Pro Tip: Even if you don’t insure your RV through Good Sam, you should definitely spring for their Roadside Assistance service. It’s $80 a year and completely worth it. Plus, if they can’t get to you in time for roadside assistance, they will pay for whoever does end up coming out to save you from the side of the Interstate. After getting a blown tire outside of Coalinga, California, I’m a HUGE fan of Good Sam’s Roadside service. Getting our tow dolly tire replaced billed us $150, which Good Sam promptly reimbursed us for. I’m a huge fan of any service that pays for itself. (PS They don’t pay me to say nice things about them, but they should.)
If you are considering living in an RV and traveling, think about where you’d like to see yourself spending most of your time. We live in an RV because we like an ever changing backyard, which means we pack light in order to move easily. Many people downsize to an RV to save money, but are looking to stay put in RV parks and can hang onto a lot more stuff.
RV parks have all your basic amenities—bathrooms, showers, washateria (not all of them), internet (typically slow wifi), and the occasional pool. One of the first things we realized early on was the difference between an RV Park vs. a Trailer Park. RV parks are places where RVers like us or retirees typically stay. A trailer park is… well, what you think of when you think of trailer park.
$648 Miscellaneous – Magazines for the Nook ($25), Stock Music for videos ($70), Shipping charges for mailing random stuff ($72 – Don’t ask me what I mailed, but it added up), Movie Theater *we went to 2 movies in 5 months ($24), Home Improvement Stores ($173), REI Outdoor specialty items ($63), Parking and Tolls ($85), half day boat rental for the family in Lake Havasu ($136). Also I’ve stopped putting propane as a line item since we really don’t spend much on this; in fact we didn’t even fill our propane in this 5 month period.
Here’s another vote for you to keep it up. I’m 65 and preparing to stop working. I don’t want to just sit in a house and wait to die! Looking for a coach and preparing to hit the road. My wife is less than enthusiastic (so far) but I think once we get into it, the light bulb will turn on. We have always enjoyed traveling together, even our camping trips. Thinking about all the changes of scenary makes me all the more enthusiastic. I can cook a meal and clean a floor just like anyone else so that we can both enjoy our time seeing the country.
I ran across your post during my search for RV cost of living. I just recently semi-retired at 48 and was wondering what this lifestyle would cost. I’m always amused (read frustrated) by how many readers make critical comments about other people’s decisions on how to spend their money. “You pay $1100 for space rent? I boondock in a slaughter house parking lot with a view of a brick wall for free!” or “You spend money on fancy craft beer? I only drink grain alcohol mixed with Capri Sun, or I’ve sober since 1989, you need to meet Bill W.” Myself, I want freedom that’s why I chose to change my lifestyle. That said, I like being near a beach. I like “resort” style living with a pool and a jacuzzi. I love eating in great restaurants. I appreciate you breaking this down in a realistic way, its given me some food for thought.
Starting for Q2 we are sharing less info that has to do with our website expenses and trying to keep our detailed expenses very broad so it shows ONLY the travel & exploration part of our RV lifestyle. If you want more details read our older expense postings in this article. Remember you can live for a lot less than us or you can spend triple what we do, either way this is how we live and some people find this info helpful. Wanna know how we live? Check out some of our adventures and foodie reviews…we like to say we’re into affordable luxury.
Many people dream of living in an RV and traveling full time, and for the most part, it’s retirees who are able to live the RV lifestyle. However, there are many young people who are intrigued by the freedom that RVing full time represents. They are hitting the open road as well. One of the first questions prospective full time RVers of all ages ask is – how much will it cost each month?
4/ wet suits and beach/surf gear – for some reason we had it in our heads we’d use these a lot. Instead they took up a bunch of space and we rarely (a few times per year?) used them. We decided it makes more sense to rent these as needed. We feel the same about kayaks and paddle-boards. You may end up differently, but my advice is leave these at home when you start out until you have some experience with where you travel and what you like to do. You can always rent and if you really miss them you can brings them along on the next trip.
Gradually, things started to clear out again and our mindset continued to shift. Then came the big day! An offer on the house – things just got real! We ended up having a huge rummage sale at my sister’s house since she was located on a busy street. We didn’t price anything but instead told people to make an offer on what they wanted. This was WAY easier. And we made an agreement that nothing would come home with us. We sold a lot and everything else was donated.
One last thought on sewer lines. If you are really concerned that they may freeze, add some RV/Marine Antifreeze down the stool. Make sure it is RV/Marine Antifreeze and not engine antifreeze. You can find it a almost any auto parts or home store like Home Depot, Menards, Lowes or even your local hardware or grocery store may carry it if you are in an area where it is demand.
Help! I am in school and traveling my way to spending my life in debt. Not from school but trying to decide living options. RVS are so expensive I have thought about travel trailers and tiny homes. I never know which way to go. People urge me towards equity in a home and stability for my son but we live in oklahoma with no beautiful landscape and can never take time off from work because our jobs are perpetually oppressive. I need to know that this works. It’s not scary, it is healthy and people are safe on the road aswell. We are battling obesity and other health related issues at only 25 from a sedentary and work driven lifestyle any support would be awesome!
Now, about emergencies; who ya gonna call? (No! not Ghost Busters) Is there on-site help for mechanical and electrical problems and how do you contact them? What days and hours are they available? Is 911 service available (if you are fulltiming, you most likely are using only a cellphone – cellphones may NOT work with the 911 service since they do not give you LOCATION)? Where are the closest Doctors, Dentists, Veterinarians, Pharmacies and Hospitals?
I love that wood stove and it sure is the answer to heat. My unit when finished should be around 120’ or if I say to hell with a back shed I can use the entire cube it will be 144’ “haven’t decided yet”. With lots of head room I can put in a queen Murphy bed that will turn into an office when folded up and I can mount it high enough to clear the tops of lots of seating area when being used as a bed. I might need a little step to get into it or maybe a rebounder. I intend to also have a comfort buddy by the time it’s completed if I find a fine lady who wants to live like that and cozy up to my pudgy but extremely cute parts but will probably end up with another Border collie. My last old girl loved getting away on our trips but I would have to kill a bunch of people to get her back and they are all tougher than I am so will have to find a replacement (yes dog lovers, it is not fair to have a Border in a camper but you argue that one out with Maggie and she will chew on you like she did the two big guys who tried to enter our comfy abode on a dark night).
Well Howdy! I am so glad to hear you will be joining us! You’re gonna love it (if you don’t, blame Jason)! The house sounds awesome (too bad it doesn’t have wheels) but nothing beats the freedom and ability to change neighbors and scenery whenever you feel like it! Thanks so much for taking the time to say hello and let us know when you hit the road!
I agree with your list. Howard and I are part-timers, in the RV during the winter months and home in Colorado during the summer months. We start off at the end of October and we ALWAYS seem to take too much “stuff” and way too many clothes. Last year I took more winter clothes than summer and did not really need them at all. We purchased our coach in 2006 and have been out on-the-road every winter since. You would think I could gage what clothes I will need by now, but for some reason this task eludes me!
Congrats on living the dream! I wish I could talk my Wife in to this, but I don’t see that happening anytime soon. I’ve done some background acting and think this would be a great way to do that on a more frequent basis. Your husband and I look a lot alike and I think We would be good fits for the show Outsiders! lol I got to ask though, $5000 a month in expenses sounds like a lot. What are you paying on that rings up that much. Is it mostly the RV payment?
I paid cash on a used F250 and will do the same with the trailer, as well as making some changes upfront that you and Mark recently discovered made vast improvements in driving your rig. While my plan is to boondock more often than not (friends are already beckoning me to their driveways across the country!), there is the matter of being a tech nomad. However, I’ve been living in the country with a Virgin USB stick (and a looped slice of aluminum soda can attached w electrical tape as an additional antenna) about ten miles from the nearest tower for the last few years, so more of the same there. The main budget changes I’ll notice are the absence of an electric bill and addition of laundromats.
Year 3 was our first year of roadschooling. Like watching a 3D movie for the first time, this was the year where learning came to life as we visited battlefields, swam with manatees, explored cities, experienced caves, imagined life as an American colonial , hiked mountains, stayed on a farm, canoed with alligators, and experienced more in one year than many people experience in a lifetime.
There is land for sale and, with the right utility connections, an RV or tiny house would make a great home. Have you spoken to a Realtor? I know there’s a lot for sale at the very end of my road, but it’s a bit too close to the power lines out there for my taste. The place across the road was for sale, but he’s since taken the sign down and, frankly, he was asking a crazy high price anyway. I don’t know anything about leasing land, but I wouldn’t be surprised if there’s land for rent, too. A Realtor would know.
For healthcare we keep $8,000 in our HSA account (tax-free health savings account). This not only covers our regular yearly self-pay checks, but also covers the individual deductible on our health care plan in case we should ever need it. We keep an additional 4-6 months of savings in ready cash (e.g. cash, money market, savings) for unplanned RV, pet & other expenses and regularly add to these savings through our monthly budget.
@Chris: Wood stoves have killed many an unlucky sleeper. Combusting wood in sleep quarters can kill in a multitude of ways. Of course, wood smoke is an established carcinogen. Wood stoves in a small mobile high vibration environment are double jeopardy. Fail to be vigilant in the daily maintenance and wake up dead. On the bright side all the bumps on the road might knock the creosote build-up off the stack walls, but then again it might not. Probably the biggest risk with a wood stove is human nature/carelessness/extenuating circumstances/etc. At some point the operator will be tempted to operate the vehicle with live coals in the stove…
Even for the rare folks who RV full-time with unlimited cash, getting by on less money becomes ingrained in the RV lifestyle. Tracking spending and working from a budget becomes second nature on the road. Before you head out get in the habit of logging daily spending on everything to learn where money goes. And check in with experienced RVers for advice – and get ready to write down ideas fast because every RVer has favorite tips to stretch dollars on the road.
The Solar question is a great one. We haven’t had nearly the problems w/ getting adequate solar coverage w/ the fixed roof-panels as we’ve had w/ the fixed satellite dish. For our satellite we have to have direct line-of-sight and a few trees (or even branches!) will easily throw it off. For the solar, although it’s best (of course) to have full sun, we’ll often be fine as long as we can get an adequate amount of sun for at least a few hours. We dry-camped in pretty heavy forest both in NM & CO where we got part-sun and it was enough to recharge us daily. I’ve been very happy w/ the set-up.
You’ve listed some great stuff here. For sure helpful to all of us in one way or another. Myself, I live on a limited income. (very limited) I might add.. SSDI. But life is what you make of it. Currently in a 32′ which is perfect for me. You talked about the size of your “monster’, Room is nice but once parked I usually have the entire park or forest to wander around. Beach chairs and out door kitchen is where it’s at for me. AH, The dreadful storage unit… GET RID OF IT!!!! your right, if it’s in there you probably don’t need it. Thankfully I have a buddie that owns a ranch, He has allowed me a SMALL area for stuff I will never get rid of. You know, stuff that’s been in the family type stuff.
My husband and I are currently living in Panama but have sold our home and will be moving back to travel the U.S. full-time in a motorhome early next year. More than one time you have said you wish you had gone with a smaller coach. We will want to boondock, camp in (or somewhere close to)all of the national parks, and in BLM land on occasion, etc.. But we are not opposed to staying in RV parks when needed. My question to you is: Do you think we can do that kind of traveling in a 43′ motorhome? We have done tons of research on the manufacturer and make we want to buy. Their 38′ and 40′ models just don’t have a layout that I think will work for us, especially since the 43′ seems to have everything we want in the right place.
There are 5 main steps we followed in order to stay warm during freezing temperatures. With this being our first winter in the RV I’m sure we’ll continue to learn as we travel and experience different challenges. In this post I’ll go into more detail on the tips we’ve learned so far on winter camping, but be sure to check out some of our favorite resources at the bottom of this post.
However, this is extremely personal. We are of the mentality of having a solid savings account before heading off. Stuff is going to come up: you’ll need new tires, or a new transmission, or you’ll decide you want a huge battery bank with solar and a monster inverter. You’ll want some money socked away to handle these issues as they arrive. A lot of young RVers are living paycheck to paycheck, and they have a tough time making their savings account grow. While that can be fun and exciting (and it certainly works for some people), we recommend having a solid amount of money in savings first. We didn’t feel comfortable leaving until we had $20k+ in our savings. What if you’re unemployed for a few months? What if something big goes out? We think it’s better to be prepared. There’s no one dollar amount that’s going to be ideal for everyone, but we think it’d be smart to have 6-12 months of living expenses in your savings account before heading off.
I decided to upgrade to a high top camper and took my time until one passed me on the road, absolutely beautiful with the same layout as your camper (but a little tighter in space), not what I was looking for, I wanted the bed across the back but the price was just too right to even argue. Next winter in that will tell the tale but it will be the same as yours, not total success no matter what I do to it and to modify anything will reduce the great profit I stand to make just selling it and continuing with my plan to develop a Cube Van I already own.
New RV insurance policies for late model RVs can cover the RV for its Replacement Value. That is, within the first 2 to 5 or so model years, depending on the insurer, if the RV is destroyed, you can shop for a new one of similar type and features. In the next model year after the insurer’s time limit for Replacement Value coverage has ended, your coverage will change to Actual Cash Value which is the current market value of the year, make and model of RV.
I know that if it was just me, and not my family, I could “make it work” on $650 / month, but if you factor in car insurance and a monthly trailer payment, that starts to really limit things…and other stuff like health care and even food stamps or other government aid (which I’m not saying you’re asking for, but if it’s currently in the picture), are much more difficult to maintain if you don’t have a permanent address in a specific state.
Just found your site. Wish we had found it sooner. Just sold our home to go fulltime rving. We have signed up with Dakota Post. Started to change addresses with credit cards and banks and they want a residential address. We could give sons in CA but then will have to pay taxes there and we had planned to domicile in SD. I was told this is part of ” The Patriot Act” Do you have any suggestions for us?
After reading their story, if starting a blog is something you are interested in we put together a step-by-step tutorial for you. Like Heath and Alyssa, we have discovered that starting your own business, like a blog, can lead to a TON of freedom in life. If you have the desire to live in an RV and travel full time starting a blog should be one of your top priorities.
So, over the 8 year lifespan of the trailer (2007 to 2015), the cost of the RV warranty contract plus deductible costs for the repairs totaled $2,304, or $288 / year or $24 / month. Coupling the warranty repair average with the general maintenance and repair cost average, the total figure for this averaged across our years of owning our trailer would be $106 + $24 = $130 / month ($1,560 / year).
Our oldest turned 10 this year. 10 – that is double digits! We have a 10 year old yet we still don’t feel like we know what we are doing as parents. . . do you ever?! Him reaching this age has really made me stop and think how crazy fast life is and how we can’t spend all this time trying to do it perfect and right but instead have to sit back and just enjoy it at times too. As we go along this journey, we’re constantly figuring things out, but the more we learn, the more we see how much we really don’t know.
I didn’t grow up thinking I would be an entrepreneur and it wasn’t a goal of mine until it was. Now that we have gone down this path it is empowering to see that we can make our own money. That we can set our own schedule, that we can sleep in on a Monday and work on a Sunday or really whenever we want to. The freedom is stressful, but also exciting!
The Boohers wanted to show their kids more of America and get closer as a family. Accumulating stuff stopped mattering to them. Instead, they wanted to accumulate experiences. Miranda teaches the kids and is a coach for a Christian organization called Mothers of Preschoolers (MOPS) that helps bring moms of young children together for support and fellowship. The Boohers get plugged into a church wherever they go and find lots of activities for the kids between church and the campsites. Teddy and Amy, 7, are eager to show off the Macarena dance skills they picked up at a recent kids party at a campsite.