Actual Cash Value, that upgrade will be part of the Actual Cash Value figure that the insurance adjuster will be calculating at the time of a claim. If you are insuring for Replacement Value, check with your agent how best to cover major upgrades.
One way to go fulltime and cut expenses is work camp. We have met many people that do this and save a lot of money. Food,insurance,any rv repairs,health insurance are really your only large expenses. Only con is if you still have a lot to see or do not want to work at all this will not be an option for you. And thank you for all the work you put into site very informative.

I make some money blogging, but it’s not a significant portion of our income. I could probably make more if I were more aggressive with product promotion/partnerships and advertising, but it’s simply not my style nor is it the style of the type of writing/blogging I do. I’m very picky about the types of products I promote and work hard to keep my blog honest and relatable. It’s primarily about RV travel and sharing that love of travel online. Everything else is a bonus 🙂
The Meinhofers have met a lot of families with kids on the road, but they haven’t encountered many other Latinos. They think there’s a perception in some communities of color that doing this means you are destitute. They are trying to inspire others to join them with their YouTube channel, Exploring the Local Life, which has become so popular it is making them money.
Thanks for posting your Rv travel expenses, that’s really a generous thing to do and it really helps those of us in the planning stage to get a better idea of how we can achieve this lifestyle change. I can’t understand why people are being rude about it. No one would ask them what they spend in their lifestyle would they? It’s a bit hopeless that people can’t be happy for others generous and brave enough to share their lives! I know I couldn’t do it, so thanks!

Hi, My name is Dawn and my husband and I are looking to sell all and become full time rv living. I would so appreciate to be able to find some couples who do this and that would be willing and open to talk with my husband and I over the phone so we could ask questions and get their perspective since they have been doing it. I have been on a few web sites to try to find some people to talk to and not been successful. What would you suggest. My husband and I want to get out from a house payment and be free to travel some mostly back and forth to see our children out of state and spend time with grandchildren. We don’t want to be foolish and just jump out there with out doing our home work first. Thank you for any insight you would be willing to give us.
Keeping your water and waste tanks from freezing is an especially difficult task. If there is a winterizing skirting around your RV, it may be helpful to install a small heavy duty space heater under your unit to keep the gray and black tanks from freezing. The fresh water tank should be alright with daily use, although the water supply feeding the tank can (and will) freeze. Special heat tape and hose insulators are available for purchase at any hardware store, but these are ineffective in prolonged sub-freezing temperatures.
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As a blogger and online content creator (my main blog is BabyRabies.com, a pregnancy and parenting site), a book author and photographer, I am able to work full-time from the road. My husband left his job and manages most of the road-schooling and the other moving pieces of, well, moving. It’s nearly a full-time job just booking sites and planning our route!
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Yes, Craig and I still find time at night for each other when the kids are sleeping. But throughout the day, everyone is up in each other’s business. We are okay with this. It works for us and we are all used to it by now. And everyone has found ways to find their own little space either in their bed, outside at the picnic table, or wherever they can find it.
Heated Water Hose – You can make your own with heat tape and pipe insulation and this works pretty well, although on occasion we have seen people in the bathrooms warming up their frozen hoses during extreme cold snaps.  I’d recommend just purchasing a good heated water hose.  Camco has one on the market but it looks kinda cheap, from the heated hoses I’ve seen in person I’d recommend the Pirit Heated Hose as the construction and the warranty seem top notch.
Wow! Bold, informative, funny, truthful, your on to something. All your information from the Cats to your cell phone service. I feel very blessed to have watched HGTV that day. You are living our dream and at such a young age. Your showing a very young generation that you don’t have to wait till retirement to see the world. Oh I am not old by the way or retired but admire your budgeting skills and dedication to balance life experience vrs $$$.. You guys are getting it right. Ok so medical expenses. What people don’t know is when you pay cash for your medical care you can negotiate with the doctor because they save by not having to bill your insurance and all the clerical and bookkeeping costs. So lets say the cost of a physical is $500.00, well I think we all know that is crazy, but that is what they bill the insurance co. but if you tell them you are paying cash, ask for a discount. Good doctors that care about patient care are happy to do it. My parents do it all the time. Dentist, Eye Doctor.. You can monitor and care for your health with out medical insurance. Sorry so long.

Satellite internet. When we bought our coach used it had a Motosat internet satellite on it. We activated it and use it a lot. It has worked flawlessly except for when Hughes changed frequencies and that was a big dust up and PIA to get working right again. There was no equipment failure just software junk from Hughes. I bring this up as you mentioned sat internet in your “10 things”. The thing that is really really great about the sat internet is that you can be boondocked in the middle of no where and it works if you have clear vision to the satellite. For the most part it is not as fast as Verizon 3G with a good signal. But it is pretty fast. Now that there is a second big player just launched a bird (a San Diego company BTW) Hughes will have some competition and I would guess everyone will get faster. You can buy motosat dishes used.
Treetops RV Resort, located between Dallas and Fort Worth in Arlington, provides RV and trailer sites year-round, offering you daily, weekly, monthly and annual rates. Treetops RV Resort offers full hookups, along with a swimming pool, cable television service, laundry facilities, an air-conditioned bathhouse and Wi-Fi Internet service. The Dallas Metro KOA, also situated in Arlington, offers full-hookup RV camping, with 100-foot pull-through pads. KOA features complimentary Wi-Fi Internet service, a recreation room, cable television service, a picnic area, laundry facilities, a playground and a convenience store. You can find Sandy Lake RV Resort 18 miles northwest of Dallas in Carrollton. The park offers various rates for RVs and trailers, depending on length of stay. Located one mile from Interstate 35E and directly across from the Lake Amusement Park, Sandy Lake RV Resort features a clubhouse, Wi-Fi Internet service, a swimming pool, hot showers, laundry facilities and a convenience store.

If you have siblings and you don't get a wall or other design area, don't fret. That cabinet will work perfectly as a locker, you should do this even if you have a space you can decorate. In this "locker" you can velcro up small pictures or white erase boards. Taping colored paper on the sides also helps. If it doesn't already have a shelf get one of those cheap locker shelves. If it doesn't have a light you can put up a removable hook on the top and hang a book light from it for lighting.


Having your children sleeping within an arm’s reach of your bed definitely changes your sex life. Here’s where the planning and scheduling comes in, again! Sometimes you get lucky and a campground has supervised activities for kids allowing the parents to enjoy adult activities. If so, ditch the bingo game, and go have some fun in your empty RV. No campground activities? Well then, you just have to get creative!
I was surprised at the cost of insurance but then saw it is a Travel Trailer. Motorhomes are rather more expensive. As far as lot costs, we would/could not justify that as retirees. We pay $500.00/mo which includes water and electric in Denton TX., and traveling will require a fair amount of research as so many parks are above what many of us travelers can afford.
2) They are both skilled at something or can take advantage of Workamping opportunities, and a good handyman or woman can easily find free places to park their RV if they will work for the park. Some places even pay a small stipend along with providing a free camping spot. I’ve worked both as a handyman and as office staff in order to save hundreds per month in spot rental fees. And I got to enjoy some beautiful areas. Lake Tahoe is one such spot where I worked for the Forest Service 4 days a week for a free RV spot.
Hi Nina, thanks so much for the prompt reply. Follow up question to your comment “couple who had a large 5th wheel last year and they had so much low overhang on the back of their rig that it kept bottoming out on bumpy roads” Are you referring to the distance of the furthest rear axle to the back end of the 5th wheel or simply the ground clearance at the back end of the 5th wheel? I can see it being a problem the greater the distance between the rear axle to the end of the trailer on any bumpy road as being a problem, and I have seen some motorhomes that would have the same issue.

Again, we're not stuck to a vacation timeline. We are not on vacation, this is our life. So instead of pulling in for a week and cramming our days full of sightseeing, we balance our days with work and play. We choose what we would like to see, but don't feel compelled to "get our money's worth." We may stay a few days or a few weeks depending on what we want to explore in the area. During this time, we're carrying on a normal life similar to a resident by shopping at local stores, eating at local restaurants, and participating in daily life. I cannot say we are true citizens by any stretch, but it does give us a better sense of place than a vacation usually does.
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