To make sure our hose drained quickly, we built a downhill track for it out of cheap vinyl guttering and cinder blocks. (We did have one of those accordion folding type of sewer hose supports, but it was constantly falling over and we wanted something sturdier.) Additionally, our sewer hose runs under the bottom of our RV and is fully enclosed with skirting, so frozen sewage hasn’t been a problem for us.
Getting Personal Effects coverage above and beyond the $20,000 limit generally requires scheduling each item and giving it a value. Progressive requires each item to be appraised ahead of time and submitted as part of the application process for securing an insurance policy. Nationwide doesn’t require appraisals but asks for receipts showing prices paid and date of purchase so they can determine the depreciated value. I’m not sure how either handles the “outside the RV” scenario if the base coverage is higher than $20,000.
We also keep the Careington Telemedicine plan offered by RVer Insurance that includes a telemedicine service, which gives us access to virtual doctors visits over phone/internet and a discount dental & vision network across the nation. The cost is $149/year for both of us – and we use this far more often than our insurance plan, as finding providers as we travel difficult.
This is a hugely variable cost that has changed a lot in our lives over the years. The figure for these six months of summer travel in 2014 is way higher than ever before. Our biggest “eating out” cost comes from getting coffee and muffins at coffee bistros (so nice!). The rest is a combination of beers at cute brewpubs and meals at Subway and other fast food joints. For comparison, in the first four months of 2014 before this trip, from January to April, our monthly restaurant bill was $70. In those months we weren’t camping near many inviting places!
I know that if it was just me, and not my family, I could “make it work” on $650 / month, but if you factor in car insurance and a monthly trailer payment, that starts to really limit things…and other stuff like health care and even food stamps or other government aid (which I’m not saying you’re asking for, but if it’s currently in the picture), are much more difficult to maintain if you don’t have a permanent address in a specific state.
Great blog! lots of ideas for “newbies” — we have been fulltimers for almost one-year now and are in agreement with many of the items on your list (size and taking your time especially!) We have also been fortunate to meet helpful people on our travels and certainly fellow bloggers encourage and guide us! Keep up the great posts and we hope to get to meet you in person soon!! Martha
Our fifth wheel is a 2005, which means it needs repairs quite frequently (we have a new issue come up about every 6 weeks or so). We try to do repair projects ourselves (thanks to YouTube) to avoid the outrageous costs of paying an RV mechanic. We also cook in the RV often and typically turn on the heat during the cooler evenings, which uses up our propane. It costs about $20 to refill our propane tank each month.
Wow! Bold, informative, funny, truthful, your on to something. All your information from the Cats to your cell phone service. I feel very blessed to have watched HGTV that day. You are living our dream and at such a young age. Your showing a very young generation that you don’t have to wait till retirement to see the world. Oh I am not old by the way or retired but admire your budgeting skills and dedication to balance life experience vrs $$$.. You guys are getting it right. Ok so medical expenses. What people don’t know is when you pay cash for your medical care you can negotiate with the doctor because they save by not having to bill your insurance and all the clerical and bookkeeping costs. So lets say the cost of a physical is $500.00, well I think we all know that is crazy, but that is what they bill the insurance co. but if you tell them you are paying cash, ask for a discount. Good doctors that care about patient care are happy to do it. My parents do it all the time. Dentist, Eye Doctor.. You can monitor and care for your health with out medical insurance. Sorry so long.
I admire your stamina and am jealous of your bravado and lifestyle. Just a note to tell you how to fix almost all of the things you mentioned as extra-difficult living in an RV in the winter in Alaska. I have seen RVs designed specifically for use in such conditions. The alterations are designed in from the beginning and built into it. The era your unit was built, they didn’t do these things and I’m sure buying one that is equipped this way costs WAY more than the one you bought, but I can also say I suspect you could sell yours to someone living a bit more southerly for a pretty good penny, though I also suspect you’re not particularly interested in making a change since what you have is actually working for you.
Having never driven more than an SUV, I certainly didn’t feel equipped to pull a 30-foot trailer with a diesel pickup truck (our setup last year). But like riding a bike, practice makes perfect. A few hours maneuvering around a Walmart parking lot, getting a feel for turns and backing into empty spaces, and we felt comfortable enough to head out on the open road. It’s always necessary to do an appropriate amount of route scouting in advance to avoid low overpasses or the possible restricted roads, but within a few weeks’ time, pulling and parking the rig was second nature.
Sure we considered the this-is-our-life-and-sorry-it’s-not-what-you-want-but-try-to-appreciate-and-learn-from-it approach. As parents we have that right to make the choices we think our best for our kids and family. The road may be “best” for Brent and I but, God willing, we have many years left as a couple to explore and experience life as we want but the older boys only have few years left as kids. They didn’t want to spend their teenage years living in an RV full time.
Lisa, I don’t think that is an option, but there is really only one way to find out. It all depends on how well insulated your RV is. Also, to run your water pump all night you would need to have ample batteries or be plugged into shore power. However, If you use skirting or create a barrier around your RV and run a heater like we talk about above, you shouldn’t have problems with your pipes freezing.
Many RVers still have storage units where they've kept stuff they just can't get rid of. When we initially hit the road we had some stuff in an enclosed trailer that we parked on a storage lot for $20/month, and we also had a boat that we were storing for another $150/year. Now that we are going to be RVing longer term, we wanted a more permanent solution. In 2017 we went in on building a barn at my parent’s house in Michigan to store our trailer and our boat, so that raised our average up to $82 per month but this will slowly come down over time.
6) They’re willing to live frugally. This can NOT be stressed enough. At the ages of 25-35, full timing can either be a joy or a chore. They’ll be surrounded by old people, in perhaps less than stellar conditions, in a cramped hovel that’s difficult to either keep cool in summer or warm in winter. But… they can move with the weather. And frugal living helps them afford to do that.
What will you do when you reach an age that you can't travel anymore? There comes a time in every full timers life when they travel less frequently and maintain a more traditional residence. It can sometimes be due to health issues, aging, wanting to be close to relatives again, or any number of things that occur. That doesn't always mean selling your RV and buying a house again though. Many find a park where they want to stay indefinitely and still enjoy life without a house.
I came into life unexpectedly during my parent’s plans to fulltime in their 40’s. They elected to proceed with their aspirations with the condition of how I would adapt. In 1978, everything was sold and we left Missouri to “go west young man”. Over the next 10 years, we vastly traveled while Dad built banks. Every weekend was an adventure scoping out the gems the area(s) had to offer. Mom enrolled me in school at each location providing me social skills I would’ve not learned if home schooled. Almost in high school, they decided to retire and stabilize my education. Wow! What a culture shock! My most impressional years were spent in a 40′ fifth wheel, and then it all stopped.
What a shame that you dropped your 5D MkII in the water; however, I’m surprised that you could not return it to Canon to be repaired (unless it was salt water). The new MkIII — easily the finest full-frame semi-pro camera in existence and one of the best cameras ever made — is $3500 for the body alone, so it isn’t inexpensive. But for what you do, and your imaging requirements, perhaps the MkIII camera is a practical investment even though you guys are trying to save money! Good luck on your new travel plans!
This future RVer and his 20-35 year old parents live and travel full-time in their 2014 Class A Motor home. They enjoy boondocking occasionally and find free spots about 1 week each month. Their stays are typically 2 weeks long before they are back on the road and somewhere new. This young family is always seeking outdoor adventure to share with their little one. They also love doing fun tourist activities in each place they visit.
I just recently came across your blog and I am now obsessed with it! I love the information you share, your videos and just the overall wealth of information it is. I am a special education teacher and my husband is a graphic & web designer. While we don’t plan on selling our house (we love it!), we would definitely consider renting it out long-term so that we could travel the country. Like you, we <3 craft beer, wine and amazing local food, along with the freedom and adventure of a childless life. 🙂
We embarked on the first leg of our planned trip: over to Indiana to visit my three sisters. We continued down through Ohio, the Smoky Mountains in Tennessee, a stop in South Carolina to visit a close friend, and another stop in South Carolina to see Mark’s sister. We continued on down to Georgia and finally to Bradenton, Florida, where my mother-in-law lives. We had not seen most of these people in at least two years, and some we had not seen in as long as five years.
So here we are again in Tiger Run. We had a few problems en-route: Heater blower motor in the truck failed, fortunately they had one in Salt Lake City and it was warranted. Yay! Then the generator began spewing gas and failed. It smelled so strong we were afraid to light the furnace or fridge. We got a room instead and dried it out in the wind while going down the road. Fixed that yesterday in Salt Lake. Also had a skirt made for us by Zack, on the spot. Awesome! Thanks for that recommendation. Last night was our first time with a skirt, so an experiment. Outside temp was not to cold, 27 degrees, and the temp under the bay inside the skirt was 30. Ceramic heater on low. Nothing froze! We have the heat taped, insulated water inlet pipe instead of filling the tank. I find the water tastes better, and didn’t want to haul an 80 gallon ice block if we had a problem…. I have extra hoses if one freezes up. I therefore have not yet tried to use the LED rope light, but allow me to clarify, I was not intending to use this for the tanks, rather just running it along our water pipes inside the trailer like a heat tape, though I believe it won’t melt the pipes. In my case, I only need to keep them above freezing in the cabinet and behind the toity, and under the tub. The new discovery is that the skirt will probably solve this as our floor was the warmest it’s ever been last night! Also, the vent for the generator was hemorrhaging heat from under the skirt, so I temporarily stuffed some cardboard in there which brought the temp up a few degrees under the skirt. If the skirt fixes my internal pipe issues, then I will never know if the LED rope light works because I won’t bother to install it. It would be a royal pain to do so. We’ll keep you posted between trips up the mountains!
We rarely buy new clothes and other personal items (where would we even put them?) and we limit our spending on nearly everything. We wish we could find free parking more often, but it’s not usually a huge priority. We travel often because that’s the main reason we chose to full-time RV. We love seeing as many new places as possible as often as possible.
I should also add that the graph I created (in the post) showing average monthly $$ is simply my best guess based on the folks we’ve traveled with and those that have shared or published their budget (which admittedly not everyone is prepared to do). It’s possible I’m wrong and many folks spend more than they say (and since we regularly boondock/workamp it’s also possible we travel mostly with the frugal crowd!), but I honestly don’t think it’s too far off.
Our motorhome had a diesel furnace that provided heat and hot water. Because the electric was included in the campground fee, we ended up using a couple of catalytic heaters for most of our interior heating needs. This also helped us conserve fuel so we wouldn’t have to cart diesel back to the RV to fill the fuel tank as often. The most critical function of the furnace for winter RVing was to keep the bays heated so nothing would freeze (tanks, plumbing lines, etc.).
You asked if any one read or cared about the expense reports, I do. We are in the downsizing mode and it will be 1 1/2 years til we full time. ( We just bought a fifth wheel that is in storage and have no truck at this point) I have visited several other sites and keep returning to yours. I think I could write a blog on preparing and down sizing but have no idea how to start one. Please keep up the expense posts.
I just love the fact that you just went ahead and decided to live your dream. I also had to downsize because of illness in the family. But, I have to say not to this extent. My parents also had this dream, but my Dad got sick too soon for them to experience all the years they were looking forward to. I admire you both very much. Good life to you and Congratulations !
Looks like you gave a very solid plan! Kirk’s numbers are one of the budget references I plan to link to in my next post. And I totally agree that health care is the biggest single unknown in all this. It’s been (by far) the biggest impact we’ve had to our fixed expenses in the 7 years we’ve been on the road, and it’s one of the most difficult to predict. I have no idea what our costs are going to be next year.
For internet most RVers sign up for a cellphone data plan with either Verizon or ATT and use a MiFi to distribute it to all their devices. You’ll likely have to adjust your data usage quite a bit since cellphone plans are much more limited than what you’re used to at home. Also, you’ll want to consider buying a booster to help boost the signal in more marginal spots. My best advice is actually to buy this book written by fellow RVers and techno-mads who’ve dedicated 226 pages to this exact question:
I sell RV’s, and love it. The people I sell to are excited and eager to get on the road, love my customers. Anyhow, some things I would mention tell your RV sales person about yourself and your plans, most of us in the RV industry have experience and can help with idea’s and help find you the right coach with items or without items you may not even know you will need or that will greatly enhance your time. Also most RV sales people have resources, and it’s not a used car salesman tactic (well not where I work) we want to help and for you to refer us and come back. I full timed for 4yrs, with 3 kids a dog and a cat as a single mom. Let me say we did have our struggles, but I LOVED it. Now I get to help others too. So my suggestion is let your RV sales person help and ask them questions, they generally have a wealth of information.
*Diesel is mixed with additives and processed by the fuel companies in three stages (summer goes to -11 degrees, autumn/spring goes to -24 and winterdiesel goes to -32 Celsius), so here you do not have to worry as much about wax forming in the diesel. A tip is to not fill too much at lower altitudes, as gas-stations at higher/colder parts of the country will change over to the next “level” earlier in the season. so fill up when you get there, not before…
While most full-time RVers change as much as they can to electronic, there are still some things that will be mailed. Many full-time RVers use a family member’s address, and still others use mailing services. Even if you use the former, you’ll need to include a budget to reimburse them if you need something forwarded to you. If you use a mailing service like the one offered by Escapees, you may have a monthly expense of $16.25 to $19.50 depending on the package you choose.
Regular hose, however, was not recommended by the heat tape manufacturer, which clearly specified metal or plastic water pipe. A hose was not a water pipe. Perhaps it wouldn’t work as well. Or perhaps it would degrade the hose and cause problems. I could imagine being poisoned by the breakdown of chemicals in my hose. (Seriously: I have a pretty good imagination sometimes.)
Thus, we ended up back in our VW Bus, which is super easy to set up / tear down, can be driven anywhere, but you loose out on space. We also want to be in more natural areas, where the larger your rig, the more difficult it is to access or get any remaining spots. But that’s just us, and it sounds like you’ll be closer to towns and therefor possibly more likely to be in RV parks, so with all of that, best of luck in making a decision!
It is obvious that when we’re comfortable, we are much keener in recognizing and appreciating beauty. The winter is a stunning time to camp and explore. With fewer campers willing to tolerate the lower temperatures, winter camping can be a magical experience. By following these tips, you’ll be able to witness the true exquisiteness that winter reveals that others will never encounter. Stay warm my friends.
One thing we learned from camping in cold temps (and sorry if this has been mentioned already) – is that the basement bays won’t be kept above freezing unless the furnace is running, and while using space heaters up above, our furnace wouldn’t always cycle on. So, interestingly our water was more apt to freeze at 25 degrees than it was at 15 degrees, because at 15 degrees the space heater couldn’t keep up, and the furnace ran more, keeping the basement warmer. If that makes any sense. Bottom line, if the furnace isn’t running, the basement gets cold. That was the case in our coach, and I know not all coaches are the same in this respect.
I did not intend to insult but after reading my e-mail It did sound a little rough. I love to see that people are “successfully” doing something that I dream of doing in the near future and I want to ensure I got as many tools and tricks of the trade when I make that leap. I have checked off the debt free box which everyone recommends but it is the other stuff that still has me nervous about this adventure. Trust me, from what I have read about I wouldn’t be amazed if you and a few others see us at your events so that we can keep on learning from the folks that have been there and done it. I look forward to watching your blog for updates and new tricks as we get prepared to change our life for the better. I hope!
Hi Nina and Paul, Fantastic job on your blog; has answered so many questions for us. Kathy and I tend to plan well in advance for such ventures as full time RV’ers.. Being in the starting planning changes, one topic that seems to come up quite a bit is RV length with regards to parks that RV length “issues”. We are looking at the next year or two to sell the “bricks, sticks and mortar”. One question maybe you can answer from your travel experience is the 40′ length issues at some parks with regards to a motor home, how does that compare to, for example a 38 ft. 5th wheel and along with 18′ length of a double cab truck needed to pull it? Does the combined length of the 5th wheel and truck come into play in some or most places, i.e. setting the 5th wheel and where does one typically park the truck, in line, along side? Guess that does not matter when boon-docking. Would appreciate your feedback … regards…. Roman
Over the past few years we’ve received too many questions and demands from rude people in regards to our spending; so this will likely be the last time we post any business expenses or personal expenses that are not related to RV Travel. Our monthly expenses seem to be pretty similar so if you need to know our expenses in more detail scroll down to the toggles for 2013 and older.Below is a breakdown of our travel costs and expenses from January 01, 2014 to March 28, 2014. In future Full Time RV Expense posts you’ll only see these categories.
6. Insurance is a big deal, so make sure you have it. However, don’t just go with the first policy you come across. This is where it’s best to do a bit of homework, as there are many different options with many different policy payouts and a lot of fine print. There are also some discounts and other options you will want to familiarize yourself with before making a final decision. You will need to types of coverage if something happens to your RV. One type of policy covers the RV itself in the case of damages or theft, and another for personal belongings, much like homeowners or renters insurance. Consider what type of lifestyle you’ll be living, for the most part, and what types of problems you might run across. There is also a medical insurance just for full time RV’ers.
I heat my home with a very large woodstove and it takes up so much of my time in the winter hours. I have to collect firewood 12 months of the year just to stay stocked up and I live near St. Louis where it is mostly warm. If you could send me more info. about your cute little wood stove I “wood” really appreciate it. I need something smaller for my greenhouse.
From May to October, 2014, we did not pay for any overnight camping, and that is the norm for us. However, although we did not pay for camping over the summer season (or in January, 2014), the months of February, March and April, 2014, were unusually expensive for us. Those three months averaged $83/month because we spent time at three different campgrounds visiting friends and chasing wildflowers at a state park (we were a little late for the flowers — rats!).
Great article! We have 2 young boys (4 and 8 month) and we are strongly considering this full-time. Working in a downtown setting feels like my soul is being sucked out of me everyday. We were originally inspired by the documentary Surfwise. Must be great to sit around a fire every night or lay under the stars with your kids instead of staring at a TV. Im in the middle of launching 2 online businesses and planning on quitting job in July. Maybe we’ll see you out there!
Pellet Stove – This device will warm up an RV faster and more efficiently than any other heater we’ve seen. The good news is there is zero moisture produced from the heat, the built in fan uses a fraction of the electricity of a space heater and it’s a pretty eco friendly option for heating. The downsides: Install is a crazy mod to both the inside and outside of your RV. If the fan shuts down (i.e. when boondocking and you run out of battery power) you now have a smoke filled RV. Takes up a lot of space so is best for larger RV’s. You have to carry and store large, heavy wood pellets in your RV. Some models you are required to vacuum out the ashes which can be a pain make sure you look at the pellet stoves with a removable ash tray.