The biggest problem for full-timers is covering their personal belongings. Anything that was not originally sold with the RV and is not attached (imagine turning the RV upside down to find out what’s “not attached”), is considered “Personal Effects,” and most RV policies include some kind of coverage for Personal Effects. However, from my research, this coverage is woefully inadequate if you have anything beyond basic camping gear in your rig.
There are lots of long term RV Parks that run anywhere from $350 a month to $1500 a month depending on the park and location. Could be more comfortable (less expensive than hotels) and easier than packing up and dealing with storage units often. As for finding an RV park, that is as simple as a google search once you know the area you are headed. You can look at sites like rvparkreviews.com to read what others experiences have been.
Then there are state parks, which run sometimes $15 / night, typically closer to $20 / night, and that often includes electric & water, but no sewage at your site (you have to drive over to the dump). They typically have a 2 week max stay at any given park, but are almost always more beautiful than private RV parks, with each site tending to have much more space.
We had planned to stay in the RV for an entire year after being stationary but soon realized that wasn’t going to work. Not only were the boys embarrassed, our 41′ RV shrunk exponentially once we quit moving. Having Yellowstone or Lake Superior as the playground in your backyard is much different from the city campground where the RVs are crammed together like books on a bookshelf. So we found a house and a few months later said goodbye to the RV.
In a few years my husband and I will be full timers. My husband will be working shutdowns as a welder, so it will be a few more years before we are traveling for enjoyment. We have had this plan for a long time, we said when the kids finished high school we would boom out together. I’m looking forward to our next journey together. I’ve found all the comments here very informative and helpful. Thank you for 10 wonderful tips.
- Seal the areas around plumbing and electrical openings to the outside. If possible, use caulk for small gaps and expanding-foam insulation for larger areas. Use caution because foams can expand and damage certain areas. Low-expansion foams, typically used around doors and windows, are available. Remember that fiberglass insulation does not stop air movement, so simply stuffing fiberglass into openings will be effective only if the air leaks are sealed.
Full-timing can be done in many different ways, and whether or not a young couple needs a big nest egg depends entirely on how much money they can earn on the road. Someone with a mobile, high paying profession, like contract nursing, doesn’t need a big nest egg. Someone that will be relying on work camping at campgrounds and RV parks may want more in the bank to handle emergencies that will require more money than their salary can provide.
- Rodents may be attracted to the dark and warm areas created by adding skirting to an RV, so use some rodent control measures. Your best option is to seal any hole larger than ¼ inch. Fill holes with expanding foam and place a thin piece of aluminum cut from a pop can over the holes. You also can use traps and poison baits if the sealing material leaves some gaps.
Close family ties. People accustomed to frequent visits with family and friends need to consider how they will adjust, and how they will stay connected from across the miles. Some people find it difficult to leave a physical community or geography. On the other hand, we have met RVers who delight in their RV lifestyle as the perfect way to visit with friends and family geographically scattered around the country.
Hi Kristen, if you haven’t already you will want to read the full Fulltime RV Living series, that should answer many of your questions. Costs are going to vary greatly depending on what kind of camper you decide you need. Our payment was $430 per month which we thought was rather high. Water, gas, electric, and site rental will depend on the campground and the season of the year. Our rv was not custom, it was a standard Open Range 413RLL model. Most that live in an rv fulltime (that are traveling) homeschool their children. If you are going to stay in one place you may have other options. I hope that helps!
After five years of relying on free wifi signals for internet access and using pay phones for phone calls, we got a Verizon MiFi jetpack in 2012, and we now use it for all our communications, including phone calls. This figure includes both our Verizon account with 10 GB of data per month and our $2.99/month Skype account that lets us make unlimited phone calls to the US and Canada no matter where we are in the world (this was very helpful while we were on our sailboat in Mexico). We’ve gotten used to using the laptop as a phone on Skype. It’s a little weird because the person you are talking to ends up on speaker phone, which they may or may not appreciate, and some calls get dropped, but it works well enough.
Monthly Stays – Marinas tend to charge by the foot for monthly stays, ranging from $10 – 30 per foot (we’re 47′ long, so anywhere from $500-1400, plus electric and liveaboard surcharges). Like RV Parks, these are the cheapest marina rates and we’re looking forward to a slow pace of travel spending time in marinas in cool downtowns with lots to do in walking range.
But personally, I wear jeans, shorts and tee shirts in warm weather and its fine with me. Didn’t buy any or very few clothing. I ain’t got no cat either. The Truck/RV insurance in Quebec cost me 1200$ and personal insurance 700$. I do not eat out once, no fast food ever and I make my one food so it’s good and healthy. Groceries cost : 2,125$ including fine wine every day in the evening.
I was wondering what your thoughts are on a woman (myself) doing this alone? In two years my teenage son will be 18 and my plan is to sell the one bedroom condo we live in and hit the road. You are actually the first site/blog I read when I googled how to rv? I am a very adventurous person and have always wanted to travel. I desperately need so peace and relaxation in my life and love nature. I will continue to research and read your blogs to get as much info as possible. I haven’t even checked pricing yet but I was think buying an rv and living in it and traveling full time makes a lot more sense then putting my money right back in a condo. I want to feel free and I always feel that way when I get out of town. Any advice or direction as to where I should start would be very much appreciated.
$1264 Dining Out It’s beautiful to go back through and see where we spent our money eating out. The only chain is Chipotle which we ate at 4 times this quarter. The rest is made up of coffee shops, small restaurants, and different breweries. Of course this number is skewed a bit as 10% of these expenses likely belong in the grocery category because we purchase whole bean coffee and specialty beers from many of the coffee shops and breweries we visit.
I talked to you on IRV2 before. I go by “Rollingsmoke” on there. Got the name from the woodstove I built and had in my motorhome. I never plugged in anywhere was always random ” camping “;) in the mountains…. If you want some tips on how to have running water in the winter feel free to ask. I can give you a few tips. Either way works but I liked having running water. It’s challenging but doable.
Whether you’re camping down South where the sun always shines or places where it’s cold, the AC and the insulated underbelly plus furnace should keep your RV running at a comfortable temperature. If you’re thinking of doing a little tailgating along when on the move, there are exterior speakers, outdoor kitchen support with refrigerator and cooktop range, a wide awning and even an option for an outdoor grill. All in all, while the Jayco North point serves more purposes than one, it’s definitely a solid choice if you’re looking at fifth wheels for full-time living.
It Sounds like your rear brakes may be freezing up. Are you setting the parking brake? If so there is probably moisture in the brakes and when you set the parking brake, (which sets the rear brakes only) the brakes then cool and the moisture turns to ice, thus freezing the brake pads to the brake drum. I am assuming this is the trouble because they seem to release when you try to reverse, which is a common reaction to this problem.
Health insurance costs are totally individual, and the coverage for everyone is evolving. We do not have health insurance. Other younger full-time RVers have posted some terrific articles about health insurance and the impact on one’s choice of domicile state. Check out the excellent posts by Wheeling It and Interstellar Orchard. They both reference insurance agent Kyle Henson of RVer Health Insurance who is quickly becoming the go-to agent for all RVers’ health insurance needs.
Hi I was reading the comments and noticed you decided to hit the road. It was a few years ago I know but wondering how it went? I’m a single woman and will be traveling alone. I’m scared but what scares me more is not following my dream of seeing the world. I mean I don’t know what will happen and it does concern me. If I’m traveling and get sick where do I go if my medical Insurance is in la county. I have so much to learn.
What about interest though? At a 4% interest rate, the total cost of that $343,000 home would be over $471,000 over 30 years, before you factor in all of the other monthly bills!. It’s hard to compare these things exactly though, as a house can last for many generations, whereas most RVs will have a hard time lasting for an entire person’s lifetime (especially if you buy used when you’re still young). Airstreams and very well built Class As are the exception.
6. Necessities and storage: ‘Take only what's necessary’ is easier said than done, but these tips should help. Have each family member lay out everything they want to take with them, and then have them pick out one thing they can do without until the pile is reduced as much as possible. Invest in some vacuum seal bags for clothing, and a hand-vac. Full-time RV living is a lot like camping, and necessitates much of the same equipment.
So I am curious. Why can you talk about the cost of the RV? You mention you aren’t allowed to discuss the cost of the Windy, and you only suggest you are leasing the new one. My concern is that it may be false representation of the life style. I am sure many people would like to do what you do and can. However, not many people under 30 years of age can drive around in a 200K RV doing what you are doing. I tend to think the RV’s are discounted to you or even loaned to you as part of financial agreements with companies you work for. If this is true, this isn’t something the average person can do. Can you please be more transparent if you are in fact trying to promote this life style. (I am not trying to be a hater, i just want to better understand how you are doing this).
This item is hard to predict, but now that we have owned our truck and trailer all these years, we can provide an average of what we’ve spent so far on maintenance and repairs since we started full-timing. From 2007 until 2014, we had very few repairs on our rig, so our total repair bill plus maintenance bill each month was a modest $106 / month ($1,272 / year).
With the 2 dogs we knew hotel hopping wouldn’t work, so what is the best way to travel with pets? An RV! We started looking for an RV that we could take on short trips once we downsized. We found a 29 foot Class C which we bought to give it a go. We took our first long trip to Florida in January, and we were hooked. We called my sister and said let’s forget the duplex and travel full-time in our RV!
Wow..we have been following your post since we saw the special on TV. Was hoping to get some information on RV-ing, but did not know you would provide great detailed information. We hope to start traveling in about 5 years and the cost have been on our minds alot this year. Your expense details really help us. Hope to see you on the road sooner than 5 years. Thanks for the posts.
“Character” – Before we went on the road we looked at a vintage bus and I loved it. It had so much character and personality. However practically outweighed personality for full time RVing. Since this one is for part time only, we are considering something more “fun” like a vintage camper. We love remodeling/renovation projects and think it would be fun to renovate and older trailer and make it something that “fits us”. However, vintage trailers sacrifice modern comforts and we just aren’t sure we want to sacrifice modern comforts.
Heated Water Hose – You can make your own with heat tape and pipe insulation and this works pretty well, although on occasion we have seen people in the bathrooms warming up their frozen hoses during extreme cold snaps. I’d recommend just purchasing a good heated water hose. Camco has one on the market but it looks kinda cheap, from the heated hoses I’ve seen in person I’d recommend the Pirit Heated Hose as the construction and the warranty seem top notch.
In a five year period, a brand new rig (that is, a motorhome/car combo or truck/trailer combo) will typically lose 30% to 50% of its value, and by the end of a decade it will be down to 25% to 40% of its original MSRP. The only way to know what the full-time RVing lifestyle really costs is to know both what you paid for your RV at the beginning and what you sold it for at the end. The difference, divided but the number of months you lived in it, is the true cost of ownership.
We are lucky and my sister and her family (she has 2 kids) also travel fulltime. So we spend a lot of time with them on the road. Plus my parents have joined us on the road too :)! I know it isn’t normal but part of us being able to do this was knowing they would be joining us a lot on the road. We definitely struggle with not seeing my husbands family as often. Skype helps and they have come out to visit us on the road and we hope they will come even more in the coming year. We also make sure to get home for a month or more once a year.
All these questions factor in. I’d say if they can buy the RV outright, if they’re knowledgeable and handy so they can fix or direct the repair of most things on an RV after some study, they could make it with $30,000 in the bank. That would give them close to 2 years to learn the ropes of the road. If they’re frugal. No eating out. No $100 concert tickets. No spurious or unessential purchases. No staying in expensive RV parks. Not too much travel. And assuming they work part time while on the road for either cash or a free RV spot whenever possible.
Eating out – Many people like to sample local eateries when traveling. This is the one area that you have the greatest control over. The great thing about living and traveling in an RV is that you can always prepare your own meals. You have refrigeration and cooking appliances. I even prepare our own meals on travel days, and appreciate stopping at rest areas to eat in the comfort of our RV, rather than at fast food establishments.
Sheepherder wagons have a long history of wood/dung stoves but we don’t see them in the Wally World parking lot belching smoke from their long chimneys protruding from steeply sloped sheet-metal roofs do we? One has to wonder how the modern RV roof holds up, with or without a spark arrester on the stack, so close to the exhaust opening? Wonder how you would like it if somebody parked an RV in front of your house and then the creosote buildup in the stack flashed and blew a blizzard of sparks across your property and vehicles? 😉 Burning birch is not option in most parts of the country. Maybe Kent should discuss the types of wood he prefers and why ….
The value of Personal Effects coverage available generally ranges from $2,000 (National Interstate) to $20,000 (National General), and the full amount is reimbursed in the event of the RV’s total loss. In the event of theft, there has to be proof of forcible entry and a police report must be filed (the time limits for filing the report vary). In case you disagree with the value the adjuster assigns to an item at the time of a claim, it helps to have dated photos of each item and receipts.
Yes we have a washer and dryer in our RV – but it is mini! So when you see one with industrial size washers and dryers that will dry everything in 25 minutes (instead of 2 hours like the RV one) you get really excited :)! It really does become about the little things you took for granted in a house when you live in an RV. And yes there are times I REALLY miss my large washer and dryer that we had in our house . . .
I am fortunate in that my company pays for my cell phone. This includes the grandfathered “unlimited” data plan. However reliable that is though we still look for campgrounds and camping sites that offer reliable WiFi and relish in those moment we get to a cafe or a friends house that will allow us to download a movie or two for future watching. Let it be known though that our call phones and our ‘net connection are essential to our livelihood and therefore our lifestyle. My wife does have a Verizon “Pay As You Go” that we purchase minutes for on a semi-regular basis (every four months or so). For a good look at what WiFi on the road may cost though feel free to check out the expenses of Technomadia.
And don’t forget the discount cards and passes. There are plenty out there and your glovebox should be stuffed with these money-savers before you leave. Tops on that list for any RVer over the age of 62 is the Senior America The Beautiful Pass. For $80 the Senior Pass provides lifetime admission to every national park and 2,000 more recreational sites—and that includes up to three other adults in the vehicle.
This is mainly because it is our home and office and it can be disruptive. If we need to be out of the RV while work is being performed, we have to find somewhere else to work or wait with our pets. We've done this at the service center, at a friend's house, and once we just rented a hotel room because we didn't want to work in the car all day with two dogs and two cats. We don't think they wanted to sit in the car all day either. We've also spent the night at service centers which are not the most scenic locations, but really aren't all that bad. Sometimes you even get to plug into power.