Hello again! Enjoyed reading your helpful post and the comment about not having health insurance. That is one of the big items that the hubby and I are debating about right now as we prepare for full-timing next August! We are both pre-Medicare age by several years, and have no ongoing insurance provided by our current employers upon retirement. We are debating about having a “catastrophic” policy and dealing with general health care needs on a cash basis. Out of curiosity, how do you prepare yourselves for the potential of a catastrophic need – such as a big medical issue, or an accident? (heaven forbid either of these happen to either of you!) thanks for your insight!
Using a combination of all three, we were able to keep our rent down to around $250 – $300 when we were last in the US. This was typically spent primarily on state parks (10 – 15 nights / month), another 15 – 20 days / month boondocking, and the final costs coming in when we wanted to stay at an RV park for a day, twice a month, for the convenience of something…nicer showers, a day at the pool, washing machines, etc.
For me, room to work and live with an 11 year old, 55 pound dog (Capone), who sleeps with me was a big consideration (sleeping in a cab-over wasn’t an option). While the whole idea of RV living was to be outside more, I knew I’d be inside working a lot and wanted a separate work/sleep space. I’m also vegan and love to cook, so a full kitchen was a must for me. Storage was also a big consideration. I sold everything I owned and didn’t want to pay for storage so all my worldly possessions needed to fit inside my RV (honestly it was just a few storage bins of stuff), And, because I wanted to start my new life debt free, I had a $10,000 cash budget.
7. Being thrifty should become second nature. Unless you’ve won the lottery or have a handsome retirement package, you can definitely benefit from making every dollar stretch to its maximum potential. Before you embark on this lifestyle, you should make a habit of logging every dollar spent to see exactly where your money is going, and for what. Doing this allows you to see where cuts can be made and where it might benefit you to stock up on certain things that you buy often. A good rule of thumb is to check with other RVers who already live this lifestyle and ask for their input on this matter. Everyone has their own favorite tips and solutions so be prepared to take notes.
It took a long time. Three days of about four hours a day with a few breaks for phone calls, snacks, and to track down a tiny dog who thinks she can chase bighorn sheep up on the cliffs. But finally, I was done. One end had two cords (one for the 30-foot length and one for the 6-foot length) and the other end had one cord (for the other 30-foot length).
Most RVs aren't rated for extreme temperatures and most full-time RVs head to warmer climates during the coldest months. But what do you do when moving south isn't an option? There are a few improvements you can made to your RV to make it warm and comfortable and get you through the winter safely. Carolina Coach & Marine, serving Charlotte, Winston-Salem, and Greensboro, SC, wants to see you safely through the cold and ice, read below then visit our dealership for more help preparing your RV.
I am currently in the process of getting a job in Malaga. The Wenatchee and surrounding areas look beautiful, though I am not one for apartment life (I prefer cheaper living and green space.) I’m trying to figure out a way to have an RV or a tiny house out there, though I’m not sure where to start. I’ll be in the area this Friday (I currenly live in Michigan), do you have any suggestions on finding a lot to rent or take care of in exchage for rent?
Now, we’re not full-timers, but here’s how we keep our monthly expenses down when we are on the road: Budget, Book Early and Save $$$! In order to save money to increase our travel, we launched a new budgeting strategy several years ago. We began our plan, believe it or not, by shifting our yearly spending. It all began in the fall of 2008 when we completed our holiday spending several months early… by the end of October! Honestly, this is a terrific idea as you will find that most Black Friday Deals have the same pricing for sales offered in October. Seriously! Putting this away early allows us to begin to save and prepare for the following year’s travel season ahead of time. We then start to save money from November through January to use for RV travel! We are always ahead of the game! We book our vacations early and ask for “Early Bird Specials”/ AAA/ Good Sam Member/ or Military Specials for trips we plan to take starting in March and we plan trips through October.
Your water hose WILL FREEZE! Do not leave your water hose connected during freezing temperatures. There are special water hoses you can plug in to keep warm, you can also make a heated water hose using Pipe Heating Cable (Heat Tape) and Insulating Foam Pipe Covers. During extreme freeze your ‘heated’ water hose may still freeze. Numerous times I’ve seen people in the bathroom trying to thaw their heated hoses. Save money and save hassle, just fill your fresh water tank and disconnect your hose, repeat when necessary (it’s really not a big deal and it will save you money and you won’t have to store a bulky winter water hose all year)
Thank you for the information on RV monthly expenditures. We will be on the road shortly and have so many questions!! When you were traveling in your gas motorhome and pulling your jeep, how difficult was it going up the mountains in the west U.S. A.? My husband says we should get a diesel motorhome instead of a gas, because of the “wear and tear” on the gas engine.
Thank goodness you have the finances and securities to afford the RV lifestyle you two are able to enjoy. You do not need to apologize for that. You guys do a good job of keeping the RV community informed. 2015 is my year for transitioning to a RV lifestyle. Gathering all the information I can to aid in my search and the transition itself. Looking at a nice used 33 ft. Class C that I can support with my SS check and small retirement income.
We try to find parks that are around $30 a night. We use our Passport AmericaPassport America discount as often as possible, which saved us around $700 during our first 6 months of RVing! We don’t boondock as often as we’d like, mainly because we didn’t consider this when purchasing our first RV. The fifth wheel we bought didn’t have very large holding tanks, which limited us in how many days we could dry camp. If you are shopping for an RV, be sure to read these tips first to avoid making similar mistakes we did.
*About the hose that will not drain properly. To be fair, that is what the person was trying to accomplish. By forming this "P-Trap" in the line they could leave their dump valve open all the time without sewer gas entering their RV. You could certainly do this where you need not worry about freezing temperatures. However, if it freezes, it will block the flow and possible rupture the hose.
Now that the windows are covered, lets do something about those roof vents. Most vents really don't seal well and we all know that warm air rises, so what can we do to stop it? Again, there are lots of possibilities: That same shrink film can be used, or some fiberglass insulation can be cut to fit and held up with a piece of cardboard. There are also nifty little pillows that are designed to fit snugly into the vent opening to seal and insulate it. These are great, as they are easily removed when you want to have the vent open.
Bus/RV: We have a full-timers policy on our bus that is kinda like a combined home-owners and auto policy ($1018/yr), and annual tag fees for our personalized speciality plates ($110/yr). As of 2013, we are registered and insured out of Florida – and we have limited full coverage options for a restored vintage bus conversion (our policy is through National General – and our agent is Epic-Insurance – Gina is awesome, give her a call!)
Actually we haven’t had any more below zero temperatures since that one time, so I can’t say for sure; however we haven’t had that same problem since. We generally leave it turned off unless the weather is supposed to be down in the teens, although I can’t even remember if we’ve had any more single digit weather. It is a bit tough to get the door to the tank storage area to close with the blanket on; if we had a blanket on both tanks I’m not sure if we would be able to close the door at all. Still, I definitely feel better knowing we have it.
Next was digging the trench across my driveway. Although I’m fortunate that there are very few rocks in my primary building site — which also made the septic system guy pretty happy — the driveway did have a layer of gravel over it. I had to dig through that gravel and into the softer dirt beneath it. Later, I had to shovel all that gravel back. Hard work!
Full disclosure: When I went full timing in ‘04, I had the proceeds from the sale of my house & belongings, so I bought my RV outright, but also had over $100K in the bank plus a retirement fund to fall back on. I volunteered for a free space or earned money for fun, not because I had to. I also am healthy and had NO health insurance for nearly 8 years. Paid cash when necessary. I know how to be cautious. I eventually signed up at the VA as I’m a veteran.
I get it. I grew up with my parents RVing all over, went in the military and traveled all over and got out and bought a small 16′ toy hauler, that lasted a year (do to the cramped style of it). we then bought a 27′ toy hauler and full timed in it for 5 years (still cramped with no slide outs)before deciding to take the leap. We now live Full time in a 36 1/2′ RV with 4 slide outs. it has a nice size bedroom w/ king size bed and washer and dryer, nice size bathroom with shower, big kitchen and dining area (which I re-modeled) and a big front living room with two fold out sofas and a complete entertainment system which I upgraded. did I mention that it’s a 5th wheel? any how, we have no problem that can’t be fixed at a lot cheaper price than a house and sleeping arrangements, she gets the bedroom and I get the sofa when snoring, which i might add is NOW very comfortable with the extra 4″ thick full length padding I added. we have a house on wheels 3 heaters, 3 AC units, wine cooler, ice maker, washer / dryer, 3 TV’s and so much more. I have added a lot of this to make life comfortable . I just wanted to say that RV living does not have to be a nightmare. It is what you want to make of it. It looks like you have decided NOT to make it a permanent life style like us and just use it as a means to get by while you build your dream home. that’s great too. however, I would change the title of your segment to “OUR 10 ugly truths of fulltime RVing in a small RV.” or something more related to the size of your RV. because when you get into the bigger RV’s your 10 ugly truths don’t really apply. except one item, GENERAL WEAR AND TEAR. I totally agree that the furniture is not made as durable as it should be. but then again things in or on a house wear out also. and that stuff will cost you a lot more than on a 5th wheel or TT Type Trailers. motor coach’s are different. depending on what breaks, they can get very expensive. I have one small question, when your house is built and you are settled in will you take your trailer out and go camping?
3. Keep the fresh water and pipes from freezing: In my humble opinion your tips and tricks are spot on. I do have an observation and suggestion to make. Your efforts are targeting the “sewer bay” on the driver side of the RV. When we froze in Louisiana, it was the passenger side that was vulnerable. Our fresh water tank has an overflow vent on the passenger side. When the water in the tank freezes, like a pond the top of the water freezes first. In our case that prevented us from putting water into the tank and we ended up with a small crack in the tank. Fortunately, it was on the edge and was easily fixed. I think the freezing occurred because our efforts were on the “sewer bay” side and not the other. I think the answer here is another small space heater on the passenger side of the RV.
Your numbers are more complete than others that I have seen. We have been full timing for 9 years so I know there are a lot of things that need to be considered. It appears that laundry is in your misc. entry. Maybe other things are hidden in there too but I wonder about propane, co-pays for medical and drugs. I think you should have a line item for RV and Jeep maintenance and repairs. This can be a significant amount. Another item is admissions and entertainment. Don’t you buy gifts for each other or for relatives? I didn’t see anything about that. The last item has been mentioned in other remarks but I have to bring it up again and that is RV parks. You mentioned in August, 2016 that you spent 21 nights in RV parks and only spent $260. That is an average of $12.38 per night. I don’t know how you found sites this cheap unless you were in a membership campground such as Thousand Trails. If that is the case then you need to add in the prorated purchase price and the annual fees. If it is not the case then good for you. I have budgeted $25 per night and more recently $35 per night. Going to the east coast is more expensive than the midwest or western states. I agree that boonbocking can save some money but it seems like your numbers are pretty unrealistic.
This discussion of condensation brings up a related subject… the method of heating that you use in your RV. When propane is burned, it releases combustion byproducts and one of those byproducts is a surprisingly large quantity of water vapor! Most standard RV furnaces are vented to the outside of the rig and will not add any moisture to the inside air. This is not true of any unvented propane heater, including popular catalytic heaters. Using your stovetop burners also adds moisture to the inside air. If you intend to heat your rig using an unvented propane heater, you will have to provide a larger amount of ventilation to remove the additional moisture added to your air. Most unvented heaters are pretty nice for milder climates and are great for taking that morning chill off. Using them as your primary source of heat in really cold weather can prove to be a challenge because of the potential for condensation problems.
Having cabinets above head level: Continuing with the Hobbit theme, I'd love to make it through one day without banging my head on some part of the RV. Sometimes I feel like I should wear a helmet while walking around inside. From the bathroom cabinet to the front area where the TV is located, I've made cranial contact with all of it hard enough to see stars. Not exactly fun.
Most fulltime RVers sign up with a mail forwarding service and use that as their main address (and also often as their official domicile address for taxes, health insurance etc.). We have our service in SD (with DakotaPost), but there are many other good services out there (e.g. Escapees in TX, St.Brendans Isle in FL). Basically all our stuff gets sent to the mail forwarder where it’s collected and held. Whenever we want the mail we just ask for it to be forwarded from there to wherever we are. If we’re in a place that doesn’t accept mail, we’ll get it sent to the nearest Post Office as General Delivery and go pick it up there. We typically get our mail ~once per month.
The average cost we run in to is $1.75/load for washing and $1.25/load for drying. Most campgrounds have low-end but decent enough washers and dryers and you hardly ever have to run a load multiple time. It is important to note that many campgrounds and parks will not let you hang clotheslines so you can’t depend on that as a way to reduce expenses.
Hello I am considering hitting the road now that we are bill-less. Tell me how do you have a permanent address? For your drivers licenses, tabs and things like that. I ask this because I will be traveling with my special needs child and I will need monthly supplies wherever we are at. I have gotten most everything on line now but supplies are are different matter. Do you think I will be restricted in our travels? If we get to travel at all? I am also getting a 40′ because I can’t do it in anything smaller, not that I have a lot of stuff but because of what I need. I have lived in a 37′ fifth wheel when we were younger and we both loved it, had it for 4 years of living. I am going motor home this time around. I have done a lot of research on it and although there aren’t very many parks that can handle 40′, more and more are popping up. I found your postings just today and sucked up most everything. Your blogs also confirmed my research and also made me aware of things that I did not know. Even if I can’t travel because of this, I will still be buying a motor home for us to live in. Please be blunt if you choose to respond on whether you think I should or not do the travel part. Thank you.
$3,472 *not included in overall expense* 2WynnInc Expenses – The corporate expenses associated with running our business from the road: Bookkeeping, Payroll, editing, etc. Doesn’t include state or IRS taxes. I’ve included my business expenses for this Quarter since we just posted our Make Money and Travel article. I don’t spend this much every quarter, it can vary widely depending on each project, but on average we spend around $1000 each month on the backend (i.e. not the website, email subscriptions, hosting, etc) to run our traveling business.
I first heard about your guys from Heath’s podcast. This was an awesome and inspiring post. We’re a family of three (plus a dog and cat) planning to do the same thing. It is so encouraging to hear from full-timing families that have made it work, while overcoming some of the stigmas and challenges that come with this decision. Thanks again for sharing your story.
14. Make a commitment to eating healthy. It can be all too easy to just stop in at the nearest fast food restaurant and grab something to go, but that certainly isn’t the healthiest option. You will need a well-rounded diet more on the road than anywhere else, so it would be best to make a plan for such a diet. There are many places where finding fresh fruits and veggies isn’t easy, so stock up when and where you can. Use stay-fresh bags to store these items in and learn to can these items as well for longer storage possibilities.
I don’t know if a particular dollar amount works here, but the more you have on hand, the better. I think a couple needs to have a solid plan that will generate a steady monthly income while traveling and living in the RV. It would be wise to have money saved and set aside in the event of an injury or illness that could prevent you from working for a period of time. If I had to put a dollar figure on it, I would probably say a minimum of six months of income/expenses is a good place to start.
We already discussed becoming more social, but meeting other full-time RVers in this community is one of the best things that has happened to us. There are some people we consider friends that we haven't even met in person yet. The RVing community is welcoming and open and we often start friendships online through Facebook groups or Instagram before crossing paths in real life.