Good Morning to all. I have read and skimmed my way through the initial posting and the comments. So here is my 2 cents. I have been full time RV’ing since August 2015. Sold my home in NY State because it was too expensive to run on my retirement and Social Security. I made the same mistake & stored a fair amount of belongings & furniture. That will go this summer. I still own property in NYS and barns, but that will be another year. I started out with a 37′ 5th wheel, drove to Florida and spend 6 months & 1 day at a campground on the Space Coast. Thoroughly enjoyed the time there and will be going back this November. (November 1 through May 1). I bought a new 5th Wheel in Florida and am enjoying it much more that my last one. You mentioned size, but I generally don’t have an issue. I have not tried dry camping yet and I have not done that in an RV before, The new 5th wheel is 42′ in length plus a spare tire and bike rake. I drive a 3500 Silverado diesel dually and I am very comfortable in all situations, including in town if I am going to a campground there or just following a detour, which I ran into in Nebraska. This past spring after leaving Florida, I traveled westward to Colorado to visit Rocky Mountain National Park. I was still in the mode of “make as many miles as possible in a day”, but I am now realizing that I really don’t need to do that, I’m retired. On previous trips out to South Dakota & Wyoming, I saw Badlands National Park, Devils Tower, Mount Rushmore and stayed in Cody, WY before moving on to Yellowstone & the Grand Tetons. Therefore after visiting with some friends in Wyoming, I headed back east. Now I wish that I had stopped along the way, even though I had seen those sights. I missed the Badlands and the Wild Horse Reserve south of Rapid City and the area around Rapid City. Another good reason to settle down and enjoy the sights. I am back in Upstate NY for the summer and will be heading back to Florida around the end of September. I am also considering a resident state in either South Dakota or Florida. Medicare supplemental plans will make that decision for me. Right now I have a great plan from Excellus BC/BS in NY and that will be what I will want from either of those states. I’m thinking about alternate routes other that I-81 & I-95 heading south. I am a single guy not by choice, so I have to do all of the things to keep the adventure going. I purchased a Magellan RV GPS and I feel very comfortable with it. The next 2 years will hopefully see me travel to Montana for the Glacier National Park and then south through Utah for all of the parks and the natural beauty. In 2018, I am planning to drive up to Alaska. That plan is in it’s infancy right now. Just gathering data and trying to throw out bad info and keeping what sounds reasonable. I’ve also donated at least 50% of my clothes because I don’t wear them. Takes up space and a lot of weight. I’m always looking to reduce weight. I hope that this gives someone else some ideas about life on the road.
This kinda makes obvious senses, but when we first started out we really didn’t pay too much attention to weather. In our first year we ended up travelling through the Mid-West in very hot and buggy conditions, not ideal for a natural-born bug magnet (such as myself) in a metal home. Since then we’ve paid closer attention and the beauty of being mobile is that you can do exactly that. I launched my flip-flop barometer early this year and we managed (mostly) to stay right on it. We’re wintering in the SW this year and will be back to cool and gorgeous coast & mountains by next summer. Most definitely the flip-flop way to go!
11. Keep travel resources at hand. Many RV lifestyles revolve around moving with the weather, to warmer or cooler places, and you certainly want to stay in the know. If you are planning to vacation on the coast, but find that a hurricane or tropical storm is blowing in and causing trouble, you may want to change your plans. Nothing is worse than trying to maneuver in bad weather or a wet campground. You also don’t want to put yourself in harm’s way and risk damage to your RV in such situations as tornadoes, floods or excessive mud. Try to stay current and well informed about these issues and have a special weather radio if possible.
Many RVers go into a winter counting on their propane furnace to see them through the season, but it will only take you a few weeks to burn through your propane when it gets really cold, so you might want to consider an alternative form of heat. One of the most popular methods to keep warm without burning up all of your fuel is to use portable electric heaters. These gadgets are compact, and affordable, and many newer models come with RV friendly feature like automatic shutoff if they get knocked over. If you're in a larger RV, you can even pick up a couple of them and heat the RV with relative ease. There is a catch: make sure that when you're plugging in your heater, that you're not overloading your electrical system.
I paid cash on a used F250 and will do the same with the trailer, as well as making some changes upfront that you and Mark recently discovered made vast improvements in driving your rig. While my plan is to boondock more often than not (friends are already beckoning me to their driveways across the country!), there is the matter of being a tech nomad. However, I’ve been living in the country with a Virgin USB stick (and a looped slice of aluminum soda can attached w electrical tape as an additional antenna) about ten miles from the nearest tower for the last few years, so more of the same there. The main budget changes I’ll notice are the absence of an electric bill and addition of laundromats.
People enjoy the full-time RV lifestyle on all kinds of budgets, and the money full-timers have to work with comes in all kinds of forms. Some retirees have big pensions but not a lot of savings. Others have a nest egg of savings but no pension. Many younger full-time RVers work while they travel, either to cover all of their living expenses or to supplement other income streams.
9. Technological connections can be very important. This is especially true if you are leaving behind friends or family that you really want to stay in touch with. Luckily, WiFi is becoming more and more prevalent all around the country, so it’s never been easier to connect. There are many other options to consider as well, including getting your very own wifi hotspot to carry with you. Many full time RVers also have satellite dishes hardwired right into their rig for easy access. Another important topic to research before deciding to leave, so you don’t wind up being stuck with no way to connect.
This category includes all the tools and supplies we use to keep the rig in good shape. Mark loves to try new products and has a growing collection of tools in his toolbox. Before we left, he made the mistake of selling almost all of his tools. If you are handy and can work on your rig, don’t make that mistake too! He tried to “make do” with the bare minimum of tools for the first year, which is why this category didn’t used to exist for us, but now he regularly buys little goodies that make his maintenance tasks easier.
Been trying to convince my husband for YEARS that we should do what you are doing. I just recently got him to start the process of selling our “big-popular-neighborhood-expensive-house-that-requires-two-incomes-but-we-really-can’t-afford-anyway” and buy a fixer-upper on more land with no HOA. We already have a buyer (our neighbor’s inlaws) and just need to settle on a price which is hard considering the foreclosures in the last few years. While we’ve been looking at what is available in our north GA area, we have literally turned up our noses at the listings that are “just a trailer” on land. What a snob I have become. Time to change the way I look at these things.
2017 Update – YES. We still feel the same way. Clubs are only useful IF you make use of them. There are RV folks who love their club memberships (e.g. Thousand Trails members who do nothing but stay at Thousand Trails), but for our type of camping (mostly public land, lots of State Parks etc) they simply haven’t made sense. The only membership clubs we currently have are Harvest Hosts, Escapees & Passport America. I always recommend that newbies wait on joining any camping clubs until they’ve spent some time on the road and figured out how they like to travel. Read more about my take on Camping Clubs HERE.
When I was growing up my parents bought a vacant piece of property and a house trailer. The first year we had to park the trailer on a friend’s farm, so quite literally I can say I grew up in a barn yard! The cows and horses would come and look in the windows and watch us eat and we had to be careful to not get manure on our boots when playing outside.
For healthcare we keep $8,000 in our HSA account (tax-free health savings account). This not only covers our regular yearly self-pay checks, but also covers the individual deductible on our health care plan in case we should ever need it. We keep an additional 4-6 months of savings in ready cash (e.g. cash, money market, savings) for unplanned RV, pet & other expenses and regularly add to these savings through our monthly budget.
10. Establishing a permanent legal residence is an absolute must. While you may be planning to be on the road for 11 months and 29 days of every year, there are still very important reasons to have a permanent legal address. You have to consider things like your driver’s license, tax information, bank accounts and voting privileges. There is also the matter of mail forwarding, insurance rates and possibly vehicle inspections. While there are as many different sets of rules as there are states, the most friendly domicile states are South Dakota, Texas and Florida. Again, you will want to do your homework before leaving.
The first year of RVing I struggled to find the kinds of campgrounds (natural, green, spacious) that we like to visit. It was a constant battle of going to one website, through a ton of clicks, then another website, then to a map, then to another spot and back again to try and figure out which one matched our route. Early this year I discovered uscampgrounds.info and my planning life changed. If you like public camping there’s simply no better resource out there and I use it as the base for all our travel planning now.
This morning as I lay in bed awake but with my eyes closed, I listened to Thing 4 breathing near my cheek and felt the warmth of Brent’s body against my back. The night had been rough with Thing 3 waking up multiple times in tears and Thing 4 needing to be nursed for what seemed like a million times. But now with the soft grey light curling around the blinds, everyone but me was sleeping soundly. It was cozy. I didn’t want to wake up because that meant letting go of the comforting blanket of peace that surrounded us and embracing the everyday chaos of taking care of a toddler, baby, and two teens. Instead, I thought about how whole and safe I feel in our nest of a bed tucked away in the slide out of the RV. Eyes still closed, I reached out to tighten the curtain when my hand abruptly fell through the imagined wall.
Capital depreciation is an important consideration because the years go by and you eventually pay for the value in your RV that has been lost over time. That shouldn’t keep you from getting a brand new rig if you can afford it, but it does have to be part of the overall financial assessment of the costs of going full-time. You can see the rigs we chose here. I’ve written an outline of things to take into account when choosing an RV for full-timing here. I recommend starting with a cheap and small RV to practice and learn on here. I’ve got some notes about the thing I think is most important in a full-time RV — the carrying capacity — here.
[…] I think we will end up trying to travel with the weather but we have not decided on exact plans yet. Luckily there a LOT of people that travel the country and there are so many helpful websites, blogs, instructional and educational videos out there. I have also heard that full time RVer’s are very kind and helpful and care about their communities. I have found some awesome tips about RVing with dogs, Rv campsite review websites, public land camping and free locations to park, and all kinds of amazing videos about how to replacing flooring and painting the walls and of course all kinds of lists like the “10 things I wish I’d known before RVing“. […]
One of the biggest mistakes that we made was how many tools we packed in the RV and truck! We are so tired of hauling around a bunch of stuff that we don’t ever use. We therefore recommend you stick to the basic tools (screwdrivers, drill, pliers, hammer etc). There’s no reason to haul around specialty tools for that rare occasion or instance that you’ll need it. You can always buy or rent it!
$1,779 Spain Trip – This fall we decided to attend our first ever bloggers convention, mostly due to the fact it was being held in Spain. Sometimes you have to get out of the RV and explore a little differently. Only bad part about leaving the RV is your realize how expensive typical travel really is. We visited Girona, Spain and Costa Brava for a total of 10 days – 4 days at the conference, and the rest traveling the coast (oh yea and a 16 hour overnight layover party in Amsterdam). Since we were traveling to a bloggers conference we did get some special treatments from our travel industry friends and the event coordinators and hosts: We had our flights comped but we had to pay the fees ($215), our first hotel was 50% off but still cost $400 for 4 nights (the other hotel nights were comped), several of our meals were taken care of but we still ate out on our own several days ($639), ATM Withdraw ($278), Rental Car was 80% off, Public Transportation in the Netherlands ($25) and of course there were the conference tickets ($222 for both of us). These rates also include the credit card currency conversion fees, and the 2 ATM fees. It just blows me away that we had something like $4,000 comped during this trip and yet we still managed to spend nearly 2 Grand in 10 days. For those who think RV travel is expensive…think again!
If you’re looking to find financial freedom and are willing to make some significant lifestyle changes to do that, then RVing could be a path to achieve that but it is NOT a golden ticket quick fix – it’s a bit more complicated than that. I'd suggest checking out Mr. Money Mustache for some good financial tips and tricks if you're really looking to make some changes in your pocketbook.
Why we recommend Jayco North Point fifth wheel: Among the bulkier versions of the fifth wheels from Jayco RVs are the North point series which are roughly between 12000 and 14000 pounds heavy. This does mean, however, that this RV is really stable and are quite durable. It can hold 4 to 9 people and span from 38 feet on the North Point 315RLTS to the 43 feet on the North Point 387RDFS.
There are private RV parks everywhere. They are extremely easy to find online, in commercial guide books and by asking at visitors centers. The AllStays App is a very popular resource. Private RV parks range from about $30/night to $60/night or more, tending to even higher prices in popular destinations at peak season in choice sites that offer more amenities (like a view). The parking is generally laid out in rows, and the sites can range from drycamping sites (no hookups) to electric and/or water only to electric/water/sewer with cable TV, telephone and free WiFi. Usually the site includes a picnic table, and sometimes the park has a pool, showers, shuffleboard or horseshoes, sometimes bike and canoe rentals, a small store, or other goodies.
Emergency Fund – The most important part of savings is your emergency fund. Conventional wisdom suggests you should have at least six months of expenses in a savings account. I know a lot of people scoff at the idea of a traditional savings account where you might only earn 1% interest annually. However, if you think about it anything is better than earning 0%, or not having savings and going into credit card debt for emergencies, which will cost you 10% in interest or more.
We’ve down sized, got the house on the market, and will be using the Clearwater Fl. area as our enitial home base. We’ve realy injoyed your blog. Your tips have been benificial, and your weekly blog updates are great. We hope to come across the two of you some day, perhaps some fall while traveling back from visiting with our friends and family near Placerville Ca. where we plan on ending our summer runs, before heading east to fl. for winter. PS: Your light house blogs brought home some warm memories of my home town in Fond du Lac wis. We have one in our town park. A raminent of days gone by. Also here is a web conection to some I’ve recently come across. Thanks, Matt & Ida
First of all, thank you for your generosity and how much you help people here! Today I found your page/article and am so grateful. You and your family are such an inspiration to my husband and me. We currently live in NYC and have owned and operated a yoga studio since 2009. Community is of utmost importance to us and the unreasonable expenses of living in this city are endangering the studio’s sustainability.
Connectivity is a big topic for full time travel, and we’ve managed to keep ours down. We used cheap pre-paid cell phone plans and use older phones. We are on cheap 15GB/month Total Wireless from Walmart for our phones and were able to get our hands on a AT&T Mobley this past summer (now unavailable) that keeps our internet cost down. Total we spend less than $100/month on this category.
Hi Karen: Since so many people have an interest in full timing, I thought it would be a good idea to give them further details. I always tell people that if they can afford it, just close up the house and give full timing a try. If it doesn't work out, they will still have everything waiting for them back home. Most find that RVing is so great that the thought of going back to the house, the expenses, the work, etc is a drag. But others are happy they didn't just jump in with both feet. It's a big decision, that's for sure!
We are just now in the “sell everything” stage, about to go full time in our RV, and we have two little girls — a four year old and a two year old. We’ve really been out in our RV so often that it’s no big deal for them. Come to think of it, we got our first camper when our oldest was just 6 months old, so she’s grown up around the camper (not that she’s really grown up yet LOL). Our girls absolutely love it! They get so excited when we start packing it up. I’ve talked with our oldest about what it will be like when we live in the camper and how it will be better to get rid of all our extra stuff that we don’t really need. She seems to understand it and we are all super excited about it. We have yet to see how it goes a few months into it, but I can’t think it would be any worse than our longest trips (about two weeks) which were wonderful times for us. I wish you the best of luck in getting yours all fixed up! I can’t wait to see the pictures because I might want to borrow some of your reno ideas!! 😀
The point at which you decide to live debt-free is going to be different than the next person’s. I am 27 and post-foreclosure. Perhaps you are 17, 32, 54, or 68. Maybe you’ve always rented an apartment, or you own two houses outright. It doesn’t really matter when you start as long as you make that decision and begin taking steps to live it out. And you know what? You can do it. You can live debt-free.
Excellent read, but now more than ever, I want to head south before it's too late. I planned to head out of CT to IN for Nov/Dec, then go south. But the RV parks (just 2 that are open year round in that area) have an age restriction for their RV's. Mine is a 1985 Class C, though not in the least bit embarrassing. I'm afraid I'll run into this age restriction thing all over the USA but the fear of spending the winter in CT is getting to me, too. I can't even imagine my propane and electric costs to get through each month, not to mention the cost of skirting. Help!!! Can someone ease my fears about the age of my rig in regard to campgrounds during the winter months? Will I be stuck parking in Cracker Barrel's?
When we say new, it's only new to us, but that's how we prefer it. Let someone else shake it down. After hemming and hawing over trading in our previous RV, we finally decided to go for it. We knew our old one was too big for us and we didn't want to invest in upgrades like solar when we didn't feel like it was ours. It was the right choice and we're very happy with our current set-up. We installed solar panels, so we didn't have to worry about the batteries overnight or running the generator twice a day like on our old coach. We have more options as to where to stay with our smaller size and off-grid capabilities and that makes us very happy. Now we just need to redo the interior a bit and it will be all ours.