It’s funny that several of the blogs I’ve come across with budgets have talked about judgment on expenses and what a commenter feel is an excessive expense. Everyone has priorities in their lives and budgets. I’m sure if you looked into the finances of these commenters, you could find spending that you may think is excessive to you, but to them it’s a necessity. People need to LIGHTEN UP! 🙂
Besides, since I’d been living in the mobile mansion full-time since the beginning of June, it had become my home, my space. Bought to house two people, a mid-sized dog, and a parrot, it was amazingly comfortable for one person and a tiny dog. After dealing with seemingly countless delays, I’d finally moved it to the piece of land I’d been dreaming about for over a year. I was in my home, on my home. I was loath to give that up, even for a few months.
So you may wonder after three years on the road if we have plans to buy land, jump on a boat, or keep driving. We can whole-heartedly say we want to keep driving. We love the RV lifestyle and what it has brought us. So much so that we are diving in even more and focusing on RVing in our work lives, too. We have big plans for the coming year and we are excited about what we are doing next. We want others to share in this journey and know that they can do it, too.
We too fish and hunt and eat everything we harvest. Although we have enjoyed the trips we have taken in our motorhome, my husband is reluctant to travel for more than 2 or 3 months at a time. He does not want to miss out on Spring and Fall turkey season and Fall deer season. How do you afford to hunt and fish outside of your home state? Non-resident hunting and fishing licenses are very expensive in many states.
I went back and got to work. The biggest chore was attaching the heat tape to the pipe and insulating it. The big challenge there was straightening the PEX. It does straighten, but it straightens easier when it’s warm and it does require muscle. (Needless to say, I was sore the next day.) I cut off about 70 feet of the stuff and ran it across my driveway from the water source to my RV’s water connection area. Then, with the sun shining full on me the next morning, I brought out a clean damp rag (to clean away dust on the PEX as I worked), set up a chair, and got to work.
We got through that next round, and things were starting to clear out. At this time we hadn’t sold our house yet, so the pressure wasn’t on. We didn’t have a leave date in sight, so we were taking our time and letting our mind-set shift. In comes Christmas . . . I always went crazy at Christmas and bought the kids so many gifts. Even though I knew they’d only play with a few presents and the rest would be quickly forgotten.
No one should toss the house keys to the new owner and point their new rig towards the open road without having experienced previously spending time in an RV. Not just a weekend or even a week but ideally an extended period of time. No trial run will exactly duplicate the finality of being without a home base but being on the road will help identify what kind of full-timer you will be. Do you prefer being a “mover” or a “sitter?” Do you prefer the solitude of a campsite alone in the woods or the activities found in a commercial campground? These test runs will also serve to clarify your most important decision before becoming a full-time Rver…
These kinds of campground membership programs are a complicated, and the companies change the rules as their profitability and growth plan requires. It is best to book your stays 90 days or more in advance and there may also be a complex set of rules to follow regarding staying within the network and outside of it. Sometimes an alternative campground network is offered so you have somewhere similar to stay when it is time for you to stay outside your home network. Two we’ve heard of are Resorts of Distinction and Adventure Outdoor Resorts given as the alternative networks.
While most full-time RVers change as much as they can to electronic, there are still some things that will be mailed. Many full-time RVers use a family member’s address, and still others use mailing services. Even if you use the former, you’ll need to include a budget to reimburse them if you need something forwarded to you. If you use a mailing service like the one offered by Escapees, you may have a monthly expense of $16.25 to $19.50 depending on the package you choose.
For the year 1 monthly budget I hope to cut it down to $1,900 per month average as Marvin is in Arizona for the solar power installation so I would not be going to Florida and therefore the campground and gas will decrease accordingly. Before that my campground and gas expenses were 32.7% of the budget. I had done the year one destinations before Nina wrote about the solar power upgrade, but obviously will have to make an adjustment.
Hi, folks! I just finished a 2-week car trip with my dog, Monk. It was fun! Such freedom! I’m retired and considering hitting the road permanently in an RV. This is more than a bucket list thing, it’s a dream. I’ve spent years flying back and forth over America and, although I’ve been in every state at some time, I haven’t stopped to smell the roses. Your article is a great resource for expenses. I don’t plan on doing this without checking out the realities. Because I moved around for my job quite a lot, I enrolled my dog in the Banfield Pet Hospital Wellness program. It’s a flat rate each month ($41.00/month, includes an annual dental cleaning), which covers most of the things you mentioned in your article for your furbabies (wellness checks, vaccinations, x-rays). There are some things that happen outside of the plan, but there is a discounted rate for scripts and other procedures not covered. Banfield is associated with Petsmart, so there are many across the country. In a 2300+ mile journey, I researched at least 8 along the way. All pet needs met in one spot. Just a suggestion
A suggestions to lower your costs. 1. Passport America 50% camping and/or America the Beautiful Pass. We average about $8-$10 a night camping at these parks, while camping in some of the most beautiful locations. As well as hitting many free camping locations. State parks can be obscenely cheap and nice. 2. Plenty of farmers markets on the east coast, you just have to look for them as many of them are in small towns outside the cities you have traveled to. 3. I forget the name right now, maybe one of the other Rvers can chime in, but there is an alternative to Verizon that uses Verizon infrastructure that gives you unlimited phone and internet. We don’t full time right now so it’s not a concern. 4. Stay longer which lowers your fuel and camping fees. 5. REWARD POINTS, pay with everything with a rewards credit card.
$2,319 Fuel Cost – So far we’ve put a lot less miles on the RV this year (around 5,000 so far) however we’ve been driving our Smart Car loads more (probably double last year)! Everyone complains about fuel costs, but if you look at it our fuel isn’t our largest expense, and how much really does a 10 cent increase per gallon cost? You’re either going to travel or you’re not, I’m tired of hearing people use the excuse of fuel costs as a reason they don’t take out their RV. Suck it up, put on your big boy pants, and travel….you’ll thank me later as you realize the trip only cost an extra $25 because of the rise in fuel cost. Sorry for the rant, we just hear this excuse over and over and it’s a moot point.
This is a dream of mine, though I don’t know if my husband wants to do this. I’m at least trying to get him to agree to quitting his job so we can live abroad half the year. We just acquired another property, which I am hoping will bring in the rental income needed to support this lifestyle. Thankfully we are debt free, so we’ve got options. I am just looking forward to the day when he feels comfortable enough to quit and we can be free, lol… Super inspiring story!
Joe, thank you for your information on full time RVing. My husband and I are in the process of getting rid of all our stuff, house and cars to get ready for retirement in 13 months. We are learning all we can about the RV lifestyle so we will be as prepared as possible and are so excited about this upcoming chapter of our lives. After a lot of research, we decided to go with a Forest River Cedar Creek Silverback 5th wheel and 2500 Diesel truck as our new home. Now the search is on. We have heard a lot about the All Stay app and would love to be entered in your giveaway. We had planned on getting it prior to hitting the road.
With our system, we can use the faucet to fill our fresh water tank. However, you can not leave it hooked up to a hose when the weather drops below freezing. The hose has to be disconnected from the faucet so that the faucet can drain to down below the freeze line. If you leave the hose hooked up the faucet will freeze and break. That is an expense and inconvenience you don’t want in the middle of winter.
You could use LED’s from amazon or ebay, but I have used 12 volt led STRIPS that I wire right into my 12v light sockets. I sometimes uses a 50 watt 12 volt windshield heater to keeps my hands from freezing. I have used black tar on my roof and COMPLETELY stopped the leaking,don’t know why folks are having more leaking problems after that..probably doing it wrong. If you have to snake a 120 volt cord outside your RV to run a window a/c or heater..cut the cord as short as possible. It draws less. Buy brand new breakers, I can’t tell you how frustrating it is to be in the middle of a meal and have flip the breaker every 5 seconds because it’s 120 degrees outside and I just want a cool 98 inside the RV. It sounds trashy, but I bought a roll of that textured windshield sun-blocker and cut it to fit my windows,thereby blocking a crap-ton of sunlight and heat from entering my poor RV. I use bricks and the outriggers to further stabilize the trailer,because outriggers alone will NOT make all RVs stable. ALWAYS CHECK YOUR ANODE AND HEATING ELEMENT HOLY CRAP! it sucks when you jump in the shower and out comes liquid ice. yeah we all have propane…but propane is for cooking…and maybe the furnace once in a while. If you have to live in an RV, don’t be afraid to REMOVE furniture from it! I removed a pullout couch, kitchen table and the useless cabinets inside my bedroom(don’t know what they were thinking with that curved wall and I was always hitting my head on the cabinets). I removed the stock microwave and put a toaster oven in there. Let me tell you, you can cook damn near anything in that oven. Microwaves suck…especially when you have limited amps available, but you can stick that oven on 180 and cook a damn pizza all the way in about 10 minutes. ALWAYS defrost your fridge and freezer once a month! I actually have a small dorm fridge tucked into a corner that has come in quite handy.
Now… we aren’t full time RV living like most people – we are completely stationary and have no intentions of touring around the United States in our RV! That said, if that’s what you ARE interested, here are some quality blogs, YouTube channels and Facebook groups of folks that are doing such thing… hopefully they’ll be a great additional source of inspiration to you!
Luckily, Birgit & Greg, whose site we're using, were nice enough to let us tap into their super-size external propane tank (we'll be paying for the propane we use, of course). So propane shouldn't be a problem, but we'll still want to keep our usage to a minimum, since it's expensive, and propane use can cause excess moisture to build up in the rig.
3) They are willing to think small and used for their first RV. This is so they can keep a large reserve of cash for unexpected expenses… RVs can (and do) break more often than a house or a car… because it’s a house moving down the road like a car! Most houses just sit in one place. A RV is subjected to the same potholes as a car, but with 5 times the weight.
The kids, as kids most often do, adapted quickly. The hardest months for the teens were when they started school but we were still living in an RV. The best part about our home on wheels were the wheels and when the wheels weren’t rolling it was an entirely different experience. They didn’t want to invite friends over or be dropped off at the campground. While Brent and I were more than happy to share why we lived in an RV, what mattered to the teens was what other people thought.
I’m a christian and the more I learn about and from God the more I realize we aren’t supposed to be living so that we can work. I feel like a prisoner in my home because the utilities control my ability to enjoy my home and then I feel like a prisoner at work because if I want those bills paid I have to work those 12hr shifts. So I appreciate your information on finding your land and your list of needs…. I’ve considered an RV for a temporary place between the selling and buying time after seeing it on your site.
In early February, 2016, a bill was introduced in South Dakota that would effectively deny anyone using a South Dakota mail forwarding service as their legal domicile the right to vote. The history behind this bill was that in Pennington Country a vehicle tax increase of $60 came up for a vote, and prior to voting day, certain politicians assumed that the nomadic RVers with legal domiciles in that county would unanimously vote against it.
I think the best thing a person could possibly do if they KNOW they’ll be wintering in their RV is to buy an RV that’s set up for all-season use. Those have better insulation and even heated basements to prevent pipes from freezing. They cost more (of course) and are likely heavier, but I will never spend another winter in a cold climate in an RV that isn’t set up at the factory for winter use.
Another idea to save big time is to spend a few months in Baja California every winter, where food is crazy cheap, boondocking is abundant (you can even find spots with lots of other American / Canadian snowbirds if you’re concerned about safety, but it’s completely safe in our opinion after having been down in Mexico in general for a year), and in general the sun shines all winter long.
Hello again! Enjoyed reading your helpful post and the comment about not having health insurance. That is one of the big items that the hubby and I are debating about right now as we prepare for full-timing next August! We are both pre-Medicare age by several years, and have no ongoing insurance provided by our current employers upon retirement. We are debating about having a “catastrophic” policy and dealing with general health care needs on a cash basis. Out of curiosity, how do you prepare yourselves for the potential of a catastrophic need – such as a big medical issue, or an accident? (heaven forbid either of these happen to either of you!) thanks for your insight!
This item covers all supermarket purchases, including groceries, household cleansers, toiletries, laundry detergent, over-the-counter pharmaceuticals and anything else that can be found at Walmart, Safeway, Albertsons, Target and other places. Our rig is fully outfitted, but occasionally we get a small kitchen appliance or pick up a DVD. Those things get lumped into this number.
Good Morning to all. I have read and skimmed my way through the initial posting and the comments. So here is my 2 cents. I have been full time RV’ing since August 2015. Sold my home in NY State because it was too expensive to run on my retirement and Social Security. I made the same mistake & stored a fair amount of belongings & furniture. That will go this summer. I still own property in NYS and barns, but that will be another year. I started out with a 37′ 5th wheel, drove to Florida and spend 6 months & 1 day at a campground on the Space Coast. Thoroughly enjoyed the time there and will be going back this November. (November 1 through May 1). I bought a new 5th Wheel in Florida and am enjoying it much more that my last one. You mentioned size, but I generally don’t have an issue. I have not tried dry camping yet and I have not done that in an RV before, The new 5th wheel is 42′ in length plus a spare tire and bike rake. I drive a 3500 Silverado diesel dually and I am very comfortable in all situations, including in town if I am going to a campground there or just following a detour, which I ran into in Nebraska. This past spring after leaving Florida, I traveled westward to Colorado to visit Rocky Mountain National Park. I was still in the mode of “make as many miles as possible in a day”, but I am now realizing that I really don’t need to do that, I’m retired. On previous trips out to South Dakota & Wyoming, I saw Badlands National Park, Devils Tower, Mount Rushmore and stayed in Cody, WY before moving on to Yellowstone & the Grand Tetons. Therefore after visiting with some friends in Wyoming, I headed back east. Now I wish that I had stopped along the way, even though I had seen those sights. I missed the Badlands and the Wild Horse Reserve south of Rapid City and the area around Rapid City. Another good reason to settle down and enjoy the sights. I am back in Upstate NY for the summer and will be heading back to Florida around the end of September. I am also considering a resident state in either South Dakota or Florida. Medicare supplemental plans will make that decision for me. Right now I have a great plan from Excellus BC/BS in NY and that will be what I will want from either of those states. I’m thinking about alternate routes other that I-81 & I-95 heading south. I am a single guy not by choice, so I have to do all of the things to keep the adventure going. I purchased a Magellan RV GPS and I feel very comfortable with it. The next 2 years will hopefully see me travel to Montana for the Glacier National Park and then south through Utah for all of the parks and the natural beauty. In 2018, I am planning to drive up to Alaska. That plan is in it’s infancy right now. Just gathering data and trying to throw out bad info and keeping what sounds reasonable. I’ve also donated at least 50% of my clothes because I don’t wear them. Takes up space and a lot of weight. I’m always looking to reduce weight. I hope that this gives someone else some ideas about life on the road.
$2,500 Insurance: Includes RV insurance, Car insurance, Life Insurance, Renter’s Insurance (to cover our belongings at home), Jewelry Insurance, and a Rider policy for camera/computer gear. We switched to State Farm Insurance halfway through the year and it saved us nearly $75+ per month vs. Geico and Progressive. We do not currently have health insurance, I know don’t yell at us… (est. savings $900)
We’re still living out of our backpacks with just a few belongings each - but we have a bit more room and space to move around while we’re here. The house was empty - it’s different then the "tiny but full of expertly packed items" space of the COMET or the Element, but it’s nice. We’ll talk about doing more house-sitting like this in the future during the winter if the situation is right.
I’d agree. Campground internet is as unreliable as any I’ve experienced, but hotspot options from most major wireless carriers make for fast and reliable internet on the road. Depending on the carrier, it’s generally around $100-$180 per month (for the better networks) and we’ve found it to be very reliable. And, don’t forget about coffee shops and cafes, which offer a good excuse to immerse yourself in the local scene while snagging some complimentary internet.
But Yankee ingenuity prevailed on the part of our fellow campers. The gang put their heads together to deal with the trials of winter RVing. One guy had a large pickup that was not street legal, but could get around the campground. Another woman had a relative nearby with a big portable water tank they used on their farm. It fit in the back of the truck and held 300 gallons of water. Another guy had a pump that would pump water from the supply tank to RV fresh water holding tanks.
Well there’s no end of online stuff you can do such as website development, coding, trading, writing, jewelry making, hobby-crafting (and selling on Etsy) etc. You may even be able to find jobs that cater to your kayaking/hiking lusts such as mountain guiding, Kayaking jobs etc. Or, do seasonal jobs such as Amazon Camperforce, Ski Instructor etc. where you make all your money over a few months and spend the rest of the year playing. In the end it all depends on how physically active you are, what your skills are and where you can best apply them. The sky is the limit!
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4. Be comfortable with minimalist living. If ever there was a lifestyle that demanded a downsizing of material possessions, full time RV living is definitely it. You must be able to decide exactly which clothing items you can’t live without and get rid of the rest. The same goes for furniture, dishes, electronic gadgets, hobby items and a lot more. You could have a yard sale to get rid of the excess. You could sell on eBay or give items away to charity or friends and family. You might even decide that you’re not ready to completely rid yourself of everything and put some items in storage. However, if the latter holds true, then it could be possible that you aren’t truly ready for a full time RV lifestyle.
Hey savvy savages! We have an absolutely incredible story to share today. We had the privilege of interviewing one of the coolest couples around. Heath and Alyssa from HeathandAlyssa.com share their story on how to live in an RV full time. This young couple is the definition of daring to live different and we are obsessed with their story. Enjoy! – T$C
We only had our little Gypsy cat just over a year when she snuck outside in San Diego during our pre-desert stay. The next month was filled with constant searches, fliers, and talking to anyone in the neighborhood, but we never found her. A short time later, our older cat Dylan was diagnosed with lymphoma. This is something most cats can live with, but six months after losing Gypsy, we lost Dylan, too. We did learn about coordinating intensive long-term medical care for a pet on the road and where all the animal oncologists on the west coast practice. Thankfully, our initial oncologist was so helpful in making sure she was looped in with what was happening along the way that we felt we had a primary vet on staff.