Question: How did you arrive at the $2,133 cost? It seems that you left out the $900 daily camping fees. If your goal was to COMPARE FT RV costs with a bricks & mortar home, then lots of other costs could be deducted – like groceries and insurance costs. I’m age 68 (spouse is 66) – and not retired (never hope to!) But we’ve arranged our lives around working “full-time” while still traveling extensively. We still have our bricks & mortar home (not really interested in full-timing) but yet, because of the way we have organized our lives, we still… Read more »
Kudos to you! When we moved to AZ, we started setting up our homestead. Looking back, I wish we would have bought the property with the older single wide mobile home instead of setting a new double wide. Our home is our only debt now, and had we bought the single wide, we would be totally debt free now. It is amazing how many people think they HAVE to have debt, they have to have what they want NOW! With the economy as unstable as it is, debt free is the only way to live. I encourage all of us to to make that a life goal. You’ll be glad you did!
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When I decided to live in an RV, I did a lot of research. I looked at YouTube videos and read a multitude of blogs and RV Living websites (Click here to view my favorites). Then I visited a couple RV dealers to see what’s available and pick the sales persons’ brains, knowing they’d be eager to make a sale and would spend a ton of time educating me. It was free training!
Public campgrounds: State, federal, county, city, etc. parks can range from $5-50/night (some are even free!), but generally have a 14 day limit on them. Amenities can range from dry camping to full hook-ups with electric/water/sewer. We generally love public parks, as they offer larger sites, more privacy, great views and access to active things to do out in nature… we spend a lot of time in them.
We are also starting a t-shirt line with a focus on travel-inspired sayings and images. We like the idea of having multiple income streams, so if one isn’t working, we have other things that are earning income. We have seen so many doors open since we started this entrepreneur lifestyle. The opportunities are out there, it is just a matter of finding the ones that fit you, your lifestyle and what you want to do.
While I’m no financial expert, chances are if you are struggling with money now, moving to Full-Time RVing may be a way out because you CAN reduce your expenses and make some serious life changes, but it also may not. We have met people on the road still living month-to-month, some of whom are even retired. They've bought brand new RVs that have monthly payments they struggle to make. On the other side, we've met many people who have finally been able to pay off their student debts by living more simply and are able to work and travel at the same time.
We have met several full-timers who are members of the Moose Club and Elks Club and use their RV facilities on a regular basis. This seems like a terrific option, although we have not joined either organization yet. Membership requires a sponsor, but each time we’ve stopped in and inquired, people have offered to be sponsors right at the bar! The membership fee is on the order of $100 or so a year and overnights in the RV parks are $10 to $20 or so. Some lodges without formal RV park sites may allow members to dry camp in the parking lot if there’s room.
hi we are David & Kathy Harrington I plan to sell our home this spring and buy motorhome or 5th wheel but leaning on motorhome 40 ft. any thoughts on this would be helpful our granddaughter lives with us so we can’t hit the road until she is 18 yrs. old and gone I hope but still plan to sell& buy this spring and live in it until then so I will continue to gather as much info I can from you guys as yawl willing to share thanks GOD BLESS all of you marry Christmas & Happy New Year may all your travels be BLESS
However, Thing 1 is getting older and we wanted to respect his desire for a more traditional course of study. He has expressed that he wants to go to college and hopefully receive some scholarship money. That means “the game” of test scores and graduation requirements needs to be played to a certain extent. We know there are untraditional ways to gain entrance into college and receive scholarships but we do want to keep as many paths open as possible for him.
I followed all my own directions as notated in this original post below EXCEPT for skirting. I don’t have a skirt for our Windy, and there was no snow on the ground so I couldn’t make an impromptu skirt. So today we’re a little more wise and humbly we offer a few new points on preparing your RV for Winter:1. Skirting – Anytime the temperatures will be sub 30 for more than a half day adding a skirt is the BEST way to keep your RV from freezing. If we would have skirted our Motorhome this wouldn’t have been an issue. That’s what I get for being lazy!
In the event that there is a partial loss, like theft of just a few items, there are caps on what is covered. With National General, if the theft occurs inside your RV, then the cap is 25% of the total value of all the Personal Effects coverage that you carry. For example, if you have a $20,000 Personal Effects policy, then this means there is a cap of $5,000 per claim. If the theft occurs outside the RV but on your campsite, then the coverage is 10% of the total value of all the Personal Effects coverage that you carry. Again, for $20,000 total coverage, this means a cap of $2,000 per claim. There is no coverage if the theft occurs away from the RV (i.e, your bike is stolen from the bike rack at the coffee shop in town).
Hello again! Enjoyed reading your helpful post and the comment about not having health insurance. That is one of the big items that the hubby and I are debating about right now as we prepare for full-timing next August! We are both pre-Medicare age by several years, and have no ongoing insurance provided by our current employers upon retirement. We are debating about having a “catastrophic” policy and dealing with general health care needs on a cash basis. Out of curiosity, how do you prepare yourselves for the potential of a catastrophic need – such as a big medical issue, or an accident? (heaven forbid either of these happen to either of you!) thanks for your insight!
Just wanted to give you a tip on window treatments. I read that you guys have used curtains, bubble wrap, etc. We have just started on our cold weather excursion (currently in northwestern Montana) and wanted to share what we did for sealing our windows. 3M makes clear window treatments that come in multiple sizes. Normally, they are for use in a residential home, but we found them to work equally well in our 5er. Using double sided tape around the frames of the windows, they make a tight, clear seal and both keeps the air leaks from coming in and forms an air pocket between the glass and plastic film that acts as an insulator. SInce air is a poor conductor of heat, it makes a huge difference in keeping our RV warmer in the winter while still allowing full light to enter. We’ll be putting a winter post up on our blog shortly. Granted, we are from Florida, so I’m not sure who’s going to take our advice, but we both did grow up in Colorado and Pennsylvania, respectively! Hope this helps!
When we first started talking about RVing full-time, we had no idea how much it cost to live full-time in an RV. Was it going to cost more than living in a house? Was it going to cost less? How much would we spend on gas a month? I had no idea, and I wasn’t about to uproot my life if we couldn’t afford it. If you’re wondering how much it costs to full-time RV, well, then you’re in the right place.
Having a wood stove allows you to heat and cook without propane, oil, or electricity, which means you truly have an off-grid setup. A wood stove will keep you warm, the wood heat will dry the air out in the RV, which will help get rid of condensation from breathing and cooking. There are not many wood stoves out there that will work in an RV. I personally chose a Kimberly wood stove, because it only weighs 56 lbs and it’s extremely efficient. There are a few other companies out there (such as Marine wood stoves, which are a little cheaper, but you get what you pay for).
It’s no secret that the RV lifestyle is growing in popularity. Between 2010 and 2014, as the economy began to recover from the 2008 crisis, the RV industry grew by a whopping 115%. From Millennials to Baby Boomers, people all over the US are saying YES to a life of adventure. But for those who haven’t taken the plunge yet, one question often remains: How much money will I need to become (and stay) a fulltime RVer?
I plan on retiring Nov 2016 and want to RV for a couple of years before settling down in one place. I’ve been researching the fulltime RVing and my head is spinning with all the info out there. I just want you to know that your site is actually the first one to give direct answers to all the questions I have like taxes, health ins. Car/RV registrations. I’ll be stopping by quite frequently…..
Thus, we ended up back in our VW Bus, which is super easy to set up / tear down, can be driven anywhere, but you loose out on space. We also want to be in more natural areas, where the larger your rig, the more difficult it is to access or get any remaining spots. But that’s just us, and it sounds like you’ll be closer to towns and therefor possibly more likely to be in RV parks, so with all of that, best of luck in making a decision!
Hi Karen: Since so many people have an interest in full timing, I thought it would be a good idea to give them further details. I always tell people that if they can afford it, just close up the house and give full timing a try. If it doesn't work out, they will still have everything waiting for them back home. Most find that RVing is so great that the thought of going back to the house, the expenses, the work, etc is a drag. But others are happy they didn't just jump in with both feet. It's a big decision, that's for sure!
One of the beautiful things about aging is you carry along the wisdom of years of experience (that, and your wine gets better of course). By many standards you could easily call me but a pup in the great dog-park of life, but as our multi-year journey in RVing progresses I have managed to glean a few gems of sageness which I can happily pass along. In that spirit, here are 10 things I wish I’d known before we went full-timing: