Seriously, we go 3 to 4 days in between showers now and it is all good. Ok, maybe we get a little stinky but it really isn’t that bad. It saves so much time when you don’t have to take a shower and get ready every day, but instead just get up, throw on your clothes from yesterday, brush your teeth, throw your hair in a ponytail and you are good to go.
here is my question. When purchasing an rv, at what length of a loan should we be looking at? the longer the lone the higher the interest rate and the longer to pay down. which also brings up the question of, how long should i expect to keep a motor home before I start to have many repairs? How long do most rv’s keep their rv before they trade in for a new model? I dont want to be upside down when the time comes to trade.
For me, there used to be an underlying pressure to choose the “best” curriculum similar to researching and picking the safest car or best vacuum. (<== OCD much?) I may have traded a few months of my life researching curriculum when we first started homeschooling 6 years ago. It seemed like, if I just read every. single. review. and every thread on every homeschooling message board on the entire internet I would find that perfect curriculum and my kids would be on their way to Harvard before their 13th birthdays.
Hey Timmy. Thanks for the article. I moved in a 1954 Fleet Aire slide in pkup camper mounted on a 1978 GMC 4 by 4 last summer and put in my first Mt. winter. Did really we all things considered. Got to do some upgrades though. New thermal pane windows top the list, along with better insulation along the bottom side of the camper. My outfit is strictly run off of propane which mostly is good, although I do wish I could put in a wood stove – but no room. My heat source is a Little Buddy catalitic heater, and it kept up very well at 25 below with a strong wind. And yes, condensation is also my biggest problem.
Joe and Kait its been said before here, but i would really like to thank you two for being so very transparent with all of your financial information. For “us” newbies looking to get started it is a huge relief to know that the numbers that we have worked out for “our” full timing are realistic. My wife and two cats are in the process of downsizing and moving full time in too our 30ft 5th wheel. My wife is retiring in August 2017, but i will be working for a couple of two more years full time to get the last few bills paid off before we hit the road full-time. Looking at your way of living gives us both the peace of mind that we are making the right move. Thanks again and please keep posting, your insights and adventures are wonderful.
For the most part, CPS can’t take your kids JUST because you are living in an RV, there has to be another reason. Living in a van means you probably didn’t have running water or a toilet and that could raise some red flags. I only ran into one family who lived in an RV who had issues with CPS but that was because they were running from an open case that happened while they were still in a house. The accusations were pretty serious and the mother had some very obvious mental illness and she was dry nursing her 5-year-old.
Hi, folks! I just finished a 2-week car trip with my dog, Monk. It was fun! Such freedom! I’m retired and considering hitting the road permanently in an RV. This is more than a bucket list thing, it’s a dream. I’ve spent years flying back and forth over America and, although I’ve been in every state at some time, I haven’t stopped to smell the roses. Your article is a great resource for expenses. I don’t plan on doing this without checking out the realities. Because I moved around for my job quite a lot, I enrolled my dog in the Banfield Pet Hospital Wellness program. It’s a flat rate each month ($41.00/month, includes an annual dental cleaning), which covers most of the things you mentioned in your article for your furbabies (wellness checks, vaccinations, x-rays). There are some things that happen outside of the plan, but there is a discounted rate for scripts and other procedures not covered. Banfield is associated with Petsmart, so there are many across the country. In a 2300+ mile journey, I researched at least 8 along the way. All pet needs met in one spot. Just a suggestion
One of the biggest mistakes that we made was how many tools we packed in the RV and truck! We are so tired of hauling around a bunch of stuff that we don’t ever use. We therefore recommend you stick to the basic tools (screwdrivers, drill, pliers, hammer etc). There’s no reason to haul around specialty tools for that rare occasion or instance that you’ll need it. You can always buy or rent it!
I really enjoy reading your website and watching your YouTube videos, I find your vidoes and website extremely helpful. My only child is now 19 and on the road to self-sufficiency via college. As a soon-to-be empty nester, I plan to keep a small townhouse for my young adult child to live in but I am going to travel part-time in a RV. I have the ability to work mobile in my employment and I am only 42 years young.
No one should toss the house keys to the new owner and point their new rig towards the open road without having experienced previously spending time in an RV. Not just a weekend or even a week but ideally an extended period of time. No trial run will exactly duplicate the finality of being without a home base but being on the road will help identify what kind of full-timer you will be. Do you prefer being a “mover” or a “sitter?” Do you prefer the solitude of a campsite alone in the woods or the activities found in a commercial campground? These test runs will also serve to clarify your most important decision before becoming a full-time Rver…
Below is the breakdown of costs, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple, and this time I decided to list in order of most expensive (hey great idea right?).$1,567 Mostly Costco for groceries; also includes Target, TJ Maxx, Nordstrom Wal-Mart, etc for clothing, housewares, and such.
Carrying a washer and dryer is an option however they take up a lot of space so if you’re planning to go small (under 35′) you might not have space for one. There is also the option for the ‘All-in-One’ washer and dryer which washes and dries your clothes in the same unit however we’ve had many RV’ers say they dislike this as it takes 2 hours per load and the loads are very tiny.
If you install solar power, a big battery bank, or upgrade your converter or inverter or have any kind of add-on that is pernamently attached to the rig, and you have an older rig that you are insuring for Actual Cash Value, that upgrade will be part of the Actual Cash Value figure that the insurance adjuster will be calculating at the time of a claim. If you are insuring for Replacement Value, check with your agent how best to cover major upgrades.
What will you do when you reach an age that you can't travel anymore? There comes a time in every full timers life when they travel less frequently and maintain a more traditional residence. It can sometimes be due to health issues, aging, wanting to be close to relatives again, or any number of things that occur. That doesn't always mean selling your RV and buying a house again though. Many find a park where they want to stay indefinitely and still enjoy life without a house.
Did you say,only 50k miles? When I was working, I recall 1 week, on night service, well what with the heat ( 93, or 94 ) but that was 1500 miles in NJ, my last car 355k miles, anyhow , if I ever go on the road it probably HYMER 1.0 but it would only. Be me.Wife can’t ever see anyone living in a vehicle, the other is my age 77, and 1.35 million miles, so I now only use a 1/2 tank per month ! 2013 Ford Taurus.
I drink wine. That and we try to take one day at a time and keep our focus on the fact that we want to deepen our family bond through travel. If a situation isn’t feeling right or if we aren’t getting along we stop to evaluate the situation and work through what is causing the disconnect in our family. Our family has to stay #1 in what we are doing.
Your plan looks totally do-able. Your 30K merchandise start-up budget should be ample to cover everything you need, and in fact you should even be able to put some of that aside for the future unexpected expenses & upgrades (something I would recommend). Your monthly budget is certainly on the frugal side, but totally possible if you focus on keeping your camping & gas costs in check.
Health insurance is definitely a tricky problem, especially for pre-Medicare folks like us. This coming year will present more challenges as it seems insurance companies are continuing to limit their coverage range (e.g. BCBS is dropping nationwide PPO plans in several states for individual plans). I’ll keep reporting on the blog as/when changes happen. It’s just one of the things we must tackle as nomads.
My State Farm agent Will Tweed set me up for success when helping me plan our insurance needs. Thanks to Will I just received a check from State Farm for nearly $3,700.00 to pay for my replacement camera mentioned below in the additional gear section. This brings our 6 month spending total to $19,164 that’s $1,597 per person per month for living full-time on the road. Not too Shabby.Expenses 02/01/2012 through 07/31/2012$22,864.00 Grand Total for 6 months of RV Travel for both Nikki and I to live full time on the road in our Motorhome. This is approximately $1,653 per person per month. At this rate we’re on target to spend a similar amount as 2011. This really stinks as I feel we’ve been more frugal this year on the road vs. 2011. In certain areas we’ve saved literally thousands, but in others we’ve added expenses!Here are few ideas on how we can save money: (if you have any ideas, we would love to hear them)
We have a family HSA Bronze plan that we purchase through the Healthcare Marketplace, with a ridiculously high $13,800 deductible (but includes some preventative stuff and provider co-pays) with an included network that is fairly nationwide. For 2018 we’re sticking with our ‘on exchange’ Florida based EPO plan with BlueCross BlueShield that give us national access to their BlueSelect network. We don’t claim any subsidies, but being on exchange keeps the option open to claim them at the end of the year if we qualify (our income varies).
$1,277 Hawaii Trip – We flew to HI for a friends wedding, it’s amazing how expensive 1 week of travel outside the RV can be. Our friends paid for several dinners, entertainment, and our hotel room yet we still ended up spending this much! This amount includes Cat Hotel ($252), Food, Drink, Pedicure Spa day, and groceries. This price doesn’t even include our airfare! It’s nice to get out of the RV for a few days but the expense is hard to chew.$500 Stuff and Things – I’m sure I’ve missed a few things we’ve paid cash for like laundry, parking meters, tips, farmers markets, etc. so I’ve added this buffer.
Unless you're staying in an RV that's purpose built for extreme cold, your RV is probably lacking in insulation. Because of the way travel trailers and motorhomes are constructed, there are some perennial weak spots that RVers have to shore up to best insulate their homes. First, your windows are going to be more liability than asset in the winter. Glass lets heat escape easily, so you'll want to insulate your windows. Many RVers use styrofoam cut out into window sized blocks to shore up these weak spots, others go with plywood, as it's sturdier, but even a set of thermal curtains will help bolster your RVs insulation. Another problem spot for many full timers is the underside of the RV. Because of your ground clearance, the cold wind can whip right under your RV and steal precious heat, and cool the underside storage compartments to make it harder to heat your RV. Since you'll be in the same spot all season, it's a smart idea to build a skirt around the bottom of your RV to keep the wind out. Finally, RVs can get drafty after a few years when the seals start to break down, so find the problem spots where the cold is sneaking in and plug the holes!
$5,800 Additional Gear – Well……I dropped my 5dmkii in the water; oops. So I had to purchase a new 5dmkiii and a few other small items I needed for filming. Insurance will likely cover the majority of these costs so I’ll take that into account on the next financial post. Also we purchased Nikki a new laptop (she was using an old one and the battery wasn’t working), now she sits happily outside while working on the blog.
When you trade your home address to live on the road in an RV, you need to decide how to receive mail and what to call “home” on your tax returns. Some of the full-time RVers we meet retained the state of residence where they were living before they hit the road. Most of them still own property in that state, and they often have a relative or friend who forwards their mail.
I wanted to know all these things before changing so I hope this helped anyone with any different doubts or thoughts. One thing to add; no matter where you go there will be people with their own thoughts on how you should raise your kids, their own huge judgements and this will not help that. I feel this area is really good to be in for that; there are many full time rvers in Fl-young and old. That was a huge concern of mine but actually there was always judgements on what kind of parent I was no matter where we lived. Not much of a difference. What makes your family happy is really what is best for all of you. Most here are not even surprised and when we told the local librarian she showed us a couple of really great fulltime rv living books. There is a retired older man that does a puzzle each week there and my daughter has gotten to be a helper and friend to him and they are there with the kids in the after school programs. There are also kids at the rv parks here.
*About the hose that will not drain properly. To be fair, that is what the person was trying to accomplish. By forming this "P-Trap" in the line they could leave their dump valve open all the time without sewer gas entering their RV. You could certainly do this where you need not worry about freezing temperatures. However, if it freezes, it will block the flow and possible rupture the hose.
Neither of us knew anything about RVs. My parents and I lived in a small travel trailer off and on for three years when I was in elementary school, and Mark’s family lived in one for a few months while his dad was transferring jobs, Other than that, neither of us had spent any time in an RV since we were kids. While Mark had towed several big boats and U-hauls, neither one of us had ever towed even a small camper, let alone a king-sized RV like those you see on the roads today.
Never allow your black tank to freeze unless you want to deal with a disgusting mess. Use a PVC pipe for your sewer hose – it’ll have less chance of freezing than a regular hose. If you plan on leaving the tank hooked up, add a layer of insulation around the sewer pipe. However, it’s a good idea to keep your tank closed until it needs to be dumped.
RV maintenance depends on how handy you are and what kind of rig you have. I do all of my regular maintenance on the Airstream, so I usually only have to budget for maintenance parts and not labor. That’s only a couple hundred dollars a year. Since we have a tow vehicle, maintenance of that will also be lumped in I guess. I’m not really a person who has done strict budgeting, but I think a couple thousand bucks a year to put away as an emergency fund is a good idea.
2. Consider what kind of RV life you want to have. Do you want to be on the road all the time or do you want to set up in one spot for a longer period of time? You might want to set up in one place for a week, then move on to the next place. On the other hand, you might consider finding a spot that would let you stay for an entire month. Are you more comfortable in a secluded area, or do you prefer neighbors and community activities that you can take part in? These are all facets you will want to consider before embarking on your journey.
2017 Update – TOTALLY. I still recommend a contract-free approach whenever possible. This gives you the flexibility to sign-up to the best plans (and offers) whenever they became available which has improved our own set-up and saved us many $$ over the years. The whole Mobile Internet landscape has changed dramatically since 2011 (e.g. Millenicom is now caput and gone), but there are still many contract-free options for mobile travelers. You can read about our current internet, phone & boosting set-up HERE.
Getting Personal Effects coverage above and beyond the $20,000 limit generally requires scheduling each item and giving it a value. Progressive requires each item to be appraised ahead of time and submitted as part of the application process for securing an insurance policy. Nationwide doesn’t require appraisals but asks for receipts showing prices paid and date of purchase so they can determine the depreciated value. I’m not sure how either handles the “outside the RV” scenario if the base coverage is higher than $20,000.
We are all electric with no propane, now what? Hydronic heating (Aqua Hot) can rely upon a diesel burner for furnace instead of propane. As you correctly pointed out diesel additive is necessary to keep the fuel liquid. We have learned that even though we treat our fuel it remains very cold. Cold diesel doesn’t completely burn and the exhaust can be very smokey and very smelly.
However, life as they knew it began to feel confining. They started thinking about RV living as a way to explore more with their kids. The transition wasn’t quick or easy. For example, it took almost a year from when they decided to try RV living to actually selling the house and living in an RV. “At first I thought ‘Why wouldn’t everyone do this?'” says Bryanna upon reflection. “Then once we started I understood. It’s hard.”
Yes, we'd say having our car catch on fire in west Texas definitely ranks as a low point. We had stopped at a pull off area in between the small town of Alpine and the smaller town of Marfa looking at wildflowers when Brandon noticed the car smoking. Brandon ran back and found a fire in the engine compartment. We pulled our small fire extinguisher out of the trunk and knocked the flames down. Brandon was able to pull everything out of the car while Kerensa called for help. The signal is very spotty out there and we were able to maintain signal just long enough to get our location to the operator. When she asked for a call back number in case we were disconnected, the line died and the signal never recovered. Thankfully, the sheriff and fire department were already on their way and they were able to put out the fire and take us back to the campground.