2. Make a plan for your kids’ education: Living in an RV is a rare learning opportunity. Your kids will be home schooled, the only difference being that their home will be on wheels. Your travel destinations are an important part of your kids’ education, so take advantage of historical, geological, and cultural sites as you travel. Alongside math, reading and writing, there are some great on-the-road learning activities you can do with your kids. See Fulltime Families for some great examples of fun DIY activities.
And to add some encouragement for you, years ago when my children were young, I homeschooled/unschooled them for the majority of their education. We were fortunate to have moved across the country for work a few times and had the opportunity to do a lot of camping. They are now both rising seniors in college and doing extremely well. They are pursuing their passions instead of checking a box. I know their unconventional formative years are a contributing factor to their life choices.
We are with Progressive Insurance. It helps that we have been with them for 10 years now through various vehicles, have no traffic infractions, and have not once relied on our deductible. Other than that though Jerry (which is comparable to your history) I don’t know. We don’t use an agent but rather deal directly with the insurance company, we are a one-car household, and keep low miles (by their standards).
Hope you don’t mind us asking but whilst we have amalgamated what we feel is a good nest egg, our concerns are what to do with it to generate enough income and hopefully enable it to grow somewhat more being in our early and late fifties. We’d hate to run out of monies and the ability to continue our travels due to jumping the gun without an adequate plan in this regards.
Hello, Enjoyed the reading of this post. My sister and I are looking at going full time into an RV and we have never lived in one before. I’ve driven one before but it died before we go out of the state we were in. We are looking to buy something that is in better shape and I’ve pretty much landed on a camper with the Bunkhouse in it to give us two bedrooms. We plan on selling the extra stuff (Furniture and things we do not need) before hitting the road and really just looking for a place to call home permanently. I have a couple of questions for you…
We also keep the Careington Telemedicine plan offered by RVer Insurance that includes a telemedicine service, which gives us access to virtual doctors visits over phone/internet and a discount dental & vision network across the nation. The cost is $149/year for both of us – and we use this far more often than our insurance plan, as finding providers as we travel difficult.
When we say new, it's only new to us, but that's how we prefer it. Let someone else shake it down. After hemming and hawing over trading in our previous RV, we finally decided to go for it. We knew our old one was too big for us and we didn't want to invest in upgrades like solar when we didn't feel like it was ours. It was the right choice and we're very happy with our current set-up. We installed solar panels, so we didn't have to worry about the batteries overnight or running the generator twice a day like on our old coach. We have more options as to where to stay with our smaller size and off-grid capabilities and that makes us very happy. Now we just need to redo the interior a bit and it will be all ours.
Our second year of homeschooling, we enrolled the boys in a new a hybrid classical school. It was a fantastic year blending the best of both worlds. The boys were home with us four days a week and went to school three days a week. They got the benefits of a classroom setting, like positive peer pressure (and a teacher who could keep up with Latin) and I got a break. Since I didn’t need to create schedules, choose curriculum, and find social opportunities our homeschool days were even more relaxed. The one thing I would have changed about this year was math. At the time, the school used Saxton which turned out to be a poor fit for both boys. Not only was it boring but it was less advanced than their previous curriculum. When we went back to homeschooling the following year we had to go back a year in Singapore.
Most fulltime RVers sign up with a mail forwarding service and use that as their main address (and also often as their official domicile address for taxes, health insurance etc.). We have our service in SD (with DakotaPost), but there are many other good services out there (e.g. Escapees in TX, St.Brendans Isle in FL). Basically all our stuff gets sent to the mail forwarder where it’s collected and held. Whenever we want the mail we just ask for it to be forwarded from there to wherever we are. If we’re in a place that doesn’t accept mail, we’ll get it sent to the nearest Post Office as General Delivery and go pick it up there. We typically get our mail ~once per month.
When they are grown men and looking back at their childhoods, our biggest hope is that they know they were loved. An older wiser mom once told me that kids have “fuel tanks” and to make sure it’s filled with love every day because if it’s filled with love they are less likely to look for other things to fill it. Despite all our parental imperfections, baggage, and failures, we want them to know we love them “bigger than the sky times infinity”. We want them to leave home with filled love tanks. Our me-culture may tell us to do what’s best for us and “radical self love” is almost a religion these days. (BTW I’m all for “radical self love” when it’s not at the expense of others.) However, selflessness acted out with pure intentions in regard to the other may not be sexy but it is still and will always be one of the purest forms of love. And one of the hardest. Selflessness doesn’t come easy for me. I usually scoop myself the biggest bowl of ice cream. And take the biggest piece of cake. And tend towards putting my feelings above others.
So, you’ve got to weigh your priorities on what is more important to you. Is the space/layout key to your happiness on the road? Then, absolutely go for the bigger rig and make it work! Is camping in remote areas & boondocking your top priority? Then, you’ve got to look smaller. The answer is highly individual. No wrong answer at all…just the best answer for YOU!
Andrew, that was an interesting blog entry, because it gives a snapshot of what’s important to your family, you seem to have a good balance between enjoying your life and maintaining your expenses. But the part that really grabbed me about this post was that it reminded me of George Orwell’s “Road to Wigan’s Pier” in that you outlined your expenses. If you get a chance, please have a look at that book (it’s available for free on the internet) and read the part where he reports on the expenditures of different coal miners in the early 1900s Northern England. We’ve all become wealthier, but even after all that time, nothing has really changed, we still make choices to in our lifestyles and our spending choices may be one of the purest epressions of who we are and choose to be.
Last but certainly not least, we no longer have the diesel 3500 Chevy dually to pull the RV. After some discussion we decided that we didn’t want to continue paying those expensive truck payments for a truck that our entire family couldn’t fit in. In hindsight, we should have bought a less expensive truck that seated six. Or maybe not. Six of us in a truck would have been tight especially with two car seats. So after a lot of research we decided to buy a diesel Ford Excursion. I’ll do another post on buying the new SUV because a lot of research went into it but the short of it is that it can seat six people comfortably and it can haul a heavy load giving us more options for travel trailers, the point of this post.
My husband traveled through a pipe fitters Union. We did this with our son until recently. He is almost 7. That’s the hardest part for us. Our son was lonely. He made a lot of friends and got really good at making friends quickly. We did too. But then we would leave for a new place and he will prob. Never see them again. It was so fun to live that way. We miss it more than anything in the world. Wish we could leave right now. Haha. Really. We are adjusting to this conventional life. It’s not as simple or fun. Our son got lonely. So now we are staying home. Hubby got a new job and our son goes to school. He is also getting a brother. Haha. So that is the main challenge. So we look forward to retirement. We are selling it all and going on the road.
loved seeing your post, I am a homeschooling widow mother of a 10 years old girl and would love to get on the road in an RV, I did have a truck and travel trailer but could not go very far, I just do not feel safe traveling by ourselves and would love to meet other homeschoolers and travel and explore this wonderful country together, have you met families traveling together?
I’m glad you found our website, Mary. Better late than never! The Patriot Act became law in 2001, six years before we started full-timing, so it has been in effect the whole time we’ve been on the road. We’ve opened well over a dozen banking and other financial accounts, bought and sold several major assets, and obtained vehicle insurance from several sources. So, it can be done. Persistence is the name of the game. Keep asking for a supervisor until you reach someone who understands that your mail forwarding address is your legal mailing address and that you have no other address, period.
We are also starting a t-shirt line with a focus on travel-inspired sayings and images. We like the idea of having multiple income streams, so if one isn’t working, we have other things that are earning income. We have seen so many doors open since we started this entrepreneur lifestyle. The opportunities are out there, it is just a matter of finding the ones that fit you, your lifestyle and what you want to do.
You got it, those should be included in everyone’s budget, but there are a ton of variables. Some people go for a trailer or van they pick up for $1000 while others could go for a brand new motorhome at $300K. No matter what our expenses are, yours will be different. We decided to share our general monthly expenses to help others. If you think its gibberish (poo on you), fine but there are plenty of others who appreciate the information.
I am currently 57 and my husband is 62, we are planning to work 5 more years then sell the house along with most of our belongings and hit the road in our 30 foot Windjammer travel trailer. I am excited, but terrified and a little overwhelmed by insurance, mail, making reservations, internet, weather, how to pack, etc. Over 40 years of accumulating things (stuff) – I’m not even sure what to put into storage. We want to be debt free and explore our beautiful country and do alot of fishing. Your information and everyone else’s feedback has been so helpful.
Wow! Bold, informative, funny, truthful, your on to something. All your information from the Cats to your cell phone service. I feel very blessed to have watched HGTV that day. You are living our dream and at such a young age. Your showing a very young generation that you don’t have to wait till retirement to see the world. Oh I am not old by the way or retired but admire your budgeting skills and dedication to balance life experience vrs $$$.. You guys are getting it right. Ok so medical expenses. What people don’t know is when you pay cash for your medical care you can negotiate with the doctor because they save by not having to bill your insurance and all the clerical and bookkeeping costs. So lets say the cost of a physical is $500.00, well I think we all know that is crazy, but that is what they bill the insurance co. but if you tell them you are paying cash, ask for a discount. Good doctors that care about patient care are happy to do it. My parents do it all the time. Dentist, Eye Doctor.. You can monitor and care for your health with out medical insurance. Sorry so long.
I went on your site today for some inspiration and ideas. I feel like you two are taking the words right out of my mouth, I have said so many of the things I read here. I love that you are so honest and up front about everything. I’m planning on selling my home and buying a cabin with a few acres but when I search for information on living a simple life the lists i find are just things anybody could tell you, and I find myself saying “well “duh” thats obvious.” This is when I found homesteading sites with folks living off grid.
$1237 Editing Software – We finally purchased Adobe Photoshop CS6 ($600), I’ve been using an old version for the past several years. We also purchased the newest version of Lightroom ($150). Both of these programs allow us to view, edit, and post our RAW photographs more beautifully and professionally. If you’re not heavy into photo editing or design I DO NOT recommend purchasing Photoshop, it’s a bulky, expensive, and difficult to understand program. Save your money and get a more consumer based photo editing program. I also purchased a great video plug-in for Adobe Premiere Pro video editing software. This new plug-in suite from Red Giant ($480) allows me to make similar enhancements to my video that I can make on my photos.
1st off I grew up in kick, so hello fellow dott. !! We just moved up to a 5th wheel and have not yet went out, hopefully in March we will get to go . Loved a lot of your ideas, especially the shower. Storage is at a minimum so I hope to use a lot of your ideas on storage . Our dinning are consists of a table and 4 chairs so this will be a lot different , and space is small. Liked reading on your blog and plan to read more !!
Why do we share our expenses of full time life on the road in our RV? To help others who travel like us. If you like the occasional splurge, fine bottle of wine, a couple of new outfits each season, and you don’t mind paying for a cool adventure then you’re expenses might be pretty similar to ours. If you don’t spend a lick on fashion or local sips and bites then your expenses will be nothing like ours.
Full-timing can be done in many different ways, and whether or not a young couple needs a big nest egg depends entirely on how much money they can earn on the road. Someone with a mobile, high paying profession, like contract nursing, doesn’t need a big nest egg. Someone that will be relying on work camping at campgrounds and RV parks may want more in the bank to handle emergencies that will require more money than their salary can provide.
Prices for LP are all over the map, and we haven’t been very diligent about shopping around. We just buy it when we need it from whoever has it nearby. We’ve been paying anywhere from $2.59/gallon to a little over $4.00 a gallon in 2014. We use about 15 gallons per month: a little more in December/January/February when we use our vent-free propane heater to heat the trailer, and less in summer. RVers that stay in RV parks and campgrounds with electric hookups use a lot less propane than this, because they don’t run their refrigerator on propane 24/7. If you have hookups and don’t have metered electricity, you can save on propane costs in the winter by using an electric space heater.
Vents are a crucial part of ventilating your RV but are also a major source of heat loss. By purchasing a vent cover, not only will it keep you warm, but will still promote ventilation preventing condensation and humidity buildup inside your camper. Vent covers add an extra layer of insulation and allow extra moisture to escape, preventing the growth of mold in your home.
Were newbies and it feels like a whole new life style. Pro’s and con’s are always welcome! Based out of Fla. was the first right thing we did! Just finding the right camp ground in northern Fl. is a hassle. Does anyone know which are the best? We like the social life style. We have dogs and would love to hear from dog lovers as to which parks are the best dog friendly parks?
I have homeschooled for a few years, and some of these things are already true for us (particularly the showing, dressing, and 24/7 with each other). But the others I am excited for for our own future. We have our house on the market, and are down to 2 travel trailers we may purchase. Reading your posts has made me even more excited to get started!
The thing is when we work is totally up to us. We could work starting at 6am or not open our computer until 10pm. It is totally up to us. We can also go out and explore a new location or just stay back at the campground and go swimming. I know it sounds great and it is, but it is puts a lot of pressure on us to make decisions about what we are going to do with our time since no one is telling us what to do.
My boyfriend and I are ready to hit the road. We are in our late to mid to late twenties. We’ve always worked at dead end jobs. We currently live with my boyfriends parents and we were saving some money. Unfortunately, I just got laid off from my job a while back. I haven’t been able to find a job since then. Is their a van rv or something we can get for cheap? We don’t have much money saved. In the very low thousands range. What kind of jobs can we do on the road so we can make money yet still explore while we are at our destination? Also, traveling with animals (a cat to be exact).
Allison, the Thousand Trails resorts have been mostly great campgrounds. We have really only visited one that we would never want to go back to. The amenities were nice but the rest of the campground was a bit rough. There is a TT in between Savannah and Charleston that was great and we also really liked the parks in PA. I will get it together soon and write some reviews.
Inspiring! We are about 6 wks out to our new life on the road (with 3 kiddos & 2 tiny dogs). We are waiting on the final sale of our home, big estate/garage sale (everything will go), sale of our van then bye bye AZ hello open road. Some say we are crazy, many say it’s awesome. I cannot wait. We traveled for almost 4 months several years ago after hubby retired from the USAF & although there were issues here & there, the memories will last & what I treasure most. I love looking back on the photos & reading my posts about what we were doing & where we were. Cannot wait to do it full time for who knows how long. Roadschooling is on my agenda as well. Oh & I agree we can live without so much stuff. What’s the point really?
Thank you for your videos! We’re finding them very helpful. We are in the early stages of trying to finding the right RV for our family. Can a “cold weather package or winter package” be added after an RV is already built and what would that include? I’ve noticed some RV’s that have a sticker that says winter package on it and we’re wondering what that means.
I could “camp out” in my hangar at the airport. The hangar has two offices with baseboard heaters, as well as a full bathroom. My furniture is already there, so it’s just a matter of reorganizing it to meet my needs for the few months I’d need to live there. Unfortunately, I didn’t think my landlord — the folks who manage the airport — would like those arrangements.
Help! I am in school and traveling my way to spending my life in debt. Not from school but trying to decide living options. RVS are so expensive I have thought about travel trailers and tiny homes. I never know which way to go. People urge me towards equity in a home and stability for my son but we live in oklahoma with no beautiful landscape and can never take time off from work because our jobs are perpetually oppressive. I need to know that this works. It’s not scary, it is healthy and people are safe on the road aswell. We are battling obesity and other health related issues at only 25 from a sedentary and work driven lifestyle any support would be awesome!
We recommend spending a small-enough amount that they don’t have to finance it. From what we’ve seen, a lot of full-timers change their rigs (typically downsizing) after the first year on the road, and this is easier if you’re not over-extended on your current rig. It’s very hard to know what you’ll really want until you’ve tried it. We don’t believe in purchasing a new RV (at least not for the first rig). They depreciate so much, and they have more problems than they should for the money spent.
My husband and I are considering fulltime rving. I have been reading different blogs and how to start and all. I am wondering on jobs. Unfortunatly we are not independently wealth and still have not won the lottery. Our thought is to travel to area work for month or two and then move on. Do you have any suggestions on jobs or really good website for that info. We are at a point in out lives we just want to go and see the world why wait until its to late. We are young and ready to go just have to take that leap.
My wife and i,along with our red Aussie shepherd and 2 cats just sold our 10 acre spread in tx…horses ,tractor, chickens,any thing that we couldn’t take in our 38 ft.redwood 5th wheel. We did buy into coast 2 coast membership,before discovering other free or 1/2 price deals.we are only moving about 250 MI. Each move, so far we only pay 100.00 per month to camp,granted we do have to be on the move but that’s the point of RVing rite?we are really enjoying ourselves so far and the people we meet are great and we learn Tons of rv tips as we go.what do yall think about the newer toy haulers? We have a golf cart and a harley as well.we currently pull the cart behind the 5th wheel on a 10ft trailer,and we had to store the bike…your thoughts on this please!
Within the first few weeks of owning it I blew a tire and had to replace all 6 ($1000). The next month, the catalytic converter needed to be replaced ($750), the original kitchen faucet snapped off and had to be replaced (I did it myself for $65, but it took all day because of a broken gasket in the water line I had a hard time finding at the hardware store), the house battery had to be replaced – twice! ($290) and I’ve had to replace a fuse for my radio and odometer several times (and now it’s shorting out to the point of danger, so it has to be fixed…. soon!)
Those items vary greatly from person to person, so we simply wanted to show how your lifestyle, family size, and other factors impact your RV related expenses each month. We felt this would give you the greatest understanding of how much it costs to full-time RV…aside from what debt you have, how much you put into savings each month, or how you choose to spend your extra money.
The beauty of an RV Extended Warranty is that it picks up where a regular insurance policy leaves off. Our entire trailer is covered for all failures other than regular wear and tear. This includes having the frame crack or slides fail to come in and out or the suspension give up the ghost (it did) or having the air conditioner or refrigerator die (which it did too).
There is a silent attacker you may not be aware of, it’s name, Humidity. Humidity is already an issue in RVs, which is why we use our dehumidifier a few times a week. However, as the temperature began to drop outside and we ramped up the heaters on the inside we noticed our windows began to develop a crazy amount of water on them, which would then begin to freeze. This left frost on the inside of our windows so we made sure to wipe the windows down and run our dehumidifier every day.
So my situation would be a little different. I would go somewhere, stay for 10 weeks – 2 years, and then go somewhere else. I know of several people in my field who do this and it seems a lot more feasible than staying in a hotel ($250 + per week) especially with a small dog. I guess what I’m trying to ask is: what do you thing the difference in cost might be and can you recommend any website for this type of Living? (I.e. less sight-seeing, more of just a place to live.)
Great tips! I boondocked for an entire winter in Canada a few years ago, it reaches -45C a few times. Once you get your trailer, appliances and technique dialed in it’s very enjoyable! I wish I would have documented the entire experience. All of the points above are very useful. Another few lessons I’ve learned is to use flex to direct your exhaust from your generator to your lp tanks when it gets really cold, as well as keeping the battery bank warm helps a lot. When I did my winter adventure I was constantly searching for drafts and cold spots to remedy, and believe me, when you don’t see warmer than -20C for months it’s almost a constant challenge. Be creative, be safe! Never get discouraged!
Hi Karen: Since so many people have an interest in full timing, I thought it would be a good idea to give them further details. I always tell people that if they can afford it, just close up the house and give full timing a try. If it doesn't work out, they will still have everything waiting for them back home. Most find that RVing is so great that the thought of going back to the house, the expenses, the work, etc is a drag. But others are happy they didn't just jump in with both feet. It's a big decision, that's for sure!
$5,800 Additional Gear – Well……I dropped my 5dmkii in the water; oops. So I had to purchase a new 5dmkiii and a few other small items I needed for filming. Insurance will likely cover the majority of these costs so I’ll take that into account on the next financial post. Also we purchased Nikki a new laptop (she was using an old one and the battery wasn’t working), now she sits happily outside while working on the blog.
Our motorhome had a diesel furnace that provided heat and hot water. Because the electric was included in the campground fee, we ended up using a couple of catalytic heaters for most of our interior heating needs. This also helped us conserve fuel so we wouldn’t have to cart diesel back to the RV to fill the fuel tank as often. The most critical function of the furnace for winter RVing was to keep the bays heated so nothing would freeze (tanks, plumbing lines, etc.).
We try to find parks that are around $30 a night. We use our Passport AmericaPassport America discount as often as possible, which saved us around $700 during our first 6 months of RVing! We don’t boondock as often as we’d like, mainly because we didn’t consider this when purchasing our first RV. The fifth wheel we bought didn’t have very large holding tanks, which limited us in how many days we could dry camp. If you are shopping for an RV, be sure to read these tips first to avoid making similar mistakes we did.
We use St. Brendan’s Isle in Florida for our mail forwarding, and use their Mail Scan Pro service. Their address also serves as our legal address of domicile for driver’s licenses, voting, vehicle registration, business registration, taxes, etc. They collect our mail, scan the front of the envelop and notify us via e-mail that we have new mail. We can then view our envelops online and decide what to do with them – scan, send or shred. We can request a shipment to whatever address we’re at. They’re super cool and we couldn’t be happier with the service we have received from them.
Whether you’re camping down South where the sun always shines or places where it’s cold, the AC and the insulated underbelly plus furnace should keep your RV running at a comfortable temperature. If you’re thinking of doing a little tailgating along when on the move, there are exterior speakers, outdoor kitchen support with refrigerator and cooktop range, a wide awning and even an option for an outdoor grill. All in all, while the Jayco North point serves more purposes than one, it’s definitely a solid choice if you’re looking at fifth wheels for full-time living.
Heated Water Hose – You can make your own with heat tape and pipe insulation and this works pretty well, although on occasion we have seen people in the bathrooms warming up their frozen hoses during extreme cold snaps. I’d recommend just purchasing a good heated water hose. Camco has one on the market but it looks kinda cheap, from the heated hoses I’ve seen in person I’d recommend the Pirit Heated Hose as the construction and the warranty seem top notch.
Question: How did you arrive at the $2,133 cost? It seems that you left out the $900 daily camping fees. If your goal was to COMPARE FT RV costs with a bricks & mortar home, then lots of other costs could be deducted – like groceries and insurance costs. I’m age 68 (spouse is 66) – and not retired (never hope to!) But we’ve arranged our lives around working “full-time” while still traveling extensively. We still have our bricks & mortar home (not really interested in full-timing) but yet, because of the way we have organized our lives, we still… Read more »
- You may need ventilation to replace humid inside air with drier outside air. Plugging and insulating ceiling vents with something that seals the vent but also can be removed easily is important. To insulate ceiling vents, purchase factory-made vent plugs or use rigid insulation cut to the size of the opening and wrapped with duct tape to strengthen it.
Anytime we had questions or were unsure of what to do, we turned to the internet. Or, we’d kindly approach a fellow RVer and ask for assistance. It’s amazing how friendly and generous other RVers are with their time and knowledge. In two years on the road, we’ve met some amazing people who have been more than willing to troubleshoot issues or lend a helping hand.
My wife and I are joyously offloading our excess stuff (which is pretty much all of it…) in preparation for selling our FL waterfront home and hitting the road next year. We love what you do here and find the information you provide to be absolutely priceless. We are successful creatives who will continue to work our business while on the road, and we have no intention of eating twigs and nuts topped with cat food just to save a few pennies. People are curious and questioning because your lives are interesting, but please don’t let a few self appointed “lifestyle Nazis” get to you – unfortunately whenever you put yourself out there they always come crawling out from under their rocks. Just remember that for every one of them there are a thousand of us fans who know how hard you work, celebrate your success and hope to meet you someday when we both are enjoying a fabulous dinner at some legendary local restaurant. Cheers!
Hi, My name is Dawn and my husband and I are looking to sell all and become full time rv living. I would so appreciate to be able to find some couples who do this and that would be willing and open to talk with my husband and I over the phone so we could ask questions and get their perspective since they have been doing it. I have been on a few web sites to try to find some people to talk to and not been successful. What would you suggest. My husband and I want to get out from a house payment and be free to travel some mostly back and forth to see our children out of state and spend time with grandchildren. We don’t want to be foolish and just jump out there with out doing our home work first. Thank you for any insight you would be willing to give us.
Regular shower and/or bathroom: At first, a small bathroom seems just fine – until you've been in there a few times. The walls close in. The shower is smaller than most broom closets. Your elbows will touch both sides, as will a lot of the rest of your body at certain times. While it's totally doable to take a shower and still feel like you are OK to go out in public, it's certainly not luxurious.
Sure, it means you may have to wait a little while ‘till you can afford it, but it’ll be worth it. We all want to be on the road ASAP, and there’s a certain excitement to throwing caution to the wind and going for it, but we always recommend being financially prepared first. There’s no need to add financial stress to your RV experience. Buy what you can afford, or save ‘till you can afford what you want.
Regarding storage, I found it to be a total loss. By time I paid the monthly rent while I full-timed almost 2 years, I could’ve replaced the furniture and tools with the latest styles for less money when I returned. If you have items that can’t be replaced, put a value on them and assess. If those items are that meaningful, you’ll probably want them with you.