Food — Studies have found that the average home in the U.S. wastes 25 percent of their food. This is due to spoiled food or uneaten food. When you live in an RV, space for food is limited. It is rare to throw something out because you didn't see it at the back of your small refrigerator. I think you also tend to eat healthier since you are hiking in the outdoors more. Assuming an average $440 per month for two people, you save about $75 a month.
Annual maintenance costs will vary depending on the type of RV, age, mileage, driving conditions, and other variables. If you are towing a trailer, the maintenance costs for the RV could be less, but you need to maintain the tow vehicle, too. A used motorhome might require more maintenance expense than a new motorhome would, simply due to age. And the more mileage you put on the tow vehicle and/or RV, the more frequently the routine maintenance expenses add up. You also need to consider things on the RV or tow vehicle that wear out over time, like tires, brakes, windshield wipers, and the additional expenses for emissions testing, inspections, license plate renewal fees, and taxes.
This change in the rhythm of life ultimately affects how you spend your money. You begin to realize that this is not a vacation, so you can’t spend money as if it were. You begin to slow down and appreciate the truly priceless pleasures, like a quiet morning reading a book, or an afternoon hike that has no other purpose than to smell the fresh air.
Not everyone embraces RV living out of a desire to opt out of life's rat race—some have the decision forced upon them. "You are insane," Jacqueline LaDue remembered telling her fiancé, Josh, when he floated the idea of living in an RV. "I will never in my entire life do that." The couple and their 4-year-old son Brayden had left a luxury apartment (complete with swimming pool) in Raleigh, North Carolina, after Josh's sales job didn't pan out and temporarily sought shelter at the home of Jacqueline's father near Boston.
$1,600 Insurance – Covers the following: RV, Smart Car, SAAB SUV (we won this for Best of the Road, but it sold in July so we don’t have to pay insurance anymore), Renters Insurance Policy for general coverage, jewelry policy, rider for camera equipment, and probably some other stuff too. This also covers the yearly fee for the AAA RV program and the monthly fee for Chase Identity Protection (although I may cancel this as I spoke with a lawyer who said it’s a load of crap). For those of you wondering if we’ve purchased health insurance: I’m sorry to say we haven’t yet….we still can’t justify it. We have not paid for health insurance in almost 9 years because as self employed adults insurance is a joke and horribly expensive. Why start now? We have a nest egg saved for any medical emergencies.
I’m a christian and the more I learn about and from God the more I realize we aren’t supposed to be living so that we can work. I feel like a prisoner in my home because the utilities control my ability to enjoy my home and then I feel like a prisoner at work because if I want those bills paid I have to work those 12hr shifts. So I appreciate your information on finding your land and your list of needs…. I’ve considered an RV for a temporary place between the selling and buying time after seeing it on your site.
Eventually they got permits to put the trailer on the property and that summer my father dug a basement with a backhoe and my mother and him poured a foundation by hand and laid cement blocks while my sister and I 4 and 8 years old, did our best to help. It took a couple of years before we could finally move out of the trailer, but even then we were only able to live in 1/2 the house! I think all told my sister and I had to share a room for 2-3 years in the trailer and 2 more years in the house until we had bed rooms that were built for us! Our original room was the laundry room and the room my parents have now as a dining room used to be their master bedroom!
Just as a mortgage might be this is the largest expense we incur. It is also the most important though. The biggest difference is that we don’t pay rent on our land in North Carolina. It is paid for and other than a very small yearly, personal property tax, is little liability. Lot rent is the payment we make to a campground, state park, city park, etc. to park our travel trailer, have access to water, electricity, and (more times than not) sewage, and parking for our truck. Most spots we choose also come with room for our daughter to play, us to have a small patio area, WiFi, and access to a number of campground amenities including a swimming pool, jacuzzi, shuffleboard, basketball court, playground, etc. So unlike personal home rent or mortgage payments our lot rent gives us exposure to a community of people who are like minded and love to live life to the fullest!
11. Keep travel resources at hand. Many RV lifestyles revolve around moving with the weather, to warmer or cooler places, and you certainly want to stay in the know. If you are planning to vacation on the coast, but find that a hurricane or tropical storm is blowing in and causing trouble, you may want to change your plans. Nothing is worse than trying to maneuver in bad weather or a wet campground. You also don’t want to put yourself in harm’s way and risk damage to your RV in such situations as tornadoes, floods or excessive mud. Try to stay current and well informed about these issues and have a special weather radio if possible.
Love this blog. In 105 days we try our first long term (4 months) full time RV trip. We had a motor home that we loved but did not like the vehicle towing and must have a car to get around once we hooked up. The motor home was fantastic for storage and ease of leveling and hookups but very expensive compared to a travel trailer and tow vehicle (for us half the price). Due to our business we had to sell back in 2006. We just bought a 27′ travel trailer and I do have concerns that it is a few feet too small. I wish I had seen this blog before. However we will make it work for our first trip and excited to be working in a national park for our 4 month trip! Safe travels everyone!
For those concerned about dental and medical care on the road, another option is to zip across America’s southern border to get good dental/medical care in Mexico. We have gotten a lot of excellent dental care in Mexico, both in our lives as RVers and our lives as boaters living in Mexico. We have detailed information about dental care in Mexico at this link:
After checking out other blogs that said towing is cumbersome, we were thinking of foregoing a tow vehicle and renting a car when we need to get around. My concern is this might be problematic if we’re boondocking or camping somewhere remote. We considered trading our current SUV in for a mid-size four-down tow-able SUV (like a Honda CRV) then we’d only have to own one vehicle. But if this size is too cumbersome to tow we could get a compact car for towing and store our SUV on some property we own. (We need access to an SUV when we’re visiting back in the mountains of our home state of CO.)
I think RV living would be awesome but I’m not sure if we could do it full time (or that my wife would want to) but I could see us trying an extended trip someday. I couldn’t imagine it with 3 kids though – our 1 daughter keeps us busy enough 🙂 I’m glad to hear that shifting to RV living full time has been a good experience and that your online work seems to be going well! Enjoy the experience!
We are concerned about how this one would do in colder climates though so we will be doing some more research. Also the front bunkhouse is a little tight if there is an outdoor kitchen but it’s fine without the outdoor kitchen. A few more with this great floor plan are the Prime Time Lacrosse 336BHT and the Prime Time Avenger 32 FBI. We aren’t familiar with the Prime Time brand but we love the layouts.
For the most part, CPS can’t take your kids JUST because you are living in an RV, there has to be another reason. Living in a van means you probably didn’t have running water or a toilet and that could raise some red flags. I only ran into one family who lived in an RV who had issues with CPS but that was because they were running from an open case that happened while they were still in a house. The accusations were pretty serious and the mother had some very obvious mental illness and she was dry nursing her 5-year-old.
$4,000 Eating Out: We made a rule, we eat dinner out once per week at a quality restaurant recommended by the hip locals. Sometimes the bill would be cheap and other times not so much. Of course we would eat lunch out, or purchase a coffee every once and a while. This includes all expenses spent at a Restaurant, Pub, Bar, Happy Hour, Cupcake Shop, etc.
Fuel – Before entering freezing temps make sure to add a Diesel Anti-Gel Supplement. Both Cummins and Freightliner recommend the Power Service brand of anti-gel claiming that it works best. After adding the supplement make sure you drive and run the Generator to get the additive inside the fuel lines. If possible fuel up with a winter blend fuel which can be found at many truck stops during the winter.
Joyce Ann Seid (84) and Steven Seid (77) bought their first RV in 2001 to travel on weekends to see the grandkids and visit casinos and parks. By 2010, they moved into the RV full-time. “We rented our house and wound up getting a bigger RV and then we wound up living in it because we liked it so much,” Steven said. “If we don’t like our neighbors, we just pack up and leave.”