I hate getting old as insurance goes up, but being retired with only Social Security, and not having to pay taxes sure helps. We are considering Texas as our domicile for family and our truck registration, but it depends on the cost of changing health insurance. We have an old travel trailer we bought for $4,500, so we will save if we want something newer. All we can do is try. We will have a storage place though, just in case.
My State Farm agent Will Tweed set me up for success when helping me plan our insurance needs. Thanks to Will I just received a check from State Farm for nearly $3,700.00 to pay for my replacement camera mentioned below in the additional gear section. This brings our 6 month spending total to $19,164 that’s $1,597 per person per month for living full-time on the road. Not too Shabby.Expenses 02/01/2012 through 07/31/2012$22,864.00 Grand Total for 6 months of RV Travel for both Nikki and I to live full time on the road in our Motorhome. This is approximately $1,653 per person per month. At this rate we’re on target to spend a similar amount as 2011. This really stinks as I feel we’ve been more frugal this year on the road vs. 2011. In certain areas we’ve saved literally thousands, but in others we’ve added expenses!Here are few ideas on how we can save money: (if you have any ideas, we would love to hear them)
Depending on your RV's design, you may need to take extra steps to protect your fresh water and holding tanks from freezing. In milder climates, where the temperature routinely rises above freezing during the day, you can usually get by with draining your fresh tank and simply keeping both the gray and black tank valves closed until you need to dump them. If it gets down into the single digits at night and rarely rises above freezing during the day, then you will almost have to insulate and/or heat your tanks or use significant amounts of RV antifreeze in them to keep things flowing…. If you are parked for a while, tank insulation for exposed holding tanks can be fabricated from fiberglass insulation and light plywood… just build a small lightweight box around the tank and line it with fiberglass. A small electric light bulb can be used to provide a safe source of heat.
At the same time, being together 24/7 is a challenge, too. It’s one of the reasons we chose to live this way. But, as you can imagine, it poses its own issues since there is no pushing anything under the rug. All issues, hard feelings and frustrations need to be addressed quickly or they just continue to grow and grow, and that doesn’t work in such close quarters.
Dan and Lindsay also stress the freedom of life on the road as a huge draw to RV living. "For us, the question is, 'What's on the horizon next? What dreams do we want to go after?',’" Dan said. The couple rarely stays in the same spot for longer than a week, and have traveled the breadth and width of the country (as well as parts of Canada and Mexico). While some destinations make more of an impression than others (Glacier National Park in Montana and Acadia National Park in Maine were two favorites of the McKenzies), it's the variety of the country that's truly impressed them. "Every place has their own culture, their own food, their own way of doing things," Dan said. "Wherever there’s good beer, good fishing and good weather is usually where we plot a course," said Lindsay.
For internet most RVers sign up for a cellphone data plan with either Verizon or ATT and use a MiFi to distribute it to all their devices. You’ll likely have to adjust your data usage quite a bit since cellphone plans are much more limited than what you’re used to at home. Also, you’ll want to consider buying a booster to help boost the signal in more marginal spots. My best advice is actually to buy this book written by fellow RVers and techno-mads who’ve dedicated 226 pages to this exact question:
Also, Nikki mentions the large amount of moisture created by running the propane furnace. Unless I don’t understand the process entirely, RV furnaces are vented to the outside, and should produce very little, if any additional moisture inside the coach. They work quite similar to a gas furnace in a home. The furnace in our home is natural gas and even when it runs a lot, there is no additional moisture in the house. Now if you have a gas space heater, that’s entirely different, as all of the moisture by product from combustion stays inside the coach.
Hey Joe – to be honest we never had an issue getting in/out of a gas station with our toad. We try to fill at Costco’s and they always have plenty of room but even small country gas stations have worked. However to your point, you can’t just drive in and expect to make it out, there is some planning that needs to happen to ensure you can get in and then back out without having to disconnect the toad. Which radio do you have?
When they are grown men and looking back at their childhoods, our biggest hope is that they know they were loved. An older wiser mom once told me that kids have “fuel tanks” and to make sure it’s filled with love every day because if it’s filled with love they are less likely to look for other things to fill it. Despite all our parental imperfections, baggage, and failures, we want them to know we love them “bigger than the sky times infinity”. We want them to leave home with filled love tanks. Our me-culture may tell us to do what’s best for us and “radical self love” is almost a religion these days. (BTW I’m all for “radical self love” when it’s not at the expense of others.) However, selflessness acted out with pure intentions in regard to the other may not be sexy but it is still and will always be one of the purest forms of love. And one of the hardest. Selflessness doesn’t come easy for me. I usually scoop myself the biggest bowl of ice cream. And take the biggest piece of cake. And tend towards putting my feelings above others.
However, this is extremely personal. We are of the mentality of having a solid savings account before heading off. Stuff is going to come up: you’ll need new tires, or a new transmission, or you’ll decide you want a huge battery bank with solar and a monster inverter. You’ll want some money socked away to handle these issues as they arrive. A lot of young RVers are living paycheck to paycheck, and they have a tough time making their savings account grow. While that can be fun and exciting (and it certainly works for some people), we recommend having a solid amount of money in savings first. We didn’t feel comfortable leaving until we had $20k+ in our savings. What if you’re unemployed for a few months? What if something big goes out? We think it’s better to be prepared. There’s no one dollar amount that’s going to be ideal for everyone, but we think it’d be smart to have 6-12 months of living expenses in your savings account before heading off.
How much money you save when you’re RVing depends largely on how you plan your trip. Taking a few minutes to think ahead about meals and travel routes can go a long way in your checkbook. Consider signing up for an online forum to share your ideas about RVing to make a little extra cash on the side if you’re really strapped and looking for something up your alley.
Once Heath refined the idea, found us a sponsor, and convinced me to film the adventure for our first ever documentary (but mostly because of the sponsored honeymoon part), I decided his idea wasn’t half bad. I would like to note, however, I had absolutely ZERO experience in film at the time. I YouTubed and googled the whole process to act like I knew what I was doing.
We try our hardest with this aspect of our budget. We like to eat fresh, healthy, and regional so we try to visit farmers markets and local farms/ranches/dairies when possible. We also buy bulk items at CostCo, Fresh Market, etc. in order to keep staples on hand and get the most for our money. However, with a 3-year old we go through a lot of milk (at $4.85/gallon or so), snack foods, apples, and nuts. Have you seen the price of pistachios lately? One things we do splurge on is typically meats (we like good, grass fed beef), beer, and ice cream. Even life on the road doesn’t have to be sparse.
I’ve spent a year so far living and traveling in a self-converted cargo van. I’ve been through four major purges of stuff. Just yesterday I combined the contents of two partially empty containers. Now I have a container to divest myself of. The thing is, I don’t feel like a radical minimalist. It’s just that I’m finding out I don’t need a lot of stuff I thought I would, and holding onto it just got in the way. The less I have, the more I can see and evaluate what’s left. If I can’t tell you exactly what’s in a box or cupboard, if I’ve forgotten some things I have, then they’re probably not necessary. If I don’t know I have it, it’s the same as if I didn’t have it. It’s rarely a case of, “Oh! I’ve been looking for that.” More often it’s, “Why was that once important to take with me?” So I like your advice to start out with nothing and then add only what you need. I know it’s not practical to always be acquiring things piece by piece, but it’s a good way to keep from being overburdened.
Since selling our house, our monthly bills have decreased. We no longer have utility bills or cable bills. Wahoo! We did finance our RV, but the payment is nowhere near what our house payment was. Spending less on our living expenses has actually allowed us to live more. We are able to travel, have experiences, and buy recreational equipment that we would never have been able to afford before.
I can access the maps on the BLM Navigator and zoom in without any problem. I do not see any way to remove layers as you describe. There are 7 different map “views” such as street or topography, but nothing underlying that can be altered. So I am not sure if the shaded areas (several different shades of green and a flesh tone) are BLM land, or something else. Is there a particular browser required? I am using Firefox and Chrome.
This depends if you plan to be in constant motion, or you’re looking to live a more stationery RV life. We didn’t have too much saved, but we did plan on picking up odd jobs wherever we went. This allowed for money to be made and experiences to be had. I would say always keep a credit card handy for emergencies, you never know what the road will throw at you.
Avoid bringing the items you could easily just buy while on the road if you absolutely needed them, especially if your space is limited. It’s easy to go overboard buying all sorts of accessories for the RV. We recommend getting the bare minimum and then you can always purchase more as you, if there are items you wish you had. It’s much easier to do this then deal with the frustration of having too much crammed in!
In this particular case on boondocking I am wondering if you read down to the part where it says Other Resources/Internet Sites and went to the links. Freecampsites.net is a great website and used it in my year one planning. Please read in detail as to how many days that you can stay at the particular campsite, cost of campground since most aren’t free that I’ve opened up, and if RV length mentioned make sure that you can camp there. Usually there is good information on how to get to the campsite in question as well.
7. Have fun!: Copy your CDs or DVDs over to a laptop and consider investing in an e-reader. Of course, a good deck of cards, or other compact board games, can go a long way while on the road. Additionally, a bike rack and some hiking equipment will come in handy for all of your destinations. The real fun of RV living is getting to travel each day, so make sure you have everything on hand to best enjoy your destinations.
$1,600 Insurance – Covers the following: RV, Smart Car, SAAB SUV (we won this for Best of the Road, but it sold in July so we don’t have to pay insurance anymore), Renters Insurance Policy for general coverage, jewelry policy, rider for camera equipment, and probably some other stuff too. This also covers the yearly fee for the AAA RV program and the monthly fee for Chase Identity Protection (although I may cancel this as I spoke with a lawyer who said it’s a load of crap). For those of you wondering if we’ve purchased health insurance: I’m sorry to say we haven’t yet….we still can’t justify it. We have not paid for health insurance in almost 9 years because as self employed adults insurance is a joke and horribly expensive. Why start now? We have a nest egg saved for any medical emergencies.
Winters are long and dark in Alaska. I’m not a TV lovin’ person, but it is pretty nice to get a nice fire going, make a cup of hot tea, and watch a movie. The new mini-flat screens are pretty nice and they’re actually reasonably priced (I bought my for a little under $100 w/ the shipping from the lower 48). Make sure to get an L.E.D. and not an L.C.D. The LCD (Liquid Crystal) will freeze in cold temperatures and you might ruin the TV. The LED TVs are made of LED lights, so there is nothing to really freeze. The 19” screen seems to be about perfect for my small home.
Fast internet access: You know that smokin' fast internet connect you have at home? You can pretty much forget about that as a full-time RV camper. Yes, there are options for getting reasonable internet speeds while on the road, but none of them matches the speed and simplicity that comes with a home broadband connection. Decent campground wifi access is a luxury, not the rule. Some places offer wifi for a fee; some offer it for free. A lot of campgrounds don't offer Internet access at all. Since we are working, we tend to plan our route around where wifi is offered, or where cellular signals are strong. There is a lot of thought and a fair amount of equipment that goes into keeping connected while on the road. That's a blog post for the future, by the way.
Anything below $1500/mo is tough IMO especially if there’s two of you and you throw health care, insurance and other fixed costs into the mix. The folks on this end of the spectrum are super-budget and generally travel in vans or smaller rigs (= lower maintenance & insurance/registration costs), boondock or workamp most of the time (= ultra-low camping fees), limit their travel (= less gas costs) and cook at home most of the time (= low entertainment costs). It requires some frugal dedication, but it’s do-able. We know several folks traveling this way who absolutely love the freedom of their super-budget lifestyle.
My wife and I are also kicking around the idea of becoming full time r.v.ers maybe this year. I have been doing some homework for health insurance, seems to me one of the better ones is First Health. The initial start is a little expensive around 600.00 dollars to start for myself then drops after that but it seems to be a good plan and it is not an HMO plan it is a PPO plan. Seems to be the best one.
“Character” – Before we went on the road we looked at a vintage bus and I loved it. It had so much character and personality. However practically outweighed personality for full time RVing. Since this one is for part time only, we are considering something more “fun” like a vintage camper. We love remodeling/renovation projects and think it would be fun to renovate and older trailer and make it something that “fits us”. However, vintage trailers sacrifice modern comforts and we just aren’t sure we want to sacrifice modern comforts.
That’s a pretty big size nut for living in an RV. $1100 for the month for lot rent seems rather against the tenets of tiny house living which seeks to reduce your overhead. Throw in laundry and utils cost and you’re about $1300/month. I can lease a darn nice house around here for a lot less. One other thing I’m confused about is you say you pay $600/year for auto/trailer insurance and then your monthly budget is $196. That doesn’t add up.
This is a big one. And to be honest, one I have mixed feelings about. There are still times I miss our old life and our old house. And I feel that by introducing all of us to this lifestyle it would be really hard to go back to what our old life was. My biggest fear is that our kids are going to continue traveling the world for their whole life and end up settling down all over the place so we won’t all be in the same location when our kids start having kids. Crazy right – then why the heck did we do this then??
When we say new, it's only new to us, but that's how we prefer it. Let someone else shake it down. After hemming and hawing over trading in our previous RV, we finally decided to go for it. We knew our old one was too big for us and we didn't want to invest in upgrades like solar when we didn't feel like it was ours. It was the right choice and we're very happy with our current set-up. We installed solar panels, so we didn't have to worry about the batteries overnight or running the generator twice a day like on our old coach. We have more options as to where to stay with our smaller size and off-grid capabilities and that makes us very happy. Now we just need to redo the interior a bit and it will be all ours.
They’ve been on the road a while w/ their 2 kids and have both workamped & home-schooled during that time. Really nice family and I have no doubt they can put you in touch w/ others on the road. They just ordered a new rig too. I also like the NuRver group on Facebook…lots of young folks on there and several families too. Also recommend this resource Fulltime Families -> all about folks who live fulltime w/ their families on the road.
[…] Our life in that storage, or so we thought. But after a certain number of years you start to question that whole premise and whether your “life” is really worth the ever-increasing storage $$ you throw at it? 6 years on and we feel this more strongly than ever. In fact I’ve talked about it many times on the blog before and it’s one of the key regrets I featured in #8 on my popular post “10 Things I Wish I’d Known Before I Went Fulltime RVing“. […]
Jennifer, good questions! We have always thought about building our own RV/Tiny House/Trailer too! Sometimes what you really want doesn’t exist and the best way to get it is just to make it yourself! Considering you are not planning on moving the house a lot, the rain capture system will come in super handy! So, here are my top (at least that I can think of right now) suggestions.
The grand total for the fourth quarter (October 01 – December 31) of our 2013 RV Living Expenses: $11,971 Below is a breakdown of our expenses of full time living in our RV, if you want more details read the posts from 2011 and 2012. I’ve rounded the numbers to keep it simple.$2,014 Fuel – Gas for Smart Car and diesel for RV, we logged a ton of miles this quarter.
Hi!…..Thank you for all this great information. My husband and I have decided after a few years in the making to finally sell all, put our house for rent and get on the road. We have accomplished plenty of things already for the trip but we are still looking for work online specially because we are in the medical field. We will be putting our home for rent and hopefully find jobs soon enough to make our dream come true. We always had issues finding trusting dog sitters therefore decided to get an RV. Being that we are money conscious and simple people, we decided to get a fantastic older class C to travel with our dogs. We also purchased an older jeep cash and for dirt cheap, not only for emergency driving but also for off roading fun. We have been taking small trips here and there and love it. I never thought one day I would look at my house and feel the need to leave it all behind like I do now just to cram in an RV with a man and 3 dogs. In order to make this happen we put a date on our calendar as our departure whether we make it or not on that day, its happening in a few months. We are not waiting for retirement to start living and there is not a single thing that matters more to me as much as spending quality time with my husband, our dogs and our close friends. I realize this travel bug is not for everyone but its definitely for us. We rather spend our money seeing new places and meeting new people than just hanging in the same old house, falling into the same old work-home routine with the 2 week vacation once a year. Your articles are of much inspiration, Thank You.
Sounds like a good time to leave, right? Well yes, but meanwhile back at the sites, we were all living on a glacier. The gravel roads in the campground were seldom plowed – just sanded. Since we were located at the top of a mountain, the sun would melt the snow and ice a bit on sunny days and then it would freeze each night. Add some snow, sleet and freezing rain now and then.
When Robert was offered a job in Atlanta working for an airline, they didn’t think they had enough money to buy a “proper house” for their two kids, their dog and their cats. So they decided to take the plunge on the RV lifestyle. Jessica convinced her company to let her work remotely so she could home-school their children and work in the RV anywhere in America. Robert works four days at the airline and then gets four days off, which he spends with his family in the RV.