First and foremost, not all RVs are ideal for full-timing. The most common types of RVs that full-timers use are Class A motorhomes (which can be powered by gas or diesel fuel), Class C Motorhomes, Fifth Wheel Trailers (including Toy-Haulers), and lastly, Travel Trailers. Truck Campers, Class B motorhomes, and Tent Trailers are not traditionally good choices for full-timers.
Instead of taking a few days off of work and flying out to see family twice a year, we can now park nearby and visit like we're neighbors. This also applies to friends scattered throughout the country. When you have limited time to travel, you may only get to see some friends every few years if at all. Now we're working on making a second loop to visit everyone again!
Enter PEX. My friend Mike, who’d done most of the interior work on his home in Wenatchee Heights, had raved about it. I did some research. PEX was more costly than PVC but less costly than copper. It didn’t require any welding — or whatever it is that people do to copper pipes to join them — and it was flexible. There were two kinds of fittings. One kind required special (costly) crimping tools. The other kind, known as PTC, let you literally snap pieces together, with no special tools at all. All I needed was a PVC pipe cutter (which I already had) and a very inexpensive tool I could use to separate joined pieces if I made a mistake. The snap fittings were a bit more costly than the crimp type, but I only needed a few. I bought a 100-foot roll of blue 3/4 inch PEX.
In South Dakota, one of the largest mail forwarding services is America’s Mailbox just outside of Rapid City in Box Elder near the Black Hills in the western part of the state. We have the Platinum plan with them and have been absolutely delighted with their service. We call them once a month and tell them where to send the mail. Mail forwarding providers in South Dakota include:
Yes, we visit amazing places and there’s usually plenty of free stuff to do – but sometimes to enjoy them a little money goes a long way to enhance the experience. Unlike when you might be living more stationary where you might save up for a few splurges in the year (aka ‘vacation’) – on the road there’s constant temptation. A museum, a concert, an event, an entrance fee, etc. For us we found the discretionary fun budget is more spread out year round, instead of in vacation blips.
Last year I purchased the 2013 Newmar Bay Star, a 30 ft. It’s designed specifically for fulltiming, with huge basements that extend the entire coach and the desk/buffet option. I’m coming up from a 24 ft Dynamax that allowed me to stay anywhere. The Newmar is very tall so I’m worried that overhead space will be an issue in park camping. I’m a tree gal so height should also be considered if you love forests.
I have raised 5 sons,and paid for two farms and have brought our twin sons in with us when we built a new barn housing 150 plus dairy cattle .Gardening and raising cattle and kids is time consuming and must be home every am and pm unless you can find some one to do the chores. That is one reason I would like to go off grid.. a little simpler life. I am sure our Grandchildren wouldn’t mind and I think it would do them all good to do the simpler way of life. (all 10 of them, ranging from 20yrs to 2 months)
I came into life unexpectedly during my parent’s plans to fulltime in their 40’s. They elected to proceed with their aspirations with the condition of how I would adapt. In 1978, everything was sold and we left Missouri to “go west young man”. Over the next 10 years, we vastly traveled while Dad built banks. Every weekend was an adventure scoping out the gems the area(s) had to offer. Mom enrolled me in school at each location providing me social skills I would’ve not learned if home schooled. Almost in high school, they decided to retire and stabilize my education. Wow! What a culture shock! My most impressional years were spent in a 40′ fifth wheel, and then it all stopped.
This obviously depends on whether they’ve already established a location-independent reliable source of income, or if they plan to seek such an opportunity after they have launched their journey. For the former situation, an emergency fund of $10,000 would give them a good cushion and peace of mind, though this is with the caveat that the couple is debt free, including owing their home-on-wheels and vehicles out right. If the couple is considering finding employment opportunities on the road, then in my opinion, their savings should include one year of expenses and an emergency fund.
The thing is when we work is totally up to us. We could work starting at 6am or not open our computer until 10pm. It is totally up to us. We can also go out and explore a new location or just stay back at the campground and go swimming. I know it sounds great and it is, but it is puts a lot of pressure on us to make decisions about what we are going to do with our time since no one is telling us what to do.
I plan on retiring Nov 2016 and want to RV for a couple of years before settling down in one place. I’ve been researching the fulltime RVing and my head is spinning with all the info out there. I just want you to know that your site is actually the first one to give direct answers to all the questions I have like taxes, health ins. Car/RV registrations. I’ll be stopping by quite frequently…..
Currently we are not full-timing it, but we are on the road for up to 6 months straight. For those extended periods, monthly expenses can vary depending on what campground or resort we are staying in. Campground prices vary widely. If you are staying in one area long-term, your best bet is to pay a monthly rate for your campsite. That will give you a deep discount, but in most cases you will be responsible for the monthly electricity (and sometimes water usage) for your campsite. Depending on the area you are staying in, monthly rates could be as low as $300.00 a month plus electricity. In more popular areas, the cost could exceed $600.00.
Nina and Paul, I just found your blog today on Pinterest, and it is filled with very good information. I will be more or less full-timing it with a friend who currently lives in Okinawa, Japan. He has been living in Japan for 23+ years and plans on moving back to the states permanently. Whenever that happens he has asked me to come along on his life long dream of traveling to all the National Parks/Monuments etc. We don’t plan on moving much more than 100 miles or so per day and may stay in a place for a while if we like it and there is lots to see and experience in the area. I plan to keep watching your blog as it really speaks to what we want to do.
In Florida, cruising sailors have relied on St. Brendan’s Isle mail forwarding for ages. To my knowledge, they were the first (by at least 5 years) to provide a virtual mail service where you could see a scanned image of your mail in an email message. This kind of service is now provided by America’s Mailbox and Escapees and others as well. Other mail forwarding services in Florida are Nato Mail, Escapees, Good Sam Club and My RV Mail.
Portable Solar Panel – We loved having a full solar system but that’s quite an investment and if you aren’t going to be doing a lot of boondocking then a portable solar panel is a better option. Portable solar panels allow you to keep your devices charged and a battery topped off for short stints off the grid. Of course, check with your RVer first before investing in such a gift.
Want to travel and live out of your RV full time? Welcome to the club! There are so many factors that can affect the cost of living full time in a RV. What type of RV do you have? How do you like to travel? What do you like to do when you arrive at a destination? We’ve found the RVing lifestyle to be incredibly liberating and less expensive than what we originally budgeted. Cost of RVing is so unique to each person/couple/family that it’s difficult to know what the actual costs will be until you do it. By sharing our expenses, we hope it will give you a better idea for planning your RVing budget.
Thank goodness you have the finances and securities to afford the RV lifestyle you two are able to enjoy. You do not need to apologize for that. You guys do a good job of keeping the RV community informed. 2015 is my year for transitioning to a RV lifestyle. Gathering all the information I can to aid in my search and the transition itself. Looking at a nice used 33 ft. Class C that I can support with my SS check and small retirement income.
We’re still living out of our backpacks with just a few belongings each - but we have a bit more room and space to move around while we’re here. The house was empty - it’s different then the "tiny but full of expertly packed items" space of the COMET or the Element, but it’s nice. We’ll talk about doing more house-sitting like this in the future during the winter if the situation is right.
Below is the breakdown of costs, if you want more details read the posts from 2012 and 2011 as we pretty much spend the same way each year. As usual I’ve rounded the numbers to keep it simple, and this time I decided to list in order of most expensive (hey great idea right?).$1,567 Mostly Costco for groceries; also includes Target, TJ Maxx, Nordstrom Wal-Mart, etc for clothing, housewares, and such.
You could use LED’s from amazon or ebay, but I have used 12 volt led STRIPS that I wire right into my 12v light sockets. I sometimes uses a 50 watt 12 volt windshield heater to keeps my hands from freezing. I have used black tar on my roof and COMPLETELY stopped the leaking,don’t know why folks are having more leaking problems after that..probably doing it wrong. If you have to snake a 120 volt cord outside your RV to run a window a/c or heater..cut the cord as short as possible. It draws less. Buy brand new breakers, I can’t tell you how frustrating it is to be in the middle of a meal and have flip the breaker every 5 seconds because it’s 120 degrees outside and I just want a cool 98 inside the RV. It sounds trashy, but I bought a roll of that textured windshield sun-blocker and cut it to fit my windows,thereby blocking a crap-ton of sunlight and heat from entering my poor RV. I use bricks and the outriggers to further stabilize the trailer,because outriggers alone will NOT make all RVs stable. ALWAYS CHECK YOUR ANODE AND HEATING ELEMENT HOLY CRAP! it sucks when you jump in the shower and out comes liquid ice. yeah we all have propane…but propane is for cooking…and maybe the furnace once in a while. If you have to live in an RV, don’t be afraid to REMOVE furniture from it! I removed a pullout couch, kitchen table and the useless cabinets inside my bedroom(don’t know what they were thinking with that curved wall and I was always hitting my head on the cabinets). I removed the stock microwave and put a toaster oven in there. Let me tell you, you can cook damn near anything in that oven. Microwaves suck…especially when you have limited amps available, but you can stick that oven on 180 and cook a damn pizza all the way in about 10 minutes. ALWAYS defrost your fridge and freezer once a month! I actually have a small dorm fridge tucked into a corner that has come in quite handy.
Your personal diary of events and budget is not uncommon. However me and my husband lived in North Eastern Utah in a new RV park for only $350 month, which included ALL utilities except our propane. We also renovated a used 35 ft fifth wheel becasue we did not want to be in debt. We also stayed on a budget and never had the expense you all did. We to own land but voted to stay in town at an RV park. I can tell you from experience our total expenses were not over $600 and this includes most of your list.
I first heard about your guys from Heath’s podcast. This was an awesome and inspiring post. We’re a family of three (plus a dog and cat) planning to do the same thing. It is so encouraging to hear from full-timing families that have made it work, while overcoming some of the stigmas and challenges that come with this decision. Thanks again for sharing your story.
We did have one issue with freezing last year, when the city water pipe sticking out of the ground that our mobile home park was supposed to be responsible for winterizing froze. The only thing they had done to protect the pipe from freezing was to wrap it with insulation and plastic, and the part right next to the ground wasn’t adequately protected, and it froze during a cold snap where the high temperatures were in the single digits. After a neighbor helped us thaw the pipes with a crazy high powered industrial heater he brought from his place of work, I removed the park’s insulation, wrapped the pipe with electric heat tape, covered it with more insulation and plastic, then for good measure I lined a Rubbermaid storage tote with foam board and put it upside down over pipe. It did not freeze again, lol.
Thanks for the blog. Do you have any suggested blogs on full time rving with kids? My wife and I have 4 kids and the thought of cutting the cord locally while I still have my sales job (I cover all of So Cal) so I can pretty much go wherever for the timing. Basically changing scenery weekly or monthly sounds fun. Just didn’t know if you had any details on doing it with 4 little ones. Thanks!
Jan Wesner Childs is a journalist and wife of a 26-year Army Special Forces veteran. She has lived, worked and traveled around the world and the U.S. She is currently a freelance writer based in Florida, where she writes about anything and everything, including local schools, the space and tourism industry, and military spouse and family issues. Her blog, “Beyond the Gilded Cage,” details her family’s RV adventure and gives the scoop on transitioning to life after the Army. She can be reached at firstname.lastname@example.org.
Thanks for the info. I’ve finally convinced my wife to go live in an RV full time. We’ve rented an RV twice this year and so far so good. We almost bought a new RV 2 months ago but since we’re still working, we decided not to do it this year. We own our house and still paying $1200 a monthly mortgage. I’m leaning on selling the house when I retire in 7 years and buy an RV.
As for winterizing. I’m not sure I completely understand the question. If you’re asking if you can RV in the snow/winter it’s certainly possible. Most RV’s don’t really have the proper insulation so you’ve got to prepare for the weather by using skirting, covering windows, using heat-tape on your pipes etc. I prefer to RV where the weather is mild, but if you’re dead-set on winter stuff I’d recommend asking questions on the RV forums. In general, the forums are a great place to learn about new things and “meet” other RVers. I have a post about forums here:
We try our hardest with this aspect of our budget. We like to eat fresh, healthy, and regional so we try to visit farmers markets and local farms/ranches/dairies when possible. We also buy bulk items at CostCo, Fresh Market, etc. in order to keep staples on hand and get the most for our money. However, with a 3-year old we go through a lot of milk (at $4.85/gallon or so), snack foods, apples, and nuts. Have you seen the price of pistachios lately? One things we do splurge on is typically meats (we like good, grass fed beef), beer, and ice cream. Even life on the road doesn’t have to be sparse.
Hi Heather…Saw your post and thought I could help you a little 🙂 …. Go to the web site zillow.com to get the value of your home…When you get on the site, put in your address and see all the great information you will find. Make sure you read the whole page, so scoll down for all your information. the same site will help you with your new hunt as well…Good Journey to you and the family….Enjoy now….OH YES…GET A R.E. ATTORNITY AND HE CAN WRITE UP YOUR SALE CHEAPER THAN AN AGENT….YOUR ON YOUR WAY NOW….HAPPY TRAILS 🙂
Choosing to drive fewer miles obviously helps conserve your gas mileage. Not only are you using less fuel to move around, but putting down some temporary roots at a campground you really like can also bring other monetary benefits your way. The longer you stay at a campground, the deeper your discount (especially if you’re traveling off peak season). The decision to stay in one spot also gives you the opportunity to thoroughly explore your new home away from home. Who knows, maybe you’ll find something exciting on one of your adventures!
Those are the top things that have been a challenge for us to overcome as RV'ers. RV travel falls somewhere between having the comforts of home and camping – and your mileage may vary depending on your budget. The sky is the limit when it comes to RV's – you can buy something that's affordable that may require a few sacrifices, or there are ones that will make you feel like a rock star.
I’m a little late to be answering this, but you are so right about the floor plan needing to be functional with the slides in. We were careful about that when we bought our 5er, because we had lived in a short Class C for a year and knew what we wanted. Some of the floor plans look great with the slides out, but then you can’t get to the fridge or bathroom with the slides in, especially the kitchen island set-ups. Our fifth wheel may be a little cramped with the slides retracted, but it is completely usable.
In 2015, the couple paid cash for their used 30-foot Four Winds trailer and Dodge 3500 pickup. Downsizing into the rig was relatively easy since their tiny two bedroom apartment didn’t have room for too many possessions. “We cut it to the quick when we moved out of the apartment,” says Kristy. “I’ve been very pleasantly surprised with how little we actually needed, even with the kids.”
It began the way most just-so-crazy-it-might-work ideas do. Jennifer and Deas Nealy were dog owners and frequent travelers who kept running into the same problem. Every time they went out of town—which was often—they would either have to board their Australian Shepherd, German Shepherd, and corgi or tailor their vacation so that they were only staying at dog-friendly hotels. So they had a thought: What if they bought an RV, lived in it with their dogs full-time, and went on vacation forever?
This is an important budget item. In our third year of fulltiming, we had huge repair expenses including the clutch and air conditioning going out in our tow car (2 year old Forester that just had engine replaced by Subaru because of oil consumption issues). We seem to go through tires quickly on the Subaru too even though we are religious about rotations and alignments. Our RV steps cost over $600 to get repaired (three different places over 2 states). We also had to have a $300 repair on the propane heater. Our Tiffen motorhome is 15 years old, has undergone major refurbishment and in great shape but you have to expect repairs, just like in an older home. Better than having a “house” payment to us. Our motto has become “Expect the unexpected”. If you are lucky and don’t have any problems, enjoy the “bonus” at the end of the year.
A very important #11 is having an RV insurance policy specifically designed for full-timers – equivalent to homeowner’s insurance. A windstorm uprooted our carport and threw it into our neighbor’s trailer at the campground and caused some damage. After calling State Farm, we learned that our RV policy was good for nothing, and by no means adequate for a full-timer. A standard RV/auto insurance policy doesn’t cover any liabilities and also won’t cover the loss of any personal valuables (jewelry, guns, clothing, etc)
We are both foodies and people watchers and in our first month we were doing lunch and dinner in nice restaurants and a Starbucks to use he wifi almost every day. We went over our food budget by $2500.00!! the first two months…. Now we have found that we can go to “coffee shops”. Have a lite snack without liquor or expensive beverages and then go home and share a great bottle of wine over a wonderful campfire dinner. Third month is under budget! So I would have to say food and drink was our biggest expense surprise.
The answer to this one is tricky. We’ve found tons of places we could see ourselves living in the future, but right now we just aren’t at a point where we want to settle down quite yet. Top of our list is Nashville, TN, mostly because we’ve made a lot of great friendships in that town and we would have a lot of awesome community. But we’re still definitely keeping our eyes open for more great places to live.
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The time living on the road has been a lot of fun, and a big learning experience. I’ve met countless people that have influenced my life and heard stories that have rearranged my perspectives on life’s shenanigans. Most encounters have been very positive and the RV has helped open windows of connections with people that I would not have had otherwise. As for the other end of the spectrum, I’ve only had a couple of run-ins with people telling me to move on to another camping spot (literally only 2 times the last couple years).
It’s unseasonably cold this week so I’ll have a good chance to test my setup. I’m not too concerned. The other day, one of my neighbors, who is going away for the winter, kindly offered me his home. I’ll talk to him later today; that might make a Plan B for nights that are just too cold to stick around. But it shouldn’t get much colder than it is this week, so there’s a good chance I’ll be living in my own space all winter long.
Filed Under: Budgeting for Full-Time RV Travel, Full-Time Finance, RV Resources Tagged With: budgeting for full-time travel, chickerys travels, cost of full time rv living, cost of full time rving, Cost of Full-Time RV, cost of rv living full time, full time rv living, full time rv living cost, full time rving, full-time rv, how much it costs to rv full-time, How Much it costs to travel full-time, RV, rv costs, rv finance, rv full-time, rv life, rv life full time, rv life on the road, rv lifestyle, rv lifestyle full time, RV Living, rv living full time, rv living full time cost, RV travel
My goodness. You spend A LOT. Some of your expenses I can’t comprehend. They are or should be one-time expenses, and why the large expense for the website? Hosting is $10 a month. There are free websites. Do you pay for SEO or advertising? I am not understanding. And the cell phones. My Lord. I pay $98 per month for mine; my fiance pays $55, because with mine being a smart phone, he doesn’t need anything fancy. There are family plans, too, with most carriers. Your grocery expenses are a bit over the top, too. Do you or would you use coupons, buy red tag items, etc.? All grocery stores have clearance items, and since your space is limited, this would be ideal. You likely don’t freeze things. If you buy red tag/orange tag/yellow tag/whatever color tag items, and then you use them in the next two days, you could feed your family on as little as $10 a day. And you’d eat well. Gas costs… well, gas costs!!! A lot. No getting out of that one. There are other expenses we wouldn’t have, and I’m thinking your RV is a lot nicer and newer. Anyway, good for you for living on the road. That’s a great experience for you kids. And the Mexican dental is brilliant! People may not know that they can get great dental work done on the cheap in Mexico. That’s why there are travel medicine groups springing up.
Many RVers go into a winter counting on their propane furnace to see them through the season, but it will only take you a few weeks to burn through your propane when it gets really cold, so you might want to consider an alternative form of heat. One of the most popular methods to keep warm without burning up all of your fuel is to use portable electric heaters. These gadgets are compact, and affordable, and many newer models come with RV friendly feature like automatic shutoff if they get knocked over. If you're in a larger RV, you can even pick up a couple of them and heat the RV with relative ease. There is a catch: make sure that when you're plugging in your heater, that you're not overloading your electrical system.
Thank you so much for your clear and concise answers to winter R.V. use. You not only answered my questions but brought up a bunch of things I had not thought of. I am taking a 33′ allegro from the Oregon Coast to Longmont Colorado area the 1st of December. Not the best time of year but got into an experimental medical trial for a catastrophic nervous system failure condition I got from an IED serving in the military while in Iraq. It is my last hope so going to go for it. Until I find housing there I will be staying in the Allegro. I feel much more confident now that I have reviewed your sight. It made the wife a lot more comfortable as well. Once again thank you for the wonderful information
For MVUM maps there will *usually* be an indication of which roads allow camping, but it depends on the individual map. For many of the maps we physically own (I typically pick them up at the Forest Service office when we travel through) the roads are indicated by a series of dots along the side. Look at the map key and hopefully you’ll see it there. I haven’t used the App much myself, but I do think you get a color map there, so that may help.
Have a “fun fund” for those spur of the moment adventures. If you decide that today is the day you want to go for that hot air ballon ride, do it! Having money set aside for these experiences will make that transition to RV living more enjoyable and fun. We always seek out free and cheap things to do in our travels, but there are some experiences that are worth the splurge.
Let's start by keeping that cold weather outside and the warm air in. To do this, you need to increase insulation and reduce cold air infiltration. Your windows are a great place to start. Most RV windows are single-pane and many do not seal well. Some sort of storm window is needed, and there are a lot of possibilities: Some folks use foam core board to cover the windows from the inside. This works well, but it's pretty hard to see through! Other folks use sheets of Plexiglass or Lexan cut to fit the windows and held in place either with small brackets, velcro or tape. This helps seal the windows and you can see through it, but then you will be faced with storing the storm windows during the summer.
And beyond RVers, we have met many interesting people living all over this nation. We've watched artisans work their magic in New Orleans and listened to teachers in small towns describe what it's like teaching in a school of fewer than 10 students. Traveling has shown us different perspectives. Moving around the country, we realize that people are more alike than different. They all have their individual struggles and are just trying to get by the best way they can. What brings us together is a sense of community and we love to help foster that.