Well, Caroline, I’m certainly no financial advisor, so take that into account. Would your house sell for $23,000? With that, you could probably get a decent, used Class C RV, or possibly a decent used trailer + used truck to pull it. However, it would be tight quite honestly and if I were actually going to recommend something to you specifically, given that you’re on a fixed income, I would just make sure you do your due diligence. Used trailers especially, can require a lot of maintenance. Used RVs can too, but something about trailers, it just seems like they’re either not built as well, or maybe their frames aren’t as solid, so things are constantly breaking. On a fixed income, it may become daunting to be able to save some of your money every month for a “just in case” fund say, if your fridge needed repaired or your water lines froze or something even more major happened.
Then you move down the road of life to state parks. Now you walk out your little RV door and see nothing but trees and space, maybe a glint of your neighbor through it all, and certainly if they were to yell you’d hear it, but space is not only abundant, it’s beautiful. You’re now paying $20 per night. Rent has dropped to $600 / month. Utilities are still included (except for propane, we spend around $30 / month), though you won’t necessarily have a sewage connection, so you’ll need to drive over to the dump station every few days and let the pipes fly. Depending on your situation, this may happen two or five times a week. But it’s hundreds of dollars in savings in exchange for an hour or so worth of effort.
Total Expenses for this time period: $18,377$1532 Fuel Cost – From the Jersey Shore, through PA, into Indiana for Service, to St. Louis for a wedding, Dallas, Cloudcroft New Mexico, and into Lake Havasu City. We logged a lot of miles across this great country in both the RV and the Smart car. Can’t really balk about this expense, it’s a lot lower than the both of us taking a few flights. If you’re curious about mileage check out the post Monaco Vesta Fuel Economy you’ll find way more info than you’ll ever need to know on our fuel economy, and how to calculate your RV Fuel MPG.$76 RV Park Camping – Camping for next to nothing: Possibly the biggest “Happy” Point for our 2012 travels across the Eastern part of North America! Thanks to our Thousand Trails membership, several nights of Wal-Mart & Truck Stop camping (if you’ve never stayed at Wal-Mart in an RV you must watch this Video Boondocking at Wal-Mart it’s actually our most popular video of all time!), and a few friendly people who opened up their driveways, we were able to stay for next to nothing the past 5 months. Also we’ve been doing a few trade-outs with campgrounds providing video and photography of their campgrounds for a small fee plus free camping. Goes to show you if you have something to offer a campground, reach out to them and see if they’re willing to do a trade (we know several people who camp for free because of a specific service they offer the campground).$982 Smart Service and Repair – This is the first major service we’ve had to complete on our little SMART car. Apparently we’ve been a little rough on this little guy, when we were in for our SMART’s yearly oil change, we were informed he sprung a small leak in the oil pan from a puncture wound. Considering we drive our little SMART off road, over mountains, and tow it behind our RV for thousands of extra miles, I’m not complaining one bit. On a happy note: We only busted 1 tire in the past 5 months (and ZERO rims) and my tire warranty paid for the replacement. Also in these expenses is a $300 spare rim and tire (our tire and rim warranty covered the replacement of a busted rim from the beginning of the year, I paid $200 to have the rim repaired, and $150 for a new tire to go on it. Now for the first time since owning the SMART we have a spare rim and tire! What a relief, now when we bust a rim or tire there will be a swap available in the RV….ahhhh the little things that make life a little more simple and stress-free).$220 RV Service and Repair – No issues over the past 5 months. We did take the RV to the “new” Monaco factory in Wakarusa Indiana for service however all our issues were covered under warranty. The TX registration sticker cost $220 for renewal to keep our plates up to date.$1034 Insurance – Carrying the same insurance coverage as the previous report minus the SAAB as I’ve now sold that….and no we still do not have health insurance. Although I did get a quote for catastrophe coverage and the cost was nearly $300 per month and we would pay the first $10,000, then the insurance would pay 80% of anything over $10k. Health insurance for individuals who own small businesses just plain stinks! Oh and if you’re like us and working from the road with expensive equipment you must purchase a ‘rider’ to make sure your gear is covered while traveling outside of the RV. Our policy sent me a check for nearly $3,700.00 when I dropped my camera into the creek. See the previous post for details.$2893 Gone With the Wynn’s Website – In case you haven’t noticed we have a completely new look! From tip to toe we’re sleeker and sexier (or at least we think so). Downside is these enhancements didn’t come for free. In order to dish out this contemporary new look we were hit with website theme fees ($100), Hosting Fees ($100), Email Distribution Fees ($120), Video Hosting Fees ($100), Facebook Fees ($120), and so on and so on! We also had to hire a website designer and a website developer to help us make the move, address all the unknown issues that came up during the transition, to help us customize the site to fit our niche needs, and for that we spent a lot more than we ever anticipated: $2353. Needless to say for a website that doesn’t directly make us any money we’re forking over a lot of dough to keep this thing going. OK, enough bitchin’ right? Let’s move on to something more fun….
My mother always told me that if you don’t learn to live within your means, you never will. Meaning: if you can’t figure out how to life with the money you have, it doesn’t matter how much money you have – you’ll always need more. Now "never" is a strong word, but the moral is there - you have to look at your lifestyle and spending choices. If you're struggling for cash now, should you buy a brand new RV? Should you be paying $100+ a month for cable TV?
Penni hung a “less is more” sign in the RV and has become an expert at cooking on a stove top that’s about a third the size of a typical range. She used to run a small business in Vermont making drapes, blinds and other home decor and still does some work for clients in the RV. She sets up a folding card table for her sewing machine and sends Chip outside to clean the vehicle so she can have more space.
Also, there are endless ways to earn an income on the road. Photography, writing and other freelance gigs come to mind as the most obvious, but even many company jobs are now location independent. Our accountant is a full-time RVer, while another good friend in sales recently convinced his large corporate employer to let him travel full-time. When he laid out the cost, it was actually cheaper for the company than the monthly airfare / hotel costs he was racking up while traveling a few days each week. The point is, the options are endless.
Andrew, that was an interesting blog entry, because it gives a snapshot of what’s important to your family, you seem to have a good balance between enjoying your life and maintaining your expenses. But the part that really grabbed me about this post was that it reminded me of George Orwell’s “Road to Wigan’s Pier” in that you outlined your expenses. If you get a chance, please have a look at that book (it’s available for free on the internet) and read the part where he reports on the expenditures of different coal miners in the early 1900s Northern England. We’ve all become wealthier, but even after all that time, nothing has really changed, we still make choices to in our lifestyles and our spending choices may be one of the purest epressions of who we are and choose to be.
There is a reason for my post beyond saying thanks. In your numbers for insurance it is pretty high compared to what I am planning on. I am hoping my auto insurance will be staying the same as what it is now. I also know what my class A costs. Any ideas what the increase (if any) there might be once I go full time and sell my stix and brix home? My countdown has begun. 79 weeks 🙂 I started purging my stuff on CL and eBay. It’s rather liberating (and I cannot lie, a bit scary). Hope to hear back and also love following you adventures in Alaska.
Totally depends on HOW you travel. I have male buddies who travel in vans that live this lifestyle for around $12,000 per year (look up ToSimplify, CheapRVLiving and Van-Tramp in my blog links), and I have friends who use much, much more. I would say you can do it on anything from $1,000/mo to $5,000/mo depending on how far you travel, where you stay, how frugal you are etc.
For the year 1 monthly budget I hope to cut it down to $1,900 per month average as Marvin is in Arizona for the solar power installation so I would not be going to Florida and therefore the campground and gas will decrease accordingly. Before that my campground and gas expenses were 32.7% of the budget. I had done the year one destinations before Nina wrote about the solar power upgrade, but obviously will have to make an adjustment.
Personally, I prefer the smaller the better, but you will need to make that choice on your own. Check out this service if you want to try and give a couple of different types of RVs a spin before you buy, even if it’s just for a weekend here or there. Probably less likely to get a truck / trailer combo on that setup, though, but look around, you never know!
Yes, we do have a permanent address. We use a mail forwarding company in SD that acts as our address of record for drivers license, voting, taxes etc. We can also get stuff mailed there (and forwarded to us), but meds may be different and certain meds (e.g narcotics) may be controlled. I know many RV folks who get their meds through nationwide pharmacies (e.g. CVS) and just get the prescription transferred to the local shop to pick up as needed. I also know RV folks who get their docs to write 6-mo (or longer) prescriptions which allows them to travel further before needing new prescriptions. Since we take no meds ourselves, I don’t know much more about this so you’ll have to research more. But I have heard from folks who make it work.
We find most RV resorts typically only require that you put a small deposit down. We are still able to lock in great prices, keep on budget, and we usually can guarantee a prime site as well. In addition, we are also on several emailing lists for different RV Resorts. You would not believe the offers we get throughout the year, particularly on Black Friday, to book for the following year. As a result, we save hundreds staying at luxurious RV resorts.
I live in Ga and have an open DFCS case because my son and I stayed in a van. I wanted to buy an RV however I do not know how legal it is to stay in an RV, Im unsure about how I will argue that it is a perfect alternatuve to staying in a van. Do you have any advice on how I can get clearance from DFCS so that my son and I can stay in an RV legally do you know anyone I can talk to about it.
We have a two-week rotation of clothes for both warm and cold weather, and since we started traveling we have replaced almost all of these garments. Commercial washing machines are hard on clothes and they wear out. Our biggest clothing expense is shoes. We replace our hiking shoes and running shoes regularly, and we buy high quality, expensive shoes. As a side note, if you get a credit card from Cabellas, REI or another outdoors store, and put all your living expenses on it, and pay it off each month to avoid interest charges, you can use the points each year to get your hiking shoes or other camping gear for free.
When Robert was offered a job in Atlanta working for an airline, they didn’t think they had enough money to buy a “proper house” for their two kids, their dog and their cats. So they decided to take the plunge on the RV lifestyle. Jessica convinced her company to let her work remotely so she could home-school their children and work in the RV anywhere in America. Robert works four days at the airline and then gets four days off, which he spends with his family in the RV.