Hope you don’t mind us asking but whilst we have amalgamated what we feel is a good nest egg, our concerns are what to do with it to generate enough income and hopefully enable it to grow somewhat more being in our early and late fifties. We’d hate to run out of monies and the ability to continue our travels due to jumping the gun without an adequate plan in this regards.
$2,319 Fuel Cost – So far we’ve put a lot less miles on the RV this year (around 5,000 so far) however we’ve been driving our Smart Car loads more (probably double last year)! Everyone complains about fuel costs, but if you look at it our fuel isn’t our largest expense, and how much really does a 10 cent increase per gallon cost? You’re either going to travel or you’re not, I’m tired of hearing people use the excuse of fuel costs as a reason they don’t take out their RV. Suck it up, put on your big boy pants, and travel….you’ll thank me later as you realize the trip only cost an extra $25 because of the rise in fuel cost. Sorry for the rant, we just hear this excuse over and over and it’s a moot point.
Definitely! The “fun” budget is something I include in our “entertainment” category and that’s definitely a part of the flexible budget that’s worth planning for when you go fulltime RVing. We actually spend less on entertainment than we did when we lived in a stix and brix in CA (mostly because we go out to eat less than we did when we both worked in a corporate job), but we do spend something in this category every month. It’s year-round entertainment now 🙂
I should also add that the graph I created (in the post) showing average monthly $$ is simply my best guess based on the folks we’ve traveled with and those that have shared or published their budget (which admittedly not everyone is prepared to do). It’s possible I’m wrong and many folks spend more than they say (and since we regularly boondock/workamp it’s also possible we travel mostly with the frugal crowd!), but I honestly don’t think it’s too far off.
Regular shower and/or bathroom: At first, a small bathroom seems just fine – until you've been in there a few times. The walls close in. The shower is smaller than most broom closets. Your elbows will touch both sides, as will a lot of the rest of your body at certain times. While it's totally doable to take a shower and still feel like you are OK to go out in public, it's certainly not luxurious.
$1,779 Spain Trip – This fall we decided to attend our first ever bloggers convention, mostly due to the fact it was being held in Spain. Sometimes you have to get out of the RV and explore a little differently. Only bad part about leaving the RV is your realize how expensive typical travel really is. We visited Girona, Spain and Costa Brava for a total of 10 days – 4 days at the conference, and the rest traveling the coast (oh yea and a 16 hour overnight layover party in Amsterdam). Since we were traveling to a bloggers conference we did get some special treatments from our travel industry friends and the event coordinators and hosts: We had our flights comped but we had to pay the fees ($215), our first hotel was 50% off but still cost $400 for 4 nights (the other hotel nights were comped), several of our meals were taken care of but we still ate out on our own several days ($639), ATM Withdraw ($278), Rental Car was 80% off, Public Transportation in the Netherlands ($25) and of course there were the conference tickets ($222 for both of us). These rates also include the credit card currency conversion fees, and the 2 ATM fees. It just blows me away that we had something like $4,000 comped during this trip and yet we still managed to spend nearly 2 Grand in 10 days. For those who think RV travel is expensive…think again!
In addition, we get to utilize the mortgage interest off our RV payment as a tax deduction (it’s a second mortgage if you have a bathroom—see IRS laws). Besides the memories we make starting from the moment we drive out of our driveway, we are making our money go further. That means more money for more vacations! In addition you will save even more money making your own meals on your travels. Can you say “Ca-ching!”
We’ve been RVing for three years and have tried quite a few options for coverage on the road. We’ve actually used something different every year because until this year, we have not been happy with our options. We recently changed healthcare providers and switched to a health-sharing ministry.Our previous health care solution was through the RVers Insurance Exchange and we also tried the Affordable Care Act one year. We currently pay $250/month for both of us on our health-sharing plan, which is significantly less than we used to pay through traditional providers.
Obviously, food is a point where budgets can vary widely by personal dietary preferences… but you’ll probably spend similarly to what you spend now, maybe a touch more. The biggest change is you may not have room to store bulk buys – so that could account for some increase. And you may be tempted to eat out a bit more while you’re traveling, mostly to sample local cuisines but sometimes just because it’s easier after a long day of driving, or cooking in a small space may be seem limiting.
We’ve had a Class C (without a tow vehicle, we just used bikes) and it was a pain if we had to drive somewhere for groceries, etc. so we were always looking for RV parks near towns and public transportation. Having a little car to tow along would be easier in those situations, but we don’t personally particularly love the whole hitching up process. When we lived in our Airstream + Ford E-350 combo, it was convenient to have the van and Airstream as separate things (I could work while the family went somewhere for the day, etc.) but again…I hate hitching up and down.
For healthcare we keep $8,000 in our HSA account (tax-free health savings account). This not only covers our regular yearly self-pay checks, but also covers the individual deductible on our health care plan in case we should ever need it. We keep an additional 4-6 months of savings in ready cash (e.g. cash, money market, savings) for unplanned RV, pet & other expenses and regularly add to these savings through our monthly budget.
Lillian, you took the words right outta my mouth. I don’t understand the haters, but I know they’re out there. I, too, appreciate the expense breakdown of full time RVing. I’m 6 years away from making the leap myself, and it’s nice to see in black and white where monies get spent, and it might be in some areas that I hadn’t considered. People can always adjust accordingly. Reading Nikki and Jason’s posts and watching their videos has convinced me that when my wife and I pull the trigger, we’re going solar and installing composting toilets. I wouldn’t even know they existed if not for this website. Thank you, Wynn’s!
Our motorhome had a diesel furnace that provided heat and hot water. Because the electric was included in the campground fee, we ended up using a couple of catalytic heaters for most of our interior heating needs. This also helped us conserve fuel so we wouldn’t have to cart diesel back to the RV to fill the fuel tank as often. The most critical function of the furnace for winter RVing was to keep the bays heated so nothing would freeze (tanks, plumbing lines, etc.).
For example if you’re buying an older RV, you’ll want to plan for some initial $$ to fix the things that will undoubtedly need to be fixed before you can get on the road (e.g. new tires? oil changes? new hoses? new suspension? broken appliances?). Also you’ll want to buy some basic stuff (e.g. sewer hose, camping chairs, surge protector, TPMS) to set yourself up for starting on the road. Lastly, if you plan to do some upgrades (e.g. buy a cellular booster, install a solar system) you’ll want to plan for those too. These one-time expenses can easily cost $5,000-$20,000 depending on what the condition of your rig is and what you’re planning to do. Some of of them (e.g. upgrades) will likely spread across multiple years too, so include some extra $$ for these in your yearly plan as well.
We are a Navy family of 6 (+3 cats) just starting out in a 34′ trailer. I am so excited to have found some families living a “full timer” lifestyle. We will mostly be tethered since my husband is still in the service, but we are thrilled that it will make traveling and changing duty stations MUCH easier! WalMart parking lots are fantastic for pit stops, it was a relief to know that I could just pop over to the grocery store if we had forgotten anything! Just wanted to say thank you in advance, since I am already brain-storming ways to organize our limited space, and figure out exactly how much we want to take with us! Best wishes on your journey…
*Diesel is mixed with additives and processed by the fuel companies in three stages (summer goes to -11 degrees, autumn/spring goes to -24 and winterdiesel goes to -32 Celsius), so here you do not have to worry as much about wax forming in the diesel. A tip is to not fill too much at lower altitudes, as gas-stations at higher/colder parts of the country will change over to the next “level” earlier in the season. so fill up when you get there, not before…
There are so many wonderful things about RVing full time with kids and teens but the fact of the matter is full time RV was beyond amazing when they were younger but RV life could no longer provide for their expanding needs and interests. (Disclaimer: The pursuit of the following activities is a struggle because we are fully aware these actives are a privilege that comes with being middle class and certainly not necessary for a fulfilled life but they are fun, rewarding, and teach their own lessons.)
A non resident has to leave the country after his staying permit expires which is usually after 6 months (Max) so we cannot do it full time but I consider ourselves as “Summer full timers” that have 2 residents:one at our home in Israel and the second on wheels in North America-this is for as the optimum and we are enjoying it for the last 10 years.
Or you could “upgrade” to living in an RV. You pay some amount of cash for this home on the road, and set off on a journey. That initial cost is probably similar to what you’d spend on a downpayment on a house. That is, if you would have lived in a $500,000 house, you buy a $250,000 rig. If you’d have lived in a $150,000 house you buy a $35,000 RV. And yet others find their way into single digit thousands and work on them as we go.
Last winter, we spent the week leading up to the new year with around 40 other rigs in the Anza-Borrego desert. It was truly one of the most memorable New Year's Eve nights we've ever experienced. We sang karaoke (well, not us, we watched karaoke), burned a plywood borrego, and ate like kings at a potluck out in the middle of nowhere. It was pretty fantastic. From there, we broke off with a smaller group in search of better internet and continued with the community happy hours. We then hiked it up to Quartzsite for an Xscapers convergence and another gathering of close friends. It was a pretty great way to spend a month, especially before we all dispersed in different directions for the spring.
In the event that there is a partial loss, like theft of just a few items, there are caps on what is covered. With National General, if the theft occurs inside your RV, then the cap is 25% of the total value of all the Personal Effects coverage that you carry. For example, if you have a $20,000 Personal Effects policy, then this means there is a cap of $5,000 per claim. If the theft occurs outside the RV but on your campsite, then the coverage is 10% of the total value of all the Personal Effects coverage that you carry. Again, for $20,000 total coverage, this means a cap of $2,000 per claim. There is no coverage if the theft occurs away from the RV (i.e, your bike is stolen from the bike rack at the coffee shop in town).
We pull a 44’ Fifth Wheel with our Chevy 3500 HD Truck. We typically stay in place 4-6 weeks before moving which helps keep costs down, but the truck is also our only vehicle for local drives. In addition, Sean has to travel quite a bit for work and we are typically about 1 ½ hour away from a major airport and have to drive there and back a couple of times a month. For 2018, we plan to keep a separate log of mileage from moving with the Fifth Wheel, driving in the local area travel, and traveling to and from airports.
For MVUM maps there will *usually* be an indication of which roads allow camping, but it depends on the individual map. For many of the maps we physically own (I typically pick them up at the Forest Service office when we travel through) the roads are indicated by a series of dots along the side. Look at the map key and hopefully you’ll see it there. I haven’t used the App much myself, but I do think you get a color map there, so that may help.
Richard is working at with the Amazon CamperForce program for the second year. He’ll be at the warehouse from September to December. It’s very different from his career in IT, but the income allows the family to live this nomadic lifestyle. He earned $11.50 an hour at a fulfillment center in Murfreesboro, Tenn., which went to $15 an hour in November.