13. If you have children, you will have to plan for their education. They will have to be homeschooled with the only difference being that their home is on wheels. There are a lot of different online curriculums and education resources to take advantage of and they vary in pricing from free and up. This will take a bit of research, but keep in mind, as well, that life on the road will afford a great many educational opportunities. You will be able to actually visit and teach from sites that many will only ever read about or see in videos or pictures.
For generations of Americans, owning a house and having a steady job has signified success, a reward earned through diligence and hard work. But the astronomical costs of real estate and the ever-expanding hours of the work day have people questioning whether the traditional milestones of adulthood are actually grave markers on a life worth living. By contrast, millennials generally feel down about buying a home and also aren't thrilled about embracing life as desk jockeys.
Yes, we visit amazing places and there’s usually plenty of free stuff to do – but sometimes to enjoy them a little money goes a long way to enhance the experience. Unlike when you might be living more stationary where you might save up for a few splurges in the year (aka ‘vacation’) – on the road there’s constant temptation. A museum, a concert, an event, an entrance fee, etc. For us we found the discretionary fun budget is more spread out year round, instead of in vacation blips.
Doug – every dollar we spent over the year was included so this is realistic for us and how we travel…as stated in the post: RV living costs will vary depending on the number of people, pets, life style, spending habit, and other factors. Yes we wrap various items in the Misc category but we do have the Jeep/RV expenses listed on its own line in the avg monthly costs… RV/Tow Car: $132 oil changes and supplies. If you’re interested in more detail, check out our monthly expense reports and it will break our costs down further – including what we spent on Misc items that month: https://weretherussos.com/cost-of-living-full-time-in-a-rv/
My husband and I are planning to transition to full-time RV living in the next 2.5-4.5 years once our oldest kids graduate high school (youngest will come with us and homeschool). We are concerned our biggest expense will be self funded health insurance. In your financial reports you say you haven’t purchased health insurance. What about now that Obamacare penalizes you on your taxes? Have you still chosen not to purchase health insurance and take the penalty or have you found a more affordable option? We have some medical expenses so likely couldn’t go completely uninsured. Hubby is considering a remote work job with benefits for this reason but really we’d like to travel for 1 full year without huge work commitments then do something like seasonal park ranger half the year and travel the rest of the year. Any advice or insight in this area would be awesome! Thanks for sharing your financial information. It is very helpful!
That was very nice of you to list your expenses like that. Many of us appreciate it. As you mentioned, this is your lifestyle choice. Personally, I think it is a great one. I don’t get why some other posts are trying to compare it with monthly expenses for owning a home. You and your family are living the life you want. Good for you. You are open and honest. After reviewing your expense sheet, it is my opinion that you and your family are living a frugal lifestyle compared to most of us. I love the simplicity of your life without the baggage of all the stuff. Blessing to you and yours!
Wow, you are SOOO patient, answering all the repetitive questions (that you have already answered) like it’s the first time!! I’ve been reading for hours. We have a 24 ft diesel class c and we love it, we usually only stay out about 4 nights at a time. We like to stay off grid but are not as careful with water and the tanks as we could be. Plus, we have J.O.B.S.
Hey Bill, keep working on the wife! As for your questions, please remember we are travelers, not banking or financial experts and definitely don’t feel comfortable advising anyone on the subject. So, what works for us, may not be best for you. We have a permanent address in Texas (our home state) and have a CPA that handles our taxes. There very well could be some deductions for you, but you will need to talk to a CPA to find out.
Instant Pot – A favorite among RVers, the Instant Pot was my Christmas gift from Brent in 2014 and we’ve used it nearly every day since. In fact, I just heard it beep signaling that our BBQ chicken is done. The multi-functional kitchen warrior is perfect for RVing as it serves many purposes: pressure cooker, rice cooker, slow cooker, saute/browner, yogurt maker, and warmer. We have the 6qt IP-DUO60 7-in-1 and it’s plenty big enough for our family. Regularly, I double recipes and as of yet I haven’t had a problem fitting it all in the pot. We LOVE our Instant Pot.
After several weeks of looking and test driving I found my 1993 29′ Jamboree Rallye with a Ford E350 motor. It had 54,000 miles on it, no water damage that I could see, seemed to drive well, had new laminate floors, was clean and in overall pretty good condition for a 23 year old rig. I inspected it with my untrained eye: the engine compartment looked clean, the hoses were newer and there were no leaks that I could detect. When I test drove it, it seemed to have more power and a smoother ride than others I’d tested. I also tested the house water pump, refrigerator, stove and generator and they all worked well.
Bedroom Layout – At first it seems like the only travel trailer floor plan option was a back bunkhouse and a front queen bed with the head of the bed situated at the front of the trailer. But then I found the front bunkhouse models. These typically have more room around the master bed and since the littles sleep in our room with us (they do in our house too) this would be much more comfortable and give Brent a good space to work for extended trips. The tradeoff is a smaller bunk room but the teenagers they don’t need as much space as they once did since we aren’t full time. Even in our Gateway they spend a lot of time lounging in their beds so we are leaning towards a larger master bedroom.
Fast forward 7 years and SD is still one of the least expensive states for fulltime RVers to domicile, but some things have also changed in that time frame. For example registration/insurance costs have risen (this was a state-wide thing that happened in SD a few years ago) and health insurance options for our age-group have deteriorated to the point of being abysmal. If we were choosing domicile today, we’d probably chose a different state.
When we initially looked at internet solutions we knew we wanted a Verizon-based system since it was simply the best coverage out there (and our experience has proved that true). We ended up w/ a 2-year 5GB/mo contract which is a little tight for our needs. What we didn’t know was that you can get a Verizon-based coverage using no-contract resale partners such as Millenicom. It’s the same coverage, but simply without the contract! You can boost it just like any system out there too. Millenicom resells both Verizon and Sprint and they won’t/can’t tell you (directly) who they’re using, but you can easily narrow it down via the device (the Verizon-based contract is currently offered on the 20GB/mo deal using the Novatel U760 Device). For more info check the forums.
Issue: Water Lines Freeze – When temps fall in the single digits our lines from the hot water tank freeze. (The cold water will still work in the kitchen because the freshwater tank is not frozen and the lines come from the bays that are heated with space heaters.) The lines sit on the floor very close to the wall behind cabinet drawers, a typical location for many RVs.
The key to maintaining a comfortable full-time RVing lifestyle is how they plan to earn money on the road. If they have an online business, then they are in luck, as it is very easy to run an online business from your RV. I easily run our website while traveling for several months in our RV. In some cases, I am sitting by a pool with my laptop and an adult beverage, writing articles and answering Rving questions and uploading them Everything-About-RVing.com.
After you have identified your fears, accept them, even embrace them; they are a natural instinct given to us to keep us safe and from taking stupid risks. They are a good thing unless we let them paralyze us. When that feeling of fear and panic starts to well up from your gut, take a really deep breath and literally thank it for the wise warning it’s offering you. Then assure it you will consider the warning very seriously. This may seem very “new-agy” but try it any way.
I grew up in a travel trailer for many years. And now my husband and I are going to do it with our three kids. We looked into it financially and found out, it was a very good option the storage unit, truck, trailer and our land payment would add up to be less than the rent we pay. So when we build, the house will not be such a financial burden, if any. Your post has helped me believe it will end up being the best option even with all the kids.
We find most RV resorts typically only require that you put a small deposit down. We are still able to lock in great prices, keep on budget, and we usually can guarantee a prime site as well. In addition, we are also on several emailing lists for different RV Resorts. You would not believe the offers we get throughout the year, particularly on Black Friday, to book for the following year. As a result, we save hundreds staying at luxurious RV resorts.
I just love reading about your experiences. This question is for Paul assuming he does most the wrenching? Paul, when do you decide to take your rig in for “fix-it’s” compared to do it yourself. Some basic things I have tackled have been very stressful (trying to save a buck) yet rewarding when accomplished. And what is your tool box situation? Huge weight factor as I have a huge roll around at home but only certain tools make it in my rig. (30′ class A HURRICANE) I keep basic stuff such as small cord less drill/driver/impact to help turn stubborn screws and bolts that I cant break loose due to health, it also has adaptors for sockets which I carry a small assortment, then the plumbing and electrical stuff. I keep some extra wire and connectors, stripers, tape etc. plumbing is easy with connectors and pliers? but I find I want to have so much more from “the big box” at home. Also carry rainy season stuff to help prevent those leaks I found this year. frightful to say the least when you find a leak in your roof. My RV tool box is approx.. 8″x20″x8″ yet weighs a ton. Try to keep something in it to fix anything. Best tool is a good bright flashlight that has a beam or if extended has a wide light like a small lantern
You may look around at your stuff and say, “Bah… I don’t have anything of real value here.” But imagine trying to replace all your clothes (winter and summer), shoes (running, walking, hiking, dress shoes, slippers, sandals, boots), jackets, sweaters, blankets, pillows, sheets, towels, everything in the bathroom vanity, food in the fridge as well as pantry, dishes, pots and pans, kitchen appliances, CDs, DVDs, BBQ, portable generator, tools in the basement, spare parts, musical instruments, laptops, printers, cameras, smartphones, bicycles, kayaks, books, etc.
Hi Dian, did you used to work in Denver? I knew a dian there that i worked with, and she went full time. This is a dream that i want to make into reality for myself. i am deciding right now on what would be the perfect size rig for me as i will be a woman “rving” by myself. i don’t want something “too big” nor “too small” I’m thinking maybe a 30 ft class A?? how do you handle your laundry situation? I sure hope this is you.
Thanks for the information. It’s funny but I was just contacted by a friend I haven’t heard from in 4 years and they recently sold everything off about three years ago and are enjoying the RV lifestyle. They just spent the summer in Alaska and currently my friend is playing Santa Claus here in Las Vegas. We are getting together tomorrow and I am sure we will have a big discussion on how things have been going so far. He has already recommended I grow my beard in for next year and play Santa. Of course I will have to die the beard as I am not quite white yet. LOL. I will keep on searching your site and thanks again for the update…
Not only are many golf courses open year-round in parts of Vancouver Island and the Lower Mainland, but ski hills are also easily accessible, so you can golf in the morning and ski in the afternoon. Water sports like kayaking can be done year round with the proper equipment and safety gear. Of course most locations have the popular activities of curling, bowling or educational programs, card clubs and craft projects, etc. There will never be a lack of things to do. By following a few little recommendations and using common sense it is entirely possible to live in your RV in the cold winter months quite comfortably. Give it a try. We survived; you will too.
Like many others who have responded.. Thanks for posting your Top 10. The wife and I are in the planning stage for full time RV’ing and you have answered many of the things we were questioning and listing other web sources of information is extremely helpful. We hope to be full timers in a year or so. One question you did not address in this blog was the question “Gas or Diesel?”. I realize it “depends on where you are going” but, in your opinion what has been your experience? We are leaning strongly to diesel because we do plan to go west of the Mississippi.
It’s good to have an idea of where to go, what to do and how long to stay but don’t have a rigid plan. Be flexible enough to have the option to stay a few extra nights or leave early. Every town we drive into is a new experience. Sometimes we love the town and sometimes it’s just not our cup of tea. Having a flexible schedule means we can stay longer in places we enjoy and take off early if we’re not feeling it.
In a few years my husband and I will be full timers. My husband will be working shutdowns as a welder, so it will be a few more years before we are traveling for enjoyment. We have had this plan for a long time, we said when the kids finished high school we would boom out together. I’m looking forward to our next journey together. I’ve found all the comments here very informative and helpful. Thank you for 10 wonderful tips.
I guess my best recommendation would be to look at back clearance. What we’ve found boondocking with friends is that some of the longer 5th wheels have a lot of back overhang (behind the rear wheel) and/or low clearance at the back. We went to some BLM land with buddies last year that had a 38 foot 5th wheel and they were scraping the back end over all the bumps while our 42-foot MH cleared them all with no issue. It’s not a critical thing, but I think if you really feel like you’ll be doing a lot of boondocking, then it makes a difference.
When it comes down to the nitty-gritty, being able to “thrive” depends not on someone else’s description of the term, but on our own. Each of us, you and I both, need to decide what makes us happy in life. Deciding that you don’t need to be like everyone else is the first major hurdle jumped in living debt-free, and every person who decides to live without debt has their own reason for doing so.
We both identify as introverts and only keep a few close friends. But living in an RV has made us more social than ever. We are usually up for any kind of RVer meet-up and we've made so many friends this way. Connections are made quick, but deep. Never before have we felt such a strong sense of community while living in a fixed location. We keep up with our friends digitally when not together, but we will go out of our way to meet-up when possible. We plan gatherings in the winter and try to attend Xscapers convergences when we'll be in the area. We have more friends in our circle now than all our years before! We wrote more about how we stay in touch in Staying Social on the Road.