The answer to this one is tricky. We’ve found tons of places we could see ourselves living in the future, but right now we just aren’t at a point where we want to settle down quite yet. Top of our list is Nashville, TN, mostly because we’ve made a lot of great friendships in that town and we would have a lot of awesome community. But we’re still definitely keeping our eyes open for more great places to live.
After many years of Singapore math I realized I couldn’t keep up with Thing 1 so began the search for a new math curriculum that required less parental involvement. We tried the Art of Problem Solving which would be amazing for the right kind of kid. It was a horrible fit for us. After a few more weeks of research, I narrowed math down to Math-U-See, Teaching Textbooks, and Life of Fred. Thing 1 looked them over and chose which one he wanted to study. He chose Life of Fred and after two years I can’t say enough good things about it. (The Kahn Academy was used as a supplemental resource for extra practice when needed and not as a stand-alone program.)
For MVUM maps there will *usually* be an indication of which roads allow camping, but it depends on the individual map. For many of the maps we physically own (I typically pick them up at the Forest Service office when we travel through) the roads are indicated by a series of dots along the side. Look at the map key and hopefully you’ll see it there. I haven’t used the App much myself, but I do think you get a color map there, so that may help.
Thanks for posting your Rv travel expenses, that’s really a generous thing to do and it really helps those of us in the planning stage to get a better idea of how we can achieve this lifestyle change. I can’t understand why people are being rude about it. No one would ask them what they spend in their lifestyle would they? It’s a bit hopeless that people can’t be happy for others generous and brave enough to share their lives! I know I couldn’t do it, so thanks!
In the case of Nationwide (Allied), there is a four page description of how personal effects are covered and the capping methodology used, including more than a page of listed exclusions. Some highlights: There’s a cap of $500 per individual item. Groups of similar types of items are capped differently, for instance items grouped as “camera equipment” or “fishing gear” or “musical instruments” are capped at $1,000 per group while items grouped as “computer equipment,” “tools” and “silverware” are capped at $3,000 per group.
One thing in my traveling, I have to have a dependable vehicle & RV to travel with. That is the last think I want to worry about is a break down. Presently looking for that next RV trailer (Arctic Fox, ORV or Highland Ridge). Full times travel in a full range of RV’s from cars, vans, B’s, C’s and A’s classes. New million dollar rigs, to $1,000 cars or vans. All the power to them….I follow many on their YouTube channels the last 5 years.
One thing we learned from camping in cold temps (and sorry if this has been mentioned already) – is that the basement bays won’t be kept above freezing unless the furnace is running, and while using space heaters up above, our furnace wouldn’t always cycle on. So, interestingly our water was more apt to freeze at 25 degrees than it was at 15 degrees, because at 15 degrees the space heater couldn’t keep up, and the furnace ran more, keeping the basement warmer. If that makes any sense. Bottom line, if the furnace isn’t running, the basement gets cold. That was the case in our coach, and I know not all coaches are the same in this respect.
Jay, you have made some very big assumptions here and they are wrong. As for our expenses, they are very accurate and contrary to popular blogging beliefs we don’t all get everything for free. Our meals, fuel, insurance and all of our day to day expenses that everyone else has, are not free. We pay for everything, including our RV. We have actually gotten very little for free over the years and when we do get something in exchange for review, you’ll see it noted. Expenses vary greatly per person. Even within these comments you’ll see others spending way less and way more. We blog, because we like sharing our experiences and helping others. If you don’t find that we are doing that for you, then you are correct, time to move along.
Boondocking/Free: We enjoy mixing in a lot of boondocking. This might range from awesome places on public lands (BLM, National Forests, etc), staying in lower cost public campgrounds without hook-ups, ‘blacktop boondocking’ overnight in commercial parking lots or rest stops, to driveway surfing with friends & family (got bus parking? We love invitations!). These low/free cost stays not only bring our average cost down a lot, they’re some of our most memorable stays.
Enjoyed your posts and input from others. We have a 33 Ft 5th wheel with 3 slides and a F350 Diesel Dully. We use electric heaters when plugged in at the RV parks. We got two at Sams. Most of the time one keeps us cozy. Saves a bunch of propane and the electricity is included in the cost of the space. We have 30amp service on our trailer so many times our spaces are cheaper than the 50amp spaces. My number one requirement for a RV is that it must hold a recliner. I have a bad back and a recliner is a must. Advantages of a fifth wheel over a motor home and a car. Wind and eighteen wheeler’s do not blow your rig around. When you are in a camp ground the truck is much safer for local driving than a small car. I learned that most RV’s do not have proper wheel alignment from the factory. I have blown several trailer tires because the wheels and frame were not aligned properly. Took my 5th wheel to a big truck frame shop. They aligned both axles and the frame. Now my tire blowing problem is gone. My preferred RV repair shop in Oklahoma City, AAA Fiber Glass, arranged for the alignment then added supports to the frame and tandem axle setup. They say that nearly every RV they look at is out of line. It takes all wheel alignment to make everything work right. They work mostly on large motor homes. Farmers Insurance sent me to them to get a problem fixed. The slides give you room to move around. Two of ours are opposite each other in our living and dining room. We regularly feed six large people in our trailer without anyone being cramped. We camp with several different RV buddies. The women get together plan the meals before the trip. The evening meal is at a different RV each night. Breakfast is usual optional and lunch most of the time are sandwiches at a picnic table. Still working 4 days per week Most of the money goes to the grand kids and camping. I am 74 and look forward to retiring and full timing it before long.
If all you need is a little connectivity on your phone I’d suggest looking at one of the ATT-based Straight Talk plans at Walmart. If your phone accepts it you can buy a SIM at Walmart and then you just pay flat $45 per month for “unlimited” talk/text/data. I put the unlimited in quotations because the fine print says that you get unlimited talk/text but only 5GB of full-speed data (after that you’re throttled pretty heavily). That might be enough for you though? The nice thing about Walmart is that it’s non-contract plan so you can try it for a month and if it doesn’t work out you can just ditch it and do something else. ATT doesn’t get you as wide coverage as Verizon, but it’s pretty darn good. We have it on our phones right now.
At this point we decided to make my VA business our full-time income so my husband could stop his 9 to 5. I dedicated the next 6 months to make that happen. And we did it! Lots of late nights and comfort zone pushing later, we were able to have him put in his notice. They came back and wanted him to stay on part time for about 9 months, so that worked out well!
Ok, all of that information applies only as long as you are in a relatively temperate location. However, there are a number of hardier souls who gladly brave the snow and cold and stay well north all winter long. Many families, in search of winter recreation, use their RV well into the sub-zero winter months. For those of you who intend to winter in extremely cold parts of the country, I really can't help you much. I'm one of those fulltimers who run south at the first sign of a snowflake. However, you can check the weblinks provided below for some first hand tips from folks who like their Rving with a topping of snow!
I would think that after 3 years of full time living on the road all of our fears about this lifestyle would be gone. Nope . . . they are still there. Things like safety in an RV park, weather (I HATE storms in the RV), going somewhere new and not knowing what to expect. We almost didn’t go to Canada this year because we were so worried about the unknown.
There are private RV parks everywhere. They are extremely easy to find online, in commercial guide books and by asking at visitors centers. The AllStays App is a very popular resource. Private RV parks range from about $30/night to $60/night or more, tending to even higher prices in popular destinations at peak season in choice sites that offer more amenities (like a view). The parking is generally laid out in rows, and the sites can range from drycamping sites (no hookups) to electric and/or water only to electric/water/sewer with cable TV, telephone and free WiFi. Usually the site includes a picnic table, and sometimes the park has a pool, showers, shuffleboard or horseshoes, sometimes bike and canoe rentals, a small store, or other goodies.
While neither of us were ever crazy planners, Kerensa did like to have a general plan of where we were going and what was around when we got there. Sometimes that skill still comes in handy like planning for the Florida Keys, but for the most part, we don't make reservations anymore. We prefer to stay loose with our plans and be able to adjust quickly to meet friends, dodge weather, or choose a destination on a whim!
Why we recommend Jayco North Point fifth wheel: Among the bulkier versions of the fifth wheels from Jayco RVs are the North point series which are roughly between 12000 and 14000 pounds heavy. This does mean, however, that this RV is really stable and are quite durable. It can hold 4 to 9 people and span from 38 feet on the North Point 315RLTS to the 43 feet on the North Point 387RDFS.
At the same time, this non-resident residency impacts the local politics of the cities and towns where the biggest mail forwarding companies do business because of the huge number of absentee voters. These voters may vote like each other — full-time RVers have a lot in common with each other — but they don’t necessarily vote like the other residents of their adopted hometowns.
Definitely! The “fun” budget is something I include in our “entertainment” category and that’s definitely a part of the flexible budget that’s worth planning for when you go fulltime RVing. We actually spend less on entertainment than we did when we lived in a stix and brix in CA (mostly because we go out to eat less than we did when we both worked in a corporate job), but we do spend something in this category every month. It’s year-round entertainment now 🙂
Thanks to my OCD, I’ve been checking Craigslist multiple times day and came across the Crossroads Zinger 29DB. We really like the back bedroom and how the bunks lie horizontally in the front cutting down on the length and weight of the trailer. While we don’t LOVE this RV, it’s affordable and would be comfortable for our family without adding debt. Since it’s used I wouldn’t have emotional hang ups about painting brand new cabinets and walls. It would be so much fun to do another RV makeover!
Getting Personal Effects coverage above and beyond the $20,000 limit generally requires scheduling each item and giving it a value. Progressive requires each item to be appraised ahead of time and submitted as part of the application process for securing an insurance policy. Nationwide doesn’t require appraisals but asks for receipts showing prices paid and date of purchase so they can determine the depreciated value. I’m not sure how either handles the “outside the RV” scenario if the base coverage is higher than $20,000.
Thank goodness you have the finances and securities to afford the RV lifestyle you two are able to enjoy. You do not need to apologize for that. You guys do a good job of keeping the RV community informed. 2015 is my year for transitioning to a RV lifestyle. Gathering all the information I can to aid in my search and the transition itself. Looking at a nice used 33 ft. Class C that I can support with my SS check and small retirement income.
Here is my question to you – you mention that you would prefer a 35 or even 30 footer in place of your 41 foot plus Holiday Rambler PDQ. What would you specifically be willing to give up from your current rig to get down to the 35 foot mark? Have you seen a 35 or shorter rig you would be happy to FT in? What would you you absolutely never give up? I am trying to figure out what a 35 footer would need to have to make full timing work
2017 Update – TOTALLY. I still recommend a contract-free approach whenever possible. This gives you the flexibility to sign-up to the best plans (and offers) whenever they became available which has improved our own set-up and saved us many $$ over the years. The whole Mobile Internet landscape has changed dramatically since 2011 (e.g. Millenicom is now caput and gone), but there are still many contract-free options for mobile travelers. You can read about our current internet, phone & boosting set-up HERE.
This is pretty personal, and it depends entirely on your financial situation. In our opinion, some people shouldn’t spend more than $5k, and others can afford whatever they want. We have a lot of friends who finance everything: TV, couch, vehicles, etc. We are not a fan of this mentality. We realize you can write off your interest as a second mortgage for your RV, but we don’t finance anything, including our RV. We’ve never had a car loan, and we have always paid cash for our vehicles (including our tow rig and our Airstream).
This was going through each room to figure out what to keep and what to get rid of. This is where the mind shift started to happen. Did the kids really need 5 sweatshirts what are we going to do with all of these books?! Did we really have to keep all of those Christmas lights when we only used half of them. Things like that. We started looking at our stuff differently and really evaluating what we wanted to have versus what we had just because we didn’t want to make a decision to get rid of it or not. Just keeping it had been easier.
My State Farm agent Will Tweed set me up for success when helping me plan our insurance needs. Thanks to Will I just received a check from State Farm for nearly $3,700.00 to pay for my replacement camera mentioned below in the additional gear section. This brings our 6 month spending total to $19,164 that’s $1,597 per person per month for living full-time on the road. Not too Shabby.Expenses 02/01/2012 through 07/31/2012$22,864.00 Grand Total for 6 months of RV Travel for both Nikki and I to live full time on the road in our Motorhome. This is approximately $1,653 per person per month. At this rate we’re on target to spend a similar amount as 2011. This really stinks as I feel we’ve been more frugal this year on the road vs. 2011. In certain areas we’ve saved literally thousands, but in others we’ve added expenses!Here are few ideas on how we can save money: (if you have any ideas, we would love to hear them)
To show just how variable the fuel cost can be in the full-time RVing lifestyle, during the four months prior to this trip, from January to April of 2014, we stayed in the greater Phoenix, Arizona, area and had dramatically lower fuel costs. We towed the trailer very short distances (20-40 miles) every few weeks as we explored different places in a 50 mile radius of downtown. We drove the truck on its own only once every few days. During that time our average monthly fuel bill was $195. Our lowest fuel bill was $112 (in January). Diesel prices during that time ranged from $3.59 to $3.79 per gallon.
I traded couches for hammocks and couldn’t be happier. There’s a reason why pictures of hammocks are associated with vacation and relaxation. I dare you to try lying in a hammock and not feel absolutely in heaven while you are there. We have an ENO Hammock which you can hang from trees so wherever we are we can lie back and watch the sky. The benefits of getting horizontal on your adrenal health is incredible. If we ever move back into a house, I’m hanging a hammock inside.
Once we retire, my wife and I are planning on spending winters (at least) heading south from Chicago in an RV for maybe 3 months at a time. I’m an over-researcher according to her, but also an accountant. 🙂 I’d love to play with your budgeting worksheet. Unfortunately, I can’t seem to find the link on your website. Is there a specific page where I can find it?
We wanted to travel across America and we calculated that buying an RV would be the quickest route for us to go and visit all 50 states. We had no idea that we would live in an RV longterm, share the lifestyle with other people, or that I would spend so much time writing about living in an RV. The rest happened because we truly fell in love with the lifestyle.
Thank you for giving me some ideas. I am interested in going on long trips, and or living in an rv. Of course different lifestyles change the amounts of money. But, do you think a single person, in a realistically priced trailer, with a decent size truck, and doesn’t require a lot of entertainment and food, do you think I could make it? I am but a modest lady wanting to travel some. I appreciate your advice. Thank you.
We scrapped our plans as our car was towed off to be repaired in El Paso and we had to move to a bigger city to find a rental. It turns out that Minis have an issue that can cause them to catch on fire at any time. Not trusting it after that, we switched it out for the Xterra. It was a pain at the time, but now it's a story to tell around the campfire.
My only issue with this article is the title “The real costs” which implies that you are about to tell us that full time RVing is not as cheap as some people might think. Instead you provided your expenses which I would speculate are much higher than the average. As a number of people mentioned your lot rent is perhaps two to three times higher than the typical rent.
Worst case scenario: our RV’s transmission went out a month before we were supposed to head out on our trip. That took $2000 out of our emergency fund before we even started, but it gave us peace of mind that the transmission would be good for the trip. So, we kind of got lucky. Moral of the story: have an emergency fund that can cover your worst case scenario.
When it comes to bathroom and kitchen items, my general advice is to bring 1-2 per person in the RV. So things like towels, plates, cups/mugs, etc you won’t need your standard full set of. Remember, there is not much sink space for dirty dishes and not much hamper space for dirty clothes and linens. Dishes are washed immediately after use and towels are washed weekly, so there’s really no need for spare items.
RV maintenance depends on how handy you are and what kind of rig you have. I do all of my regular maintenance on the Airstream, so I usually only have to budget for maintenance parts and not labor. That’s only a couple hundred dollars a year. Since we have a tow vehicle, maintenance of that will also be lumped in I guess. I’m not really a person who has done strict budgeting, but I think a couple thousand bucks a year to put away as an emergency fund is a good idea.
Having never driven more than an SUV, I certainly didn’t feel equipped to pull a 30-foot trailer with a diesel pickup truck (our setup last year). But like riding a bike, practice makes perfect. A few hours maneuvering around a Walmart parking lot, getting a feel for turns and backing into empty spaces, and we felt comfortable enough to head out on the open road. It’s always necessary to do an appropriate amount of route scouting in advance to avoid low overpasses or the possible restricted roads, but within a few weeks’ time, pulling and parking the rig was second nature.
Many people think you have to make a lot of money to travel full-time, but that’s not the case. In fact, full-time RVing can be as expensive or inexpensive as you choose. It can all depend on the type and year of the RV you purchase, how often you travel, where you park, and the activities you do in the places you visit. But, here’s a general idea of items you can expect to pay for each month if you choose the full-time RV lifestyle.
I could “camp out” in my hangar at the airport. The hangar has two offices with baseboard heaters, as well as a full bathroom. My furniture is already there, so it’s just a matter of reorganizing it to meet my needs for the few months I’d need to live there. Unfortunately, I didn’t think my landlord — the folks who manage the airport — would like those arrangements.
I think RV living would be awesome but I’m not sure if we could do it full time (or that my wife would want to) but I could see us trying an extended trip someday. I couldn’t imagine it with 3 kids though – our 1 daughter keeps us busy enough 🙂 I’m glad to hear that shifting to RV living full time has been a good experience and that your online work seems to be going well! Enjoy the experience!
If the couple wants to supplement their income while on the road, there are plenty of part-time and full-time workcamping job opportunities available. Depending on the workcamping job they choose, it could include a small salary with free space rentals. In fact, there are seasonal jobs at amusement parks such as Adventureland Resort in Altoona Iowa that offer jobs exclusively designed for workcampers. These jobs provide a free hook up campsite that includes electric, water, and sewer and an $8.50 per hour wage. There is no contract or time commitment required.
Nina – another great post! This is the first winter that we have spent (prior two winters spent in Florida) traveling in the West, and we are finding that there are many more opportunities to manage camping costs out here, as compared to the east cost. In general, RV site costs in Florida and Georgia, are a bit more expensive than Arizona, New Mexico, Texas. We (like you and Paul) have a large RV, and have found a lot more public campgrounds and public land in the West, that we can fit in. In Florida, state park reservations can be hard to get, and many of the campgrounds primarily have smaller sites (at least this was our experience).
Cold-weather RVing is a majestic, yet challenging, experience. If you’re looking for peace, quiet, and beauty, winter RVing has it all. However, it takes a lot of careful planning and work. Without the proper forethought, a night in a winter wonderland can quickly turn into a night in a freezing meat locker. All is not lost, however! Thanks to the many that pioneered cold weather RVing, we have plenty of tips to help you stay warm and dry on your next winter adventure.
Living in a camper, RV, trailer whatever you want to call it is a wild ride filled with amazing travels! We have also realized that living this life has made us appreciate a lot of things that we took for granted when we lived in a house. RV living is definitely a different kind of living. Being on the road means there are really good times and also times of frustration and struggles where you miss the comforts of a house.
Food — Studies have found that the average home in the U.S. wastes 25 percent of their food. This is due to spoiled food or uneaten food. When you live in an RV, space for food is limited. It is rare to throw something out because you didn't see it at the back of your small refrigerator. I think you also tend to eat healthier since you are hiking in the outdoors more. Assuming an average $440 per month for two people, you save about $75 a month.
Our health insurance we have gotten through Healthcare.gov. This cost is relatively low because we enrolled in catastrophic health plans and qualified for subsidies under the Affordable Care Act. It has changed every year, and this year they got rid of PPO plans that have in-network doctors across the country and not just in one state. Next year we may be looking into joining a Health Share program if prices continue to rise and coverage drops.
3. Keep the fresh water and pipes from freezing: In my humble opinion your tips and tricks are spot on. I do have an observation and suggestion to make. Your efforts are targeting the “sewer bay” on the driver side of the RV. When we froze in Louisiana, it was the passenger side that was vulnerable. Our fresh water tank has an overflow vent on the passenger side. When the water in the tank freezes, like a pond the top of the water freezes first. In our case that prevented us from putting water into the tank and we ended up with a small crack in the tank. Fortunately, it was on the edge and was easily fixed. I think the freezing occurred because our efforts were on the “sewer bay” side and not the other. I think the answer here is another small space heater on the passenger side of the RV.
The days after doing each of these things, I really felt it in my muscles: shoulders, arms, abdomen, etc. But the soreness felt good. I can’t really explain what I mean by that. I think it has something to do with finally being back in shape after so many years of living in limbo. I’d let myself go physically (and mentally) while my future was delayed, waiting for a partner to fulfill promises he never meant to keep. Losing weight last year, getting back into outdoor activities, feeling good about myself again — that’s only part of my reward. The other part is the ability to do hard work again, to get a job done without waiting for someone to do it for me. (Not to mention the ability to make decisions without having to debate them with someone who seems to prefer arguing over getting things done.) The aches and pains were a reminder of how good independence really is and how great it feels to be physically fit and healthy. I love it!
Our house was sold 3 days after we decided to start full-timing, but the sale fell through 2 weeks later as we were wrapping things up to go. So we rented it (much easier to find tenants than buyers). It has worked out favorably financially, so we keep doing it. It is a burden, but if you hire a property manager you can lessen the burden significantly, you just give up some cash. I’ve written about the Sell vs. Lease decision here.
When it comes down to it, this is the reason I chose to live the way I do. Living on the road naturally leads to an active life style. You are always doing something, going somewhere, or meeting somebody. When you’re not working in the winter, it’s especially nice to get out and recreate in the day or meet up with friends in the evening. This keeps you out of the camper and keeps your environment fresh. I feel I appreciate my home much more when I’ve been active all day or all night.
Anyway, clearly Kent speaks from experience and the deep thought given to solving the problems he faced with the tech and budget available to him in an extreme environment. I’m impressed. Another point I want to commend Kent on is how he has the wits to know how important it is to present a clean and organized exterior with accouterments that suggest the owner actually contributes to the local economy…. Look forward to how he adapts to the desert next!
- Check to ensure the tanks are insulated. Electric holding-tank heaters are available and will reduce the chances of tanks freezing. You also should empty the tanks periodically instead of letting them empty continuously. Keeping the exterior drain pipe from freezing will be very difficult. Do not rely on flexible drain hose, which easily can become brittle with extreme cold; instead, install PVC pipe into drains.
Windows; Dual pane windows are a must have item if you are going to spend the winter in your RV. If your RV does not have dual pane windows you can get storm windows made which is basically a second pane of glass that you slip onto the inside of the window to create a dead air space. Another way to do this is with stick on plastic. The main reason this is needed is to prevent condensation form building up on the inside pane of glass and then freezing and melting, the water can run down the wall and cause rot and mold.