The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.
Yes, we are new to RVing full time, but not to camping, we have camp in a tent to a diesel pusher for the past 44 years. We purchased a Landmark 365 42 ft fifth wheel and have a F350 4×4 dually, and I have a CRV Honda. My husband is a transpo drive for a RV dealer during the winter and is comfortable hauling the mighty beast. I drive my car to where ever our destination for the summer will be, be it 1000 miles or 500, I don’t mind driving.
We have received many Post Office General Delivery packages shipped by both UPS and FedEx without being charged a penny by the Postal Service. However, we have received just as many packages where we were charged a fee of as much as $12, depending on the size of the package, when we went to the post office window to pick it up. There is no way of knowing what the fee will be ahead of time, as it is out of the hands of the company that shipped the package and is entirely up to the local Post Office that delivers it to you via General Delivery.
You guys rock. Love the expense detail. I’m a director/producer myself and my wife is an actress/spokesperson. Have talked about living full time in an RV, but mostly within the state due to business, clients, elderly parents, etc., – with the occasional road trip. Can’t tell you how much you guys have helped us plan. Your videos are excellent too, and I know what I’m talking about!
There are so many wonderful things about RVing full time with kids and teens but the fact of the matter is full time RV was beyond amazing when they were younger but RV life could no longer provide for their expanding needs and interests. (Disclaimer: The pursuit of the following activities is a struggle because we are fully aware these actives are a privilege that comes with being middle class and certainly not necessary for a fulfilled life but they are fun, rewarding, and teach their own lessons.)
For healthcare we keep $8,000 in our HSA account (tax-free health savings account). This not only covers our regular yearly self-pay checks, but also covers the individual deductible on our health care plan in case we should ever need it. We keep an additional 4-6 months of savings in ready cash (e.g. cash, money market, savings) for unplanned RV, pet & other expenses and regularly add to these savings through our monthly budget.
Well Howdy! I am so glad to hear you will be joining us! You’re gonna love it (if you don’t, blame Jason)! The house sounds awesome (too bad it doesn’t have wheels) but nothing beats the freedom and ability to change neighbors and scenery whenever you feel like it! Thanks so much for taking the time to say hello and let us know when you hit the road!
Capital depreciation is an important consideration because the years go by and you eventually pay for the value in your RV that has been lost over time. That shouldn’t keep you from getting a brand new rig if you can afford it, but it does have to be part of the overall financial assessment of the costs of going full-time. You can see the rigs we chose here. I’ve written an outline of things to take into account when choosing an RV for full-timing here. I recommend starting with a cheap and small RV to practice and learn on here. I’ve got some notes about the thing I think is most important in a full-time RV — the carrying capacity — here.
When we first started talking about RVing full-time, we had no idea how much it cost to live full-time in an RV. Was it going to cost more than living in a house? Was it going to cost less? How much would we spend on gas a month? I had no idea, and I wasn’t about to uproot my life if we couldn’t afford it. If you’re wondering how much it costs to full-time RV, well, then you’re in the right place.
When we first started on the road we rushed like crazed animals on stampede to see as much and as far an area as we could possibly see within the timeframe given. It took several months before we realized none of this was necessary. In fact taking more time to enjoy our surroundings not only saved us money, but we’ve met more people, seen more local gems, created a sense of community and felt more in-tune with the journey. Our 2-month trip through New Mexico earlier this year was a great example of how this attitude has really made sense for us. We are progressing more and more into “sitters” (RVers that spend several weeks in one spot) rather than “movers”. It may not be for everyone, but I sure recommend giving it a try.
For the year 1 monthly budget I hope to cut it down to $1,900 per month average as Marvin is in Arizona for the solar power installation so I would not be going to Florida and therefore the campground and gas will decrease accordingly. Before that my campground and gas expenses were 32.7% of the budget. I had done the year one destinations before Nina wrote about the solar power upgrade, but obviously will have to make an adjustment.
Like the big roof insulation R-factor that doesn’t account for the hatch vents, the well advertised high R-factor in the walls doesn’t account for the windows, which is where much of the heat in a rig escapes, especially at night. Closing the blinds makes a difference. When we’re in a remote area with no one around, we prefer to keep the blinds open so the first light of morning fills the rig. But we can’t do this in the wintertime unless we want to wake up to a rig that is 5 degrees cooler than it could be.
Also, tanks and fittings are encased in the heated space, so electric pads and tapes aren’t necessary and the plumbing is all protected. This also means the floor is not the outermost part of the insulated envelope, keeping it MUCH warmer. The most hard-core of these units use hot water heat fired by propane or even diesel fuel (handy if the unit’s engine is diesel) and in that case, the heating system also partially heats the engine and fuel tanks to make it even more reliable in the truly bitter cold. The best ones run a heating line parallel to the plumbing lines keeping them all heated and protected. This heating system is really quite genius and the pump that moves the hot water uses surprisingly little power.
Jennifer, good questions! We have always thought about building our own RV/Tiny House/Trailer too! Sometimes what you really want doesn’t exist and the best way to get it is just to make it yourself! Considering you are not planning on moving the house a lot, the rain capture system will come in super handy! So, here are my top (at least that I can think of right now) suggestions.
We are doing our research now too. Still in our early 50’s so we’re too young to retire and no savings but we are worried that “someday” may come too late in our lives to be able to do what we have always wanted to do and that is travel the country in an RV. So, we decided that we are just going to make it happen. We are super excited but scared too. Both of us have great jobs right now with excellent health insurance so our biggest concern is health insurance and how much that is going to cost us.
We miss home every now and then. Our kids have had to say goodbye to friends, and we don’t see family as much while on the road. It’s a little isolating. But I was a Navy brat growing up, and I had to say goodbye to many friends, too. I have a lot of empathy for our kids, but I also know how enriching this experience will be. (And, unlike me, they now have the ability to FaceTime, text and game with friends!)
This comes with the territory as we are always exploring, but there are some places that just sneak up on you. Case in point is the Buffalo Gap National Grassland in Wall, South Dakota. We stopped in Wall to see the Badlands and visit Wall Drug, but ended up being blown away by the beauty of the grasslands. We were able to wild camp on the edge of the Badlands for free (thank you USDA Forest Service!) and witnessed some of the most beautiful skies and scenery. This beautiful and peaceful site is easily one of our favorite places we have camped so far!
Sheepherder wagons have a long history of wood/dung stoves but we don’t see them in the Wally World parking lot belching smoke from their long chimneys protruding from steeply sloped sheet-metal roofs do we? One has to wonder how the modern RV roof holds up, with or without a spark arrester on the stack, so close to the exhaust opening? Wonder how you would like it if somebody parked an RV in front of your house and then the creosote buildup in the stack flashed and blew a blizzard of sparks across your property and vehicles? 😉 Burning birch is not option in most parts of the country. Maybe Kent should discuss the types of wood he prefers and why ….
You videos are so enjoyable to watch and informative. The series on the composting toilet has convinced us to put one in our 1965 Airstream Tradewind that is in the process of having body work done before we put her back together for longer future trips. For now, we will head South in our 19 foot Airstream Globetrotter with our three border collies.
depending on where you are planning for your overnights, you shouldn’t have anything to worry about. If you are worried and aren’t allergic, my best solution would be to get at least a medium sized dog. The barking is usually enough to deter anyone with nefarious plans, especially if they have been staking you out and have seen this is not a chihuahua, though even those are good for the noise. Anyway, most RVers are pretty good people and tend to look out for each other. Lock your RV door(s) at night, be aware of your surroundings and the people in it and you should be just fine. Also, dont promote that you are traveling alone as a woman. No sense painting a target for those with deceitful plans. I’ve never had any problems but, then again, I have three large dogs traveling with me. 😉 Good luck!! Now, start living your dream!!
It’s good to have an idea of where to go, what to do and how long to stay but don’t have a rigid plan. Be flexible enough to have the option to stay a few extra nights or leave early. Every town we drive into is a new experience. Sometimes we love the town and sometimes it’s just not our cup of tea. Having a flexible schedule means we can stay longer in places we enjoy and take off early if we’re not feeling it.
I think RV living would be awesome but I’m not sure if we could do it full time (or that my wife would want to) but I could see us trying an extended trip someday. I couldn’t imagine it with 3 kids though – our 1 daughter keeps us busy enough 🙂 I’m glad to hear that shifting to RV living full time has been a good experience and that your online work seems to be going well! Enjoy the experience!
I am not the best cook, and I’m ok with admitting that. To me, it’s a bit stressful, and not to mention, it’s a lot of work that most of the time really isn’t worth it. So, Brett does the majority of the cooking for our little family, but I do help. I LOVE chopping veggies and fruit. I find it very soothing. At supper time, two is quite literally “too many cooks in the kitchen”. Most of the time, I will chop, peel, and slice while sitting at the table. That works out great unless the kids are coloring, crafting or working on school assignments.
Both the McKenzies and Padgetts pay for RV living through a variety of income streams. The Padgetts collectively run a film production company, dabble in marketing consulting, write books on how to live the RV lifestyle and more to generate a six-figure annual income. The McKenzies also boast long résumés, with Dan working remotely for a software company and Lindsay freelance writing. The couple also plans on launching a series of online courses on full-time RV living for people interested in taking to the road.
Great article to read as we are well into our first Canadian winter in our 1991 21ft Toyota Winnebago- “ourmoonwarrior”. Many helpful hints we can use! Unfortunately the costs associated with propane heaters are too expensive for us and the electric heaters are not an option as we rarely have power hookup. We installed a small wood burning stove with a chimney out the roof to keep warm in the recent -40(Celsius) temperatures!
I really did enjoy this article. I haven’t camped in Alaska but I have camped in some very cold weather in a tent camper, so I do have a couple of hints. I warm my camper up on very very cold nights with three oil lamps. I use ultra pure lamp oil because it does not smell at all. I have a couple very small oil lamps that I use when we go to bed. I turn them down very low and can turn them up if I have to get up in the night. This saves battery power. If you can place bubble wrap over your windows it lets in light and keeps out the cold.
When we say new, it's only new to us, but that's how we prefer it. Let someone else shake it down. After hemming and hawing over trading in our previous RV, we finally decided to go for it. We knew our old one was too big for us and we didn't want to invest in upgrades like solar when we didn't feel like it was ours. It was the right choice and we're very happy with our current set-up. We installed solar panels, so we didn't have to worry about the batteries overnight or running the generator twice a day like on our old coach. We have more options as to where to stay with our smaller size and off-grid capabilities and that makes us very happy. Now we just need to redo the interior a bit and it will be all ours.
Just wanted to say that my husband and I are considering transitioning to this lifestyle and we appreciate you laying out the details of expenses so we can get a good picture of what it will cost us and what’s feasible for us. I’m really sorry to hear that some rude people have driven you to have to censor what information you share. What is it about the internet that makes people think it’s okay to spew judgment at anyone for anything? Anyway, thank you for sharing and know we’re not all jerks!
I’ve heard that vehicle insurance rates are based on the demographics like population on a county-by-county basis (as well as each person’s age, driving record, etc.). Are you aware of any significant differences in insurance rates between the counties in South Dakota where the mail forwarding services are located? A couple of them are in very sparsely populated counties, but I haven’t seen them promoting this as a reason to choose their services.
* Safety: Do not make alterations or heat an RV in any way that could create a safety hazard. This includes using unvented heaters, such as space heaters or the gas stove/oven, in the living space. Unvented combustion heaters produce carbon monoxide, a colorless, odorless gas that can be fatal, and almost ½ gallon of water per gallon of fuel. Any heaters that burn a fuel source inside the living compartment must be vented properly to remove poisonous gases. Make sure to have a fire extinguisher and smoke and carbon monoxide detectors.
I drink wine. That and we try to take one day at a time and keep our focus on the fact that we want to deepen our family bond through travel. If a situation isn’t feeling right or if we aren’t getting along we stop to evaluate the situation and work through what is causing the disconnect in our family. Our family has to stay #1 in what we are doing.
Our health insurance we have gotten through Healthcare.gov. This cost is relatively low because we enrolled in catastrophic health plans and qualified for subsidies under the Affordable Care Act. It has changed every year, and this year they got rid of PPO plans that have in-network doctors across the country and not just in one state. Next year we may be looking into joining a Health Share program if prices continue to rise and coverage drops.
The key to maintaining a comfortable full-time RVing lifestyle is how they plan to earn money on the road. If they have an online business, then they are in luck, as it is very easy to run an online business from your RV. I easily run our website while traveling for several months in our RV. In some cases, I am sitting by a pool with my laptop and an adult beverage, writing articles and answering Rving questions and uploading them Everything-About-RVing.com.
All our Fifth Wheels and Travel Trailers are “Extended Stay Approved”. This means that we have engineered them with many of the residential-style qualities found in a fine home. To this end, we have created spacious open living areas and appointed them with extra large windows, large refrigerators, walk in closets, large queen/king beds and many other home-like amenities.
In the case of Nationwide (Allied), there is a four page description of how personal effects are covered and the capping methodology used, including more than a page of listed exclusions. Some highlights: There’s a cap of $500 per individual item. Groups of similar types of items are capped differently, for instance items grouped as “camera equipment” or “fishing gear” or “musical instruments” are capped at $1,000 per group while items grouped as “computer equipment,” “tools” and “silverware” are capped at $3,000 per group.
8. Making money on the road is certainly not impossible. There are many parks and campgrounds at which you can work, but these aren’t your only options. Research the area where you are going for opportunities that fit your skill set. Once you have something in mind, prepare a resume and a nice reference list to have on hand that accentuates those skills and make stops throughout the area inquiring as to seasonal or temporary openings.
My wife and I enjoyed your website originally as a passing entertainment phenomenon. Then we decided it made a lot of sense for us. We are in our late 60’s, have a huge old house filled with antiques that the kids either don’t want or cannot handle. So we are following your suggestion. We are selling it all ourselves; dividing the spoils, and buying an Excursion (a light color combination we think) then hitting the road.
I was wondering what your thoughts are on a woman (myself) doing this alone? In two years my teenage son will be 18 and my plan is to sell the one bedroom condo we live in and hit the road. You are actually the first site/blog I read when I googled how to rv? I am a very adventurous person and have always wanted to travel. I desperately need so peace and relaxation in my life and love nature. I will continue to research and read your blogs to get as much info as possible. I haven’t even checked pricing yet but I was think buying an rv and living in it and traveling full time makes a lot more sense then putting my money right back in a condo. I want to feel free and I always feel that way when I get out of town. Any advice or direction as to where I should start would be very much appreciated.
Yes, you can use a correctly rated extension cord for temporary use. A 20 amp cord minimum for a 1500 watt (12.5amp) heater. Add a surge protector for more safety. The cord could accumulate heat if coiled in closed space next to combustibles, like your plastic RV compartment. Fire from electrical overload is very real and RV’s burn very fast, which is why they all have a second exit in or near the bedroom out the window. Extension cords are prohibited because most people would not follow the safety precautions. RV’ers should! Check your smoke detector for early warning at night. (yes, this sounds like too much concern, but fires happen and RV’s burn fully in minutes)
Many folks choose to use portable electric heaters to heat their rig. This method of heating doesn't add condensation to the air and depending on the cost of propane may actually be slightly cheaper to run. Great care must be taken to not overload the wiring in your RV or the electrical system in the campground. Most parks will either put you on an electric meter or charge extra for electric heat. Use only UL approved heaters and keep combustibles away.
Wow! Bold, informative, funny, truthful, your on to something. All your information from the Cats to your cell phone service. I feel very blessed to have watched HGTV that day. You are living our dream and at such a young age. Your showing a very young generation that you don’t have to wait till retirement to see the world. Oh I am not old by the way or retired but admire your budgeting skills and dedication to balance life experience vrs $$$.. You guys are getting it right. Ok so medical expenses. What people don’t know is when you pay cash for your medical care you can negotiate with the doctor because they save by not having to bill your insurance and all the clerical and bookkeeping costs. So lets say the cost of a physical is $500.00, well I think we all know that is crazy, but that is what they bill the insurance co. but if you tell them you are paying cash, ask for a discount. Good doctors that care about patient care are happy to do it. My parents do it all the time. Dentist, Eye Doctor.. You can monitor and care for your health with out medical insurance. Sorry so long.
+ $300 or 30,000 Points – Credit Card Points is something I haven’t talked about before. With my credit card we get 1-2 points per $1, and sometimes we get up to 7 points per $1 during specials. We pay with everything on CC and that is what helps me keep track of these expenses, and at the end of the month we get cash back. Consider that money a bonus, put it in the bank, or go out and buy yourself something you would pay “real” money for….and that’s exactly what we do: A Splurge! It is free money right? Of course I you play the points game you must pay your CC off each month otherwise your points are pointless (HA pun intended!)
Aeropress and Coffee Mill – The Aeropress is another well-loved and often used item in our RV kitchen. In fact, Brent takes this with us whenever we travel because good coffee is a must. We’ve owned ours for three years (it too was a Christmas gift) and it’s still going strong. Being whole been coffee people, this hand coffee grinder is our Aeropress’s faithful companion. Where one goes the other goes and it doesn’t matter if we are 100 miles from an electrical outlet. With the Aeropress and coffee mill, all you need is water boiled over a campfire,, to make an amazing cup of coffee. These two together make great gifts for coffee loving RVers.
If water freezes in your lines, you're in for a bad winter. Full time RVing requires you to prioritize your plumbing in a way that you might not otherwise consider. Your city water hookup may need to be insulated and wrapped in electrical heat tape. Fresh water tank will need to be filled and emptied every day so it doesn't have a chance to freeze overnight, you don't have to top it off though. If you want to reduce your work on your plumbing, you can find RV tank heaters which can keep everything from freezing up under your RV. For your black tank, you might want to consider swapping your traditional sewage hose out for a semi-permanent PVC fixture, as long as it's at an appropriate slope your waste will drain right down without a chance to collect and freeze up the works.
14. Make a commitment to eating healthy. It can be all too easy to just stop in at the nearest fast food restaurant and grab something to go, but that certainly isn’t the healthiest option. You will need a well-rounded diet more on the road than anywhere else, so it would be best to make a plan for such a diet. There are many places where finding fresh fruits and veggies isn’t easy, so stock up when and where you can. Use stay-fresh bags to store these items in and learn to can these items as well for longer storage possibilities.
I don’t know if a particular dollar amount works here, but the more you have on hand, the better. I think a couple needs to have a solid plan that will generate a steady monthly income while traveling and living in the RV. It would be wise to have money saved and set aside in the event of an injury or illness that could prevent you from working for a period of time. If I had to put a dollar figure on it, I would probably say a minimum of six months of income/expenses is a good place to start.
Nikki, Thank you for your reply. I meant no disrespect by using the word “gibberish.” I appreciate all your videos and valuable information: So in your case, If I may ask, what was the cost of your current RV, the taxes, and the documentation fees? Did you purchase an extended warranty? What was the cost? Did you finance your motorhome? If so, for how many years? what is the interest rate? What is your current monthly payment? How much of the interest can you write off as a first or second home on your taxes? as a full time RVer is there a particular state I should be setting up a fictitious residence so I can save on taxes? For example in Oregon they do not have sales tax on cars or RV’s (that’s about a $10,000 savings on a $100,000 motorhome). Any idea what your current motorhome will be be worth when you sell it in 5 or 10 years? 25% less, 50% less. Once again I want to thank you for all your valuable information.
Utilities: Depending on how much you cook and how cold the temperature is outside, you might need to fill up on propane once every month or two. A full 20-pound tank costs about $19 to fill, so let’s say $19/month for simplicity’s sake. Sometimes you have to pay extra for your electric, internet, etc. at your campground, but this is usually built into the rental cost. Finally, your phone bill is likely $75-$100 per person per month.
Dan and Lindsay also stress the freedom of life on the road as a huge draw to RV living. "For us, the question is, 'What's on the horizon next? What dreams do we want to go after?',’" Dan said. The couple rarely stays in the same spot for longer than a week, and have traveled the breadth and width of the country (as well as parts of Canada and Mexico). While some destinations make more of an impression than others (Glacier National Park in Montana and Acadia National Park in Maine were two favorites of the McKenzies), it's the variety of the country that's truly impressed them. "Every place has their own culture, their own food, their own way of doing things," Dan said. "Wherever there’s good beer, good fishing and good weather is usually where we plot a course," said Lindsay.
I’m terrified and excited at the same time! We’re both In our early 50s and planning to sell our home to live a simpler life. My fear is being in a small space while a crazy storms is going on around us (our home base ATX so we won’t be on the road) or if the weather drops below 20s. My hubby wants a 5th wheel but I’m not sure because we want to try this for a year and see how we do, but of course need to make the right choice because money doesn’t grow on trees. We have two 10yr old chihuahuas who hate the thunder! Any advice?