Hey there! We are Kelan & Brittany, high school sweethearts obsessed with personal finance and on a mission to help families learn how to budget their money, save like crazy, and find unique ways to make money from home. After Kelan quit his job to become a full-time personal finance blogger we have been featured on sites like USA Today, The Penny Hoarder, Bankrate, Credit Cards, Discover, Nerd Wallet, Rockstar Finance, Life Lock, Making Sense of Cents, Millennial Money Man, and many more.
You’ll notice that none of these RVers, nor us, shared how much we pay monthly for other items, such as debt (student loans, mortgages if we still have property somewhere, credit cards, etc.), medical supplies, car and RV monthly financing payments, clothing and other personal purchases, memberships/subscriptions (RV memberships as well as Netflix, Spotify, etc.), and business/work expenses.
Area parks feature hiking trails, sports facilities and green spaces for your family picnic. The city of Dallas manages over 21,000 acres of parkland, with 17 lakes and over 60 miles of biking and jogging trails. The city also operates more than 40 recreational facilities, featuring tennis courts, soccer fields, community swimming pools, playgrounds and picnic areas for you to enjoy. The city of Fort Worth manages more than 200 public spaces, including the Forest Park community swimming pool, McLeland Tennis Center, softball fields at Gateway Park and track and field facilities at the Haws Athletic Center.
One of the biggest mistakes that we made was how many tools we packed in the RV and truck! We are so tired of hauling around a bunch of stuff that we don’t ever use. We therefore recommend you stick to the basic tools (screwdrivers, drill, pliers, hammer etc). There’s no reason to haul around specialty tools for that rare occasion or instance that you’ll need it. You can always buy or rent it!
This is a little bit of a whiny thing to say, but it's real. Holiday weekends tend to just blend into the calendar now and it's easy to forget to plan ahead. We've been lucky so far and already had holidays booked totally by accident, found boondocking, and spent Independence Day parked in a dive buddy's driveway, but we have forgotten holidays and so have our friends. Memorial Day weekend campground reservations may be booked months in advance and we just don't think like that anymore. Maybe now is the time to set reminders.
The biggest difference in costs between living in an RV full-time and living in your own stick-built house is that the RV will depreciate very quickly while the house will appreciate over time. The recent real estate collapse notwithstanding, housing prices always increase as the decades go by. In contrast, RVs, cars and trucks quietly make their way to a value of $0 and eventually breathe their last breath in the crushing facility.
Hey Claire! By “gas” do you mean propane or gasoline? Because gasoline, yeah, it’s pretty expensive, right? Propane, not as much. We’ve downsized to living in a VW Bus, and we’ve been in Mexico for the past year, so it’s all warm weather down here and we rarely ever need to refill even our tiny propane tank, but in the US I recall filling our two tanks cost around $30, and we’d need to refill them every two months or so in the winter, and then they’d last all summer just powering our fridge and stove. I’ll shoot you an email, too. 🙂
Small electric space heaters are an excellent way to conserve propane burn and provide added warmth to the areas occupied during the day and evening. Be careful to purchase only brand-name, heavy duty space heaters with undamaged electrical cords. Adding a small space heater to the lavatory will help keep the black tank from freezing and is a nice addition for people coming out of the shower.
And finally there’s just the whole money thing. Money is a “hot” topic and these kinds of posts almost always generate heated debate about how much it really costs. What one person might consider “a pretty good deal” could be construed as “ridiculously expensive” to some one else (“you spend that much on xxx??” is a common response). So I’m going to say this up front. Don’t take ANY of these numbers as fixed. Rather use these posts as a guide together with other folks who publish their data (which I’ll link to) to create your own, individual financial plan.
We use a mail forwarding service (Alternative Resources in South Dakota) to manage our mail. They keep our mail at their office until we ask them to send it to us. Most RV parks will accept mail or you can send mail as “general delivery” to a local post office and pick-up it later. The address we have in SD also serves as our address on record for the purposes of taxes, voting, car/RV registration, insurance and drivers license. When we established domicile with them we had to make sure we got to South Dakota within a certain time-frame to get our drivers licence (can only be done on-site). You can read more about establishing domicile here:
Our house was sold 3 days after we decided to start full-timing, but the sale fell through 2 weeks later as we were wrapping things up to go. So we rented it (much easier to find tenants than buyers). It has worked out favorably financially, so we keep doing it. It is a burden, but if you hire a property manager you can lessen the burden significantly, you just give up some cash. I’ve written about the Sell vs. Lease decision here.
Question: How did you arrive at the $2,133 cost? It seems that you left out the $900 daily camping fees. If your goal was to COMPARE FT RV costs with a bricks & mortar home, then lots of other costs could be deducted – like groceries and insurance costs. I’m age 68 (spouse is 66) – and not retired (never hope to!) But we’ve arranged our lives around working “full-time” while still traveling extensively. We still have our bricks & mortar home (not really interested in full-timing) but yet, because of the way we have organized our lives, we still… Read more »
My wife and I are joyously offloading our excess stuff (which is pretty much all of it…) in preparation for selling our FL waterfront home and hitting the road next year. We love what you do here and find the information you provide to be absolutely priceless. We are successful creatives who will continue to work our business while on the road, and we have no intention of eating twigs and nuts topped with cat food just to save a few pennies. People are curious and questioning because your lives are interesting, but please don’t let a few self appointed “lifestyle Nazis” get to you – unfortunately whenever you put yourself out there they always come crawling out from under their rocks. Just remember that for every one of them there are a thousand of us fans who know how hard you work, celebrate your success and hope to meet you someday when we both are enjoying a fabulous dinner at some legendary local restaurant. Cheers!
Just read all your cool info about your visits to Cloudcroft, NM. Actually visited there many times as a kid when my dad was stationed at Holloman AFB. Lived in Alamogordo too. I remember the artesian wells, horseback riding and camping. Took my wife through Alamogordo many years ago on our way to live in LA. Can’t wait to do it again in an RV. Thanks for the trip down memory lane!
You got it, those should be included in everyone’s budget, but there are a ton of variables. Some people go for a trailer or van they pick up for $1000 while others could go for a brand new motorhome at $300K. No matter what our expenses are, yours will be different. We decided to share our general monthly expenses to help others. If you think its gibberish (poo on you), fine but there are plenty of others who appreciate the information.
All our Fifth Wheels and Travel Trailers are “Extended Stay Approved”. This means that we have engineered them with many of the residential-style qualities found in a fine home. To this end, we have created spacious open living areas and appointed them with extra large windows, large refrigerators, walk in closets, large queen/king beds and many other home-like amenities.
It is always hard to sell a house and leave family and friends behind but today’s technologically rich world makes the parting a much sweeter sorrow. WIFI hotspots are becoming more prevalent around North America, especially for travelers. Many campgrounds and visitor centers are wired for your WIFI-enabled devices. Before you leave check out the many service providers and re-sellers who can keep you online and tapped in to the world while on the move. Your rig can also carry along its own satellite dish, hard-mounted or mobile. You can choose how connected you want to be in your RV.
Here is my question to you – you mention that you would prefer a 35 or even 30 footer in place of your 41 foot plus Holiday Rambler PDQ. What would you specifically be willing to give up from your current rig to get down to the 35 foot mark? Have you seen a 35 or shorter rig you would be happy to FT in? What would you you absolutely never give up? I am trying to figure out what a 35 footer would need to have to make full timing work
Chris, I live in Maine and this will be my first winter in my rv. I’m stationary but running a hose which is all outside, I don’t have the means to run heat tape but really have been looking for any possible way to keep running water. I have skirting the bottom with hay bails and plastic for drafts and wrapped my bump outs with insulation and plastic. I’m hoping to add an entryway with a wood stove for back up heat. do you have any other suggestions on what else to do so I don’t freeze up my lines in the brutal cold ? Thank You 🙂
How do we do it? We do 99% of our spend through credit cards (where we actively collect points too**) and I’m old-fashioned so I import all my bank & card data into an Excel spreadsheet. I do this every month, allocate each line to a category (e.g. entertainment, RV parks, insurance, groceries etc.) and then churn out a pretty pivot table to display it in one place. I’ve been tracking our spend this way for over 13 years and before that I used paper, so I literally have detailed spend numbers going back to when I was around 17 years old (crazy, I know).
Remember, look for areas most likely to lose heat, windows, doors, seals, and reinforce them with additional insulation. Consider investing in some portable electric heaters to keep warm without burning through all of your fuel, and make sure you wrap any and all water pipes in insulation and then electrical heat tape. If you don't have any other option than to ride out the winter, you can keep warm and safe, and Carolina Coach & Marine, serving Asheville, NC, and Spartanburg, SC, is ready to help you do it. Visit our dealership, or set an appointment with our service department, and let our staff help you prepare for the coldest months.
Things really are thieves of time! I have always enjoyed removing clutter and simplifying aspects of my life, but never have I gone to the extremes we did when preparing to move into our Moyerhome. I have noticed over the past two years that we really don’t need as many things as we think we do and that having lots of stuff gets in the way of getting
We're handy RVers, not professional technicians. We're happy with the techniques and products we use, but be sure to confirm that all methods and materials you use are compatible with your equipment and abilities. Regardless of what we recommend, consult a professional if you're unsure about working on your RV. Any task you perform or product you purchase based on any information we provide is strictly at your own risk.
Mark had almost 120 days of terminal leave to kick us off. We took advantage of the free year of HHG storage provided by the military upon retirement and flew out of Germany in August of 2016 with four suitcases and our cat in his kennel. We planned to travel until we either found the perfect place to live, or until the start of the next school year.
We are just in the planning stages, our house is for sale, I’m dividing things up between our children and selling or storing the rest. We’ve found the 5th wheel we want and the house is for sale, really looking forward to this new adventure. We’ve had a 5th wheel before but only for occasional trips. All your information is so helpful, will be back often to see what else is new. From cold, snowy Canada
Did you ever read those Choose Your Own Adventure books? I’ve been been wishing I could read ahead and see how different choices would affect the boys. Would they end up angry at us always wishing they had a chance to experience “normal” teenage life if we kept full timing in our RV? Or would they look back and say, “Man, my parents were great and knew what was best. I spent most of my life living in an RV seeing all these cool places!”
Wow. The lots in SW Florida must be insanely high. We have brand new real nice RV Parks in East Texas with carports, storage buildings etc. that will only cost you about $350 per month. And there are several pretty good parks coming in at $250 around here. You might consider East Texas a few months a year just to pocket some serious cash. My wife and I have talked about this kind of living on and off for a while. Our expenses living in a duplex is about $400 less than yours right now. And our utilities are $350-$400 a month. But, we are considering trying to purchase a lot instead of traveling around. That’s great freedom. Kudos! I worked for 11 years in the corporate world. I never did find a company that brought into the telecommute thing for more than 2-3 days at a time without coming into the office.
Now that we're warm, draft free and hopefully dry inside, let's deal with the stuff outside your rig. The first thing we need to do is keep your fresh water hose from freezing. If you are traveling a lot, simply use the hose to fill your freshwater tank and then disconnect it each night. If you are parked for a longer period, consider heat taping and insulating your water hose. Standard 110v heat tape can be wrapped in a spiral along the length of the hose and then covered with either round foam insulation or fiberglass batting wrapped with tape. Don't forget to wrap the faucet to protect it and add a pad of insulation where the hose connects to your RV. In moderately cold weather, this should keep your water flowing. If it gets extremely cold (below zero), it may still be necessary to let a faucet drip overnight.
So the big swing number that I see in what you wrote is camping costs. We workamp/boondock at least 4 months of every year which brings down those costs to around $10-$12/night on average. That’s been our norm for the past 6 years. Last year was the sole exception traveling out East, but even then we only hit $24/night. We have no TV, we travel on average only 6,000 miles per year and we don’t eat out much simply because we love to cook (when we do it’s mostly for beer tasters and a cheap lunch).
Yes, you can use a correctly rated extension cord for temporary use. A 20 amp cord minimum for a 1500 watt (12.5amp) heater. Add a surge protector for more safety. The cord could accumulate heat if coiled in closed space next to combustibles, like your plastic RV compartment. Fire from electrical overload is very real and RV’s burn very fast, which is why they all have a second exit in or near the bedroom out the window. Extension cords are prohibited because most people would not follow the safety precautions. RV’ers should! Check your smoke detector for early warning at night. (yes, this sounds like too much concern, but fires happen and RV’s burn fully in minutes)
At this point we decided to make my VA business our full-time income so my husband could stop his 9 to 5. I dedicated the next 6 months to make that happen. And we did it! Lots of late nights and comfort zone pushing later, we were able to have him put in his notice. They came back and wanted him to stay on part time for about 9 months, so that worked out well!
Hi Joe we sold everything 3 years ago and hit the road.We pull a Jayco 28 ft Rls with a Yukon xl. We have 2 large dogs with us .We camphost for 3 months then travel for 3 months. The money we save doing this is our mad money for luxuries in the months we travel. Just wanted ya to know your numbers are pretty accurate. We favor stateparks but have stayed in many different types of campgrounds.Wouldnt trade this life style for any other. Let the good times roll.
2017 Udpate – TOTALLY. Since that original “crazy” year on the road we’ve enjoyed a much more relaxed pace of travel (you can see all our travel maps HERE -> we average just over ~5,000 miles/year) and it’s made everything SO much better. For us this is a lifestyle, not a vacation and taking the time to enjoy each spot has made it a deeper, richer (and more enjoyable) experience for both of us.
This is mainly because it is our home and office and it can be disruptive. If we need to be out of the RV while work is being performed, we have to find somewhere else to work or wait with our pets. We've done this at the service center, at a friend's house, and once we just rented a hotel room because we didn't want to work in the car all day with two dogs and two cats. We don't think they wanted to sit in the car all day either. We've also spent the night at service centers which are not the most scenic locations, but really aren't all that bad. Sometimes you even get to plug into power.