The majority of our income comes from my web design business, Donna. We don’t have health insurance…it’s still cheaper to pay the fine than the ridiculous premiums for those of us who want to travel frequently between states. More on that in one of our latest articles, which though it is about living in a van, the insurance part applies to RVing or any other method of full-time travel.
I really appreciate the informative comments. My wife and I are tossing around the idea of selling our house and purchasing an RV. We’ll be able to afford to pay cash for a Class A motorhome or (for less fear of problems when sitting still long term) a top of the line camper trailer so payments are not part of our expenses. My greatest concern, as with most folks, is the monthly cost of staying in a campground. Can you enlighten me on what a “membership” might cost and which ones you would recommend…if indeed you do recommend joining a camping club. We’re not the type of people who would want to stay in a state or national park. Our income should allow us to stay where water, sewer and electricity is always supplied. We simply need to know if our daily expenses will outweigh what we now spend living at home…which is about $1,500 per month, including water, electric, cable, phone, groceries, three (paid for) cars and property tax. THANKS!!
Since we don’t eat out a lot and we try to buy organic, local food that tends to be a little more expensive, our grocery bill is one of our biggest. We shop a lot at Costco (you wouldn’t think a bulk store like this would work, but the prices are right for the things we like!) and Trader Joe’s for most of our groceries. We also lump in here things like cleaners, toilet paper, shampoo, new clothes, etc.
I just found your post as I was scrolling through to catch up. About your monthly rv rent–here in the Washington, NC area of Eastern NC, the rates are comparable to what you are paying for nice rv parks. One lists rates of about $300 a week “in season,” with “off season” about $200 a week. The other is higher at about $400 a week “in-season.” The cost is less for a year-long lease. The higher-cost park is gated and offers plenty of amenities, similar to what you list–it’s a really nice park that I would happily live in! So I think your costs are average for what you’re getting. Both parks are on deep streams that feed into the Pamlico River and on to the coast The nearby State park costs less but offers much less.
here is my question. When purchasing an rv, at what length of a loan should we be looking at? the longer the lone the higher the interest rate and the longer to pay down. which also brings up the question of, how long should i expect to keep a motor home before I start to have many repairs? How long do most rv’s keep their rv before they trade in for a new model? I dont want to be upside down when the time comes to trade.
Anything above $5000/mo means you can start to splurge and of course if you have more to spend, you’ll have more opportunities to splurge. The folks at this end of the scale generally travel in larger rigs (= more expensive maintenance/registration/insurance fees), stay in private RV parks most of the time (= higher camping costs), drive more miles and like to eat out. These folks also love their lifestyle.
A very important #11 is having an RV insurance policy specifically designed for full-timers – equivalent to homeowner’s insurance. A windstorm uprooted our carport and threw it into our neighbor’s trailer at the campground and caused some damage. After calling State Farm, we learned that our RV policy was good for nothing, and by no means adequate for a full-timer. A standard RV/auto insurance policy doesn’t cover any liabilities and also won’t cover the loss of any personal valuables (jewelry, guns, clothing, etc)
Spray the bottom of the camper with spray foam. This isn’t something I can recommend from personal experience; it’s just something I know some people do. If I were going to do it, though, I would want to make sure I didn’t do any spraying that would prevent me from accessing certain systems if they needed repair. An alternative is to attach foam board insulation to the bottom of the RV.
Public campgrounds: State, federal, county, city, etc. parks can range from $5-50/night (some are even free!), but generally have a 14 day limit on them. Amenities can range from dry camping to full hook-ups with electric/water/sewer. We generally love public parks, as they offer larger sites, more privacy, great views and access to active things to do out in nature… we spend a lot of time in them.
There are lots of long term RV Parks that run anywhere from $350 a month to $1500 a month depending on the park and location. Could be more comfortable (less expensive than hotels) and easier than packing up and dealing with storage units often. As for finding an RV park, that is as simple as a google search once you know the area you are headed. You can look at sites like rvparkreviews.com to read what others experiences have been.
You videos are so enjoyable to watch and informative. The series on the composting toilet has convinced us to put one in our 1965 Airstream Tradewind that is in the process of having body work done before we put her back together for longer future trips. For now, we will head South in our 19 foot Airstream Globetrotter with our three border collies.
Pay no attention to the the few who want to rain on your (and our!) parade. We appreciate all the work you guys put into putting all this information out there. It’s not easy tracking all the info and then putting it out there for the world to see. Again we appreciate it. I am an Amazon fan and shop there all the time. I hope you get a nice little stipend from them. 😉
Great read and well done! Being a 60 + newbie my wife and I had some angst about our new full-time journey but after reading your real-life experience we both will be resting a lot easier tonight in our 5th Wheel. Most all you Top 10 were planned out and made ready. We are prisoners to our storage costs but feel ok with that due to our 3, maybe 4, year plan. We will be down sizing at a minimum with cost but feel the short run and future needs make it ok. Again, great job, thanks for sharing, I got you booked marked. Do you have. Facebook page? Lionel
We’ve had a Class C (without a tow vehicle, we just used bikes) and it was a pain if we had to drive somewhere for groceries, etc. so we were always looking for RV parks near towns and public transportation. Having a little car to tow along would be easier in those situations, but we don’t personally particularly love the whole hitching up process. When we lived in our Airstream + Ford E-350 combo, it was convenient to have the van and Airstream as separate things (I could work while the family went somewhere for the day, etc.) but again…I hate hitching up and down.
My husband and I are retired and are full timers that drive back and forth to Alaska each year. Our obvious largest expenditure is fuel. We use diesel, propane and gas. We seem to be spending similar to when we worked minus the saving part…..lol. We have our savings and dip into it only when helping our children in this economy. I guess I should start a log on how much we spend….but we are pretty frugal and wouldn’t change what we do until we can’t physically.
The thing is when we work is totally up to us. We could work starting at 6am or not open our computer until 10pm. It is totally up to us. We can also go out and explore a new location or just stay back at the campground and go swimming. I know it sounds great and it is, but it is puts a lot of pressure on us to make decisions about what we are going to do with our time since no one is telling us what to do.
10. Establishing a permanent legal residence is an absolute must. While you may be planning to be on the road for 11 months and 29 days of every year, there are still very important reasons to have a permanent legal address. You have to consider things like your driver’s license, tax information, bank accounts and voting privileges. There is also the matter of mail forwarding, insurance rates and possibly vehicle inspections. While there are as many different sets of rules as there are states, the most friendly domicile states are South Dakota, Texas and Florida. Again, you will want to do your homework before leaving.
Sandra, you are not the first to think we spend too much or too little. Everyones lifestyles are different and we don’t live on a shoe string budget, nor do we post our expenses for any reason other than to help others get an idea of what it costs us, with our lifestyle to live on the road. We buy local, fresh and organic food as much as possible. We like good all natural food that doesn’t come in a box or can and that isn’t something we plan on changing if we don’t have to. We work from the road (not retired or independently wealthy) and our websites are not just your average wordpress sites and we do a lot to keep them secure, backed up and so on and so forth. Our phones are a huge part of our business and we have to have smart phones with internet and such. Sure, if we didn’t work and didn’t have to have solid internet, this would be a lot less. Just not an option for us right now.
For those who travel a great deal, it is a good idea to purchase emergency coverage that will not pay medical costs, but will, under the appropriate circumstances, provide regional medical referrals and oversight as well as a means of getting travelers and their vehicles back to their home bases at no cost. Good Sam Club sells one that costs around $110 per year and covers all travelers.
This is a hugely variable cost that has changed a lot in our lives over the years. The figure for these six months of summer travel in 2014 is way higher than ever before. Our biggest “eating out” cost comes from getting coffee and muffins at coffee bistros (so nice!). The rest is a combination of beers at cute brewpubs and meals at Subway and other fast food joints. For comparison, in the first four months of 2014 before this trip, from January to April, our monthly restaurant bill was $70. In those months we weren’t camping near many inviting places!
I admire your stamina and am jealous of your bravado and lifestyle. Just a note to tell you how to fix almost all of the things you mentioned as extra-difficult living in an RV in the winter in Alaska. I have seen RVs designed specifically for use in such conditions. The alterations are designed in from the beginning and built into it. The era your unit was built, they didn’t do these things and I’m sure buying one that is equipped this way costs WAY more than the one you bought, but I can also say I suspect you could sell yours to someone living a bit more southerly for a pretty good penny, though I also suspect you’re not particularly interested in making a change since what you have is actually working for you.
I can go on for hours, but ultimately I can’t wrap my head around the fact I am going to pay rent for another year and get nothing in return in the long run. It seems like a waste of money. What are your thoughts? Is it possible to find a van in that state? Any aspect of van dwelling that you think might not mix well with the college environment? Am I a crazy 21 year old with far off ambitions?
Settling down has been a kind of divorce. The dreams we had of our future have changed drastically. The way an identity can get wrap up in a spouse, much of Brent and I’s identity, naturally, got wrapped up into being nomads. Over the last year we have been fumbling around trying to figure who we are as suburbanites. I’m not intending to minimize divorce. One way to look at divorce is “a complete separation of two things.” Our two lives, the one on the road and the one in a house, are so completely different, so separate, and so often, very lonely.
We traveled for years for my husbands work. My son spent his first six years traveling with us in an rv. Recently when we found out we are having another baby we decided to not do that anymore. He found another job and we stay home. Let me tell you it is a hard adjustment. We miss traveling more than anything. Life is so much more simple that way. You have less stuff. You don’t have the up keep of a Home and yard. You don’t run around busy every night to a bunch of obligations. Oh how we miss it. So much more time outside. Freedom. Seeing new places. This conventional life is much harder. We miss our rv. We have not sold it yet. The thing is we want our son to go to school and make long term friendships. He made a lot of friends on the road. But it’s different. Most of them he will never see again. Home schooling was fine I didn’t mind. We thought being home was what we wanted. Now all we want to do is go back on the road. Hahahaha. We miss it so much. Plus he made way more money. Not sure we can survive staying in one place like this. Doing for the kids! We saw so many amazing places. Coast to coast.
We are avid birders and love the solitude of nature. We imagine we will be staying and volunteering in wildlife refuges, state parks and boondocking for the most part. We are looking at the Northwoods Arctic Fox 32-5M (34’11’).( We love our daily yoga practice and need a floor plan that fits 2 yoga mats) We are heading to the Northwoods dealer in Oregon in the beginning of april to see about trading our truck in for a diesel long bed and buying the fifth wheel. Northwoods just came out with a new fifth wheel floor plan that rocks(35-5z) but it is 38’11”. In regards to bigger is not better do you have any guidance here to help our decision making process? I know this is a very personal decision. ANY input will be helpful. It is just the two of us and our binoculars, camera, bird books, and laptop computers for the most part. This is such a huge decision and we will be living with it for a long time.
With our system, we can use the faucet to fill our fresh water tank. However, you can not leave it hooked up to a hose when the weather drops below freezing. The hose has to be disconnected from the faucet so that the faucet can drain to down below the freeze line. If you leave the hose hooked up the faucet will freeze and break. That is an expense and inconvenience you don’t want in the middle of winter.
You could also go the old-fashioned route and pick up some actual board games to take on the road. many lifelong camping memories revolve around evenings spent at the table over a pair of dice, a deck of cards, and a game of chance and strategy. You can’t go wrong with favorites like Monopoly, Scrabble, Sorry or, for younger players, Candy Land — although fun, new games are still being produced all the time. Have you played Speak Out yet?
At the same time, being together 24/7 is a challenge, too. It’s one of the reasons we chose to live this way. But, as you can imagine, it poses its own issues since there is no pushing anything under the rug. All issues, hard feelings and frustrations need to be addressed quickly or they just continue to grow and grow, and that doesn’t work in such close quarters.
Just like the cupboards in your house, everything has a place in an RV. The difference is, when the RV is going down a bumpy road and that bottle of vinegar gets loose because it was put back in the wrong place, you might end up with a mess on your hands. It also makes packing up a much faster process because you know where all the pieces of the puzzle go.
Hi Jill, I pinned a picture you have on pinterest. Bright orange poppies with LOTS of ruffled petals. Love them!! My grandmother had them in her yard when I was a child. I cannot seem to find any seeds like them for sale. All other types of poppies but not these. Interested in selling a handfull? Please le me know. I will pay for the seeds, the envelope, postage and your time!!
Costs will vary greatly from RVer to RVer. For example, whether or not you choose to finance a brand new RV or pay cash for an older one will greatly impact your monthly expenses. Likewise, an RV that is 10 or more years old may require more monthly maintenance costs. Also, you can find free parking all over the country or choose to enjoy amenities at RV resorts.
We love the power of our Diesel engine. It can go anywhere and drive any mountain. So, that portion I would probably try and keep. But size-wise I wish we’d gone a tad smaller…closer to 30 or even 35 feet. It can be tough finding accessible sites with “the beast”, and a smaller size would sure make that easier. We love our slides and would definitely buy with slides again (it makes the interior so much roomier) and our layout is good, plus I can’t deny the tanks in this rig are nice and big. There’s just the size thing 🙂
Want to travel and live out of your RV full time? Welcome to the club! There are so many factors that can affect the cost of living full time in a RV. What type of RV do you have? How do you like to travel? What do you like to do when you arrive at a destination? We’ve found the RVing lifestyle to be incredibly liberating and less expensive than what we originally budgeted. Cost of RVing is so unique to each person/couple/family that it’s difficult to know what the actual costs will be until you do it. By sharing our expenses, we hope it will give you a better idea for planning your RVing budget.
At the same time, this non-resident residency impacts the local politics of the cities and towns where the biggest mail forwarding companies do business because of the huge number of absentee voters. These voters may vote like each other — full-time RVers have a lot in common with each other — but they don’t necessarily vote like the other residents of their adopted hometowns.
My husband and I are thinking of doing this he’s a disabled veteran I know he can stay in most RV parks free or reduced fee. He is worried about medications we need on the road I told him we can do Meds by mail . I’m figuring it out slowly but I think we’ll be on the road by next year.. Should we be afraid of this due to health issues? He tests his own inr at home he is on warfarin. He had a brain tumor in 2009 but I my needs an MRI once every 2 years. He does have leukemia but was told to check blood work next year no treatment needed at this point or maybe never? So with all of that said should we or shouldn’t we?
I really did enjoy this article. I haven’t camped in Alaska but I have camped in some very cold weather in a tent camper, so I do have a couple of hints. I warm my camper up on very very cold nights with three oil lamps. I use ultra pure lamp oil because it does not smell at all. I have a couple very small oil lamps that I use when we go to bed. I turn them down very low and can turn them up if I have to get up in the night. This saves battery power. If you can place bubble wrap over your windows it lets in light and keeps out the cold.
The key to our survival is good communication. There is limited room in an RV and it will start to feel small fast. If you’re frustrated or angry with each other, that space will feel even smaller. Sure you can take a walk, sit outside for a while or jump in the car (if you tow one) and go for a drive, but temporary distance won’t solve the issues.
There are so many wonderful things about RVing full time with kids and teens but the fact of the matter is full time RV was beyond amazing when they were younger but RV life could no longer provide for their expanding needs and interests. (Disclaimer: The pursuit of the following activities is a struggle because we are fully aware these actives are a privilege that comes with being middle class and certainly not necessary for a fulfilled life but they are fun, rewarding, and teach their own lessons.)
It is always hard to sell a house and leave family and friends behind but today’s technologically rich world makes the parting a much sweeter sorrow. WIFI hotspots are becoming more prevalent around North America, especially for travelers. Many campgrounds and visitor centers are wired for your WIFI-enabled devices. Before you leave check out the many service providers and re-sellers who can keep you online and tapped in to the world while on the move. Your rig can also carry along its own satellite dish, hard-mounted or mobile. You can choose how connected you want to be in your RV.
A little more on internet: If you’re planning on working on the road, never plan on “just using the RV park wifi” to accomplish anything. They are notoriously slow or non-existent. You cannot RV full-time with purchasing a jetpack or planning on using your phone’s hot spot. You can also buy wifi boosters and other expensive techie products, but a jetpack is going to be your most affordable, easy-to-use option.
Some of the perks of getting older are the sweet discounts you can get! You’ve weathered through some of life’s toughest storms and seen a few of its biggest triumphs. We think you deserve a break, and so do some of our favorite campgrounds. Check whether your AAA or AARP cards are accepted at local campgrounds and put some change back in your pocket. You’ll never know if you don’t ask. What’s the worst that will happen?
All our Fifth Wheels and Travel Trailers are “Extended Stay Approved”. This means that we have engineered them with many of the residential-style qualities found in a fine home. To this end, we have created spacious open living areas and appointed them with extra large windows, large refrigerators, walk in closets, large queen/king beds and many other home-like amenities.
Small electric space heaters are an excellent way to conserve propane burn and provide added warmth to the areas occupied during the day and evening. Be careful to purchase only brand-name, heavy duty space heaters with undamaged electrical cords. Adding a small space heater to the lavatory will help keep the black tank from freezing and is a nice addition for people coming out of the shower.
You can do wonderful things in a small RV. I grew up in a small trailer home. My parents and 4 kids lived in a 8X30 mobile home. My father built bunk beds in the ‘living room’ that folded up against the wall….we had just one sofa for all of us to sit on. Everyone else sat on kitchen chairs. Most meals we ate out side on a picnic table…or in rain we had some snack trays. Toys were kept under my parent’s bed or in the back of my parent’s car.
Good morning. So glad found this site. We r 71 74 and decided we r traveling while in good health. We are selling our home on the lake snd everything in it. Trk and trlr style travelling . Where can I find more info on the travel clubs u referred to and what about phone, WiFi, television services. Husband loves his KY wildcats and Murray State games. Have a friend that rv’s several times going to pick his brain too. R solar systems expensive? Thank u
1st off I grew up in kick, so hello fellow dott. !! We just moved up to a 5th wheel and have not yet went out, hopefully in March we will get to go . Loved a lot of your ideas, especially the shower. Storage is at a minimum so I hope to use a lot of your ideas on storage . Our dinning are consists of a table and 4 chairs so this will be a lot different , and space is small. Liked reading on your blog and plan to read more !!
Using that silver bubble wrap over your windows on the exterior of the rv eliminates almost all heat loss through your windows, description online says the stuff will block ~94% of radiant heat, means it keeps heat in and cold out or vice versa, if yoy can bare to part without seeing out some of your windows. Ive been living in an rv for two years in north dakota, temps can get down to -50°F or worse, my skirting is 2×4 frame with osb sheeting, one inch foam board with reflective backing and R21 insulation behind that, heaters and heat tape and heated hoses are definitely ur friends, at such low temps every little bit helps.
This is a dream of mine, though I don’t know if my husband wants to do this. I’m at least trying to get him to agree to quitting his job so we can live abroad half the year. We just acquired another property, which I am hoping will bring in the rental income needed to support this lifestyle. Thankfully we are debt free, so we’ve got options. I am just looking forward to the day when he feels comfortable enough to quit and we can be free, lol… Super inspiring story!
I plan on retiring Nov 2016 and want to RV for a couple of years before settling down in one place. I’ve been researching the fulltime RVing and my head is spinning with all the info out there. I just want you to know that your site is actually the first one to give direct answers to all the questions I have like taxes, health ins. Car/RV registrations. I’ll be stopping by quite frequently…..
Brent misses traveling full time just as much as I. The other day he told me he thinks about being in Alaska nearly every day. So even if it’s hard to connect over who is going to pick up the boys after school or do the grocery shopping, there is always the crashing waves along the Homer Spit or the golden leaves in Yukon. We can go there in our imaginations together as we continue to figure out how to have adventures while making sure the gas bill gets paid.
Clothing is something to consider as well. You’ll likely have less space to store a huge wardrobe, but you will also likely be exposed to more climates and variety of venues – thus requiring a well balanced selection. We tend to do a lot of thrift shopping for our clothing, this helps us affordably adapt to local weather & venues. But we’re also not afraid to spend good money for quality staples in our wardrobe.
[…] The down-time is also giving us some space to plan our next steps. In the last big storm we discovered yet another leak in…guess what?…our”big” slide on the front drivers side of the rig. This same slide, and the woes of getting it fixed was the very reason we rushed ~1000 miles cross-country to Oregon almost 3 years ago. Back then the main problem was in the back of the slide near the fridge. Now, the front has moved out of alignment with the front edge dangerously close to catching under the rim of the RV. Simply put it’s just a poorly engineered design and we should never have bought a rig with a heavy object like the fridge in it (one of our “10 Things I Wish I’d Known Before Fulltime RVing“). […]
Thanks so much for the tips. I am in the process of moving out of my 1650 sq. ft. house into a 32′ fifth wheel, which I have parked on my two-acre property. My granddaughter and hubby are moving into the house to help with the mortgage payments on the property. I won’t be traveling anywhere, just staying put in my own yard, but your tips are invaluable. Keep ’em coming!